Indian Harbour Beach, FL

Florida · Metropolitan Area

Indian Harbour Beach is a small city in Florida with a population of 8,991. Residents earn $98,046 per year, which is 30% above the national average.

3.7 /5.0
B+ Good
8,991 Population 4,302/sq mi density
$98,046 Median Income $58,998 per capita
$387,400 Home Value $450,549 Zillow
$1,674 Median Rent
73°F Avg Temperature
60 Violent Crime/100K 1,541 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$98,046 median income, 2.5% unemployment
A
Affordability
4.5 / 5.0
$387,400 home value, $1,674/mo rent
F
Safety
1.0 / 5.0
60 violent crimes/100K (84% below avg)
A+
Education
5.0 / 5.0
55.2% bachelor's degree or higher
Median Income $98,046
30% higher than US avg
Home Value $387,400
37% higher than US avg
Violent Crime 60/100K
84% lower than US avg
Bachelor's+ 55.2%
64% higher than US avg
Median Rent $1,674
44% higher than US avg
Obesity Rate 31.5%
2% lower than US avg
Unemployment 2.5%
31% lower than US avg
Poverty Rate 12.5%
1% higher than US avg

How Indian Harbour Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population8,991
Median Age48.5 yrs
Density4,302/mi²
Male / Female51% / 49%
Largest GroupWhite 85%

Economy

A+
Median Income$98,046
Per Capita$58,998
Unemployment2.5%
Poverty12.5%
County GDP$43,482M
Commute23 min

Housing

A
Home Value$387,400
Rent$1,674
OwnershipN/A
Zillow$450,549

Crime

F
Violent60/100K
Property1,541/100K
Murder12.0/100K
Assault36/100K
Burglary253/100K

Health

Obesity31.5%
UninsuredN/A
Depression20.6%
Heart Disease5.0%

Climate

Avg Temp73°F
AQI41 (Good)
Rain55.3 in/yr
Elevation-2 ft

Education

A+
Bachelor's+55.2%
High School+98.5%
School Score5.60

Community

2024 VoteR 60% / D 39%
Commute23 min
Libraries18

Is Indian Harbour Beach a Good Place to Live?

Based on current data, Indian Harbour Beach receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Indian Harbour Beach offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Indian Harbour Beach is $98,046, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.5%. 12.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.

Cost of Living & Housing

The median home value in Indian Harbour Beach is $387,400, 37% above the national median. Renters pay a median of $1,674 per month, significantly above the national average of $1,163. A price-to-income ratio of 4x indicates a reasonably affordable housing market.

Safety & Crime

Indian Harbour Beach is a very safe community with a violent crime rate of 60 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,541 per 100,000, 21% below the national average.

Education

Indian Harbour Beach is a highly educated community — 55.2% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.5% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Indian Harbour Beach has a warm climate with an average annual temperature of 73°F. Winters average 61°F in January while summers reach 82°F in July. Annual precipitation totals 55.3 inches. Air quality is rated Good with a median AQI of 41.

Indian Harbour Beach has a population of 8,991 with a density of 4,302 people per square mile. The median age is 48.5 years, 25% older than the national median of 38.9. The city is predominantly White (84.6%).

Population

8,991
Total Population
4,302
People / sq mi
48.5yrs
Median Age
25% above US avg
2.1mi²
Land Area

Gender Distribution

Male 50.7%
Female 49.3%

Race & Ethnicity

Indian Harbour Beach vs U.S. Average

Language Spoken at Home

English Only93.0%
18% above US avg
Spanish7.0%
48% below US avg

Social Characteristics

Indian Harbour Beach vs U.S. Average

The median household income in Indian Harbour Beach is $98,046, which is 30% above the national average of $75,149. The unemployment rate is 2.5% (below the 3.6% US average). 12.5% of residents live below the poverty line. Workers commute an average of 23 minutes.

Income: Indian Harbour Beach vs U.S.

