Median Income
$113,125
51% higher than US avg
Home Value
$405,300
44% higher than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
47.9%
42% higher than US avg
Median Rent
$1,700
46% higher than US avg
Obesity Rate
31.9%
1% lower than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Indian Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population342
Median Age60.7 yrs
Density96/mi²
Male / Female54% / 46%
Largest GroupWhite 98%
Veterans5.1%
Economy
A+
Median Income$113,125
Per Capita$71,818
Unemployment2.2%
Poverty0.0%
County GDP$6,208M
Commute54 min
Housing
A+
Home Value$405,300
Rent$1,700
Ownership88.1%
Zillow$156,154
Housing Units592
Rent Burden26.3%
Crime
Violent0/100K
Property0/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Climate
Avg Temp50°F (10°C)
AQI40 (Good)
Rain39.7 in/yr
Sunny Days275/yr
Elevation2,379 ft (725 m)
Education
A+
Bachelor's+47.9%
High School+97.3%
Graduate+16.8%
School Score5.80
Community
2024 VoteR 69% / D 30%
Commute54 min
Broadband93.8%
EV Stations1
Libraries14
Is Indian Lake a Good Place to Live?
Based on current data, Indian Lake receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs, long commute times. Indian Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Indian Lake is $113,125, which is significantly higher than the national average / 51% above $75,149. This places Indian Lake among higher-income communities. The job market is very strong with unemployment at just 2.2%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 54 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Indian Lake is $405,300, 44% above the national median. Renters pay a median of $1,700 per month, significantly above the national average of $1,163. A price-to-income ratio of 3.6x indicates a reasonably affordable housing market.
Safety & Crime
Indian Lake is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 0 per 100,000, 100% below the national average.
Education
Educational attainment is solid, with 47.9% holding a bachelor's degree or higher, near the national average. 97.3% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Indian Lake experiences four distinct seasons with an average temperature of 50°F. Winters average 28°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.7 inches. Air quality is rated Good with a median AQI of 40.
Indian Lake has a population of 342 with a density of 96 people per square mile, spread across 1.7 square miles. The median age is 60.7 years, 56% older than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (98%). English is the primary language spoken at home by 98.4% of residents. 5.1% of the population are veterans. 10.3% of residents have a disability (below the 13.0% national average). 99.4% have health insurance coverage.
Population
60.7yrs
Median Age
56% above US avg
Race & Ethnicity
Indian Lake vs U.S. Average
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.6%
88% below US avg
Social Characteristics
Indian Lake vs U.S. Average
The median household income in Indian Lake is $113,125, which is 51% above the national average of $75,149. Per capita income is $71,818 (above the $39,052 national figure). The average weekly wage is $958, 33% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,304 business establishments, including 299 restaurants. The cost of living index is 97.6, roughly in line with the national average. Workers commute an average of 54 minutes (longer than the 28-minute US average). 16.7% of workers work from home.
Income: Indian Lake vs U.S.
Income
| Median HH Income | $113,125 |
| 51% above US avg |
| Per Capita Income | $71,818 |
| Avg Weekly Wage | $958 |
| IRS Avg AGI | $60,334 |
| Gini Index | 0.451 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,304 |
| County GDP | $6,208M |
Business (County)
| Restaurants | 299 |
| Healthcare | 471 |
| Retail | 469 |
| Manufacturing | 107 |
Tax & Cost of Living
| Property Tax (IRS) | $4,651 |
| 33% above US avg |
| Cost of Living | 97.60 (100=avg) |
| Effective Tax Rate | 1.15% |
Commute & Transportation
| Commute Time | 54.0 min |
| Drive Alone | 70.3% |
| Public Transit | 0.0% |
| Work from Home | 16.7% |
The median home value in Indian Lake is $405,300, 44% above the national median of $281,900. Zillow estimates the typical home value at $156,154, lower than the Census estimate. Monthly rent averages $1,700 (46% above the national average of $1,163). Fair market rent ranges from $996 for a one-bedroom to $1,225 for a two-bedroom apartment. 88.1% of housing units are owner-occupied (above the 65.4% national rate). There are 592 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $4,651 (higher than the $3,500 national average). 26.3% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.6x.
Home Values
| Census Median | $405,300 |
| 44% above US avg |
| Zillow ZHVI | $156,154 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,700 |
| 46% above US avg |
| Rent Burden | 26.3% |
HUD Fair Market Rent
| Studio | $900 |
| 1 Bedroom | $996 |
| 2 Bedrooms | $1,225 |
| 3 Bedrooms | $1,570 |
| 4 Bedrooms | $1,744 |
Ownership & Property
| Homeownership | 88.1% |
| Owner-Occupied | 88.1% |
| Renter-Occupied | 11.9% |
| Housing Units | 592 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $4,651 |
| 33% above US avg |
| Effective Rate | 1.15% |
In Indian Lake, 31.9% of adults are obese, below the national rate of 32.1%. The primary care physician ratio is 1:1,437. The dentist ratio is 1:1,685. 85.1% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Indian Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.9% |
| 1% below US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 99.4% |
| |
| Primary Care | 1:1,437 |
| Dentists | 1:1,685 |
| Mental Health | 1:414 |
| Dental Visits | 63.0% |
| Premature Death | 10,679/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 85.1% |
| Healthcare Facilities | 471 |
Indian Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 0 per 100,000, 100% below the U.S. average. This includes larceny/theft at 0, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 12 fatal traffic crashes.
Crime Rates: Indian Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 0.0/100K |
| 100% below US avg |
| Burglary | 0.0/100K |
| Theft | 0.0/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 12 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
Indian Lake experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 28°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.7 inches. Air quality is rated Good with a median AQI of 40. The city sits at an elevation of 2,379 feet.
Temperature
28°F Jan (-3°C)
72°F Jul (22°C)
| Annual Average | 49.7°F |
| 8% below US avg |
| January Average | 28°F (-3°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 2,379 ft (725 m) |
| Area | 1.7 sq mi (4.4 km²) |
| Population Density | 96/sq mi |
| Coordinates | 40.0418°N, 78.8669°W |
| Timezone | America/New_York |
| County | Cambria County County |
| Nearest Airport | Greater Cumberland Regional (CBE)
30 miles away |
Precipitation & Snow
Annual Rainfall
39.7"
4% above US avg
Wettest Month (May)
4.13"
Air Quality
| AQI Median | 40.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0427 ppm |
| NO₂ (Nitrogen Dioxide) | 9.3 ppb |
| SO₂ (Sulfur Dioxide) | 0.77 ppb |
| CO (Carbon Monoxide) | 0.27 ppm |
| PM2.5 (Fine Particles) | 8.8 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 76.4 / 100 |
| Social Vulnerability | 60.4 / 100 |
| Community Resilience | 96.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.4. Most recent: M2.5 on Sep 11, 2024.
| Jun 13, 2019 |
9 km N of Blain, Pennsylvania |
M3.4 |
123 km |
| Jan 17, 2016 |
3 km NE of Ranson, West Virginia |
M3.0 |
120 km |
| Sep 11, 2024 |
4 km WNW of Claysville, Pennsylvania |
M2.5 |
136 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
203 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 5 fatalities, 332 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF4 |
30 km |
0 |
| Jun 3, 1980 |
EF4 |
100 km |
0 |
| May 31, 1998 |
EF3 |
37 km |
1 |
| Jul 11, 1976 |
EF3 |
64 km |
1 |
| May 19, 1967 |
EF3 |
84 km |
1 |
| Aug 3, 1963 |
EF3 |
92 km |
2 |
| Jun 26, 2024 |
EF2 |
78 km |
0 |
| Aug 25, 2023 |
EF2 |
52 km |
0 |
| Mar 31, 2022 |
EF2 |
98 km |
0 |
| Apr 19, 2019 |
EF2 |
88 km |
0 |
| Oct 2, 2018 |
EF2 |
47 km |
0 |
| Mar 23, 2011 |
EF2 |
79 km |
0 |
| Apr 28, 2002 |
EF2 |
66 km |
0 |
| Jun 2, 1998 |
EF2 |
75 km |
0 |
| Jun 2, 1998 |
EF2 |
74 km |
0 |
| Jun 2, 1998 |
EF2 |
38 km |
0 |
| Aug 15, 1997 |
EF2 |
50 km |
0 |
| Jul 19, 1996 |
EF2 |
57 km |
0 |
| Jul 19, 1996 |
EF2 |
99 km |
0 |
| Sep 26, 1994 |
EF2 |
76 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: BEAR DEN (945 ac, 2014).
| Year |
Name |
Acres |
Distance |
| 2014 |
BEAR DEN |
945 |
28 km |
| 2001 |
SOUTH BRANCH |
519 |
96 km |
| 2005 |
UNNAMED |
510 |
23 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-3°C) |
2.9 in |
|
| February |
27°F (-3°C) |
2.8 in |
Coldest, Driest |
| March |
36°F (2°C) |
3.7 in |
|
| April |
46°F (8°C) |
3.8 in |
|
| May |
56°F (13°C) |
4.1 in |
Wettest |
| June |
64°F (18°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.1 in |
Warmest |
| August |
67°F (20°C) |
3.7 in |
|
| September |
61°F (16°C) |
3.6 in |
|
| October |
50°F (10°C) |
3.0 in |
|
| November |
40°F (4°C) |
3.5 in |
|
| December |
30°F (-1°C) |
3.2 in |
|
Indian Lake has a seasonal temperature swing of 45°F / from 27°F in February to 72°F in July. Total annual precipitation is 42.3 inches, with May being the wettest month (4.1") and February the driest (2.8").
