Indianapolis, IN

Indiana · Metropolitan Area

Indianapolis is a major city in Indiana with a population of 882,043. Residents earn $62,995 per year, which is 16% below the national average.

4.1 /5.0
A Great
882,043 Population 2,443/sq mi density
$62,995 Median Income $36,194 per capita
$207,000 Home Value
$1,112 Median Rent 30.5% income on rent
55°F Avg Temperature 275 sunny days/yr
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$62,995 median income, 3.5% unemployment
A+
Affordability
4.8 / 5.0
$207,000 home value, $1,112/mo rent
B+
Education
3.7 / 5.0
34.2% bachelor's degree or higher
Median Income $62,995
16% lower than US avg
Home Value $207,000
27% lower than US avg
Bachelor's+ 34.2%
1% higher than US avg
Median Rent $1,112
4% lower than US avg
Obesity Rate 38.4%
20% higher than US avg
Unemployment 3.5%
3% lower than US avg
Poverty Rate 11.6%
6% lower than US avg

How Indianapolis Compares to the U.S. Average (100% = U.S. avg)

People

Population882,043
Median Age34.1 yrs
Density2,443/mi²
Male / Female49% / 51%
Largest GroupWhite 54%
Veterans5.6%

Economy

B+
Median Income$62,995
Per Capita$36,194
Unemployment3.5%
Poverty11.6%
County GDP$135,593M
Commute24 min

Housing

A+
Home Value$207,000
Rent$1,112
OwnershipN/A
Housing Units397,597
Rent Burden30.5%

Health

Obesity38.4%
UninsuredN/A
Depression25.5%
Heart Disease5.9%

Climate

Avg Temp55°F (13°C)
AQI41 (Good)
Rain39.4 in/yr
Sunny Days275/yr
Elevation722 ft (220 m)

Education

B+
Bachelor's+34.2%
High School+87.5%
Graduate+11.9%
School Score6.01

Community

2024 VoteR 35% / D 63%
Commute24 min
Broadband89.2%
Libraries27

Is Indianapolis a Good Place to Live?

Based on current data, Indianapolis receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, abundant sunshine. Indianapolis stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Indianapolis is $62,995, 16% below the national average of $75,149. Unemployment stands at 3.5%, indicating a healthy job market. 11.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.

Cost of Living & Housing

The median home value in Indianapolis is $207,000, 27% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,112 per month. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 34.2% holding a bachelor's degree or higher, near the national average. 87.5% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Indianapolis experiences four distinct seasons with an average temperature of 55°F. Winters average 37°F in January while summers reach 75°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.4 inches, including 10.4 inches of snow. Air quality is rated Good with a median AQI of 41.

Indianapolis has a population of 882,043 with a density of 2,443 people per square mile. The median age is 34.1 years, 12% younger than the national median of 38.9. The city is predominantly White (53.6%), with 1.6% Hispanic, 28.1% Black.

Population

882,043
Total Population
2,443
People / sq mi
34.1yrs
Median Age
12% below US avg
361.0mi²
Land Area

Gender Distribution

Male 48.6%
Female 51.4%

Race & Ethnicity

Indianapolis vs U.S. Average

Language Spoken at Home

English Only85.2%
9% above US avg
Spanish14.8%
10% above US avg

Social Characteristics

Indianapolis vs U.S. Average

The median household income in Indianapolis is $62,995, which is 16% below the national average of $75,149. The unemployment rate is 3.5% (below the 3.6% US average). 11.6% of residents live below the poverty line. Workers commute an average of 24 minutes.

Income: Indianapolis vs U.S.

Commute Mode

Income

Median HH Income$62,995
16% below US avg
Per Capita Income$36,194
Avg Weekly Wage$1,465
IRS Avg AGI$69,381

Employment & Poverty

Unemployment3.5%
3% below US avg
Poverty Rate11.6%
6% below US avg
Establishments (County)28,522
County GDP$135,593M

Business (County)

Restaurants2,360
Healthcare2,986
Retail2,866
Manufacturing749

Tax & Cost of Living

Property Tax (IRS)$4,878
39% above US avg
Effective Tax Rate2.36%

Commute & Transportation

Commute Time24.3 min
Drive Alone73.7%
Public Transit1.4%
Work from Home12.3%

Walkability

The median home value in Indianapolis is $207,000, 27% below the national average. Monthly rent averages $1,112 (4% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$207,000
27% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,112
4% below US avg
Rent Burden30.5%

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied55.3%
Housing Units397,597
Median Year Built1971

Property Tax

Avg Tax (IRS)$4,878
39% above US avg
Effective Rate2.36%
In Indianapolis, 38.4% of adults are obese (above the 32.1% national rate). 25.5% report depression. 24.8% are physically inactive.

Health Metrics: Indianapolis vs U.S. Average (%)

Chronic Conditions

Obesity38.4%
20% above US avg
Diabetes13.0%
Heart Disease5.9%
High Blood Pressure37.9%
Asthma11.8%
COPD7.4%
Stroke3.6%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity24.8%
Depression25.5%
Mental Distress18.1%
Physical Distress13.7%

Healthcare Access

Insurance Rate90.6%
Checkup Rate78.9%
Premature Death12,610/100K

Food & Exercise

Food Environment7.2/10
Exercise Access90.6%
Healthcare Facilities2,986
Indianapolis has an average annual temperature of 55°F (13°C). Winters average 37°F in January while summers reach 75°F in July. Annual precipitation is 39.4 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 41.

Temperature

37°F Jan (3°C) 75°F Jul (24°C)
Annual Average55.2°F
2% above US avg
January Average37°F (3°C)
July Average75°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall39.4 inches
4% above US avg
Snowfall10.4 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation722 ft (220 m)
Area361.0 sq mi (935.0 km²)
Population Density2,443/sq mi
Coordinates39.7767°N, 86.1459°W
TimezoneAmerica/Indiana/Indianapolis
County FIPS18097
It is classified as Metro — 1 million+. 34.2% of residents hold a bachelor's degree or higher (1% above US avg). In the 2024 election, the county voted Democrat by a 27.7-point margin. 89.2% of households have broadband internet.

2024 Presidential Election (County)

R 35.3%
D 63%

Winner: Democrat by 27.7 points

Education

Bachelor's Degree+34.2%
1% above US avg
High School+87.5%
Graduate Degree+11.9%
School Test Score6.01
B+ Education Grade (3.7/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,443/sq mi
Total Area361.0 sq mi

Infrastructure & Services

Broadband Access89.2%
Public Libraries27
Healthcare Facilities2,986
Restaurants2,360
Retail Stores2,866

Safety & Disasters

Fatal Crashes (County/yr)139

Commute & Transportation

Avg Commute24.3 min
Drive Alone73.7%
Public Transit1.4%
Work from Home12.3%

Nearby Cities

Warren Park, IN 1,411 pop · 5.0 mi Beech Grove, IN 15,082 pop · 5.2 mi Speedway, IN 13,622 pop · 5.5 mi Meridian Hills, IN 1,708 pop · 7.7 mi Southport, IN 2,036 pop · 8.2 mi Clermont, IN 1,740 pop · 9.7 mi Lawrence, IN 49,284 pop · 10.3 mi Cumberland, IN 6,154 pop · 10.7 mi Greenwood, IN 64,237 pop · 12.2 mi Carmel, IN 100,501 pop · 13.0 mi Avon, IN 22,683 pop · 13.2 mi Plainfield, IN 35,783 pop · 13.3 mi Brownsburg, IN 30,310 pop · 13.3 mi New Palestine, IN 3,027 pop · 13.8 mi
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