Commute Mode

Income

Median HH Income$98,046
30% above US avg
Per Capita Income$58,998
Avg Weekly Wage$1,309
IRS Avg AGI$81,586

Employment & Poverty

Unemployment2.5%
31% below US avg
Poverty Rate12.5%
1% above US avg
Establishments (County)18,850
County GDP$43,482M

Business (County)

Restaurants1,318
Healthcare1,814
Retail2,025
Manufacturing466

Tax & Cost of Living

Property Tax (IRS)$6,090
74% above US avg
Effective Tax Rate1.57%

Commute & Transportation

Commute Time22.8 min
Work from Home15.2%

Walkability

The median home value in Indian Harbour Beach is $387,400, 37% above the national average. Monthly rent averages $1,674 (44% above US avg). Zillow estimates the typical home value at $450,549.

Home Value Sources

Ownership Split

Home Values

Census Median$387,400
37% above US avg
Zillow ZHVI$450,549
Median List Price$419,500

Real Estate Market (Redfin)

Median List Price$419,500
$/Sq Ft$278
Homes Sold20
Sale-to-List Ratio95.6%
Price Drops25.0%
Inventory84

Rental Costs

Census Median Rent$1,674
44% above US avg
Zillow Rent (ZORI)$2,817

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied78.3%

Property Tax

Avg Tax (IRS)$6,090
74% above US avg
Effective Rate1.57%
In Indian Harbour Beach, 31.5% of adults are obese (below the 32.1% national rate). 20.6% report depression. 17.6% are physically inactive.

Health Metrics: Indian Harbour Beach vs U.S. Average (%)

Chronic Conditions

Obesity31.5%
2% below US avg
Diabetes8.5%
Heart Disease5.0%
High Blood Pressure29.1%
Asthma9.5%
COPD5.2%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking18.4%
Physical Inactivity17.6%
Depression20.6%
Mental Distress16.8%
Physical Distress11.2%

Healthcare Access

Insurance Rate93.2%
Checkup Rate75.9%
Premature Death10,703/100K

Food & Exercise

Food Environment7.6/10
Exercise Access82.8%
Healthcare Facilities1,814
Indian Harbour Beach has a violent crime rate of 60 per 100,000 residents, 84% below the national average of 380. Property crime stands at 1,541 per 100,000 (21% below US avg). The murder rate is 12.0 per 100,000.

Crime Rates: Indian Harbour Beach vs U.S. Average (per 100,000)

Violent Crime

Total Violent60.2/100K
84% below US avg
Murder12.0/100K
91% above US avg
Rape0.0/100K
Robbery12.0/100K
Assault36.1/100K

Property Crime

Total Property1,540.7/100K
21% below US avg
Burglary252.8/100K
Theft1,263.8/100K
Vehicle Theft24.1/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)96

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Indian Harbour Beach has an average annual temperature of 73°F (23°C). Winters average 61°F in January while summers reach 82°F in July. Annual precipitation is 55.3 inches. Air quality is rated Good with a median AQI of 41.

Temperature

61°F Jan (16°C) 82°F Jul (28°C)
Annual Average72.9°F
35% above US avg
January Average61°F (16°C)
July Average82°F (28°C)

Precipitation & Snow

Annual Rainfall55.3 inches
45% above US avg
Snowfall0.0 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation-2 ft (-1 m)
Area2.1 sq mi (5.4 km²)
Population Density4,302/sq mi
Coordinates28.1575°N, 80.6001°W
County FIPS12009
It is classified as Metro — 250K–1M. 55.2% of residents hold a bachelor's degree or higher (64% above US avg). In the 2024 election, the county voted Republican by a 20.8-point margin.

2024 Presidential Election (County)

R 59.9%
D 39.1%

Winner: Republican by 20.8 points

Education

Bachelor's Degree+55.2%
64% above US avg
High School+98.5%
School Test Score5.60
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density4,302/sq mi
Total Area2.1 sq mi

Infrastructure & Services

Public Libraries18
Healthcare Facilities1,814
Restaurants1,318
Retail Stores2,025

Safety & Disasters

Fatal Crashes (County/yr)96
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute22.8 min
Work from Home15.2%

Nearby Cities

Compare Indian Harbour Beach with another city: