Median Income
$98,265
31% higher than US avg
Home Value
$231,300
18% lower than US avg
Bachelor's+
33.6%
0% lower than US avg
Median Rent
$1,755
51% higher than US avg
Obesity Rate
36.4%
13% higher than US avg
Unemployment
6.9%
92% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Holiday Shores Compares to the U.S. Average (100% = U.S. avg)
People
Population3,162
Median Age44.9 yrs
Density2,001/mi²
Male / Female49% / 51%
Largest GroupWhite 94%
Veterans6.8%
Economy
A
Median Income$98,265
Per Capita$43,396
Unemployment6.9%
Poverty0.0%
County GDP$16,575M
Commute31 min
Housing
A+
Home Value$231,300
Rent$1,755
Ownership86.4%
Zillow$240,321
Housing Units1,231
Rent Burden45.6%
Health
Obesity36.4%
Uninsured9.9%
Smoking12.2%
Depression23.4%
Heart Disease4.8%
Climate
Avg Temp56°F (13°C)
AQI49 (Good)
Rain45.8 in/yr
Elevation527 ft (161 m)
Education
B+
Bachelor's+33.6%
High School+96.7%
Graduate+6.0%
School Score5.29
Community
2024 VoteR 56% / D 42%
Commute31 min
Broadband96.0%
EV Stations2
Libraries19
Is Holiday Shores a Good Place to Live?
Based on current data, Holiday Shores receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, affordable housing, a low poverty rate, strong internet connectivity. Areas to be aware of include above-average unemployment. Holiday Shores stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Holiday Shores is $98,265, which is significantly higher than the national average / 31% above $75,149. This places Holiday Shores among higher-income communities. The unemployment rate of 6.9% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 31 minutes.
Cost of Living & Housing
The median home value in Holiday Shores is $231,300, 18% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,755 per month, significantly above the national average of $1,163. At just 2.4x median income, home prices are very affordable relative to local earnings.
Education
Educational attainment is solid, with 33.6% holding a bachelor's degree or higher, near the national average. 96.7% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Holiday Shores enjoys a moderate climate with an average annual temperature of 56°F. Winters average 30°F in January while summers reach 78°F in July. Annual precipitation totals 45.8 inches, including 10.8 inches of snow. Air quality is rated Good with a median AQI of 49.
Holiday Shores has a population of 3,162 with a density of 2,001 people per square mile, spread across 2.1 square miles. The median age is 44.9 years, 15% older than the national median of 38.9. The gender split is 51.4% female and 48.6% male. The city is predominantly White (94.4%), with 6.3% Hispanic, 1.9% Asian. English is the primary language spoken at home by 95.6% of residents. 6.8% of the population are veterans. 10.1% of residents have a disability (below the 13.0% national average). 90.1% have health insurance coverage.
Population
3,162
Total Population
2023 Census
44.9yrs
Median Age
15% above US avg
Race & Ethnicity
Holiday Shores vs U.S. Average
Language Spoken at Home
English Only
95.6%
22% above US avg
Spanish
2.1%
84% below US avg
Social Characteristics
Holiday Shores vs U.S. Average
The median household income in Holiday Shores is $98,265, which is 31% above the national average of $75,149. Per capita income is $43,396 (above the $39,052 national figure). The average weekly wage is $1,099, 23% lower than the U.S. average. The unemployment rate is 6.9% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,398 business establishments, including 627 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 31 minutes. 17.3% of workers work from home.
Income: Holiday Shores vs U.S.
Income
| Median HH Income | $98,265 |
| 31% above US avg |
| Per Capita Income | $43,396 |
| Avg Weekly Wage | $1,099 |
| IRS Avg AGI | $77,601 |
| Gini Index | 0.444 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.9% |
| 92% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 5,398 |
| County GDP | $16,575M |
Business (County)
| Restaurants | 627 |
| Healthcare | 682 |
| Retail | 741 |
| Manufacturing | 169 |
Tax & Cost of Living
| Property Tax (IRS) | $6,460 |
| 85% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 2.79% |
Commute & Transportation
| Commute Time | 30.5 min |
| Drive Alone | 81.5% |
| Public Transit | 1.2% |
| Work from Home | 17.3% |
The median home value in Holiday Shores is $231,300, 18% below the national median of $281,900. Zillow estimates the typical home value at $240,321. According to Redfin, the median sale price is $267,500 with homes selling in an average of 47 days. Monthly rent averages $1,755 (51% above the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 86.4% of housing units are owner-occupied (above the 65.4% national rate). There are 1,231 total housing units in the city. The median year a home was built is 1992. The average annual property tax is $6,460 (higher than the $3,500 national average). 45.6% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $231,300 |
| 18% below US avg |
| Zillow ZHVI | $240,321 |
| Redfin Median Sale | $267,500 |
| Median List Price | $283,250 |
Real Estate Market (Redfin)
| Median Sale Price | $267,500 |
| Median List Price | $283,250 |
| $/Sq Ft | $194 |
| Homes Sold | 4 |
| Days on Market | 47 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $1,755 |
| 51% above US avg |
| Rent Burden | 45.6% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 86.4% |
| Owner-Occupied | 86.4% |
| Renter-Occupied | 13.6% |
| Housing Units | 1,231 |
| Median Year Built | 1992 |
Property Tax
| Avg Tax (IRS) | $6,460 |
| 85% above US avg |
| Effective Rate | 2.79% |
In Holiday Shores, 36.4% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 29.1% have high blood pressure. 12.2% are current smokers. 21.6% report binge drinking. 18.3% are physically inactive, below the national average. 23.4% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. 9.9% of residents lack health insurance. The primary care physician ratio is 1:2,099. The dentist ratio is 1:1,035. 87.6% of residents have access to exercise opportunities. The food environment index is 7.5 out of 10.
Health Metrics: Holiday Shores vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.4% |
| 13% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 29.1% |
| Asthma | 10.4% |
| COPD | 5.4% |
| Cancer | 7.6% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.2% |
| 13% below US avg |
| Binge Drinking | 21.6% |
| Physical Inactivity | 18.3% |
| Depression | 23.4% |
| Mental Distress | 17.7% |
| Physical Distress | 11.7% |
| Short Sleep | 35.0% |
Healthcare Access
| Insurance Rate | 90.1% |
| Uninsured | 9.9% |
| 15% above US avg |
| Primary Care | 1:2,099 |
| Dentists | 1:1,035 |
| Mental Health | 1:376 |
| Checkup Rate | 75.5% |
| Dental Visits | 67.8% |
| Premature Death | 9,159/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 87.6% |
| Healthcare Facilities | 682 |
Holiday Shores enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 30°F in January while summers reach 78°F in July. Annual precipitation totals 45.8 inches (wetter than the 38-inch national average). The area receives 10.8 inches of snow annually. Air quality is rated Good with a median AQI of 49. 53% of days have good air quality. The city sits at an elevation of 527 feet.
Temperature
30°F Jan (-1°C)
78°F Jul (26°C)
| Annual Average | 55.7°F |
| 3% above US avg |
| January Average | 30°F (-1°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 527 ft (161 m) |
| Area | 2.1 sq mi (5.4 km²) |
| Population Density | 2,001/sq mi |
| Coordinates | 38.9271°N, 89.9389°W |
| Timezone | America/Chicago |
| County | Madison County County |
| Nearest Airport | St Louis Regional (ALN)
6 miles away |
Precipitation & Snow
Annual Rainfall
45.8"
21% above US avg
Wettest Month (May)
5.49"
Air Quality
| AQI Median | 49.0 |
| Rating | Good |
| Good Days % | 52.7% |
| Unhealthy Days | 6 |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0502 ppm |
| SO₂ (Sulfur Dioxide) | 1.30 ppb |
| PM2.5 (Fine Particles) | 9.6 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.4 / 100 |
| Social Vulnerability | 25.9 / 100 |
| Community Resilience | 86.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively High |
| Winter Weather |
Relatively High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
37 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M3.3 on May 13, 2025.
