Median Income
$41,125
45% lower than US avg
Home Value
$95,600
66% lower than US avg
Bachelor's+
12.6%
63% lower than US avg
Median Rent
$520
55% lower than US avg
Obesity Rate
43.5%
36% higher than US avg
Unemployment
8.0%
122% higher than US avg
Poverty Rate
18.4%
48% higher than US avg
How Hollow Rock Compares to the U.S. Average (100% = U.S. avg)
People
Population701
Median Age45.3 yrs
Density415/mi²
Male / Female56% / 44%
Largest GroupWhite 87%
Veterans15.5%
Economy
C
Median Income$41,125
Per Capita$25,474
Unemployment8.0%
Poverty18.4%
County GDP$587M
Commute22 min
Housing
A+
Home Value$95,600
Rent$520
Ownership62.5%
Zillow$148,332
Housing Units380
Rent Burden17.8%
Health
Obesity43.5%
Uninsured15.8%
Smoking21.8%
Depression32.4%
Heart Disease6.7%
Climate
Avg Temp59°F (15°C)
Rain55.9 in/yr
Elevation424 ft (129 m)
Education
C
Bachelor's+12.6%
High School+90.4%
Graduate+5.0%
School Score5.11
Community
2024 VoteR 81% / D 18%
Commute22 min
Broadband80.8%
EV Stations2
Libraries2
Is Hollow Rock a Good Place to Live?
Based on current data, Hollow Rock receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing. Areas to be aware of include above-average unemployment, an elevated poverty rate, a high uninsured rate. Hollow Rock offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hollow Rock is $41,125, 45% below the national average of $75,149. At 8.0%, unemployment is notably high. The poverty rate of 18.4% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Hollow Rock is $95,600, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $520 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
12.6% of residents hold a bachelor's degree, below the national average of 33.7%. 90.4% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Hollow Rock enjoys a moderate climate with an average annual temperature of 59°F. Winters average 38°F in January while summers reach 79°F in July. Annual precipitation totals 55.9 inches.
Hollow Rock has a population of 701 with a density of 415 people per square mile, spread across 1.8 square miles. The median age is 45.3 years, 16% older than the national median of 38.9. The gender split is 43.9% female and 56.1% male. The city is predominantly White (87%), with 2.6% Hispanic, 6.1% Black. English is the primary language spoken at home by 99.7% of residents. 15.5% of the population are veterans, above the national rate of 6.0%. 27.4% of residents have a disability (above the 13.0% national average). 84.2% have health insurance coverage.
Population
701
Total Population
2023 Census
45.3yrs
Median Age
16% above US avg
Race & Ethnicity
Hollow Rock vs U.S. Average
Language Spoken at Home
English Only
99.7%
27% above US avg
Spanish
0.4%
97% below US avg
Social Characteristics
Hollow Rock vs U.S. Average
The median household income in Hollow Rock is $41,125, which is 45% below the national average of $75,149. Per capita income is $25,474 (below the $39,052 national figure). The average weekly wage is $880, 39% lower than the U.S. average. The unemployment rate is 8.0% (above the 3.6% US average). 18.4% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 381 business establishments, including 28 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 2.3% of workers work from home (below the 15.2% national rate).
Income: Hollow Rock vs U.S.
Income
| Median HH Income | $41,125 |
| 45% below US avg |
| Per Capita Income | $25,474 |
| Avg Weekly Wage | $880 |
| IRS Avg AGI | $53,785 |
| Gini Index | 0.428 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.0% |
| 122% above US avg |
| Poverty Rate | 18.4% |
| 48% above US avg |
| Establishments (County) | 381 |
| County GDP | $587M |
Business (County)
| Restaurants | 28 |
| Healthcare | 33 |
| Retail | 56 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $2,350 |
| 33% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 2.46% |
Commute & Transportation
| Commute Time | 22.1 min |
| Drive Alone | 74.0% |
| Public Transit | 0.0% |
| Work from Home | 2.3% |
The median home value in Hollow Rock is $95,600, 66% below the national median of $281,900. Zillow estimates the typical home value at $148,332, higher than the Census estimate. Monthly rent averages $520 (55% below the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 62.5% of housing units are owner-occupied. There are 380 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $2,350 (lower than the $3,500 national average). 17.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $95,600 |
| 66% below US avg |
| Zillow ZHVI | $148,332 |
Rental Costs
| Census Median Rent | $520 |
| 55% below US avg |
| Rent Burden | 17.8% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 62.5% |
| Owner-Occupied | 62.5% |
| Renter-Occupied | 37.5% |
| Housing Units | 380 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $2,350 |
| 33% below US avg |
| Effective Rate | 2.46% |
In Hollow Rock, 43.5% of adults are obese, above the national rate of 32.1%. 12.6% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 37.0% have high blood pressure. 21.8% are current smokers (above the 14.0% national rate). 14.9% report binge drinking. 29.9% are physically inactive, above the national average. 32.4% report depression (above the 20.0% national average). 22.8% experience frequent mental distress. 15.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,968. The dentist ratio is 1:4,000. 56.7% of residents have access to exercise opportunities. The food environment index is 6.8 out of 10.
