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Joy, IL
Full City Profile · Illinois · Mercer County County
2.7
/5.0
C+
Fair
377
Population
877/sq mi density
$64,583
Median Income
$28,854 per capita
$82,300
Home Value
$175,488 Zillow
$885
Median Rent
20.8% income on rent
50°F
Avg Temperature
275 sunny days/yr
82
Violent Crime/100K
934 property/100K
C+
Overall
2.7 / 5.0
Fair overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$64,583 median income, 4.5% unemployment
A+
Affordability
5.0 / 5.0
$82,300 home value, $885/mo rent
F
Safety
1.0 / 5.0
82 violent crimes/100K
F
Education
1.5 / 5.0
5.9% bachelor's degree or higher
Housing Overview
Median Home Value
$82,300
71% below
US avg: $281,900
Median Rent
$885/mo
24% below
US avg: $1,163/mo
Homeownership Rate
81.3%
24% above US avg (65.4%)
Total Housing Units
174
Median year built: 1956
Home Value by Source
Census Median
$82,300
Zillow (ZHVI)
$175,488
Median Sale Price
$76,000
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
81.3%
Owner-Occupied
18.7%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$774/mo
1 Bedroom
$854/mo
2 Bedroom
$1,063/mo
3 Bedroom
$1,370/mo
4 Bedroom
$1,561/mo
Census median rent:
$885/mo
Market Indicators (Redfin)
Median Days on Market
5 days
Sale-to-List Ratio
1.4%
Buyers market
Homes Sold
1
Price Drops
0.0%
of listings with price reduction
Price Per Sq Ft
$70
Active Inventory
1
homes for sale
Affordability & Housing Stock
Rent Burden
20.8%
of renters spending 30%+ of income on housing
33% below US avg (31.0%)
Median Year Built
1956
Average age of housing stock: 70 years
Homeownership Rate
81.3%
Complete Housing Data
Home Values
| Census Median Value | $82,300 |
| Zillow Home Value (ZHVI) | $175,488 |
| Median Sale Price | $76,000 |
| Price Per Sq Ft | $70 |
Rent
| Census Median Rent | $885 |
| FMR Studio | $774 |
| FMR 1-Bedroom | $854 |
| FMR 2-Bedroom | $1,063 |
| FMR 3-Bedroom | $1,370 |
| FMR 4-Bedroom | $1,561 |
Market
| Days on Market | 5 |
| Sale-to-List Ratio | 1.4% |
| Price Drops | 0.0% |
| Homes Sold | 1 |
| Active Inventory | 1 |
| Price Per Sq Ft | $70 |
Ownership & Stock
| Owner-Occupied | 81.3% |
| Renter-Occupied | 18.7% |
| Homeownership Rate | 81.3% |
| Total Housing Units | 174 |
| Median Year Built | 1956 |
| Rent Burden | 20.8% |