Median Income
$87,500
16% higher than US avg
Home Value
$329,400
17% higher than US avg
Violent Crime
305/100K
20% lower than US avg
Bachelor's+
36.1%
7% higher than US avg
Median Rent
$1,219
5% higher than US avg
Obesity Rate
34.5%
7% higher than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lake Ann Compares to the U.S. Average (100% = U.S. avg)
People
Population235
Median Age45.4 yrs
Density522/mi²
Male / Female49% / 51%
Largest GroupWhite 88%
Veterans7.5%
Economy
A
Median Income$87,500
Per Capita$49,832
Unemployment5.0%
Poverty0.0%
County GDP$7,470M
Commute22 min
Housing
A+
Home Value$329,400
Rent$1,219
Ownership78.4%
Zillow$386,757
Housing Units200
Rent Burden29.4%
Crime
F
Violent305/100K
Property1,840/100K
Health
Obesity34.5%
Uninsured6.1%
Smoking12.8%
Depression27.7%
Heart Disease5.1%
Climate
Avg Temp46°F (8°C)
AQI38 (Good)
Rain35.7 in/yr
Sunny Days270/yr
Elevation816 ft (249 m)
Education
B+
Bachelor's+36.1%
High School+96.7%
Graduate+10.2%
School Score5.77
Community
2024 VoteR 50% / D 48%
Commute22 min
Broadband92.2%
EV Stations5
Libraries6
Is Lake Ann a Good Place to Live?
Based on current data, Lake Ann receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, abundant sunshine, a low poverty rate, high health insurance coverage. Lake Ann offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Ann is $87,500, 16% above the national average of $75,149. Residents generally enjoy above-average earning potential. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Lake Ann is $329,400, 17% above the national median. Renters pay a median of $1,219 per month. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Lake Ann is below the national average at 305 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,840 per 100,000, near the national average.
Education
Educational attainment is solid, with 36.1% holding a bachelor's degree or higher, near the national average. 96.7% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Lake Ann experiences four distinct seasons with an average temperature of 46°F. Winters average 22°F in January while summers reach 69°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.7 inches, including 143.3 inches of snow. Air quality is rated Good with a median AQI of 38.
Lake Ann has a population of 235 with a density of 522 people per square mile, spread across 0.5 square miles. The median age is 45.4 years, 17% older than the national median of 38.9. The gender split is 50.6% female and 49.4% male. The city is predominantly White (87.7%), with 6.4% Black. English is the primary language spoken at home by 91.6% of residents, while 8.4% speak Spanish. 7.5% of the population are veterans, above the national rate of 6.0%. 16.3% of residents have a disability (above the 13.0% national average). 99.8% have health insurance coverage.
Population
45.4yrs
Median Age
17% above US avg
Language Spoken at Home
English Only
91.6%
17% above US avg
Spanish
8.4%
37% below US avg
The median household income in Lake Ann is $87,500, which is 16% above the national average of $75,149. Per capita income is $49,832 (above the $39,052 national figure). The average weekly wage is $1,140, 20% lower than the U.S. average. The unemployment rate is 5.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,762 business establishments, including 290 restaurants. The cost of living index is 96.2, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 7.5% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $87,500 |
| 16% above US avg |
| Per Capita Income | $49,832 |
| Avg Weekly Wage | $1,140 |
| IRS Avg AGI | $91,357 |
| Gini Index | 0.437 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 3,762 |
| County GDP | $7,470M |
Business (County)
| Restaurants | 290 |
| Healthcare | 395 |
| Retail | 551 |
| Manufacturing | 180 |
Tax & Cost of Living
| Property Tax (IRS) | $8,269 |
| 136% above US avg |
| Cost of Living | 96.20 (100=avg) |
| Effective Tax Rate | 2.51% |
Commute & Transportation
| Commute Time | 21.7 min |
| Drive Alone | 78.4% |
| Public Transit | 0.0% |
| Work from Home | 7.5% |
The median home value in Lake Ann is $329,400, 17% above the national median of $281,900. Zillow estimates the typical home value at $386,757, higher than the Census estimate. Monthly rent averages $1,219 (5% above the national average of $1,163). Fair market rent ranges from $891 for a one-bedroom to $1,113 for a two-bedroom apartment. 78.4% of housing units are owner-occupied (above the 65.4% national rate). There are 200 total housing units in the city. The median year a home was built is 1976. The average annual property tax is $8,269 (higher than the $3,500 national average). 29.4% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.8x.
