Median Income
$45,600
39% lower than US avg
Home Value
$164,700
42% lower than US avg
Violent Crime
98/100K
74% lower than US avg
Bachelor's+
20.5%
39% lower than US avg
Median Rent
$841
28% lower than US avg
Obesity Rate
42.7%
33% higher than US avg
Unemployment
10.4%
189% higher than US avg
Poverty Rate
9.9%
20% lower than US avg
How Waverly Compares to the U.S. Average (100% = U.S. avg)
People
Population4,278
Median Age46.1 yrs
Density489/mi²
Male / Female47% / 53%
Largest GroupWhite 93%
Veterans8.6%
Economy
C+
Median Income$45,600
Per Capita$33,974
Unemployment10.4%
Poverty9.9%
County GDP$1,138M
Commute36 min
Housing
A+
Home Value$164,700
Rent$841
Ownership72.6%
Zillow$232,036
Housing Units2,291
Rent Burden29.5%
Crime
F
Violent98/100K
Property1,470/100K
Murder0.0/100K
Assault98/100K
Burglary221/100K
Health
Obesity42.7%
Uninsured12.8%
Smoking21.8%
Depression32.1%
Heart Disease6.8%
Climate
Avg Temp59°F (15°C)
AQI40 (Good)
Sunny Days318/yr
Elevation641 ft (195 m)
Education
C+
Bachelor's+20.5%
High School+90.1%
Graduate+6.8%
School Score5.20
Community
2024 VoteR 77% / D 21%
Commute36 min
Broadband82.4%
EV Stations2
Libraries1
Is Waverly a Good Place to Live?
Based on current data, Waverly receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, a high uninsured rate, below-average incomes. Waverly has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Waverly is $45,600, 39% below the national average of $75,149. At 10.4%, unemployment is notably high. 9.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Waverly is $164,700, 42% below the national median / offering relatively affordable homeownership. Renters pay a median of $841 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.
Safety & Crime
Waverly is a very safe community with a violent crime rate of 98 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,470 per 100,000, 25% below the national average.
Education
20.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Waverly enjoys a moderate climate with an average annual temperature of 59°F. Winters average 37°F in January while summers reach 78°F in July. With 318 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 40.
Waverly has a population of 4,278 with a density of 489 people per square mile, spread across 8.8 square miles. The median age is 46.1 years, 19% older than the national median of 38.9. The gender split is 52.8% female and 47.2% male. The city is predominantly White (92.6%), with 2.4% Hispanic, 2.3% Black. English is the primary language spoken at home by 99.8% of residents. 8.6% of the population are veterans, above the national rate of 6.0%. 22.8% of residents have a disability (above the 13.0% national average). 86.7% have health insurance coverage.
Population
46.1yrs
Median Age
19% above US avg
Language Spoken at Home
English Only
99.8%
27% above US avg
Spanish
0.2%
99% below US avg
The median household income in Waverly is $45,600, which is 39% below the national average of $75,149. Per capita income is $33,974 (below the $39,052 national figure). The average weekly wage is $1,174, 18% lower than the U.S. average. The unemployment rate is 10.4% (above the 3.6% US average). 9.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 431 business establishments, including 40 restaurants. The cost of living index is 91.9, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 36 minutes (longer than the 28-minute US average). 2.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $45,600 |
| 39% below US avg |
| Per Capita Income | $33,974 |
| Avg Weekly Wage | $1,174 |
| IRS Avg AGI | $61,241 |
| Gini Index | 0.419 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 10.4% |
| 189% above US avg |
| Poverty Rate | 9.9% |
| 20% below US avg |
| Establishments (County) | 431 |
| County GDP | $1,138M |
Business (County)
| Restaurants | 40 |
| Healthcare | 31 |
| Retail | 57 |
| Manufacturing | 24 |
Tax & Cost of Living
| Property Tax (IRS) | $2,944 |
| 16% below US avg |
| Cost of Living | 91.90 (100=avg) |
| Effective Tax Rate | 1.79% |
Commute & Transportation
| Commute Time | 35.5 min |
| Drive Alone | 74.9% |
| Public Transit | 0.0% |
| Work from Home | 2.5% |
The median home value in Waverly is $164,700, 42% below the national median of $281,900. Zillow estimates the typical home value at $232,036, higher than the Census estimate. Monthly rent averages $841 (28% below the national average of $1,163). Fair market rent ranges from $924 for a one-bedroom to $1,118 for a two-bedroom apartment. 72.6% of housing units are owner-occupied (above the 65.4% national rate). There are 2,291 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $2,944 (lower than the $3,500 national average). 29.5% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.6x.
