Jefferson, MD

Maryland · Metropolitan Area

Jefferson is a small town in Maryland with a population of 2,891. Residents earn $145,664 per year, which is 94% above the national average.

4.7 /5.0
A+ Excellent
2,891 Population 1,036/sq mi density
$145,664 Median Income $61,788 per capita
$479,400 Home Value $562,676 Zillow
$1,347 Median Rent
53°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$145,664 median income, 1.8% unemployment
A+
Affordability
4.8 / 5.0
$479,400 home value, $1,347/mo rent
A
Education
4.2 / 5.0
40.0% bachelor's degree or higher
Median Income $145,664
94% higher than US avg
Home Value $479,400
70% higher than US avg
Bachelor's+ 40.0%
19% higher than US avg
Median Rent $1,347
16% higher than US avg
Obesity Rate 34.8%
8% higher than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 2.6%
79% lower than US avg

How Jefferson Compares to the U.S. Average (100% = U.S. avg)

People

Population2,891
Median Age41.2 yrs
Density1,036/mi²
Male / Female50% / 50%
Largest GroupWhite 83%

Economy

A+
Median Income$145,664
Per Capita$61,788
Unemployment1.8%
Poverty2.6%
County GDP$20,352M
Commute26 min

Housing

A+
Home Value$479,400
Rent$1,347
OwnershipN/A
Zillow$562,676

Crime

ViolentN/A
PropertyN/A

Health

Obesity34.8%
UninsuredN/A
Depression23.3%
Heart Disease4.9%

Climate

Avg Temp53°F
AQI41 (Good)
Rain43.5 in/yr
Elevation538 ft

Education

A
Bachelor's+40.0%
High School+98.1%
School Score5.85

Community

2024 VoteR 44% / D 53%
Commute26 min
Libraries11

Is Jefferson a Good Place to Live?

Based on current data, Jefferson receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Jefferson stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Jefferson is $145,664, which is significantly higher than the national average — 94% above $75,149. This places Jefferson among higher-income communities. The job market is very strong with unemployment at just 1.8%. Only 2.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Jefferson is $479,400, making it a premium housing market at 70% above the U.S. median of $281,900. Renters pay a median of $1,347 per month. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 40.0% holding a bachelor's degree or higher, near the national average. 98.1% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Jefferson experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 74°F in July. Annual precipitation totals 43.5 inches. Air quality is rated Good with a median AQI of 41.

Jefferson has a population of 2,891 with a density of 1,036 people per square mile. The median age is 41.2 years, 6% older than the national median of 38.9. The city is predominantly White (83.1%), with 6.7% Black.

Population

2,891
Total Population
1,036
People / sq mi
41.2yrs
Median Age
6% above US avg
2.8mi²
Land Area

Gender Distribution

Male 49.6%
Female 50.4%

Race & Ethnicity

Jefferson vs U.S. Average

Language Spoken at Home

English Only94.3%
20% above US avg
Spanish5.7%
57% below US avg

Social Characteristics

Jefferson vs U.S. Average

The median household income in Jefferson is $145,664, which is 94% above the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 2.6% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Jefferson vs U.S.

Commute Mode

Income

Median HH Income$145,664
94% above US avg
Per Capita Income$61,788
Avg Weekly Wage$1,343
IRS Avg AGI$99,317

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate2.6%
79% below US avg
Establishments (County)7,170
County GDP$20,352M

Business (County)

Restaurants526
Healthcare755
Retail710
Manufacturing168

Tax & Cost of Living

Property Tax (IRS)$5,766
65% above US avg
Effective Tax Rate1.20%

Commute & Transportation

Commute Time25.8 min
Work from Home22.0%

Walkability

The median home value in Jefferson is $479,400, 70% above the national average. Monthly rent averages $1,347 (16% above US avg). Zillow estimates the typical home value at $562,676.

Home Value Sources

Ownership Split

Home Values

Census Median$479,400
70% above US avg
Zillow ZHVI$562,676
Median List Price$500,000

Real Estate Market (Redfin)

Median List Price$500,000
$/Sq Ft$257
Homes Sold2
Sale-to-List Ratio102.4%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$1,347
16% above US avg

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied81.0%

Property Tax

Avg Tax (IRS)$5,766
65% above US avg
Effective Rate1.20%
In Jefferson, 34.8% of adults are obese (above the 32.1% national rate). 23.3% report depression. 19.5% are physically inactive.

Health Metrics: Jefferson vs U.S. Average (%)

Chronic Conditions

Obesity34.8%
8% above US avg
Diabetes9.0%
Heart Disease4.9%
High Blood Pressure31.0%
Asthma10.0%
COPD5.2%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity19.5%
Depression23.3%
Mental Distress17.1%
Physical Distress10.5%

Healthcare Access

Insurance Rate97.6%
Checkup Rate76.5%
Premature Death5,697/100K

Food & Exercise

Food Environment8.7/10
Exercise Access90.3%
Healthcare Facilities755

Crime Rates: Jefferson vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)30

Safety Score

Jefferson has an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 74°F in July. Annual precipitation is 43.5 inches. Air quality is rated Good with a median AQI of 41.

Temperature

31°F Jan (-0°C) 74°F Jul (23°C)
Annual Average52.9°F
2% below US avg
January Average31°F (-0°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall43.5 inches
14% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation538 ft (164 m)
Area2.8 sq mi (7.2 km²)
Population Density1,036/sq mi
Coordinates39.3653°N, 77.5407°W
County FIPS24021
It is classified as Metro — 1 million+. 40.0% of residents hold a bachelor's degree or higher (19% above US avg). In the 2024 election, the county voted Democrat by a 8.8-point margin.

2024 Presidential Election (County)

R 44.4%
D 53.2%

Winner: Democrat by 8.8 points

Education

Bachelor's Degree+40.0%
19% above US avg
High School+98.1%
School Test Score5.85
A Education Grade (4.2/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density1,036/sq mi
Total Area2.8 sq mi

Infrastructure & Services

Public Libraries11
Healthcare Facilities755
Restaurants526
Retail Stores710

Safety & Disasters

Fatal Crashes (County/yr)30

Commute & Transportation

Avg Commute25.8 min
Work from Home22.0%

Nearby Cities

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