Home Value
$178,100
37% lower than US avg
Violent Crime
104/100K
73% lower than US avg
Bachelor's+
17.0%
50% lower than US avg
Median Rent
$790
32% lower than US avg
Obesity Rate
37.7%
17% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lafayette Compares to the U.S. Average (100% = U.S. avg)
People
Population124
Median Age51.7 yrs
Density539/mi²
Male / Female38% / 62%
Largest GroupWhite 93%
Veterans6.0%
Economy
Per Capita$38,152
Unemployment0.0%
Poverty0.0%
County GDP$1,365M
Commute34 min
Housing
Home Value$178,100
Rent$790
Ownership41.7%
Zillow$228,324
Housing Units173
Rent Burden19.2%
Crime
F
Violent104/100K
Property1,416/100K
Health
Obesity37.7%
Uninsured9.0%
Smoking15.3%
Depression28.1%
Heart Disease5.8%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain38.7 in/yr
Sunny Days275/yr
Elevation929 ft (283 m)
Education
C
Bachelor's+17.0%
High School+100.0%
Graduate+4.5%
School Score5.61
Community
2024 VoteR 77% / D 22%
Commute34 min
Broadband96.5%
EV Stations1
Libraries7
Is Lafayette a Good Place to Live?
Based on current data, Lafayette receives an overall livability score of 1.7 out of 5.0, earning a grade of D. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Lafayette faces significant challenges across several quality-of-life categories.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Lafayette is $178,100, 37% below the national median / offering relatively affordable homeownership. Renters pay a median of $790 per month, below the national average / a plus for affordability.
Safety & Crime
Lafayette is a very safe community with a violent crime rate of 104 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,416 per 100,000, 28% below the national average.
Education
17.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Lafayette experiences four distinct seasons with an average temperature of 51°F. Winters average 26°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.7 inches, including 32.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Lafayette has a population of 124 with a density of 539 people per square mile, spread across 0.2 square miles. The median age is 51.7 years, 33% older than the national median of 38.9. The gender split is 62.1% female and 37.9% male. The city is predominantly White (92.7%), with 3.2% Black. English is the primary language spoken at home by 100% of residents. 6.0% of the population are veterans. 13.6% of residents have a disability. 91.9% have health insurance coverage.
Population
51.7yrs
Median Age
33% above US avg
Race & Ethnicity
Lafayette vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Lafayette vs U.S. Average
Per capita income is $38,152. The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 563 business establishments, including 56 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 34 minutes (longer than the 28-minute US average). 0.0% of workers work from home (below the 15.2% national rate).
Income: Lafayette vs U.S.
Income
| |
| Per Capita Income | $38,152 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $57,072 |
| Gini Index | 0.422 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 563 |
| County GDP | $1,365M |
Business (County)
| Restaurants | 56 |
| Healthcare | 46 |
| Retail | 71 |
| Manufacturing | 29 |
Tax & Cost of Living
| Property Tax (IRS) | $3,076 |
| 12% below US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 1.73% |
Commute & Transportation
| Commute Time | 34.1 min |
| Drive Alone | 84.2% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Lafayette is $178,100, 37% below the national median of $281,900. Zillow estimates the typical home value at $228,324, higher than the Census estimate. Monthly rent averages $790 (32% below the national average of $1,163). Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 41.7% of housing units are owner-occupied (below the 65.4% national rate). There are 173 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,076. 19.2% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $178,100 |
| 37% below US avg |
| Zillow ZHVI | $228,324 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $790 |
| 32% below US avg |
| Rent Burden | 19.2% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 41.7% |
| Owner-Occupied | 41.7% |
| Renter-Occupied | 58.3% |
| Housing Units | 173 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,076 |
| 12% below US avg |
| Effective Rate | 1.73% |
In Lafayette, 37.7% of adults are obese, above the national rate of 32.1%. 9.7% have diabetes. Heart disease affects 5.8% of residents. 30.5% have high blood pressure. 15.3% are current smokers. 19.9% report binge drinking. 23.9% are physically inactive. 28.1% report depression (above the 20.0% national average). 18.7% experience frequent mental distress. 9.0% of residents lack health insurance. The primary care physician ratio is 1:3,402. The dentist ratio is 1:6,083. 56.2% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: Lafayette vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.7% |
| 17% above US avg |
| Diabetes | 9.7% |
| Heart Disease | 5.8% |
| High Blood Pressure | 30.5% |
| Asthma | 10.7% |
| COPD | 8.2% |
| Cancer | 7.6% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 23.9% |
| Depression | 28.1% |
| Mental Distress | 18.7% |
| Physical Distress | 12.1% |
| Short Sleep | 38.9% |
Healthcare Access
| Insurance Rate | 91.9% |
| Uninsured | 9.0% |
| 5% above US avg |
| Primary Care | 1:3,402 |
| Dentists | 1:6,083 |
| Mental Health | 1:1,446 |
| Checkup Rate | 78.5% |
| Dental Visits | 61.6% |
| Premature Death | 12,366/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 56.2% |
| Healthcare Facilities | 46 |
Lafayette has a violent crime rate of 104 per 100,000 residents, 73% below the national average of 380. Property crime stands at 1,416 per 100,000, 28% below the U.S. average. The county recorded 4 fatal traffic crashes. Overall, Lafayette receives a safety grade of F.