Home Values
| Census Median | $164,700 |
| 42% below US avg |
| Zillow ZHVI | $232,036 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $841 |
| 28% below US avg |
| Rent Burden | 29.5% |
HUD Fair Market Rent
| Studio | $882 |
| 1 Bedroom | $924 |
| 2 Bedrooms | $1,118 |
| 3 Bedrooms | $1,445 |
| 4 Bedrooms | $1,644 |
Ownership & Property
| Homeownership | 72.6% |
| Owner-Occupied | 72.6% |
| Renter-Occupied | 27.4% |
| Housing Units | 2,291 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $2,944 |
| 16% below US avg |
| Effective Rate | 1.79% |
In Waverly, 42.7% of adults are obese, above the national rate of 32.1%. 12.9% have diabetes (above the 10.5% national rate). Heart disease affects 6.8% of residents, above the national average. 38.0% have high blood pressure. 21.8% are current smokers (above the 14.0% national rate). 15.4% report binge drinking. 29.2% are physically inactive, above the national average. 32.1% report depression (above the 20.0% national average). 22.7% experience frequent mental distress. 12.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:6,404. The dentist ratio is 1:3,184. 66.8% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Waverly vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.7% |
| 33% above US avg |
| Diabetes | 12.9% |
| Heart Disease | 6.8% |
| High Blood Pressure | 38.0% |
| Asthma | 11.6% |
| COPD | 9.6% |
| Cancer | 7.3% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 21.8% |
| 56% above US avg |
| Binge Drinking | 15.4% |
| Physical Inactivity | 29.2% |
| Depression | 32.1% |
| Mental Distress | 22.7% |
| Physical Distress | 16.4% |
| Short Sleep | 39.6% |
Healthcare Access
| Insurance Rate | 86.7% |
| Uninsured | 12.8% |
| 49% above US avg |
| Primary Care | 1:6,404 |
| Dentists | 1:3,184 |
| Mental Health | 1:1,921 |
| Checkup Rate | 75.7% |
| Dental Visits | 54.9% |
| Premature Death | 13,926/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 66.8% |
| Healthcare Facilities | 31 |
Waverly has a violent crime rate of 98 per 100,000 residents, 74% below the national average of 380. This breaks down to aggravated assault at 98.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,470 per 100,000, 25% below the U.S. average. This includes larceny/theft at 1,225, burglary at 221, vehicle theft at 25 per 100,000 residents. The county recorded 5 fatal traffic crashes. Overall, Waverly receives a safety grade of F.
Crime Rates: Waverly vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 98.0/100K |
| 74% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 98.0/100K |
Property Crime
| Total Property | 1,470.2/100K |
| 25% below US avg |
| Burglary | 220.5/100K |
| Theft | 1,225.2/100K |
| Vehicle Theft | 24.5/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 117 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Waverly enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winters average 37°F in January while summers reach 78°F in July. The area gets 318 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 641 feet.
