Home Value
$104,700
63% lower than US avg
Violent Crime
186/100K
51% lower than US avg
Bachelor's+
22.6%
33% lower than US avg
Obesity Rate
36.5%
14% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Howard Compares to the U.S. Average (100% = U.S. avg)
People
Population442
Median Age29.4 yrs
Density2,009/mi²
Male / Female41% / 59%
Largest GroupWhite 97%
Veterans8.7%
Economy
Per Capita$30,255
Unemployment0.0%
Poverty0.0%
County GDP$3,085M
Housing
Home Value$104,700
Ownership67.3%
Zillow$309,367
Housing Units177
Rent Burden28.6%
Crime
F
Violent186/100K
Property1,531/100K
Health
Obesity36.5%
Uninsured7.0%
Smoking15.6%
Depression26.2%
Heart Disease6.1%
Climate
Avg Temp49°F (9°C)
AQI43 (Good)
Rain42.4 in/yr
Sunny Days275/yr
Elevation930 ft (283 m)
Education
C+
Bachelor's+22.6%
High School+94.4%
Graduate+0.0%
School Score6.04
Community
2024 VoteR 72% / D 27%
Broadband100.0%
EV Stations3
Libraries5
Is Howard a Good Place to Live?
Based on current data, Howard receives an overall livability score of 1.9 out of 5.0, earning a grade of D. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Howard faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Howard is $104,700, 63% below the national median / offering relatively affordable homeownership.
Safety & Crime
Violent crime in Howard is below the national average at 186 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,531 per 100,000, 22% below the national average.
Education
22.6% of residents hold a bachelor's degree, below the national average of 33.7%. 94.4% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Howard experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 71°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.4 inches, including 41.6 inches of snow. Air quality is rated Good with a median AQI of 43.
Howard has a population of 442 with a density of 2,009 people per square mile, spread across 0.2 square miles. The median age is 29.4 years, 24% younger than the national median of 38.9. The gender split is 59% female and 41% male. The city is predominantly White (97.3%), with 2.7% Hispanic. English is the primary language spoken at home by 100% of residents. 8.7% of the population are veterans, above the national rate of 6.0%. 2.6% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
29.4yrs
Median Age
24% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $30,255 (below the $39,052 national figure). The average weekly wage is $1,070, 25% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,339 business establishments, including 108 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $30,255 |
| Avg Weekly Wage | $1,070 |
| IRS Avg AGI | $72,972 |
| Gini Index | 0.410 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,339 |
| County GDP | $3,085M |
Business (County)
| Restaurants | 108 |
| Healthcare | 144 |
| Retail | 157 |
| Manufacturing | 71 |
Tax & Cost of Living
| Property Tax (IRS) | $4,813 |
| 38% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 4.60% |
Commute & Transportation
| Drive Alone | 72.2% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Howard is $104,700, 63% below the national median of $281,900. Zillow estimates the typical home value at $309,367, higher than the Census estimate. Homes sell for 75% of their list price, suggesting buyers have room to negotiate. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 67.3% of housing units are owner-occupied. There are 177 total housing units in the city. The median year a home was built is 1947. The average annual property tax is $4,813 (higher than the $3,500 national average). 28.6% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $104,700 |
| 63% below US avg |
| Zillow ZHVI | $309,367 |
| Median List Price | $142,500 |
Real Estate Market (Redfin)
| Median List Price | $142,500 |
| $/Sq Ft | $29 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 75.0% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 67.3% |
| Owner-Occupied | 67.3% |
| Renter-Occupied | 32.7% |
| Housing Units | 177 |
| Median Year Built | 1947 |
Property Tax
| Avg Tax (IRS) | $4,813 |
| 38% above US avg |
| Effective Rate | 4.60% |
In Howard, 36.5% of adults are obese, above the national rate of 32.1%. 10.1% have diabetes. Heart disease affects 6.1% of residents. 32.5% have high blood pressure. 15.6% are current smokers. 19.9% report binge drinking. 24.6% are physically inactive. 26.2% report depression (above the 20.0% national average). 18.4% experience frequent mental distress. 7.0% of residents lack health insurance. The primary care physician ratio is 1:2,516. The dentist ratio is 1:2,038. 68.3% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Howard vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.5% |
| 14% above US avg |
| Diabetes | 10.1% |
| Heart Disease | 6.1% |
| High Blood Pressure | 32.5% |
| Asthma | 10.8% |
| COPD | 6.8% |
| Cancer | 7.7% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 24.6% |
| Depression | 26.2% |
| Mental Distress | 18.4% |
| Physical Distress | 12.3% |
| Short Sleep | 34.0% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.0% |
| 19% below US avg |
| Primary Care | 1:2,516 |
| Dentists | 1:2,038 |
| Mental Health | 1:452 |
| Checkup Rate | 75.6% |
| Dental Visits | 64.8% |
| Premature Death | 7,936/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 68.3% |
| Healthcare Facilities | 144 |
Howard has a violent crime rate of 186 per 100,000 residents, 51% below the national average of 380. Property crime stands at 1,531 per 100,000, 22% below the U.S. average. The county recorded 9 fatal traffic crashes. Overall, Howard receives a safety grade of F.
Crime Rates: Howard vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 185.5/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 1,530.6/100K |
| 22% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 10 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Howard experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 71°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 42.4 inches. The area receives 41.6 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 930 feet.
Temperature
26°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 49.0°F |
| 9% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 930 ft (283 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 2,009/sq mi |
| Coordinates | 40.4093°N, 82.3274°W |
| Timezone | America/New_York |
| County | Knox County County |
| Nearest Airport | Mansfield Lahm Regional (MFD) 30 miles away |
Precipitation & Snow
Annual Rainfall
42.4"
12% above US avg
Wettest Month (Jul)
4.29"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 61.0 / 100 |
| Social Vulnerability | 62.7 / 100 |
| Community Resilience | 80.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.9 on May 9, 2025.
| Mar 12, 2007 |
Ohio |
M3.7 |
125 km |
| Nov 20, 2013 |
2 km SW of Buchtel, Ohio |
M3.5 |
108 km |
| Jun 3, 2017 |
1 km WNW of Batesville, Ohio |
M3.4 |
104 km |
| May 24, 2017 |
1 km S of McArthur, Ohio |
M3.4 |
132 km |
| Jan 26, 1991 |
1 km NNE of Mayfield Heights, Ohio |
M3.4 |
145 km |
| Aug 31, 2011 |
3 km SE of Lowell, Ohio |
M3.1 |
124 km |
| Apr 24, 2025 |
3 km S of Pleasant City, Ohio |
M3.1 |
89 km |
| Apr 22, 2025 |
3 km ESE of Buffalo, Ohio |
M3.1 |
92 km |
| Apr 2, 2017 |
5 km W of Graysville, Ohio |
M3.0 |
124 km |
| Jun 5, 2011 |
5 km W of Lodi, Ohio |
M3.0 |
72 km |
| Mar 30, 2024 |
2 km SSW of Maple Ridge, Ohio |
M3.0 |
120 km |
| May 9, 2025 |
3 km S of Pleasant City, Ohio |
M2.9 |
90 km |
| Aug 7, 2000 |
2 km S of Limaville, Ohio |
M2.9 |
117 km |
| Apr 29, 2025 |
1 km SE of Pleasant City, Ohio |
M2.8 |
89 km |
| Feb 3, 2025 |
0 km NE of Reno, Ohio |
M2.8 |
140 km |
| Aug 31, 2011 |
2 km NNW of Belmont, West Virginia |
M2.8 |
144 km |
| May 17, 2010 |
2 km S of Boston Heights, Ohio |
M2.7 |
115 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
74 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
136 km |
| Sep 4, 2011 |
3 km N of Saint Marys, West Virginia |
M2.6 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
402 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 34 fatalities, 602 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 11, 1965 |
EF4 |
92 km |
18 |
| Jul 12, 1992 |
EF3 |
95 km |
0 |
| May 31, 1985 |
EF3 |
43 km |
1 |
| Jun 13, 1981 |
EF3 |
50 km |
4 |
| Feb 22, 1971 |
EF3 |
71 km |
0 |
| May 8, 1969 |
EF3 |
96 km |
1 |
| Apr 11, 1965 |
EF3 |
100 km |
4 |
| Jun 5, 2024 |
EF2 |
36 km |
0 |
| Mar 14, 2024 |
EF2 |
76 km |
0 |
| Feb 28, 2024 |
EF2 |
60 km |
0 |
| Jun 15, 2023 |
EF2 |
95 km |
0 |
| Apr 14, 2019 |
EF2 |
57 km |
0 |
| Nov 5, 2017 |
EF2 |
53 km |
0 |
| Sep 4, 2017 |
EF2 |
63 km |
0 |
| Apr 20, 2011 |
EF2 |
45 km |
0 |
| Sep 16, 2010 |
EF2 |
51 km |
0 |
| Sep 16, 2010 |
EF2 |
73 km |
0 |
| Oct 11, 2006 |
EF2 |
95 km |
0 |
| Oct 11, 2006 |
EF2 |
53 km |
0 |
| Jun 22, 2006 |
EF2 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
2.4 in |
Coldest |
| February |
28°F (-2°C) |
2.3 in |
Driest |
| March |
38°F (3°C) |
3.3 in |
|
| April |
49°F (9°C) |
3.6 in |
|
| May |
59°F (15°C) |
4.1 in |
|
| June |
67°F (20°C) |
4.1 in |
|
| July |
71°F (22°C) |
4.3 in |
Warmest, Wettest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
64°F (18°C) |
3.3 in |
|
| October |
52°F (11°C) |
2.6 in |
|
| November |
42°F (5°C) |
3.4 in |
|
| December |
31°F (-0°C) |
2.9 in |
|
Howard has a seasonal temperature swing of 45°F / from 26°F in January to 71°F in July. Total annual precipitation is 40.0 inches, with July being the wettest month (4.3") and February the driest (2.3").
Average costs for common services in Howard. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,277 |
| Toddler | $1,147 |
| Preschool | $1,005 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $823 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Howard
What is the population of Howard?
Howard has a population of 442 residents and is located in Ohio. The population density is 2,009 people per square mile, spread across 0.2 square miles. The median age of residents is 29.4 years, which is younger than the national median of 38.9 years. The population is 59% female and 41% male.
Is Howard expensive to live in?
Howard is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median home value is $104,700 (63% below the U.S. median).
Is Howard safe?
Howard is safer than the national average, with a violent crime rate of 186 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,531 per 100,000 (below the national average). Overall, Howard receives a safety grade of F based on combined crime data.
What is the weather like in Howard?
Howard has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 26°F in January, while summers reach an average of 71°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 42.4 inches, with 41.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Howard?
The job market in Howard is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,070. There are 1,339 business establishments in the area, including 108 restaurants and food service locations.
How much does housing cost in Howard?
The median home value in Howard is $104,700. Zillow estimates the typical home value at $309,367. The homeownership rate is 67.3%. The average annual property tax is $4,813.
How are the schools in Howard?
Schools in Howard score 6 out of 10 on standardized testing, near the national average. 22.6% of adults in Howard hold a bachelor's degree or higher, below the national average of 33.7%. 94.4% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Howard?
The obesity rate in Howard is 36.5% (above the national rate of 32.1%). 15.6% of adults are smokers. 24.6% are physically inactive. 26.2% of residents report depression. 7.0% lack health insurance (below the national rate). 68.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,516.
What are the demographics of Howard?
The racial and ethnic makeup of Howard is 97.3% White, 2.7% Hispanic or Latino. 100% of residents speak only English at home. 8.7% of the population are military veterans. 2.6% of residents have a disability. 100.0% have health insurance coverage.