Health Metrics: Hollow Rock vs U.S. Average (%)
Chronic Conditions
| Obesity | 43.5% |
| 36% above US avg |
| Diabetes | 12.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 37.0% |
| Asthma | 11.6% |
| COPD | 9.4% |
| Cancer | 7.3% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 21.8% |
| 56% above US avg |
| Binge Drinking | 14.9% |
| Physical Inactivity | 29.9% |
| Depression | 32.4% |
| Mental Distress | 22.8% |
| Physical Distress | 16.3% |
| Short Sleep | 38.8% |
Healthcare Access
| Insurance Rate | 84.2% |
| Uninsured | 15.8% |
| 84% above US avg |
| Primary Care | 1:3,968 |
| Dentists | 1:4,000 |
| Mental Health | 1:2,300 |
| Checkup Rate | 74.7% |
| Dental Visits | 55.7% |
| Premature Death | 14,781/100K |
Food & Exercise
| Food Environment | 6.8/10 |
| Exercise Access | 56.7% |
| Healthcare Facilities | 33 |
Hollow Rock enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 38°F in January while summers reach 79°F in July. Annual precipitation totals 55.9 inches (wetter than the 38-inch national average). The area receives 3.3 inches of snow annually. The city sits at an elevation of 424 feet.
Temperature
38°F Jan (3°C)
79°F Jul (26°C)
| Annual Average | 59.1°F |
| 9% above US avg |
| January Average | 38°F (3°C) |
| July Average | 79°F (26°C) |
Geography
| Elevation | 424 ft (129 m) |
| Area | 1.8 sq mi (4.6 km²) |
| Population Density | 415/sq mi |
| Coordinates | 36.0353°N, 88.2692°W |
| Timezone | America/Chicago |
| County | Benton County County |
| Nearest Airport | Everett-Stewart Regional (UCY)
46 miles away |
Precipitation & Snow
Annual Rainfall
55.9"
47% above US avg
Wettest Month (May)
5.91"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 39.1 / 100 |
| Social Vulnerability | 65.4 / 100 |
| Community Resilience | 15.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
298 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.7 on May 2, 2025.
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
114 km |
| Jun 2, 2005 |
12 km S of Ridgely, Tennessee |
M4.0 |
109 km |
| Apr 30, 2003 |
1 km N of Blytheville, Arkansas |
M4.0 |
149 km |
| Feb 21, 2012 |
4 km SSE of Bertrand, Missouri |
M3.9 |
139 km |
| May 16, 2024 |
6 km S of Ridgely, Tennessee |
M3.8 |
110 km |
| Mar 2, 2010 |
2 km ENE of East Prairie, Missouri |
M3.7 |
128 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
106 km |
| Jan 16, 2018 |
4 km SW of Caruthersville, Missouri |
M3.6 |
128 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
119 km |
| Apr 2, 2015 |
1 km WNW of Cooter, Missouri |
M3.6 |
140 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
121 km |
| Jul 16, 2004 |
6 km SE of Wyatt, Missouri |
M3.5 |
123 km |
| May 1, 2016 |
5 km SE of New Grand Chain, Illinois |