Temperature
37°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 58.9°F |
| 9% above US avg |
| January Average | 37°F (3°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 318 days/yr |
Geography
| Elevation | 641 ft (195 m) |
| Area | 8.8 sq mi (22.7 km²) |
| Population Density | 489/sq mi |
| Coordinates | 36.0939°N, 87.7847°W |
| Timezone | America/Chicago |
| County | Humphreys County County |
| Nearest Airport | Maury County Regional (MRC) 50 miles away |
Precipitation & Snow
Wettest Month (Mar)
5.71"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 48.3 / 100 |
| Social Vulnerability | 66.1 / 100 |
| Community Resilience | 48.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
85 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.7 on Apr 4, 2025.
| Jun 6, 2003 |
1 km NE of Bardwell, Kentucky |
M4.0 |
139 km |
| Apr 24, 2019 |
12 km NNW of Dyersburg, Tennessee |
M3.7 |
149 km |
| Jun 20, 2005 |
4 km WSW of Blandville, Kentucky |
M3.6 |
143 km |
| Mar 15, 2017 |
9 km ESE of Wyatt, Missouri |
M3.6 |
148 km |
| Apr 28, 1993 |
8 km SSE of Ridgely, Tennessee |
M3.4 |
149 km |
| Sep 26, 1994 |
4 km ENE of Blandville, Kentucky |
M3.4 |
140 km |
| Nov 6, 2009 |
6 km NNW of Dyersburg, Tennessee |
M3.4 |
145 km |
| Aug 12, 2013 |
7 km S of Hornbeak, Tennessee |
M3.3 |
137 km |
| May 16, 2017 |
9 km ESE of Wyatt, Missouri |
M3.3 |
148 km |
| May 31, 2022 |
12 km SE of Ridgely, Tennessee |
M3.2 |
144 km |
| Apr 8, 1998 |
2 km NNW of Blandville, Kentucky |
M3.2 |
144 km |
| Mar 19, 2017 |
9 km ESE of Wyatt, Missouri |
M3.2 |
149 km |
| Nov 6, 1994 |
11 km WSW of Trenton, Tennessee |
M3.1 |
116 km |
| Apr 7, 2014 |
8 km SE of Ridgely, Tennessee |
M3.1 |
147 km |
| Aug 26, 2003 |
5 km WSW of Brookport, Illinois |
M3.1 |
138 km |
| May 27, 1995 |
11 km SSE of Ridgely, Tennessee |
M3.0 |
148 km |
| Jul 7, 2001 |
7 km E of Ridgely, Tennessee |
M3.0 |
147 km |
| May 1, 2015 |
southeastern Missouri |
M2.9 |
147 km |
| Jun 25, 2014 |
8 km NNW of Dyersburg, Tennessee |
M2.9 |
146 km |
| May 11, 1998 |
5 km NW of Bardwell, Kentucky |
M2.9 |
145 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
489 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 67 fatalities, 1,363 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 16, 1998 |
EF5 |
100 km |
3 |
| Apr 10, 2009 |
EF4 |
92 km |
2 |
| May 5, 1999 |
EF4 |
60 km |
3 |
| Dec 24, 1988 |
EF4 |
82 km |
1 |
| May 7, 1971 |
EF4 |
90 km |
3 |
| Apr 27, 1970 |
EF4 |
71 km |
3 |
| Apr 3, 1968 |
EF4 |
75 km |
2 |
| Mar 4, 1964 |
EF4 |
90 km |
3 |
| Apr 3, 1956 |
EF4 |
84 km |
3 |
| May 8, 2024 |
EF3 |
89 km |
1 |
| Dec 9, 2023 |
EF3 |
60 km |
4 |
| Mar 3, 2020 |
EF3 |
75 km |
5 |
| Apr 26, 2011 |
EF3 |
68 km |
0 |
| Apr 11, 2008 |
EF3 |
98 km |
0 |
| Apr 11, 2008 |
EF3 |
100 km |
0 |
| Apr 7, 2006 |
EF3 |
94 km |
7 |
| Apr 7, 2006 |
EF3 |
50 km |
0 |
| Apr 2, 2006 |
EF3 |
91 km |
0 |
| Nov 15, 2005 |
EF3 |
100 km |
1 |
| May 11, 2003 |
EF3 |
74 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
12 wildfires (100+ acres) within 100 km.