Home Values
| Census Median | $329,400 |
| 17% above US avg |
| Zillow ZHVI | $386,757 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,219 |
| 5% above US avg |
| Rent Burden | 29.4% |
HUD Fair Market Rent
| Studio | $807 |
| 1 Bedroom | $891 |
| 2 Bedrooms | $1,113 |
| 3 Bedrooms | $1,419 |
| 4 Bedrooms | $1,588 |
Ownership & Property
| Homeownership | 78.4% |
| Owner-Occupied | 78.4% |
| Renter-Occupied | 21.6% |
| Housing Units | 200 |
| Median Year Built | 1976 |
Property Tax
| Avg Tax (IRS) | $8,269 |
| 136% above US avg |
| Effective Rate | 2.51% |
In Lake Ann, 34.5% of adults are obese, above the national rate of 32.1%. 8.4% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.1% have high blood pressure. 12.8% are current smokers. 19.9% report binge drinking. 19.9% are physically inactive, below the national average. 27.7% report depression (above the 20.0% national average). 18.0% experience frequent mental distress. 6.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:755. The dentist ratio is 1:946. 77.8% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Lake Ann vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.5% |
| 7% above US avg |
| Diabetes | 8.4% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.1% |
| Asthma | 11.1% |
| COPD | 5.8% |
| Cancer | 7.9% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.8% |
| 9% below US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 19.9% |
| Depression | 27.7% |
| Mental Distress | 18.0% |
| Physical Distress | 12.0% |
| Short Sleep | 30.0% |
Healthcare Access
| Insurance Rate | 99.8% |
| Uninsured | 6.1% |
| 29% below US avg |
| Primary Care | 1:755 |
| Dentists | 1:946 |
| Mental Health | 1:176 |
| Checkup Rate | 77.3% |
| Dental Visits | 73.7% |
| Premature Death | 6,589/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 77.8% |
| Healthcare Facilities | 395 |
Lake Ann has a violent crime rate of 305 per 100,000 residents, 20% below the national average of 380. Property crime stands at 1,840 per 100,000, 6% below the U.S. average. The county recorded 14 fatal traffic crashes. Overall, Lake Ann receives a safety grade of F.
Crime Rates: Lake Ann vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 304.5/100K |
| 20% below US avg |
| |
Property Crime
| Total Property | 1,840.5/100K |
| 6% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 14 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Ann experiences four distinct seasons with an average annual temperature of 46°F (8°C). Winters average 22°F in January while summers reach 69°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.7 inches. The area receives 143.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 816 feet.
Temperature
22°F Jan (-5°C)
69°F Jul (20°C)
| Annual Average | 45.7°F |
| 15% below US avg |
| January Average | 22°F (-5°C) |
| July Average | 69°F (20°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 816 ft (249 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 522/sq mi |
| Coordinates | 44.7270°N, 85.8469°W |
| Timezone | America/Detroit |
| County | Grand Traverse County County |
| Nearest Airport | Gaylord Regional (GLR)
59 miles away |
Precipitation & Snow
Annual Rainfall
35.7"
6% below US avg
Wettest Month (Sep)
4.17"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.7 / 100 |
| Social Vulnerability | 16.3 / 100 |
| Community Resilience | 96.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Very High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.9 on Aug 2, 2024.
| Aug 2, 2024 |
38 km ESE of Sturgeon Bay, Wisconsin |
M2.9 |
86 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
79 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 4 fatalities, 93 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1956 |
EF4 |
51 km |
1 |
| May 20, 2022 |
EF3 |
81 km |
2 |
| Jul 3, 1974 |
EF3 |
71 km |
0 |
| Jun 26, 1969 |
EF3 |
14 km |
0 |
| Oct 18, 2007 |
EF2 |
49 km |
1 |
| Mar 27, 1991 |
EF2 |
95 km |
0 |
| Jun 8, 1985 |
EF2 |
88 km |
0 |
| Jul 31, 1977 |
EF2 |
58 km |
0 |
| Jul 23, 1976 |
EF2 |
50 km |
0 |
| Apr 19, 1975 |
EF2 |
85 km |
0 |
| Jun 10, 1974 |
EF2 |
93 km |
0 |
| Jun 7, 1974 |
EF2 |
63 km |
0 |
| May 25, 1973 |
EF2 |
97 km |
0 |
| Sep 3, 1964 |
EF2 |
68 km |
0 |
| May 8, 1964 |
EF2 |
32 km |
0 |
| Jul 31, 1963 |
EF2 |
59 km |
0 |
| Sep 13, 1961 |
EF2 |
28 km |
0 |
| Aug 28, 2018 |
EF1 |
93 km |
0 |
| Sep 1, 2014 |
EF1 |
66 km |
0 |
| Sep 1, 2014 |
EF1 |
85 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
15 wildfires (100+ acres) within 100 km.
