Median Income
$61,112
19% lower than US avg
Home Value
$212,800
25% lower than US avg
Violent Crime
436/100K
15% higher than US avg
Bachelor's+
29.4%
13% lower than US avg
Median Rent
$1,005
14% lower than US avg
Obesity Rate
40.5%
26% higher than US avg
Unemployment
4.4%
22% higher than US avg
Poverty Rate
11.9%
4% lower than US avg
How St. Cloud Compares to the U.S. Average (100% = U.S. avg)
People
Population69,926
Median Age31.0 yrs
Density1,739/mi²
Male / Female51% / 49%
Largest GroupWhite 68%
Veterans6.4%
Economy
B+
Median Income$61,112
Per Capita$32,575
Unemployment4.4%
Poverty11.9%
County GDP$2,398M
Commute20 min
Housing
A+
Home Value$212,800
Rent$1,005
Ownership48.6%
Zillow$295,669
Housing Units29,130
Rent Burden28.0%
Crime
F
Violent436/100K
Property3,576/100K
Murder0.0/100K
Assault256/100K
Burglary329/100K
Health
Obesity40.5%
Uninsured9.3%
Smoking17.3%
Depression25.6%
Heart Disease6.0%
Climate
Avg Temp43°F (6°C)
AQI36 (Good)
Rain28.5 in/yr
Sunny Days276/yr
Elevation1,020 ft (311 m)
Education
B
Bachelor's+29.4%
High School+90.7%
Graduate+10.3%
School Score6.37
Community
2024 VoteR 67% / D 31%
Commute20 min
Broadband90.4%
EV Stations9
Libraries1
Is St. Cloud a Good Place to Live?
Based on current data, St. Cloud receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include high obesity rates. St. Cloud offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Cloud is $61,112, 19% below the national average of $75,149. Unemployment stands at 4.4%, indicating a healthy job market. 11.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 20 minutes.
Cost of Living & Housing
The median home value in St. Cloud is $212,800, 25% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,005 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.5x indicates a reasonably affordable housing market.
Safety & Crime
The violent crime rate of 436 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,576 per 100,000, 82% above the national average.
Education
29.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Local schools score 6.4/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
St. Cloud has a cool climate with an average annual temperature of 43°F. Winters average 12°F in January while summers reach 70°F in July. With 276 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.5 inches, including 47.9 inches of snow. Air quality is rated Good with a median AQI of 36.
St. Cloud has a population of 69,926 with a density of 1,739 people per square mile, spread across 40.2 square miles. The median age is 31.0 years, 20% younger than the national median of 38.9. The gender split is 48.9% female and 51.1% male. The city is predominantly White (68.3%), with 2.4% Hispanic, 17.4% Black. English is the primary language spoken at home by 82.4% of residents, while 17.6% speak Spanish. 6.4% of the population are veterans. 13.1% of residents have a disability. 95.1% have health insurance coverage.
Population
31.0yrs
Median Age
20% below US avg
Race & Ethnicity
St. Cloud vs U.S. Average
Language Spoken at Home
English Only
82.4%
5% above US avg
Spanish
17.6%
31% above US avg
Social Characteristics
St. Cloud vs U.S. Average
The median household income in St. Cloud is $61,112, which is 19% below the national average of $75,149. Per capita income is $32,575 (below the $39,052 national figure). The average weekly wage is $1,076, 25% lower than the U.S. average. The unemployment rate is 4.4% (above the 3.6% US average). 11.9% of residents live below the poverty line. The area has 1,063 business establishments, including 56 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 20 minutes (shorter than the 28-minute US average). 7.7% of workers work from home (below the 15.2% national rate).
Income: St. Cloud vs U.S.