Largest: DEVILS BACKBONE RX (3,215 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
DEVILS BACKBONE RX |
3,215 |
48 km |
| 2010 |
FRANKLIN CREEK RX |
2,828 |
86 km |
| 2019 |
UNNAMED |
2,282 |
85 km |
| 2014 |
UNNAMED |
1,837 |
65 km |
| 2006 |
UNNAMED |
1,493 |
71 km |
| 2024 |
LBL - NWDA UNIT 3 RX |
1,187 |
91 km |
| 2010 |
BUFFALO TRAIL (NORTH) RX |
959 |
63 km |
| 2006 |
CLAY CREEK |
896 |
61 km |
| 2007 |
ROCKHOUSE ROAD |
791 |
61 km |
| 2010 |
SCHOOLHOUSE RX |
722 |
77 km |
| 1999 |
UNNAMED |
564 |
76 km |
| 2014 |
MERIWETHER LEWIS |
513 |
71 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
37°F (3°C) |
4.1 in |
Coldest |
| February |
39°F (4°C) |
4.6 in |
|
| March |
49°F (9°C) |
5.7 in |
Wettest |
| April |
57°F (14°C) |
4.8 in |
|
| May |
65°F (18°C) |
5.3 in |
|
| June |
73°F (23°C) |
4.3 in |
|
| July |
78°F (26°C) |
4.5 in |
Warmest |
| August |
76°F (25°C) |
3.7 in |
|
| September |
70°F (21°C) |
3.9 in |
|
| October |
59°F (15°C) |
3.3 in |
Driest |
| November |
48°F (9°C) |
5.0 in |
|
| December |
40°F (4°C) |
5.4 in |
|
Waverly has a seasonal temperature swing of 42°F / from 37°F in January to 78°F in July. Total annual precipitation is 54.5 inches, with March being the wettest month (5.7") and October the driest (3.3").
Average costs for common services in Waverly. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$230 ($138–$368) |
| Specialist Visit |
$322 ($184–$505) |
| Urgent Care Visit |
$184 ($92–$322) |
| Emergency Room Visit |
$2,022 ($735–$4,595) |
| Dental Cleaning |
$119 ($69–$184) |
| Dental Filling |
$230 ($138–$368) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$69) |
| Oil Change (Synthetic) |
$69 ($46–$110) |
| Brake Pad Replacement |
$276 ($138–$460) |
| Tire Rotation |
$37 ($18–$69) |
| New Tires (Set of 4) |
$551 ($368–$919) |
| Battery Replacement |
$184 ($92–$322) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$92 ($55–$138) |
| Electrician (Per Hour) |
$83 ($46–$129) |
| HVAC Repair |
$368 ($138–$735) |
| HVAC System Install |
$6,433 ($3,676–$11,028) |
| Roof Repair |
$919 ($368–$1,838) |
| Roof Replacement |
$8,271 ($5,055–$13,785) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,379 ($460–$3,217) |
| Divorce (Contested) |
$13,785 ($4,595–$27,570) |
| DUI Defense |
$4,595 ($1,838–$9,190) |
| Bankruptcy (Chapter 7) |
$1,379 ($735–$2,757) |
| Will Preparation |
$460 ($184–$919) |
| Trust Preparation |
$2,298 ($919–$4,595) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$51 ($28–$92) |
| Hair Coloring (Full) |
$138 ($69–$230) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$119) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.77 ($2.76–$5.05) |
| Dozen Eggs (per dozen) |
$3.22 ($2.30–$4.60) |
| Loaf of Bread |
$3.49 ($2.30–$5.05) |
| Chicken Breast (per lb) |
$4.14 ($2.76–$5.97) |
| Ground Beef (per lb) |
$5.05 ($3.68–$6.89) |
| Rice (per lb) |
$0.92 ($0.55–$1.65) |
View all 20 services
Utilities
| Electricity (Monthly) |
$129 ($74–$230) |
| Natural Gas (Monthly) |
$64 ($28–$138) |
| Water/Sewer (Monthly) |
$64 ($37–$110) |
| Internet (Monthly) |
$64 ($37–$92) |
| Cell Phone Plan (Monthly) |
$60 ($28–$92) |
| Cable TV (Monthly) |
$78 ($46–$138) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$184 ($69–$460) |
| Car Insurance (Annual) |
$1,838 ($1,103–$3,217) |
| Bus Pass (Monthly) |
$64 ($28–$119) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.35–$23) |
| Car Registration (Annual) |
$92 ($28–$230) |
| Driver's License Renewal |
$28 ($14–$69) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,103 ($551–$2,298) |
| Daycare (Toddler, Monthly) |
$919 ($460–$1,838) |
| After-School Care (Monthly) |
$368 ($184–$643) |
| Tutoring (Per Hour) |
$46 ($23–$92) |
| SAT/ACT Prep Course |
$919 ($368–$2,298) |