Largest: GRANT RX (2,204 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
GRANT RX |
2,204 |
82 km |
| 2021 |
21-SLBE LASSO LOOP BURN |
1,906 |
19 km |
| 1995 |
UNNAMED |
1,844 |
100 km |
| 2024 |
RANGE 30 24-03 RX |
1,523 |
98 km |
| 2008 |
FOUR MILE |
1,348 |
90 km |
| 2006 |
UNNAMED |
1,267 |
82 km |
| 2010 |
MERIDIAN BOUNDARY COMPLEX (RANGE 9) |
1,202 |
78 km |
| 2011 |
HOWES LAKE |
839 |
82 km |
| 2003 |
WARFIELD ROAD |
800 |
54 km |
| 1994 |
COUNTY LINE |
735 |
99 km |
| 2019 |
BALDWIN FUELS UNITS 1/2/6AB |
619 |
94 km |
| 2019 |
19-SLBE PETERSON |
605 |
19 km |
| 2021 |
WARFIELD |
538 |
54 km |
| 1987 |
KALKASKA17 |
520 |
73 km |
| 2024 |
WHELAN LAKE BLOCK 1 PARTIAL 1 RX |
512 |
94 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-5°C) |
2.2 in |
|
| February |
22°F (-6°C) |
1.6 in |
Coldest, Driest |
| March |
30°F (-1°C) |
2.1 in |
|
| April |
42°F (6°C) |
2.6 in |
|
| May |
54°F (12°C) |
2.5 in |
|
| June |
63°F (17°C) |
3.3 in |
|
| July |
69°F (20°C) |
2.7 in |
Warmest |
| August |
67°F (19°C) |
3.2 in |
|
| September |
59°F (15°C) |
4.2 in |
Wettest |
| October |
49°F (9°C) |
3.0 in |
|
| November |
37°F (3°C) |
2.8 in |
|
| December |
26°F (-3°C) |
2.4 in |
|
Lake Ann has a seasonal temperature swing of 47°F / from 22°F in February to 69°F in July. Total annual precipitation is 32.4 inches, with September being the wettest month (4.2") and February the driest (1.6").
Average costs for common services in Lake Ann. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$241 ($144–$385) |
| Specialist Visit |
$337 ($192–$529) |
| Urgent Care Visit |
$192 ($96–$337) |
| Emergency Room Visit |
$2,116 ($770–$4,810) |
| Dental Cleaning |
$125 ($72–$192) |
| Dental Filling |
$241 ($144–$385) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24–$72) |
| Oil Change (Synthetic) |
$72 ($48–$115) |
| Brake Pad Replacement |
$289 ($144–$481) |
| Tire Rotation |
$38 ($19–$72) |
| New Tires (Set of 4) |
$577 ($385–$962) |
| Battery Replacement |
$192 ($96–$337) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$96 ($58–$144) |
| Electrician (Per Hour) |
$87 ($48–$135) |
| HVAC Repair |
$385 ($144–$770) |
| HVAC System Install |
$6,734 ($3,848–$11,544) |
| Roof Repair |
$962 ($385–$1,924) |
| Roof Replacement |
$8,658 ($5,291–$14,430) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,443 ($481–$3,367) |
| Divorce (Contested) |
$14,430 ($4,810–$28,860) |
| DUI Defense |
$4,810 ($1,924–$9,620) |
| Bankruptcy (Chapter 7) |
$1,443 ($770–$2,886) |
| Will Preparation |
$481 ($192–$962) |
| Trust Preparation |
$2,405 ($962–$4,810) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$43) |
| Women's Haircut |
$53 ($29–$96) |
| Hair Coloring (Full) |
$144 ($72–$241) |
| Manicure |
$24 ($14–$43) |
| Pedicure |
$38 ($24–$63) |
| Massage (1 Hour) |
$77 ($48–$125) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.94 ($2.89–$5.29) |
| Dozen Eggs (per dozen) |
$3.37 ($2.41–$4.81) |
| Loaf of Bread |
$3.66 ($2.41–$5.29) |
| Chicken Breast (per lb) |
$4.33 ($2.89–$6.25) |
| Ground Beef (per lb) |
$5.29 ($3.85–$7.22) |
| Rice (per lb) |
$0.96 ($0.58–$1.73) |
View all 20 services
Utilities
| Electricity (Monthly) |
$135 ($77–$241) |
| Natural Gas (Monthly) |
$67 ($29–$144) |
| Water/Sewer (Monthly) |
$67 ($38–$115) |
| Internet (Monthly) |
$67 ($38–$96) |
| Cell Phone Plan (Monthly) |
$63 ($29–$96) |
| Cable TV (Monthly) |
$82 ($48–$144) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$192 ($72–$481) |
| Car Insurance (Annual) |
$1,924 ($1,154–$3,367) |
| Bus Pass (Monthly) |
$67 ($29–$125) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.70–$24) |
| Car Registration (Annual) |
$96 ($29–$241) |
| Driver's License Renewal |
$29 ($14–$72) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,154 ($577–$2,405) |
| Daycare (Toddler, Monthly) |
$962 ($481–$1,924) |