Income
| Median HH Income | $61,112 |
| 19% below US avg |
| Per Capita Income | $32,575 |
| Avg Weekly Wage | $1,076 |
| IRS Avg AGI | $69,499 |
| Gini Index | 0.393 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.4% |
| 22% above US avg |
| Poverty Rate | 11.9% |
| 4% below US avg |
| Establishments (County) | 1,063 |
| County GDP | $2,398M |
Business (County)
| Restaurants | 56 |
| Healthcare | 119 |
| Retail | 117 |
| Manufacturing | 68 |
Tax & Cost of Living
| Property Tax (IRS) | $4,076 |
| 16% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 1.92% |
Commute & Transportation
| Commute Time | 20.3 min |
| Drive Alone | 72.8% |
| Public Transit | 2.5% |
| Work from Home | 7.7% |
The median home value in St. Cloud is $212,800, 25% below the national median of $281,900. Zillow estimates the typical home value at $295,669, higher than the Census estimate. Homes sell for 98.5% of their list price. Monthly rent averages $1,005 (14% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 48.6% of housing units are owner-occupied (below the 65.4% national rate). There are 29,130 total housing units in the city. The median year a home was built is 1980. The average annual property tax is $4,076 (higher than the $3,500 national average). 28.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.5x.
Home Values
| Census Median | $212,800 |
| 25% below US avg |
| Zillow ZHVI | $295,669 |
| Median List Price | $299,950 |
Real Estate Market (Redfin)
| Median List Price | $299,950 |
| $/Sq Ft | $128 |
| Homes Sold | 46 |
| Sale-to-List Ratio | 98.5% |
| Price Drops | 17.7% |
| Inventory | 141 |
Rental Costs
| Census Median Rent | $1,005 |
| 14% below US avg |
| Rent Burden | 28.0% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 48.6% |
| Owner-Occupied | 48.6% |
| Renter-Occupied | 51.4% |
| Housing Units | 29,130 |
| Median Year Built | 1980 |
Property Tax
| Avg Tax (IRS) | $4,076 |
| 16% above US avg |
| Effective Rate | 1.92% |
In St. Cloud, 40.5% of adults are obese, above the national rate of 32.1%. 10.7% have diabetes. Heart disease affects 6.0% of residents. 31.1% have high blood pressure. 17.3% are current smokers (above the 14.0% national rate). 18.2% report binge drinking. 26.4% are physically inactive. 25.6% report depression (above the 20.0% national average). 18.0% experience frequent mental distress. 9.3% of residents lack health insurance. The primary care physician ratio is 1:4,607. The dentist ratio is 1:2,962. 65.1% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Air Quality (Open-Meteo CAMS - 2026-05-21)
PM2.5
4.8
μg/m³
Fine particulate
PM10
5.6
μg/m³
Coarse particulate
NO₂
1.4
μg/m³
Nitrogen dioxide
SO₂
0.5
μg/m³
Sulphur dioxide
CO
125.0
μg/m³
Carbon monoxide
Health Metrics: St. Cloud vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.5% |
| 26% above US avg |
| Diabetes | 10.7% |
| Heart Disease | 6.0% |
| High Blood Pressure | 31.1% |
| Asthma | 10.8% |
| COPD | 6.3% |
| Cancer | 7.1% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.3% |
| 24% above US avg |
| Binge Drinking | 18.2% |
| Physical Inactivity | 26.4% |
| Depression | 25.6% |
| Mental Distress | 18.0% |
| Physical Distress | 12.8% |
| Short Sleep | 33.1% |
Healthcare Access
| Insurance Rate | 95.1% |
| Uninsured | 9.3% |
| 8% above US avg |
| Primary Care | 1:4,607 |
| Dentists | 1:2,962 |
| Mental Health | 1:3,467 |
| Checkup Rate | 73.8% |
| Dental Visits | 62.2% |
| Premature Death | 6,370/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 65.1% |
| Healthcare Facilities | 119 |
St. Cloud has a violent crime rate of 436 per 100,000 residents, 15% above the national average of 380. This breaks down to aggravated assault at 256.2 per 100,000, robbery at 73.2, rape at 106.9. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 3,576 per 100,000, 82% above the U.S. average. This includes larceny/theft at 2,992, burglary at 329, vehicle theft at 255 per 100,000 residents. The county recorded 3 fatal traffic crashes. Overall, St. Cloud receives a safety grade of F.
Crime Rates: St. Cloud vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 436.2/100K |
| 15% above US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 106.9/100K |
| Robbery | 73.2/100K |
| Assault | 256.2/100K |
Property Crime
| Total Property | 3,576.3/100K |
| 82% above US avg |
| Burglary | 329.4/100K |
| Theft | 2,992.2/100K |
| Vehicle Theft | 254.7/100K |
| Arson | 14.6/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Cloud has a cool climate with an average annual temperature of 43°F (6°C). Winters average 12°F in January while summers reach 70°F in July. The area gets 276 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 28.5 inches (drier than the 38-inch national average). The area receives 47.9 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,020 feet.
Temperature
12°F Jan (-11°C)
70°F Jul (21°C)
| Annual Average | 42.9°F |
| 21% below US avg |
| January Average | 12°F (-11°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 276 days/yr |
Geography
| Elevation | 1,020 ft (311 m) |
| Area | 40.2 sq mi (104.2 km²) |
| Population Density | 1,739/sq mi |
| Coordinates | 45.5267°N, 94.1710°W |
| Timezone | America/Chicago |
| County | Benton County County |
| Nearest Airport | St Cloud Regional (STC) 6 miles away |
Precipitation & Snow
Annual Rainfall
28.5"
25% below US avg
Wettest Month (Jun)
4.33"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.3 / 100 |
| Social Vulnerability | 30.5 / 100 |
| Community Resilience | 94.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
87 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
149 km |
| Apr 29, 2011 |
Minnesota |
M2.5 |
118 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
401 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 30 fatalities, 981 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 3, 1983 |
EF4 |
75 km |
0 |
| May 6, 1965 |
EF4 |
89 km |
3 |
| May 6, 1965 |
EF4 |
89 km |
3 |
| May 6, 1965 |
EF4 |
87 km |
6 |
| May 6, 1965 |
EF4 |
91 km |
0 |
| Jun 19, 1951 |
EF4 |
74 km |
1 |
| Jul 11, 2008 |
EF3 |
91 km |
0 |
| May 25, 2008 |
EF3 |
96 km |
1 |
| Sep 18, 1997 |
EF3 |
61 km |
1 |
| Jul 1, 1997 |
EF3 |
47 km |
0 |
| Jun 16, 1992 |
EF3 |
57 km |
0 |
| Jul 23, 1987 |
EF3 |
68 km |
0 |
| Apr 26, 1984 |
EF3 |
93 km |
1 |
| Sep 3, 1980 |
EF3 |
4 km |
1 |
| Aug 26, 1977 |
EF3 |
95 km |
0 |
| Jun 25, 1973 |
EF3 |
98 km |
0 |
| May 6, 1965 |
EF3 |
94 km |
0 |
| May 5, 1964 |
EF3 |
48 km |
0 |
| Jul 20, 1951 |
EF3 |
85 km |
5 |
| May 30, 2022 |
EF2 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (9,055 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
9,055 |
80 km |
| 2009 |
CENTER TANK RANGE |
6,131 |
77 km |
| 2002 |
UNIT 4 |
5,887 |
31 km |
| 2003 |
UNITS 37 38 39 A |
4,879 |
38 km |
| 1998 |
UNITS 1617 |
4,649 |
37 km |
| 1988 |
UNNAMED |
4,475 |
77 km |
| 2005 |
RX HFR 05 |
4,253 |
36 km |
| 2009 |
BU9 |
4,112 |
31 km |
| 2007 |
WUI 07 - UNIT 36 |
4,025 |
39 km |
| 1988 |
UNNAMED |
3,642 |
77 km |
| 2000 |
UNIT 25 |
3,412 |
39 km |
| 2009 |
BU11 |
3,242 |
33 km |
| 1997 |
BIG |
2,987 |
36 km |
| 2009 |
UNNAMED |
2,904 |
88 km |
| 2009 |
HENDRICKSON IMPACT AREA |
2,757 |
84 km |
| 2003 |
UNITS 34 33 W |
2,637 |
37 km |
| 2024 |
UNIT 8E RX |
2,551 |
33 km |
| 1992 |
SHARPTAIL |
2,288 |
37 km |
| 1988 |
UNNAMED |
2,243 |
46 km |
| 2010 |
WUI 10 UNIT D |
2,042 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
12°F (-11°C) |
0.8 in |
Coldest |
| February |
17°F (-8°C) |
0.7 in |
Driest |
| March |
29°F (-2°C) |
1.5 in |
|
| April |
45°F (7°C) |
2.3 in |
|
| May |
58°F (14°C) |
3.2 in |
|
| June |
67°F (19°C) |
4.3 in |
Wettest |
| July |
70°F (21°C) |
3.4 in |
Warmest |
| August |
69°F (20°C) |
3.8 in |
|
| September |
59°F (15°C) |
3.1 in |
|
| October |
47°F (8°C) |
2.4 in |
|
| November |
30°F (-1°C) |
1.4 in |
|
| December |
16°F (-9°C) |
0.8 in |
|
St. Cloud has a seasonal temperature swing of 59°F / from 12°F in January to 70°F in July. Total annual precipitation is 27.6 inches, with June being the wettest month (4.3") and February the driest (0.7").
Average costs for common services in St. Cloud. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $621 |
| Toddler | $570 |
| Preschool | $570 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Cloud
What is the population of St. Cloud?
St. Cloud has a population of 69,926 residents and is located in Minnesota. The population density is 1,739 people per square mile, spread across 40.2 square miles. The median age of residents is 31.0 years, which is younger than the national median of 38.9 years. The population is 48.9% female and 51.1% male.
Is St. Cloud expensive to live in?
St. Cloud has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $61,112, 19% below the national average of $75,149. The median home value is $212,800 (25% below the U.S. median). Renters pay a median of $1,005 per month, below the national average of $1,163. The home price-to-income ratio is 3.5x, indicating housing is reasonably affordable relative to local income levels.
Is St. Cloud safe?
The violent crime rate in St. Cloud is 436 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,576 per 100,000 (above the national average). Overall, St. Cloud receives a safety grade of F based on combined crime data.
What is the weather like in St. Cloud?
St. Cloud has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 12°F in January, while summers reach an average of 70°F in July. The area receives 276 sunny days per year, well above the national average of 205. Annual rainfall totals 28.5 inches, with 47.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in St. Cloud?
St. Cloud has a healthy job market with an unemployment rate of 4.4%, near the national average of 3.6%. The average weekly wage is $1,076. There are 1,063 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 20 minutes, and 7.7% of workers work from home.
How much does housing cost in St. Cloud?
The median home value in St. Cloud is $212,800. Zillow estimates the typical home value at $295,669. For renters, the median monthly rent is $1,005. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 48.6%. The average annual property tax is $4,076.
How are the schools in St. Cloud?
Schools in St. Cloud score 6.4 out of 10 on standardized testing, near the national average. 29.4% of adults in St. Cloud hold a bachelor's degree or higher, below the national average of 33.7%. 90.7% have completed high school. 10.3% hold a graduate or professional degree.
How healthy is St. Cloud?
The obesity rate in St. Cloud is 40.5% (above the national rate of 32.1%). 17.3% of adults are smokers. 26.4% are physically inactive. 25.6% of residents report depression. 9.3% lack health insurance. 65.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,607.
What is transportation like in St. Cloud?
The average commute in St. Cloud is 20 minutes, shorter than the national average of 28 minutes. 72.8% of workers drive alone to work, 2.5% use public transit, and 7.7% work from home.
What are the demographics of St. Cloud?
The racial and ethnic makeup of St. Cloud is 68.3% White, 17.4% Black or African American, 2.4% Hispanic or Latino. 82.4% of residents speak only English at home, while 17.6% speak Spanish. 6.4% of the population are military veterans. 13.1% of residents have a disability. 95.1% have health insurance coverage.