Waverly, TN

Tennessee

Waverly is a small town in Tennessee with a population of 4,278. Residents earn $45,600 per year, which is 39% below the national average.

2.7 /5.0
C+ Fair
4,278 Population 489/sq mi density
$45,600 Median Income $33,974 per capita
$164,700 Home Value $232,036 Zillow
$841 Median Rent
59°F Avg Temperature
169 Violent Crime/100K 1,572 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.5 / 5.0
$45,600 median income, 10.4% unemployment
A+
Affordability
4.7 / 5.0
$164,700 home value, $841/mo rent
F
Safety
1.0 / 5.0
169 violent crimes/100K (55% below avg)
C+
Education
2.6 / 5.0
20.5% bachelor's degree or higher
Median Income $45,600
39% lower than US avg
Home Value $164,700
42% lower than US avg
Violent Crime 169/100K
55% lower than US avg
Bachelor's+ 20.5%
39% lower than US avg
Median Rent $841
28% lower than US avg
Obesity Rate 42.7%
33% higher than US avg
Unemployment 10.4%
189% higher than US avg
Poverty Rate 9.9%
20% lower than US avg

How Waverly Compares to the U.S. Average (100% = U.S. avg)

People

Population4,278
Median Age46.1 yrs
Density489/mi²
Male / Female47% / 53%
Largest GroupWhite 93%

Economy

C+
Median Income$45,600
Per Capita$33,974
Unemployment10.4%
Poverty9.9%
County GDP$1,138M
Commute36 min

Housing

A+
Home Value$164,700
Rent$841
OwnershipN/A
Zillow$232,036

Crime

F
Violent169/100K
Property1,572/100K
Murder0.0/100K
Assault73/100K
Burglary339/100K

Health

Obesity42.7%
UninsuredN/A
Depression32.1%
Heart Disease6.8%

Climate

Avg Temp59°F
AQI40 (Good)
Elevation641 ft

Education

C+
Bachelor's+20.5%
High School+90.1%
School Score5.08

Community

2024 VoteR 77% / D 21%
Commute36 min
EV Stations2
Libraries1

Is Waverly a Good Place to Live?

Based on current data, Waverly receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing. Areas to be aware of include above-average unemployment, below-average incomes, long commute times. Waverly has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in Waverly is $45,600, 39% below the national average of $75,149. At 10.4%, unemployment is notably high. 9.9% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 36 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Waverly is $164,700, 42% below the national median — offering relatively affordable homeownership. Renters pay a median of $841 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Waverly is below the national average at 169 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,572 per 100,000, near the national average.

Education

20.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.1% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Waverly enjoys a moderate climate with an average annual temperature of 59°F. Winters average 37°F in January while summers reach 78°F in July. Air quality is rated Good with a median AQI of 40.

Waverly has a population of 4,278 with a density of 489 people per square mile. The median age is 46.1 years, 19% older than the national median of 38.9. The city is predominantly White (92.6%), with 2.4% Hispanic, 2.3% Black.

Population

4,278
Total Population
489
People / sq mi
46.1yrs
Median Age
19% above US avg
8.8mi²
Land Area

Gender Distribution

Male 47.2%
Female 52.8%

Race & Ethnicity

Waverly vs U.S. Average

Language Spoken at Home

English Only99.8%
27% above US avg
Spanish0.2%
99% below US avg

Social Characteristics

Waverly vs U.S. Average

The median household income in Waverly is $45,600, which is 39% below the national average of $75,149. The unemployment rate is 10.4% (above the 3.6% US average). 9.9% of residents live below the poverty line. Workers commute an average of 36 minutes.

Income: Waverly vs U.S.

Commute Mode

Income

Median HH Income$45,600
39% below US avg
Per Capita Income$33,974
Avg Weekly Wage$1,174
IRS Avg AGI$61,241

Employment & Poverty

Unemployment10.4%
189% above US avg
Poverty Rate9.9%
20% below US avg
Establishments (County)431
County GDP$1,138M

Business (County)

Restaurants40
Healthcare31
Retail57
Manufacturing24

Tax & Cost of Living

Property Tax (IRS)$2,944
16% below US avg
Effective Tax Rate1.79%

Commute & Transportation

Commute Time35.5 min
Work from Home2.5%

Walkability

The median home value in Waverly is $164,700, 42% below the national average. Monthly rent averages $841 (28% below US avg). Zillow estimates the typical home value at $232,036.

Home Value Sources

Ownership Split

Home Values

Census Median$164,700
42% below US avg
Zillow ZHVI$232,036

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$841
28% below US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied72.6%

Property Tax

Avg Tax (IRS)$2,944
16% below US avg
Effective Rate1.79%
In Waverly, 42.7% of adults are obese (above the 32.1% national rate). 32.1% report depression. 29.2% are physically inactive.

Health Metrics: Waverly vs U.S. Average (%)

Chronic Conditions

Obesity42.7%
33% above US avg
Diabetes12.9%
Heart Disease6.8%
High Blood Pressure38.0%
Asthma11.6%
COPD9.6%
Stroke3.7%

Behaviors & Mental Health

Binge Drinking15.4%
Physical Inactivity29.2%
Depression32.1%
Mental Distress22.7%
Physical Distress16.4%

Healthcare Access

Insurance Rate86.7%
Checkup Rate75.7%
Premature Death13,926/100K

Food & Exercise

Food Environment7.4/10
Exercise Access66.8%
Healthcare Facilities31
Waverly has a violent crime rate of 169 per 100,000 residents, 55% below the national average of 380. Property crime stands at 1,572 per 100,000 (20% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Waverly vs U.S. Average (per 100,000)

Violent Crime

Total Violent169.3/100K
55% below US avg
Murder0.0/100K
100% below US avg
Rape72.6/100K
Robbery24.2/100K
Assault72.6/100K

Property Crime

Total Property1,572.0/100K
20% below US avg
Burglary338.6/100K
Theft1,185.0/100K
Vehicle Theft48.4/100K
Arson24.2/100K

Traffic Safety

Fatal Crashes (County/yr)5

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Waverly has an average annual temperature of 59°F (15°C). Winters average 37°F in January while summers reach 78°F in July. Air quality is rated Good with a median AQI of 40.

Temperature

37°F Jan (3°C) 78°F Jul (26°C)
Annual Average58.9°F
9% above US avg
January Average37°F (3°C)
July Average78°F (26°C)

Precipitation & Snow

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation641 ft (195 m)
Area8.8 sq mi (22.7 km²)
Population Density489/sq mi
Coordinates36.0939°N, 87.7847°W
County FIPS47085
It is classified as Nonmetro — Rural, adjacent. 20.5% of residents hold a bachelor's degree or higher (39% below US avg). In the 2024 election, the county voted Republican by a 56.1-point margin.

2024 Presidential Election (County)

R 77.4%
D 21.4%

Winner: Republican by 56.1 points

Education

Bachelor's Degree+20.5%
39% below US avg
High School+90.1%
School Test Score5.08
C+ Education Grade (2.6/5.0)

Urban-Rural Classification

RUCC Code 8Nonmetro — Rural, adjacent
Population Density489/sq mi
Total Area8.8 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries1
Healthcare Facilities31
Restaurants40
Retail Stores57

Safety & Disasters

Fatal Crashes (County/yr)5
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute35.5 min
Work from Home2.5%

Nearby Cities

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