Crime Rates: Lafayette vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 103.6/100K |
| 73% below US avg |
| |
Property Crime
| Total Property | 1,416.2/100K |
| 28% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lafayette experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.7 inches. The area receives 32.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 929 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (23°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 929 ft (283 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 539/sq mi |
| Coordinates | 40.7589°N, 83.9499°W |
| Timezone | America/New_York |
| County | Hardin County County |
| Nearest Airport | James M Cox Dayton International (DAY)
61 miles away |
Precipitation & Snow
Annual Rainfall
38.7"
2% above US avg
Wettest Month (May)
3.74"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.4 / 100 |
| Social Vulnerability | 14.1 / 100 |
| Community Resilience | 64.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M2.5 on Mar 18, 2024.
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
83 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
55 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
11 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
137 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
89 km |
| Nov 25, 1998 |
1 km SSW of New London, Ohio |
M2.7 |
134 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
72 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
97 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
60 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
46 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
97 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
143 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
133 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
448 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 70 fatalities, 1,124 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
95 km |
7 |
| Nov 10, 2002 |
EF4 |
69 km |
4 |
| Feb 18, 1992 |
EF4 |
52 km |
0 |
| Apr 11, 1965 |
EF4 |
58 km |
3 |
| Apr 11, 1965 |
EF4 |
22 km |
13 |
| Jun 8, 1953 |
EF4 |
51 km |
17 |
| Mar 14, 2024 |
EF3 |
32 km |
3 |
| May 27, 2019 |
EF3 |
98 km |
0 |
| May 27, 2019 |
EF3 |
67 km |
1 |
| Aug 24, 2016 |
EF3 |
92 km |
0 |
| Nov 10, 2002 |
EF3 |
76 km |
1 |
| Nov 10, 2002 |
EF3 |
82 km |
0 |
| Nov 10, 2002 |
EF3 |
57 km |
0 |
| Oct 24, 2001 |
EF3 |
33 km |
0 |
| May 2, 1983 |
EF3 |
64 km |
1 |
| Jun 13, 1981 |
EF3 |
93 km |
4 |
| Apr 3, 1974 |
EF3 |
53 km |
0 |
| May 10, 1973 |
EF3 |
60 km |
0 |
| May 10, 1973 |
EF3 |
68 km |
6 |
| Jun 2, 1971 |
EF3 |
36 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
2.0 in |
Coldest |
| February |
27°F (-3°C) |
1.9 in |
Driest |
| March |
38°F (3°C) |
2.9 in |
|
| April |
48°F (9°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.7 in |
Wettest |
| June |
69°F (20°C) |
3.7 in |
|
| July |
74°F (23°C) |
3.7 in |
Warmest |
| August |
71°F (22°C) |
3.2 in |
|
| September |
64°F (18°C) |
3.0 in |
|
| October |
53°F (12°C) |
2.2 in |
|
| November |
41°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.7 in |
|
Lafayette has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 35.4 inches, with May being the wettest month (3.7") and February the driest (1.9").
Average costs for common services in Lafayette. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $961 |
| Toddler | $866 |
| Preschool | $758 |
| Family Childcare (monthly) |
| Infant | $736 |
| Toddler | $714 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lafayette
What is the population of Lafayette?
Lafayette has a population of 124 residents and is located in Ohio. The population density is 539 people per square mile, spread across 0.2 square miles. The median age of residents is 51.7 years, which is older than the national median of 38.9 years. The population is 62.1% female and 37.9% male.
Is Lafayette expensive to live in?
Lafayette is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median home value is $178,100 (37% below the U.S. median). Renters pay a median of $790 per month, below the national average of $1,163.
Is Lafayette safe?
Lafayette is considered a very safe city with a violent crime rate of 104 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,416 per 100,000 (below the national average). Overall, Lafayette receives a safety grade of F based on combined crime data.
What is the weather like in Lafayette?
Lafayette has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.7 inches, with 32.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lafayette?
The job market in Lafayette is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $960. There are 563 business establishments in the area, including 56 restaurants and food service locations. The average commute time is 34 minutes, and 0.0% of workers work from home.
How much does housing cost in Lafayette?
The median home value in Lafayette is $178,100. Zillow estimates the typical home value at $228,324. For renters, the median monthly rent is $790. Fair market rent is $873 for a 1-bedroom and $1,092 for a 2-bedroom apartment. The homeownership rate is 41.7%. The average annual property tax is $3,076.
How are the schools in Lafayette?
Schools in Lafayette score 5.6 out of 10 on standardized testing, near the national average. 17.0% of adults in Lafayette hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Lafayette?
The obesity rate in Lafayette is 37.7% (above the national rate of 32.1%). 15.3% of adults are smokers. 23.9% are physically inactive. 28.1% of residents report depression. 9.0% lack health insurance. 56.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,402.
What is transportation like in Lafayette?
The average commute in Lafayette is 34 minutes, longer than the national average of 28 minutes. 84.2% of workers drive alone to work, and 0.0% work from home.
What are the demographics of Lafayette?
The racial and ethnic makeup of Lafayette is 92.7% White, 3.2% Black or African American. 100% of residents speak only English at home. 6.0% of the population are military veterans. 13.6% of residents have a disability. 91.9% have health insurance coverage.
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