Median Income
$86,563
15% higher than US avg
Home Value
$634,400
125% higher than US avg
Bachelor's+
66.3%
97% higher than US avg
Median Rent
$1,390
20% higher than US avg
Obesity Rate
30.3%
6% lower than US avg
Unemployment
3.6%
0% lower than US avg
Poverty Rate
1.0%
92% lower than US avg
How Melbourne Beach Compares to the U.S. Average (100% = U.S. avg)
People
Population3,237
Median Age54.6 yrs
Density3,270/mi²
Male / Female50% / 50%
Largest GroupWhite 91%
Veterans11.0%
Economy
A+
Median Income$86,563
Per Capita$64,512
Unemployment3.6%
Poverty1.0%
County GDP$43,482M
Commute21 min
Housing
C+
Home Value$634,400
Rent$1,390
Ownership79.4%
Zillow$616,583
Housing Units1,727
Rent Burden34.7%
Health
Obesity30.3%
Uninsured4.2%
Smoking9.7%
Depression20.1%
Heart Disease4.8%
Climate
Avg Temp73°F (23°C)
Rain50.8 in/yr
Elevation12 ft (4 m)
Education
A+
Bachelor's+66.3%
High School+97.5%
Graduate+31.1%
School Score6.30
Community
2024 VoteR 60% / D 39%
Commute21 min
Broadband87.7%
EV Stations2
Libraries18
Is Melbourne Beach a Good Place to Live?
Based on current data, Melbourne Beach receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, a highly educated population, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs. Melbourne Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Melbourne Beach is $86,563, 15% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.6%, indicating a healthy job market. Only 1.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Melbourne Beach is $634,400, making it a premium housing market at 125% above the U.S. median of $281,900. Renters pay a median of $1,390 per month. With a home price-to-income ratio of 7.3x, housing affordability is a significant challenge for many families.
Education
Melbourne Beach is a highly educated community / 66.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.5% have completed high school. Local schools score 6.3/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Melbourne Beach has a warm climate with an average annual temperature of 73°F. Winters average 62°F in January while summers reach 82°F in July. Annual precipitation totals 50.8 inches.
Melbourne Beach has a population of 3,237 with a density of 3,270 people per square mile, spread across 1.4 square miles. The median age is 54.6 years, 40% older than the national median of 38.9. The gender split is 50% female and 50% male. The city is predominantly White (91.4%), with 6% Hispanic, 1.2% Asian. English is the primary language spoken at home by 95.7% of residents. 11.0% of the population are veterans, above the national rate of 6.0%. 13.8% of residents have a disability. 95.8% have health insurance coverage.
Population
3,237
Total Population
2023 Census
54.6yrs
Median Age
40% above US avg
Race & Ethnicity
Melbourne Beach vs U.S. Average
Language Spoken at Home
English Only
95.7%
22% above US avg
Spanish
3.6%
73% below US avg
Social Characteristics
Melbourne Beach vs U.S. Average
The median household income in Melbourne Beach is $86,563, which is 15% above the national average of $75,149. Per capita income is $64,512 (above the $39,052 national figure). The average weekly wage is $1,309. The unemployment rate is 3.6% (below the 3.6% US average). 1.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 18,850 business establishments, including 1,318 restaurants. The cost of living index is 103.4, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 27.1% of workers work from home (above the 15.2% national rate).
Income: Melbourne Beach vs U.S.