| After-School Care (Monthly) |
$385 ($192–$673) |
| Tutoring (Per Hour) |
$48 ($24–$96) |
| SAT/ACT Prep Course |
$962 ($385–$2,405) |
| Private School (K-12, Annual) |
$12,025 ($4,810–$28,860) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$96) |
| Dog Vaccination (Annual) |
$96 ($48–$192) |
| Dog Grooming |
$58 ($29–$96) |
| Pet Boarding (Per Night) |
$38 ($19–$72) |
| Dog Spay/Neuter |
$289 ($144–$481) |
| Cat Spay/Neuter |
$192 ($96–$385) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $693 |
| Toddler | $693 |
| Preschool | $674 |
| Family Childcare (monthly) |
| Infant | $758 |
| Toddler | $758 |
| Preschool | $742 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Ann
What is the population of Lake Ann?
Lake Ann has a population of 235 residents and is located in Michigan. The population density is 522 people per square mile, spread across 0.5 square miles. The median age of residents is 45.4 years, which is older than the national median of 38.9 years. The population is 50.6% female and 49.4% male.
Is Lake Ann expensive to live in?
Lake Ann has a cost of living roughly in line with the national average, with an index of 96.2 (baseline: 100). The median household income is $87,500, 16% above the national average of $75,149. The median home value is $329,400 (17% above the U.S. median). Renters pay a median of $1,219 per month. The home price-to-income ratio is 3.8x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Ann safe?
Lake Ann is safer than the national average, with a violent crime rate of 305 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,840 per 100,000 (below the national average). Overall, Lake Ann receives a safety grade of F based on combined crime data.
What is the weather like in Lake Ann?
Lake Ann has a four-season climate with an average annual temperature of 46°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 69°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 35.7 inches, with 143.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Lake Ann?
The unemployment rate in Lake Ann is 5.0%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,140. There are 3,762 business establishments in the area, including 290 restaurants and food service locations. The average commute time is 22 minutes, and 7.5% of workers work from home.
How much does housing cost in Lake Ann?
The median home value in Lake Ann is $329,400. Zillow estimates the typical home value at $386,757. For renters, the median monthly rent is $1,219. Fair market rent is $891 for a 1-bedroom and $1,113 for a 2-bedroom apartment. The homeownership rate is 78.4%. The average annual property tax is $8,269.
How are the schools in Lake Ann?
Schools in Lake Ann score 5.8 out of 10 on standardized testing, near the national average. 36.1% of adults in Lake Ann hold a bachelor's degree or higher, above the national average of 33.7%. 96.7% have completed high school. 10.2% hold a graduate or professional degree.
How healthy is Lake Ann?
The obesity rate in Lake Ann is 34.5% (above the national rate of 32.1%). 12.8% of adults are smokers. 19.9% are physically inactive. 27.7% of residents report depression. 6.1% lack health insurance (below the national rate). 77.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:755.
What is transportation like in Lake Ann?
The average commute in Lake Ann is 22 minutes, shorter than the national average of 28 minutes. 78.4% of workers drive alone to work, and 7.5% work from home.
What are the demographics of Lake Ann?
The racial and ethnic makeup of Lake Ann is 87.7% White, 6.4% Black or African American. 91.6% of residents speak only English at home, while 8.4% speak Spanish. 7.5% of the population are military veterans. 16.3% of residents have a disability. 99.8% have health insurance coverage.
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