| Private School (K-12, Annual) |
$11,488 ($4,595–$27,570) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$55 ($28–$92) |
| Dog Vaccination (Annual) |
$92 ($46–$184) |
| Dog Grooming |
$55 ($28–$92) |
| Pet Boarding (Per Night) |
$37 ($18–$69) |
| Dog Spay/Neuter |
$276 ($138–$460) |
| Cat Spay/Neuter |
$184 ($92–$368) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $567 |
| Toddler | $476 |
| Preschool | $476 |
| Family Childcare (monthly) |
| Infant | $393 |
| Toddler | $422 |
| Preschool | $422 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Waverly
What is the population of Waverly?
Waverly has a population of 4,278 residents and is located in Tennessee. The population density is 489 people per square mile, spread across 8.8 square miles. The median age of residents is 46.1 years, which is older than the national median of 38.9 years. The population is 52.8% female and 47.2% male.
Is Waverly expensive to live in?
Waverly is more affordable than the national average, with a cost of living index of 91.9 / below the baseline of 100. The median household income is $45,600, 39% below the national average of $75,149. The median home value is $164,700 (42% below the U.S. median). Renters pay a median of $841 per month, below the national average of $1,163. The home price-to-income ratio is 3.6x, indicating housing is reasonably affordable relative to local income levels.
Is Waverly safe?
Waverly is considered a very safe city with a violent crime rate of 98 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,470 per 100,000 (below the national average). Overall, Waverly receives a safety grade of F based on combined crime data.
What is the weather like in Waverly?
Waverly enjoys a temperate climate with an average annual temperature of 59°F (15°C). Winter temperatures average 37°F in January, while summers reach an average of 78°F in July. The area receives 318 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Waverly?
The job market in Waverly faces challenges, with unemployment at 10.4% / significantly above the national rate of 3.6%. The average weekly wage is $1,174. There are 431 business establishments in the area, including 40 restaurants and food service locations. The average commute time is 36 minutes, and 2.5% of workers work from home.
How much does housing cost in Waverly?
The median home value in Waverly is $164,700. Zillow estimates the typical home value at $232,036. For renters, the median monthly rent is $841. Fair market rent is $924 for a 1-bedroom and $1,118 for a 2-bedroom apartment. The homeownership rate is 72.6%. The average annual property tax is $2,944.
How are the schools in Waverly?
Schools in Waverly score 5.2 out of 10 on standardized testing, near the national average. 20.5% of adults in Waverly hold a bachelor's degree or higher, below the national average of 33.7%. 90.1% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Waverly?
The obesity rate in Waverly is 42.7% (above the national rate of 32.1%). 21.8% of adults are smokers. 29.2% are physically inactive. 32.1% of residents report depression. 12.8% lack health insurance (above the national rate). 66.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,404.
What is transportation like in Waverly?
The average commute in Waverly is 36 minutes, longer than the national average of 28 minutes. 74.9% of workers drive alone to work, and 2.5% work from home.
What are the demographics of Waverly?
The racial and ethnic makeup of Waverly is 92.6% White, 2.3% Black or African American, 2.4% Hispanic or Latino. 99.8% of residents speak only English at home. 8.6% of the population are military veterans. 22.8% of residents have a disability. 86.7% have health insurance coverage.