Income
| Median HH Income | $86,563 |
| 15% above US avg |
| Per Capita Income | $64,512 |
| Avg Weekly Wage | $1,309 |
| IRS Avg AGI | $81,586 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.6% |
| 0% below US avg |
| Poverty Rate | 1.0% |
| 92% below US avg |
| Establishments (County) | 18,850 |
| County GDP | $43,482M |
Business (County)
| Restaurants | 1,318 |
| Healthcare | 1,814 |
| Retail | 2,025 |
| Manufacturing | 466 |
Tax & Cost of Living
| Property Tax (IRS) | $6,090 |
| 74% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 0.96% |
Commute & Transportation
| Commute Time | 21.4 min |
| Drive Alone | 63.2% |
| Public Transit | 0.0% |
| Work from Home | 27.1% |
The median home value in Melbourne Beach is $634,400, 125% above the national median of $281,900. Zillow estimates the typical home value at $616,583. According to Redfin, the median sale price is $475,000 with homes selling in an average of 32 days. Homes sell for 98% of their list price. Monthly rent averages $1,390 (20% above the national average of $1,163). Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 79.4% of housing units are owner-occupied (above the 65.4% national rate). There are 1,727 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $6,090 (higher than the $3,500 national average). 34.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.3x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $634,400 |
| 125% above US avg |
| Zillow ZHVI | $616,583 |
| Redfin Median Sale | $475,000 |
| Median List Price | $599,999 |
Real Estate Market (Redfin)
| Median Sale Price | $475,000 |
| Median List Price | $599,999 |
| $/Sq Ft | $327 |
| Homes Sold | 8 |
| Days on Market | 32 days |
| Sale-to-List Ratio | 98.0% |
| Price Drops | 18.2% |
| Inventory | 33 |
Rental Costs
| Census Median Rent | $1,390 |
| 20% above US avg |
| Zillow Rent (ZORI) | $2,875 |
| Rent Burden | 34.7% |
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 79.4% |
| Owner-Occupied | 79.4% |
| Renter-Occupied | 20.6% |
| Housing Units | 1,727 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $6,090 |
| 74% above US avg |
| Effective Rate | 0.96% |
In Melbourne Beach, 30.3% of adults are obese, below the national rate of 32.1%. 7.8% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.1% have high blood pressure. 9.7% are current smokers (below the 14.0% national rate). 19.0% report binge drinking. 16.2% are physically inactive, below the national average. 20.1% report depression. 16.0% experience frequent mental distress. 4.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,383. The dentist ratio is 1:1,664. 82.8% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Melbourne Beach vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.3% |
| 6% below US avg |
| Diabetes | 7.8% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.1% |
| Asthma | 9.2% |
| COPD | 4.7% |
| Cancer | 8.2% |
| Stroke | 2.3% |
Behaviors & Mental Health
| Smoking | 9.7% |
| 31% below US avg |
| Binge Drinking | 19.0% |
| Physical Inactivity | 16.2% |
| Depression | 20.1% |
| Mental Distress | 16.0% |
| Physical Distress | 10.5% |
| Short Sleep | 32.7% |
Healthcare Access
| Insurance Rate | 95.8% |
| Uninsured | 4.2% |
| 51% below US avg |
| Primary Care | 1:1,383 |
| Dentists | 1:1,664 |
| Mental Health | 1:501 |
| Checkup Rate | 75.8% |
| Dental Visits | 64.1% |
| Premature Death | 10,703/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 82.8% |
| Healthcare Facilities | 1,814 |
Melbourne Beach has a warm climate with an average annual temperature of 73°F (23°C). Winters average 62°F in January while summers reach 82°F in July. Annual precipitation totals 50.8 inches (wetter than the 38-inch national average). The city sits at an elevation of 12 feet, near sea level.
Temperature
62°F Jan (17°C)
82°F Jul (28°C)
| Annual Average | 73.0°F |
| 35% above US avg |
| January Average | 62°F (17°C) |
| July Average | 82°F (28°C) |
Geography
| Elevation | 12 ft (4 m) |
| Area | 1.4 sq mi (3.6 km²) |
| Population Density | 3,270/sq mi |
| Coordinates | 28.0669°N, 80.5596°W |
| Timezone | America/New_York |
| County | Brevard County County |
| Nearest Airport | Melbourne Orlando International (MLB)
6 miles away |
Precipitation & Snow
Annual Rainfall
50.8"
34% above US avg
Wettest Month (Sep)
7.63"
Air Quality
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0416 ppm |
| PM2.5 (Fine Particles) | 6.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively High |
| Risk Score | 98.4 / 100 |
| Social Vulnerability | 40.8 / 100 |
| Community Resilience | 63.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively High |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
No Rating |
| Lightning |
Very High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
21 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Milton (2024, Cat 3).
