Median Income
$49,653
34% lower than US avg
Home Value
$121,700
57% lower than US avg
Bachelor's+
7.1%
79% lower than US avg
Median Rent
$743
36% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
9.9%
175% higher than US avg
Poverty Rate
9.7%
22% lower than US avg
How Lafayette Compares to the U.S. Average (100% = U.S. avg)
People
Population339
Median Age32.3 yrs
Density539/mi²
Male / Female51% / 49%
Largest GroupWhite 94%
Veterans6.0%
Economy
C+
Median Income$49,653
Per Capita$27,512
Unemployment9.9%
Poverty9.7%
County GDP$1,365M
Commute21 min
Housing
A+
Home Value$121,700
Rent$743
Ownership65.7%
Zillow$228,324
Housing Units173
Rent Burden19.2%
Health
Obesity37.7%
Uninsured4.4%
Smoking15.3%
Depression28.1%
Heart Disease5.8%
Climate
Avg Temp51°F (11°C)
Rain35.8 in/yr
Elevation929 ft (283 m)
Education
D
Bachelor's+7.1%
High School+100.0%
Graduate+4.5%
School Score5.61
Community
2024 VoteR 77% / D 22%
Commute21 min
Broadband96.5%
EV Stations1
Libraries7
Is Lafayette a Good Place to Live?
Based on current data, Lafayette receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage, strong internet connectivity. Areas to be aware of include above-average unemployment, below-average incomes. Lafayette offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lafayette is $49,653, 34% below the national average of $75,149. At 9.9%, unemployment is notably high. 9.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Lafayette is $121,700, 57% below the national median / offering relatively affordable homeownership. Renters pay a median of $743 per month, below the national average / a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.
Education
7.1% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Lafayette experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 35.8 inches, including 18.5 inches of snow.
Lafayette has a population of 339 with a density of 539 people per square mile, spread across 0.2 square miles. The median age is 32.3 years, 17% younger than the national median of 38.9. The gender split is 49.3% female and 50.7% male. The city is predominantly White (93.5%). English is the primary language spoken at home by 100% of residents. 6.0% of the population are veterans. 17.1% of residents have a disability (above the 13.0% national average). 95.6% have health insurance coverage.
Population
339
Total Population
2023 Census
32.3yrs
Median Age
17% below US avg
Race & Ethnicity
Lafayette vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lafayette vs U.S. Average
The median household income in Lafayette is $49,653, which is 34% below the national average of $75,149. Per capita income is $27,512 (below the $39,052 national figure). The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 9.9% (above the 3.6% US average). 9.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 563 business establishments, including 56 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 3.7% of workers work from home (below the 15.2% national rate).
Income: Lafayette vs U.S.
Income
| Median HH Income | $49,653 |
| 34% below US avg |
| Per Capita Income | $27,512 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $57,072 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 9.9% |
| 175% above US avg |
| Poverty Rate | 9.7% |
| 22% below US avg |
| Establishments (County) | 563 |
| County GDP | $1,365M |
Business (County)
| Restaurants | 56 |
| Healthcare | 46 |
| Retail | 71 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $3,076 |
| 12% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.53% |
Commute & Transportation
| Commute Time | 20.8 min |
| Drive Alone | 84.1% |
| Public Transit | 0.0% |
| Work from Home | 3.7% |
The median home value in Lafayette is $121,700, 57% below the national median of $281,900. Zillow estimates the typical home value at $228,324, higher than the Census estimate. Monthly rent averages $743 (36% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 65.7% of housing units are owner-occupied. There are 173 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,076. 19.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.5x, well within the affordable range.
Home Values
| Census Median | $121,700 |
| 57% below US avg |
| Zillow ZHVI | $228,324 |
Rental Costs
| Census Median Rent | $743 |
| 36% below US avg |
| Rent Burden | 19.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 65.7% |
| Owner-Occupied | 65.7% |
| Renter-Occupied | 34.3% |
| Housing Units | 173 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,076 |
| 12% below US avg |
| Effective Rate | 2.53% |
In Lafayette, 37.7% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.8% of residents. 30.5% have high blood pressure. 15.3% are current smokers. 19.9% report binge drinking. 23.9% are physically inactive. 28.1% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 4.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,402. The dentist ratio is 1:6,083. 56.2% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Lafayette vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.5% |
| Asthma | 10.7% |
| COPD | 8.2% |
| Cancer | 7.6% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 23.9% |
| Depression | 28.1% |
| Mental Distress | 18.7% |
| Physical Distress | 12.1% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 95.6% |
| Uninsured | 4.4% |
| 49% below US avg |
| Primary Care | 1:3,402 |
| Dentists | 1:6,083 |
| Mental Health | 1:1,446 |
| Checkup Rate | 78.5% |
| Dental Visits | 61.6% |
| Premature Death | 12,366/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 56.2% |
| Healthcare Facilities | 46 |
Lafayette experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 73°F in July. Annual precipitation totals 35.8 inches. The area receives 18.5 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 929 feet.
Temperature
27°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 51.4°F |
| 5% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 929 ft (283 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 539/sq mi |
| Coordinates | 40.7589°N, 83.9499°W |
| Timezone | America/New_York |
| County | Hardin County County |
| Nearest Airport | James M Cox Dayton International (DAY)
61 miles away |
Precipitation & Snow
Annual Rainfall
35.8"
6% below US avg
Wettest Month (Jun)
3.95"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.4 / 100 |
| Social Vulnerability | 14.1 / 100 |
| Community Resilience | 64.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Mar 18, 2024.
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
83 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
55 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
11 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
137 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
89 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
134 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
72 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
97 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
60 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
46 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
97 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
143 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
133 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
448 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 70 fatalities, 1,124 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
95 km |
7 |
| Nov 10, 2002 |
EF4 |
69 km |
4 |
| Feb 18, 1992 |
EF4 |
52 km |
0 |
| Apr 11, 1965 |
EF4 |
58 km |
3 |
| Apr 11, 1965 |
EF4 |
22 km |
13 |
| Jun 8, 1953 |
EF4 |
51 km |
17 |
| Mar 14, 2024 |
EF3 |
32 km |
3 |
| May 27, 2019 |
EF3 |
98 km |
0 |
| May 27, 2019 |
EF3 |
67 km |
1 |
| Aug 24, 2016 |
EF3 |
92 km |
0 |
| Nov 10, 2002 |
EF3 |
76 km |
1 |
| Nov 10, 2002 |
EF3 |
82 km |
0 |
| Nov 10, 2002 |
EF3 |
57 km |
0 |
| Oct 24, 2001 |
EF3 |
33 km |
0 |
| May 2, 1983 |
EF3 |
64 km |
1 |
| Jun 13, 1981 |
EF3 |
93 km |
4 |
| Apr 3, 1974 |
EF3 |
53 km |
0 |
| May 10, 1973 |
EF3 |
60 km |
0 |
| May 10, 1973 |
EF3 |
68 km |
6 |
| Jun 2, 1971 |
EF3 |
36 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
2.2 in |
Coldest |
| February |
30°F (-1°C) |
1.9 in |
Driest |
| March |
39°F (4°C) |
2.6 in |
|
| April |
51°F (10°C) |
3.6 in |
|
| May |
62°F (16°C) |
3.8 in |
|
| June |
71°F (21°C) |
4.0 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
72°F (22°C) |
3.5 in |
|
| September |
65°F (18°C) |
2.9 in |
|
| October |
54°F (12°C) |
2.7 in |
|
| November |
42°F (6°C) |
2.8 in |
|
| December |
32°F (0°C) |
2.3 in |
|
Lafayette has a seasonal temperature swing of 46°F / from 27°F in January to 73°F in July. Total annual precipitation is 35.8 inches, with June being the wettest month (4.0") and February the driest (1.9").
