Point of Rocks, MD

Maryland · Metropolitan Area

Point of Rocks is a small town in Maryland with a population of 2,333. Residents earn $136,827 per year, which is 82% above the national average.

4.7 /5.0
A+ Excellent
2,333 Population 2,083/sq mi density
$136,827 Median Income $54,095 per capita
$441,300 Home Value $480,674 Zillow
N/A Median Rent
53°F Avg Temperature
A+
Overall
4.7 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$136,827 median income, 3.3% unemployment
A+
Affordability
4.9 / 5.0
$441,300 home value
A
Education
4.3 / 5.0
41.8% bachelor's degree or higher
Median Income $136,827
82% higher than US avg
Home Value $441,300
57% higher than US avg
Bachelor's+ 41.8%
24% higher than US avg
Obesity Rate 33.1%
3% higher than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Point of Rocks Compares to the U.S. Average (100% = U.S. avg)

People

Population2,333
Median Age43.6 yrs
Density2,083/mi²
Male / Female53% / 47%
Largest GroupWhite 67%

Economy

A+
Median Income$136,827
Per Capita$54,095
Unemployment3.3%
Poverty0.0%
County GDP$44,855M
Commute43 min

Housing

A+
Home Value$441,300
RentN/A
OwnershipN/A
Zillow$480,674

Crime

ViolentN/A
PropertyN/A

Health

Obesity33.1%
UninsuredN/A
Depression22.1%
Heart Disease4.4%

Climate

Avg Temp53°F
AQI41 (Good)
Rain43.5 in/yr
Elevation276 ft

Education

A
Bachelor's+41.8%
High School+95.0%
School Score5.85

Community

2024 VoteR 40% / D 57%
Commute43 min
EV Stations2
Libraries11

Is Point of Rocks a Good Place to Live?

Based on current data, Point of Rocks receives an overall livability score of 4.7 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Point of Rocks stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Point of Rocks is $136,827, which is significantly higher than the national average — 82% above $75,149. This places Point of Rocks among higher-income communities. Unemployment stands at 3.3%, indicating a healthy job market. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 43 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Point of Rocks is $441,300, making it a premium housing market at 57% above the U.S. median of $281,900. A price-to-income ratio of 3.2x indicates a reasonably affordable housing market.

Education

Educational attainment is solid, with 41.8% holding a bachelor's degree or higher, near the national average. 95.0% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Point of Rocks experiences four distinct seasons with an average temperature of 53°F. Winters average 31°F in January while summers reach 74°F in July. Annual precipitation totals 43.5 inches. Air quality is rated Good with a median AQI of 41.

Point of Rocks has a population of 2,333 with a density of 2,083 people per square mile. The median age is 43.6 years, 12% older than the national median of 38.9. The city is predominantly White (67.1%), with 2.7% Hispanic, 14% Black.

Population

2,333
Total Population
2,083
People / sq mi
43.6yrs
Median Age
12% above US avg
1.1mi²
Land Area

Gender Distribution

Male 53.1%
Female 46.9%

Race & Ethnicity

Point of Rocks vs U.S. Average

Language Spoken at Home

English Only87.9%
12% above US avg
Spanish12.1%
10% below US avg

Social Characteristics

Point of Rocks vs U.S. Average

The median household income in Point of Rocks is $136,827, which is 82% above the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 43 minutes.

Income: Point of Rocks vs U.S.

Commute Mode

Income

Median HH Income$136,827
82% above US avg
Per Capita Income$54,095
Avg Weekly Wage$1,631
IRS Avg AGI$150,102

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)14,735
County GDP$44,855M

Business (County)

Restaurants863
Healthcare1,192
Retail1,058
Manufacturing202

Tax & Cost of Living

Property Tax (IRS)$7,192
105% above US avg
Effective Tax Rate1.63%

Commute & Transportation

Commute Time42.6 min
Work from Home22.8%

Walkability

The median home value in Point of Rocks is $441,300, 57% above the national average. Zillow estimates the typical home value at $480,674.

Home Value Sources

Ownership Split

Home Values

Census Median$441,300
57% above US avg
Zillow ZHVI$480,674

Real Estate Market (Redfin)

Rental Costs

HUD Fair Market Rent

Studio$1,312
1 Bedroom$1,400
2 Bedrooms$1,648
3 Bedrooms$2,123
4 Bedrooms$2,442

Ownership & Property

Owner-Occupied99.6%

Property Tax

Avg Tax (IRS)$7,192
105% above US avg
Effective Rate1.63%
In Point of Rocks, 33.1% of adults are obese (above the 32.1% national rate). 22.1% report depression. 17.1% are physically inactive.

Health Metrics: Point of Rocks vs U.S. Average (%)

Chronic Conditions

Obesity33.1%
3% above US avg
Diabetes8.1%
Heart Disease4.4%
High Blood Pressure29.3%
Asthma9.7%
COPD4.2%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking17.7%
Physical Inactivity17.1%
Depression22.1%
Mental Distress15.9%
Physical Distress9.4%

Healthcare Access

Insurance Rate97.8%
Checkup Rate76.9%
Premature Death3,355/100K

Food & Exercise

Food Environment9.9/10
Exercise Access92.3%
Healthcare Facilities1,192

Crime Rates: Point of Rocks vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)15

Safety Score

Point of Rocks has an average annual temperature of 53°F (12°C). Winters average 31°F in January while summers reach 74°F in July. Annual precipitation is 43.5 inches. Air quality is rated Good with a median AQI of 41.

Temperature

31°F Jan (-0°C) 74°F Jul (23°C)
Annual Average52.9°F
2% below US avg
January Average31°F (-0°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall43.5 inches
14% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation276 ft (84 m)
Area1.1 sq mi (2.9 km²)
Population Density2,083/sq mi
Coordinates39.2782°N, 77.5291°W
County FIPS51107
It is classified as Metro — 1 million+. 41.8% of residents hold a bachelor's degree or higher (24% above US avg). In the 2024 election, the county voted Democrat by a 16.3-point margin.

2024 Presidential Election (County)

R 40.4%
D 56.7%

Winner: Democrat by 16.3 points

Education

Bachelor's Degree+41.8%
24% above US avg
High School+95.0%
School Test Score5.85
A Education Grade (4.3/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,083/sq mi
Total Area1.1 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries11
Healthcare Facilities1,192
Restaurants863
Retail Stores1,058

Safety & Disasters

Fatal Crashes (County/yr)15

Commute & Transportation

Avg Commute42.6 min
Work from Home22.8%

Nearby Cities

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