| Year |
Name |
Category |
Closest |
| 2024 |
Milton |
Category 3 |
61 km |
| 2022 |
Ian |
Category 5 |
67 km |
| 2022 |
Nicole |
Category 1 |
58 km |
| 2019 |
Dorian |
Category 5 |
156 km |
| 2019 |
Humberto |
Category 1 |
297 km |
| 2017 |
Irma |
Category 3 |
146 km |
| 2016 |
Matthew |
Category 4 |
61 km |
| 2014 |
Arthur |
Category 1 |
262 km |
| 2005 |
Wilma |
Category 3 |
135 km |
| 2005 |
Katrina |
Category 1 |
228 km |
| 2005 |
Ophelia |
Category 1 |
137 km |
| 2004 |
Charley |
Category 4 |
102 km |
| 2004 |
Jeanne |
Category 3 |
83 km |
| 2004 |
Frances |
Category 2 |
75 km |
| 1999 |
Floyd |
Category 4 |
195 km |
| 1999 |
Dennis |
Category 2 |
274 km |
| 1999 |
Irene |
Category 1 |
54 km |
| 1995 |
Erin |
Category 1 |
44 km |
| 1992 |
Andrew |
Category 5 |
282 km |
| 1985 |
Bob |
Category 1 |
271 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
367 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 36 fatalities, 427 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 9, 2024 |
EF3 |
78 km |
6 |
| Feb 22, 1998 |
EF3 |
92 km |
25 |
| Mar 19, 1981 |
EF3 |
97 km |
0 |
| Jun 19, 1972 |
EF3 |
35 km |
0 |
| Jun 19, 1972 |
EF3 |
45 km |
0 |
| Mar 5, 1970 |
EF3 |
66 km |
0 |
| Apr 15, 1958 |
EF3 |
63 km |
0 |
| Sep 18, 1954 |
EF3 |
75 km |
2 |
| Oct 9, 2024 |
EF2 |
93 km |
0 |
| Oct 9, 2024 |
EF2 |
81 km |
0 |
| Sep 10, 2017 |
EF2 |
74 km |
0 |
| Apr 6, 2017 |
EF2 |
61 km |
0 |
| Oct 24, 2005 |
EF2 |
4 km |
0 |
| Mar 9, 1998 |
EF2 |
96 km |
0 |
| Feb 22, 1998 |
EF2 |
94 km |
0 |
| Nov 15, 1994 |
EF2 |
22 km |
1 |
| Mar 24, 1983 |
EF2 |
50 km |
0 |
| Mar 21, 1983 |
EF2 |
95 km |
0 |
| Mar 7, 1983 |
EF2 |
9 km |
0 |
| Feb 2, 1983 |
EF2 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (45,954 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
UNNAMED |
45,954 |
83 km |
| 2011 |
IRON HORSE |
18,234 |
87 km |
| 2021 |
KISSIMMEE BEND NORTH |
13,782 |
80 km |
| 2006 |
UNNAMED |
12,050 |
86 km |
| 1992 |
UNNAMED |
11,488 |
79 km |
| 2008 |
UNNAMED |
11,294 |
46 km |
| 1996 |
UNNAMED |
9,427 |
76 km |
| 1993 |
UNNAMED |
9,422 |
67 km |
| 2024 |
APQ RECREATION AREA RX 0506 |
8,901 |
77 km |
| 1998 |
UNNAMED |
8,794 |
81 km |
| 2017 |
ECHO SPRINGS |
8,640 |
86 km |
| 1984 |
UNNAMED |
7,765 |
47 km |
| 2004 |
UNNAMED |
7,670 |
82 km |
| 2021 |
AREA 11 |
7,140 |
82 km |
| 2017 |
NORTH CANE |
7,024 |
68 km |
| 1989 |
UNNAMED |
6,985 |
27 km |
| 2011 |
UNNAMED |
6,616 |
60 km |
| 2008 |
SAN FILIPPO |
6,376 |
19 km |
| 1994 |
UNNAMED |
6,243 |
73 km |
| 1993 |
UNNAMED |
6,236 |
27 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
62°F (17°C) |
2.6 in |
Coldest |
| February |
64°F (18°C) |
2.0 in |
Driest |
| March |
67°F (20°C) |
2.7 in |
|
| April |
72°F (22°C) |
2.3 in |
|
| May |
77°F (25°C) |
3.5 in |
|
| June |
81°F (27°C) |
7.1 in |
|
| July |
82°F (28°C) |
6.5 in |
|
| August |
82°F (28°C) |
6.7 in |
Warmest |
| September |
81°F (27°C) |
7.6 in |
Wettest |
| October |
76°F (25°C) |
4.9 in |
|
| November |
69°F (21°C) |
2.6 in |
|
| December |
65°F (18°C) |
2.4 in |
|
Melbourne Beach has a seasonal temperature swing of 20°F / from 62°F in January to 82°F in August. Total annual precipitation is 50.8 inches, with September being the wettest month (7.6") and February the driest (2.0").