Average costs for common services in Lafayette. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139-$371) |
| Specialist Visit |
$325 ($186-$510) |
| Urgent Care Visit |
$186 ($93-$325) |
| Emergency Room Visit |
$2,042 ($742-$4,640) |
| Dental Cleaning |
$121 ($70-$186) |
| Dental Filling |
$232 ($139-$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23-$70) |
| Oil Change (Synthetic) |
$70 ($46-$111) |
| Brake Pad Replacement |
$278 ($139-$464) |
| Tire Rotation |
$37 ($19-$70) |
| New Tires (Set of 4) |
$557 ($371-$928) |
| Battery Replacement |
$186 ($93-$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56-$139) |
| Electrician (Per Hour) |
$84 ($46-$130) |
| HVAC Repair |
$371 ($139-$742) |
| HVAC System Install |
$6,496 ($3,712-$11,136) |
| Roof Repair |
$928 ($371-$1,856) |
| Roof Replacement |
$8,352 ($5,104-$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464-$3,248) |
| Divorce (Contested) |
$13,920 ($4,640-$27,840) |
| DUI Defense |
$4,640 ($1,856-$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742-$2,784) |
| Will Preparation |
$464 ($186-$928) |
| Trust Preparation |
$2,320 ($928-$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$42) |
| Women's Haircut |
$51 ($28-$93) |
| Hair Coloring (Full) |
$139 ($70-$232) |
| Manicure |
$23 ($14-$42) |
| Pedicure |
$37 ($23-$60) |
| Massage (1 Hour) |
$74 ($46-$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78-$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32-$4.64) |
| Loaf of Bread |
$3.53 ($2.32-$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78-$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71-$6.96) |
| Rice (per lb) |
$0.93 ($0.56-$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74-$232) |
| Natural Gas (Monthly) |
$65 ($28-$139) |
| Water/Sewer (Monthly) |
$65 ($37-$111) |
| Internet (Monthly) |
$65 ($37-$93) |
| Cell Phone Plan (Monthly) |
$60 ($28-$93) |
| Cable TV (Monthly) |
$79 ($46-$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70-$464) |
| Car Insurance (Annual) |
$1,856 ($1,114-$3,248) |
| Bus Pass (Monthly) |
$65 ($28-$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42-$23) |
| Car Registration (Annual) |
$93 ($28-$232) |
| Driver's License Renewal |
$28 ($14-$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557-$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464-$1,856) |
| After-School Care (Monthly) |
$371 ($186-$650) |
| Tutoring (Per Hour) |
$46 ($23-$93) |
| SAT/ACT Prep Course |
$928 ($371-$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640-$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$93) |
| Dog Vaccination (Annual) |
$93 ($46-$186) |
| Dog Grooming |
$56 ($28-$93) |
| Pet Boarding (Per Night) |
$37 ($19-$70) |
| Dog Spay/Neuter |
$278 ($139-$464) |
| Cat Spay/Neuter |
$186 ($93-$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lafayette
What is the population of Lafayette?
Lafayette has a population of 339 residents and is located in Ohio. The population density is 539 people per square mile, spread across 0.2 square miles. The median age of residents is 32.3 years, which is younger than the national median of 38.9 years. The population is 49.3% female and 50.7% male.
Is Lafayette expensive to live in?
Lafayette is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $49,653, 34% below the national average of $75,149. The median home value is $121,700 (57% below the U.S. median). Renters pay a median of $743 per month, below the national average of $1,163. The home price-to-income ratio is 2.5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Lafayette?
Lafayette has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 27°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 35.8 inches, with 18.5 inches of snow.
How is the job market in Lafayette?
The job market in Lafayette faces challenges, with unemployment at 9.9% / significantly above the national rate of 3.6%. The average weekly wage is $960. There are 563 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 21 minutes, and 3.7% of workers work from home.
How much does housing cost in Lafayette?
The median home value in Lafayette is $121,700. Zillow estimates the typical home value at $228,324. For renters, the median monthly rent is $743. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 65.7%. The average annual property tax is $3,076.
How are the schools in Lafayette?
Schools in Lafayette score 5.6 out of 10 on standardized testing, near the national average. 7.1% of adults in Lafayette hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Lafayette?
The obesity rate in Lafayette is 37.7% (above the national rate of 32.1%). 15.3% of adults are smokers. 23.9% are physically inactive. 28.1% of residents report depression. 4.4% lack health insurance (below the national rate). 56.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,402.
What is transportation like in Lafayette?
The average commute in Lafayette is 21 minutes, shorter than the national average of 28 minutes. 84.1% of workers drive alone to work, and 3.7% work from home.
What are the demographics of Lafayette?
The racial and ethnic makeup of Lafayette is 93.5% White. 100% of residents speak only English at home. 6.0% of the population are military veterans. 17.1% of residents have a disability. 95.6% have health insurance coverage.