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
126 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
67 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
147 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
103 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
147 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
79 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
106 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
106 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
62 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
144 km |
| Feb 28, 1994 |
5 km NW of Harrison, Illinois |
M3.0 |
131 km |
| Sep 5, 2004 |
3 km WNW of Saint Peter, Illinois |
M2.9 |
91 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
149 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
100 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
110 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
66 km |
| Mar 28, 2024 |
1 km NNE of Germantown, Illinois |
M2.8 |
53 km |
| May 5, 2008 |
3 km SSE of Fenton, Missouri |
M2.8 |
64 km |
| Aug 26, 1992 |
5 km W of Frohna, Missouri |
M2.8 |
145 km |
| Sep 13, 1997 |
3 km SSE of Darmstadt, Illinois |
M2.8 |
74 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
663 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 58 fatalities, 1,105 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
71 km |
2 |
| Apr 22, 2011 |
EF4 |
52 km |
0 |
| Apr 3, 1981 |
EF4 |
28 km |
0 |
| Jan 24, 1967 |
EF4 |
60 km |
3 |
| Feb 10, 1959 |
EF4 |
72 km |
21 |
| Jun 14, 1957 |
EF4 |
94 km |
2 |
| Dec 10, 2021 |
EF3 |
92 km |
1 |
| Dec 10, 2021 |
EF3 |
22 km |
6 |
| Dec 1, 2018 |
EF3 |
72 km |
0 |
| May 31, 2013 |
EF3 |
23 km |
0 |
| May 31, 2013 |
EF3 |
75 km |
0 |
| Apr 19, 2011 |
EF3 |
58 km |
0 |
| Dec 31, 2010 |
EF3 |
67 km |
1 |
| Mar 11, 2006 |
EF3 |
96 km |
0 |
| Jun 1, 1999 |
EF3 |
50 km |
1 |
| Nov 15, 1988 |
EF3 |
35 km |
0 |
| Nov 15, 1988 |
EF3 |
67 km |
0 |
| Apr 29, 1984 |
EF3 |
85 km |
0 |
| May 1, 1983 |
EF3 |
38 km |
0 |
| May 1, 1983 |
EF3 |
50 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.8 in |
Coldest |
| February |
35°F (1°C) |
2.3 in |
Driest |
| March |
44°F (7°C) |
3.5 in |
|
| April |
56°F (13°C) |
5.1 in |
|
| May |
66°F (19°C) |
5.5 in |
Wettest |
| June |
75°F (24°C) |
4.7 in |
|
| July |
78°F (26°C) |
4.8 in |
Warmest |
| August |
77°F (25°C) |
4.0 in |
|
| September |
70°F (21°C) |
3.3 in |
|
| October |
58°F (14°C) |
3.4 in |
|
| November |
45°F (7°C) |
3.8 in |
|
| December |
35°F (2°C) |
2.8 in |
|
Holiday Shores has a seasonal temperature swing of 48°F / from 30°F in January to 78°F in July. Total annual precipitation is 45.9 inches, with May being the wettest month (5.5") and February the driest (2.3").
Average costs for common services in Holiday Shores. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150-$400) |
| Specialist Visit |
$350 ($200-$550) |
| Urgent Care Visit |
$200 ($100-$350) |
| Emergency Room Visit |
$2,200 ($800-$5,000) |
| Dental Cleaning |
$130 ($75-$200) |
| Dental Filling |
$250 ($150-$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25-$75) |
| Oil Change (Synthetic) |
$75 ($50-$120) |
| Brake Pad Replacement |
$300 ($150-$500) |
| Tire Rotation |
$40 ($20-$75) |
| New Tires (Set of 4) |
$600 ($400-$1,000) |
| Battery Replacement |
$200 ($100-$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60-$150) |
| Electrician (Per Hour) |
$90 ($50-$140) |
| HVAC Repair |
$400 ($150-$800) |
| HVAC System Install |
$7,000 ($4,000-$12,000) |
| Roof Repair |
$1,000 ($400-$2,000) |
| Roof Replacement |
$9,000 ($5,500-$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500-$3,500) |
| Divorce (Contested) |
$15,000 ($5,000-$30,000) |
| DUI Defense |
$5,000 ($2,000-$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800-$3,000) |
| Will Preparation |
$500 ($200-$1,000) |
| Trust Preparation |
$2,500 ($1,000-$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$45) |
| Women's Haircut |
$55 ($30-$100) |
| Hair Coloring (Full) |
$150 ($75-$250) |
| Manicure |
$25 ($15-$45) |
| Pedicure |
$40 ($25-$65) |
| Massage (1 Hour) |
$80 ($50-$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00-$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50-$5.00) |
| Loaf of Bread |
$3.80 ($2.50-$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00-$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00-$7.50) |
| Rice (per lb) |
$1.00 ($0.60-$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80-$250) |
| Natural Gas (Monthly) |
$70 ($30-$150) |
| Water/Sewer (Monthly) |
$70 ($40-$120) |
| Internet (Monthly) |
$70 ($40-$100) |
| Cell Phone Plan (Monthly) |
$65 ($30-$100) |
| Cable TV (Monthly) |
$85 ($50-$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75-$500) |
| Car Insurance (Annual) |
$2,000 ($1,200-$3,500) |
| Bus Pass (Monthly) |
$70 ($30-$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00-$25) |
| Car Registration (Annual) |
$100 ($30-$250) |
| Driver's License Renewal |
$30 ($15-$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600-$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500-$2,000) |
| After-School Care (Monthly) |
$400 ($200-$700) |
| Tutoring (Per Hour) |
$50 ($25-$100) |
| SAT/ACT Prep Course |
$1,000 ($400-$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000-$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30-$100) |
| Dog Vaccination (Annual) |
$100 ($50-$200) |
| Dog Grooming |
$60 ($30-$100) |
| Pet Boarding (Per Night) |
$40 ($20-$75) |
| Dog Spay/Neuter |
$300 ($150-$500) |
| Cat Spay/Neuter |
$200 ($100-$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,248 |
| Toddler | $1,018 |
| Preschool | $902 |
| Family Childcare (monthly) |
| Infant | $783 |
| Toddler | $748 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Holiday Shores
What is the population of Holiday Shores?
Holiday Shores has a population of 3,162 residents and is located in Illinois. The population density is 2,001 people per square mile, spread across 2.1 square miles. The median age of residents is 44.9 years, which is older than the national median of 38.9 years. The population is 51.4% female and 48.6% male.
Is Holiday Shores expensive to live in?
Holiday Shores has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $98,265, 31% above the national average of $75,149. The median home value is $231,300 (18% below the U.S. median). Renters pay a median of $1,755 per month, above the national average of $1,163. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Holiday Shores?
Holiday Shores enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 30°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 45.8 inches, with 10.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 49.
How is the job market in Holiday Shores?
The unemployment rate in Holiday Shores is 6.9%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,099. There are 5,398 business establishments in the area, including 627 restaurants and food service locations. The average commute time is 31 minutes, and 17.3% of workers work from home.
How much does housing cost in Holiday Shores?
The median home value in Holiday Shores is $231,300. Zillow estimates the typical home value at $240,321. According to Redfin, the median sale price is $267,500, with homes typically selling within 47 days. For renters, the median monthly rent is $1,755. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 86.4%. The average annual property tax is $6,460.
How are the schools in Holiday Shores?
Schools in Holiday Shores score 5.3 out of 10 on standardized testing, near the national average. 33.6% of adults in Holiday Shores hold a bachelor's degree or higher, below the national average of 33.7%. 96.7% have completed high school. 6.0% hold a graduate or professional degree.
How healthy is Holiday Shores?
The obesity rate in Holiday Shores is 36.4% (above the national rate of 32.1%). 12.2% of adults are smokers. 18.3% are physically inactive. 23.4% of residents report depression. 9.9% lack health insurance. 87.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,099.
What is transportation like in Holiday Shores?
The average commute in Holiday Shores is 31 minutes, longer than the national average of 28 minutes. 81.5% of workers drive alone to work, 1.2% use public transit, and 17.3% work from home.
What are the demographics of Holiday Shores?
The racial and ethnic makeup of Holiday Shores is 94.4% White, 6.3% Hispanic or Latino, 1.9% Asian. 95.6% of residents speak only English at home. 6.8% of the population are military veterans. 10.1% of residents have a disability. 90.1% have health insurance coverage.