Average costs for common services in Melbourne Beach. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155-$414) |
| Specialist Visit |
$362 ($207-$569) |
| Urgent Care Visit |
$207 ($103-$362) |
| Emergency Room Visit |
$2,275 ($827-$5,170) |
| Dental Cleaning |
$134 ($78-$207) |
| Dental Filling |
$259 ($155-$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26-$78) |
| Oil Change (Synthetic) |
$78 ($52-$124) |
| Brake Pad Replacement |
$310 ($155-$517) |
| Tire Rotation |
$41 ($21-$78) |
| New Tires (Set of 4) |
$620 ($414-$1,034) |
| Battery Replacement |
$207 ($103-$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62-$155) |
| Electrician (Per Hour) |
$93 ($52-$145) |
| HVAC Repair |
$414 ($155-$827) |
| HVAC System Install |
$7,238 ($4,136-$12,408) |
| Roof Repair |
$1,034 ($414-$2,068) |
| Roof Replacement |
$9,306 ($5,687-$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517-$3,619) |
| Divorce (Contested) |
$15,510 ($5,170-$31,020) |
| DUI Defense |
$5,170 ($2,068-$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827-$3,102) |
| Will Preparation |
$517 ($207-$1,034) |
| Trust Preparation |
$2,585 ($1,034-$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16-$47) |
| Women's Haircut |
$57 ($31-$103) |
| Hair Coloring (Full) |
$155 ($78-$259) |
| Manicure |
$26 ($16-$47) |
| Pedicure |
$41 ($26-$67) |
| Massage (1 Hour) |
$83 ($52-$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10-$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59-$5.17) |
| Loaf of Bread |
$3.93 ($2.59-$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10-$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14-$7.76) |
| Rice (per lb) |
$1.03 ($0.62-$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83-$259) |
| Natural Gas (Monthly) |
$72 ($31-$155) |
| Water/Sewer (Monthly) |
$72 ($41-$124) |
| Internet (Monthly) |
$72 ($41-$103) |
| Cell Phone Plan (Monthly) |
$67 ($31-$103) |
| Cable TV (Monthly) |
$88 ($52-$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78-$517) |
| Car Insurance (Annual) |
$2,068 ($1,241-$3,619) |
| Bus Pass (Monthly) |
$72 ($31-$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27-$26) |
| Car Registration (Annual) |
$103 ($31-$259) |
| Driver's License Renewal |
$31 ($16-$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620-$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517-$2,068) |
| After-School Care (Monthly) |
$414 ($207-$724) |
| Tutoring (Per Hour) |
$52 ($26-$103) |
| SAT/ACT Prep Course |
$1,034 ($414-$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170-$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31-$103) |
| Dog Vaccination (Annual) |
$103 ($52-$207) |
| Dog Grooming |
$62 ($31-$103) |
| Pet Boarding (Per Night) |
$41 ($21-$78) |
| Dog Spay/Neuter |
$310 ($155-$517) |
| Cat Spay/Neuter |
$207 ($103-$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $866 |
| Toddler | $723 |
| Preschool | $671 |
| Family Childcare (monthly) |
| Infant | $866 |
| Toddler | $758 |
| Preschool | $736 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Melbourne Beach
What is the population of Melbourne Beach?
Melbourne Beach has a population of 3,237 residents and is located in Florida. The population density is 3,270 people per square mile, spread across 1.4 square miles. The median age of residents is 54.6 years, which is older than the national median of 38.9 years. The population is 50% female and 50% male.
Is Melbourne Beach expensive to live in?
Melbourne Beach has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median household income is $86,563, 15% above the national average of $75,149. The median home value is $634,400 (125% above the U.S. median). Renters pay a median of $1,390 per month, above the national average of $1,163. The home price-to-income ratio is 7.3x, which means housing is a stretch relative to local earnings.
What is the weather like in Melbourne Beach?
Melbourne Beach has a warm climate with an average annual temperature of 73°F (23°C). Winter temperatures average 62°F in January, while summers reach an average of 82°F in July. Annual rainfall totals 50.8 inches.
How is the job market in Melbourne Beach?
Melbourne Beach has a healthy job market with an unemployment rate of 3.6%, near the national average of 3.6%. The average weekly wage is $1,309. There are 18,850 business establishments in the area, including 1,318 restaurants and food service locations. The average commute time is 21 minutes, and 27.1% of workers work from home.
How much does housing cost in Melbourne Beach?
The median home value in Melbourne Beach is $634,400. Zillow estimates the typical home value at $616,583. According to Redfin, the median sale price is $475,000, with homes typically selling within 32 days. For renters, the median monthly rent is $1,390. Fair market rent is $1,296 for a 1-bedroom and $1,526 for a 2-bedroom apartment. The homeownership rate is 79.4%. The average annual property tax is $6,090.
How are the schools in Melbourne Beach?
Schools in Melbourne Beach score 6.3 out of 10 on standardized testing, near the national average. 66.3% of adults in Melbourne Beach hold a bachelor's degree or higher, above the national average of 33.7%. 97.5% have completed high school. 31.1% hold a graduate or professional degree.
How healthy is Melbourne Beach?
The obesity rate in Melbourne Beach is 30.3% (below the national rate of 32.1%). 9.7% of adults are smokers. 16.2% are physically inactive. 20.1% of residents report depression. 4.2% lack health insurance (below the national rate). 82.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,383.
What is transportation like in Melbourne Beach?
The average commute in Melbourne Beach is 21 minutes, shorter than the national average of 28 minutes. 63.2% of workers drive alone to work, and 27.1% work from home.
What are the demographics of Melbourne Beach?
The racial and ethnic makeup of Melbourne Beach is 91.4% White, 6% Hispanic or Latino, 1.2% Asian. 95.7% of residents speak only English at home, while 3.6% speak Spanish. 11.0% of the population are military veterans. 13.8% of residents have a disability. 95.8% have health insurance coverage.