Average costs for common services in Indian Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$244 ($146–$390) |
| Specialist Visit |
$342 ($195–$537) |
| Urgent Care Visit |
$195 ($98–$342) |
| Emergency Room Visit |
$2,147 ($781–$4,880) |
| Dental Cleaning |
$127 ($73–$195) |
| Dental Filling |
$244 ($146–$390) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$293 ($146–$488) |
| Tire Rotation |
$39 ($20–$73) |
| New Tires (Set of 4) |
$586 ($390–$976) |
| Battery Replacement |
$195 ($98–$342) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$98 ($59–$146) |
| Electrician (Per Hour) |
$88 ($49–$137) |
| HVAC Repair |
$390 ($146–$781) |
| HVAC System Install |
$6,832 ($3,904–$11,712) |
| Roof Repair |
$976 ($390–$1,952) |
| Roof Replacement |
$8,784 ($5,368–$14,640) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,464 ($488–$3,416) |
| Divorce (Contested) |
$14,640 ($4,880–$29,280) |
| DUI Defense |
$4,880 ($1,952–$9,760) |
| Bankruptcy (Chapter 7) |
$1,464 ($781–$2,928) |
| Will Preparation |
$488 ($195–$976) |
| Trust Preparation |
$2,440 ($976–$4,880) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$54 ($29–$98) |
| Hair Coloring (Full) |
$146 ($73–$244) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$127) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.00 ($2.93–$5.37) |
| Dozen Eggs (per dozen) |
$3.42 ($2.44–$4.88) |
| Loaf of Bread |
$3.71 ($2.44–$5.37) |
| Chicken Breast (per lb) |
$4.39 ($2.93–$6.34) |
| Ground Beef (per lb) |
$5.37 ($3.90–$7.32) |
| Rice (per lb) |
$0.98 ($0.59–$1.76) |
View all 20 services
Utilities
| Electricity (Monthly) |
$137 ($78–$244) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$98) |
| Cell Phone Plan (Monthly) |
$63 ($29–$98) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$195 ($73–$488) |
| Car Insurance (Annual) |
$1,952 ($1,171–$3,416) |
| Bus Pass (Monthly) |
$68 ($29–$127) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.81–$24) |
| Car Registration (Annual) |
$98 ($29–$244) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,171 ($586–$2,440) |
| Daycare (Toddler, Monthly) |
$976 ($488–$1,952) |
| After-School Care (Monthly) |
$390 ($195–$683) |
| Tutoring (Per Hour) |
$49 ($24–$98) |
| SAT/ACT Prep Course |
$976 ($390–$2,440) |
| Private School (K-12, Annual) |
$12,200 ($4,880–$29,280) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($29–$98) |
| Dog Vaccination (Annual) |
$98 ($49–$195) |
| Dog Grooming |
$59 ($29–$98) |
| Pet Boarding (Per Night) |
$39 ($20–$73) |
| Dog Spay/Neuter |
$293 ($146–$488) |
| Cat Spay/Neuter |
$195 ($98–$390) |
View all 9 services
Frequently Asked Questions About Indian Lake
What is the population of Indian Lake?
Indian Lake has a population of 342 residents and is located in Pennsylvania. The population density is 96 people per square mile, spread across 1.7 square miles. The median age of residents is 60.7 years, which is older than the national median of 38.9 years. The population is 46.2% female and 53.8% male.
Is Indian Lake expensive to live in?
Indian Lake has a cost of living roughly in line with the national average, with an index of 97.6 (baseline: 100). The median household income is $113,125, 51% above the national average of $75,149. The median home value is $405,300 (44% above the U.S. median). Renters pay a median of $1,700 per month, above the national average of $1,163. The home price-to-income ratio is 3.6x, indicating housing is reasonably affordable relative to local income levels.
Is Indian Lake safe?
Indian Lake is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 0 per 100,000 (below the national average).
What is the weather like in Indian Lake?
Indian Lake has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 28°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 40.
How is the job market in Indian Lake?
The job market in Indian Lake is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $958. There are 3,304 business establishments in the area, including 299 restaurants and food service locations. The average commute time is 54 minutes, and 16.7% of workers work from home.
How much does housing cost in Indian Lake?
The median home value in Indian Lake is $405,300. Zillow estimates the typical home value at $156,154. For renters, the median monthly rent is $1,700. Fair market rent is $996 for a 1-bedroom and $1,225 for a 2-bedroom apartment. The homeownership rate is 88.1%. The average annual property tax is $4,651.
How are the schools in Indian Lake?
Schools in Indian Lake score 5.8 out of 10 on standardized testing, near the national average. 47.9% of adults in Indian Lake hold a bachelor's degree or higher, above the national average of 33.7%. 97.3% have completed high school. 16.8% hold a graduate or professional degree.
How healthy is Indian Lake?
The obesity rate in Indian Lake is 31.9% (below the national rate of 32.1%). 85.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,437.
What is transportation like in Indian Lake?
The average commute in Indian Lake is 54 minutes, longer than the national average of 28 minutes. 70.3% of workers drive alone to work, and 16.7% work from home.
What are the demographics of Indian Lake?
The racial and ethnic makeup of Indian Lake is 98% White. 98.4% of residents speak only English at home. 5.1% of the population are military veterans. 10.3% of residents have a disability. 99.4% have health insurance coverage.
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