M3.5 |
146 km |
| Aug 25, 2015 |
9 km W of Henning, Tennessee |
M3.5 |
134 km |
| Jun 15, 2004 |
3 km S of Canalou, Missouri |
M3.5 |
148 km |
| Sep 9, 2016 |
9 km NW of Tiptonville, Tennessee |
M3.4 |
123 km |
| Aug 29, 1990 |
9 km WSW of Central, Tennessee |
M3.4 |
127 km |
| Nov 6, 2009 |
6 km NNW of Dyersburg, Tennessee |
M3.4 |
102 km |
| Sep 26, 1994 |
4 km ENE of Blandville, Kentucky |
M3.4 |
118 km |
| Apr 28, 1993 |
8 km SSE of Ridgely, Tennessee |
M3.4 |
107 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
472 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 138 fatalities, 1,585 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
93 km |
3 |
| Dec 10, 2021 |
EF4 |
92 km |
57 |
| Feb 5, 2008 |
EF4 |
85 km |
3 |
| Feb 5, 2008 |
EF4 |
66 km |
0 |
| May 4, 2003 |
EF4 |
89 km |
11 |
| May 5, 1999 |
EF4 |
61 km |
3 |
| Jan 17, 1999 |
EF4 |
75 km |
6 |
| Mar 1, 1997 |
EF4 |
81 km |
0 |
| May 7, 1971 |
EF4 |
46 km |
3 |
| Apr 3, 1968 |
EF4 |
66 km |
2 |
| Mar 4, 1964 |
EF4 |
76 km |
3 |
| Apr 3, 1956 |
EF4 |
54 km |
3 |
| Mar 21, 1952 |
EF4 |
84 km |
2 |
| Mar 21, 1952 |
EF4 |
90 km |
4 |
| Dec 9, 2023 |
EF3 |
93 km |
4 |
| Dec 10, 2021 |
EF3 |
90 km |
0 |
| May 10, 2016 |
EF3 |
91 km |
0 |
| Apr 26, 2011 |
EF3 |
98 km |
0 |
| Apr 7, 2006 |
EF3 |
93 km |
0 |
| Apr 2, 2006 |
EF3 |
72 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
13 wildfires (100+ acres) within 100 km.
Largest: DEVILS BACKBONE RX (3,215 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
DEVILS BACKBONE RX |
3,215 |
58 km |
| 2010 |
FRANKLIN CREEK RX |
2,828 |
90 km |
| 2019 |
UNNAMED |
2,282 |
89 km |
| 2014 |
UNNAMED |
1,837 |
75 km |
| 2006 |
UNNAMED |
1,493 |
76 km |
| 2024 |
LBL - NWDA UNIT 3 RX |
1,187 |
95 km |
| 2010 |
BUFFALO TRAIL (NORTH) RX |
959 |
72 km |
| 2006 |
CLAY CREEK |
896 |
67 km |
| 2007 |
ROCKHOUSE ROAD |
791 |
73 km |
| 2000 |
UNNAMED |
762 |
96 km |
| 2010 |
SCHOOLHOUSE RX |
722 |
83 km |
| 1999 |
UNNAMED |
564 |
89 km |
| 2014 |
MERIWETHER LEWIS |
513 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
38°F (3°C) |
4.2 in |
Coldest |
| February |
41°F (5°C) |
4.6 in |
|
| March |
50°F (10°C) |
5.5 in |
|
| April |
59°F (15°C) |
5.3 in |
|
| May |
68°F (20°C) |
5.9 in |
Wettest |
| June |
76°F (24°C) |
4.7 in |
|
| July |
79°F (26°C) |
4.7 in |
Warmest |
| August |
78°F (26°C) |
3.6 in |
|
| September |
71°F (22°C) |
3.5 in |
Driest |
| October |
60°F (15°C) |
4.0 in |
|
| November |
49°F (9°C) |
4.7 in |
|
| December |
41°F (5°C) |
5.4 in |
|
Hollow Rock has a seasonal temperature swing of 42°F / from 38°F in January to 79°F in July. Total annual precipitation is 55.9 inches, with May being the wettest month (5.9") and September the driest (3.5").
Average costs for common services in Hollow Rock. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138-$368) |
| Specialist Visit |
$322 ($184-$505) |
| Urgent Care Visit |
$184 ($92-$322) |
| Emergency Room Visit |
$2,022 ($735-$4,595) |
| Dental Cleaning |
$119 ($69-$184) |
| Dental Filling |
$230 ($138-$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$69) |
| Oil Change (Synthetic) |
$69 ($46-$110) |
| Brake Pad Replacement |
$276 ($138-$460) |
| Tire Rotation |
$37 ($18-$69) |
| New Tires (Set of 4) |
$551 ($368-$919) |
| Battery Replacement |
$184 ($92-$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55-$138) |
| Electrician (Per Hour) |
$83 ($46-$129) |
| HVAC Repair |
$368 ($138-$735) |
| HVAC System Install |
$6,433 ($3,676-$11,028) |
| Roof Repair |
$919 ($368-$1,838) |
| Roof Replacement |
$8,271 ($5,055-$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460-$3,217) |
| Divorce (Contested) |
$13,785 ($4,595-$27,570) |
| DUI Defense |
$4,595 ($1,838-$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735-$2,757) |
| Will Preparation |
$460 ($184-$919) |
| Trust Preparation |
$2,298 ($919-$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$51 ($28-$92) |
| Hair Coloring (Full) |
$138 ($69-$230) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76-$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30-$4.60) |
| Loaf of Bread |
$3.49 ($2.30-$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76-$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68-$6.89) |
| Rice (per lb) |
$0.92 ($0.55-$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74-$230) |
| Natural Gas (Monthly) |
$64 ($28-$138) |
| Water/Sewer (Monthly) |
$64 ($37-$110) |
| Internet (Monthly) |
$64 ($37-$92) |
| Cell Phone Plan (Monthly) |
$60 ($28-$92) |
| Cable TV (Monthly) |
$78 ($46-$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69-$460) |
| Car Insurance (Annual) |
$1,838 ($1,103-$3,217) |
| Bus Pass (Monthly) |
$64 ($28-$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35-$23) |
| Car Registration (Annual) |
$92 ($28-$230) |
| Driver's License Renewal |
$28 ($14-$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551-$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460-$1,838) |
| After-School Care (Monthly) |
$368 ($184-$643) |
| Tutoring (Per Hour) |
$46 ($23-$92) |
| SAT/ACT Prep Course |
$919 ($368-$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595-$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28-$92) |
| Dog Vaccination (Annual) |
$92 ($46-$184) |
| Dog Grooming |
$55 ($28-$92) |
| Pet Boarding (Per Night) |
$37 ($18-$69) |
| Dog Spay/Neuter |
$276 ($138-$460) |
| Cat Spay/Neuter |
$184 ($92-$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hollow Rock
What is the population of Hollow Rock?
Hollow Rock has a population of 701 residents and is located in Tennessee. The population density is 415 people per square mile, spread across 1.8 square miles. The median age of residents is 45.3 years, which is older than the national median of 38.9 years. The population is 43.9% female and 56.1% male.
Is Hollow Rock expensive to live in?
Hollow Rock is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $41,125, 45% below the national average of $75,149. The median home value is $95,600 (66% below the U.S. median). Renters pay a median of $520 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Hollow Rock?
Hollow Rock enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 38°F in January, while summers reach an average of 79°F in July. Annual rainfall totals 55.9 inches, with 3.3 inches of snow.
How is the job market in Hollow Rock?
The job market in Hollow Rock faces challenges, with unemployment at 8.0% / significantly above the national rate of 3.6%. The average weekly wage is $880. There are 381 business establishments in the area, including 28 restaurants and food service locations. The average commute time is 22 minutes, and 2.3% of workers work from home.
How much does housing cost in Hollow Rock?
The median home value in Hollow Rock is $95,600. Zillow estimates the typical home value at $148,332. For renters, the median monthly rent is $520. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 62.5%. The average annual property tax is $2,350.
How are the schools in Hollow Rock?
Schools in Hollow Rock score 5.1 out of 10 on standardized testing, near the national average. 12.6% of adults in Hollow Rock hold a bachelor's degree or higher, below the national average of 33.7%. 90.4% have completed high school. 5.0% hold a graduate or professional degree.
How healthy is Hollow Rock?
The obesity rate in Hollow Rock is 43.5% (above the national rate of 32.1%). 21.8% of adults are smokers. 29.9% are physically inactive. 32.4% of residents report depression. 15.8% lack health insurance (above the national rate). 56.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,968.
What is transportation like in Hollow Rock?
The average commute in Hollow Rock is 22 minutes, shorter than the national average of 28 minutes. 74% of workers drive alone to work, and 2.3% work from home.
What are the demographics of Hollow Rock?
The racial and ethnic makeup of Hollow Rock is 87% White, 6.1% Black or African American, 2.6% Hispanic or Latino. 99.7% of residents speak only English at home. 15.5% of the population are military veterans. 27.4% of residents have a disability. 84.2% have health insurance coverage.