Median Income
$97,917
30% higher than US avg
Home Value
$224,200
20% lower than US avg
Violent Crime
86/100K
77% lower than US avg
Bachelor's+
45.4%
35% higher than US avg
Median Rent
$825
29% lower than US avg
Obesity Rate
31.9%
1% lower than US avg
Unemployment
1.4%
61% lower than US avg
Poverty Rate
0.2%
98% lower than US avg
How Lake Delta Compares to the U.S. Average (100% = U.S. avg)
People
Population3,005
Median Age46.0 yrs
Density897/mi²
Male / Female48% / 52%
Largest GroupWhite 92%
Veterans11.9%
Economy
A+
Median Income$97,917
Per Capita$62,095
Unemployment1.4%
Poverty0.2%
County GDP$14,680M
Commute23 min
Housing
A+
Home Value$224,200
Rent$825
Ownership88.6%
Zillow$199,530
Housing Units1,346
Rent Burden19.9%
Crime
F
Violent86/100K
Property1,916/100K
Health
Obesity31.9%
Uninsured4.2%
Smoking10.2%
Depression20.9%
Heart Disease4.4%
Climate
Avg Temp47°F (8°C)
AQI36 (Good)
Rain43.8 in/yr
Sunny Days246/yr
Elevation578 ft (176 m)
Education
A+
Bachelor's+45.4%
High School+95.2%
Graduate+18.0%
School Score5.06
Community
2024 VoteR 61% / D 39%
Commute23 min
Broadband94.3%
EV Stations7
Libraries21
Is Lake Delta a Good Place to Live?
Based on current data, Lake Delta receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Lake Delta offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Delta is $97,917, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 1.4%. Only 0.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Lake Delta is $224,200, 20% below the national median / offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Lake Delta is a very safe community with a violent crime rate of 86 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,916 per 100,000, near the national average.
Education
Educational attainment is solid, with 45.4% holding a bachelor's degree or higher, near the national average. 95.2% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Lake Delta experiences four distinct seasons with an average temperature of 47°F. Winters average 22°F in January while summers reach 70°F in July. The area gets 246 sunny days per year. Annual precipitation totals 43.8 inches. Air quality is rated Good with a median AQI of 36.
Lake Delta has a population of 3,005 with a density of 897 people per square mile, spread across 4.4 square miles. The median age is 46.0 years, 18% older than the national median of 38.9. The gender split is 51.6% female and 48.4% male. The city is predominantly White (91.7%), with 1.2% Hispanic, 1.6% Black. English is the primary language spoken at home by 98.5% of residents. 11.9% of the population are veterans, above the national rate of 6.0%. 17.8% of residents have a disability (above the 13.0% national average). 99.0% have health insurance coverage.
Population
46.0yrs
Median Age
18% above US avg
Race & Ethnicity
Lake Delta vs U.S. Average
Language Spoken at Home
English Only
98.5%
25% above US avg
Spanish
1.5%
89% below US avg
Social Characteristics
Lake Delta vs U.S. Average
The median household income in Lake Delta is $97,917, which is 30% above the national average of $75,149. Per capita income is $62,095 (above the $39,052 national figure). The average weekly wage is $1,175, 18% lower than the U.S. average. The unemployment rate is 1.4% (below the 3.6% US average). 0.2% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,356 business establishments, including 596 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 12.9% of workers work from home.
Income: Lake Delta vs U.S.
Income
| Median HH Income | $97,917 |
| 30% above US avg |
| Per Capita Income | $62,095 |
| Avg Weekly Wage | $1,175 |
| IRS Avg AGI | $66,498 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.4% |
| 61% below US avg |
| Poverty Rate | 0.2% |
| 98% below US avg |
| Establishments (County) | 5,356 |
| County GDP | $14,680M |
Business (County)
| Restaurants | 596 |
| Healthcare | 590 |
| Retail | 761 |
| Manufacturing | 216 |
Tax & Cost of Living
| Property Tax (IRS) | $7,401 |
| 111% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 3.30% |
Commute & Transportation
| Commute Time | 22.6 min |
| Drive Alone | 76.3% |
| Public Transit | 0.0% |
| Work from Home | 12.9% |
The median home value in Lake Delta is $224,200, 20% below the national median of $281,900. Zillow estimates the typical home value at $199,530, lower than the Census estimate. Homes sell for 99.1% of their list price. Monthly rent averages $825 (29% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 88.6% of housing units are owner-occupied (above the 65.4% national rate). There are 1,346 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $7,401 (higher than the $3,500 national average). 19.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $224,200 |
| 20% below US avg |
| Zillow ZHVI | $199,530 |
| Median List Price | $359,950 |
Real Estate Market (Redfin)
| Median List Price | $359,950 |
| $/Sq Ft | $186 |
| Homes Sold | 5 |
| Sale-to-List Ratio | 99.1% |
| Price Drops | 20.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $825 |
| 29% below US avg |
| Rent Burden | 19.9% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 88.6% |
| Owner-Occupied | 88.6% |
| Renter-Occupied | 11.4% |
| Housing Units | 1,346 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $7,401 |
| 111% above US avg |
| Effective Rate | 3.30% |
In Lake Delta, 31.9% of adults are obese, below the national rate of 32.1%. 7.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.4% of residents, below the national average. 27.3% have high blood pressure. 10.2% are current smokers (below the 14.0% national rate). 21.8% report binge drinking. 18.7% are physically inactive, below the national average. 20.9% report depression. 16.0% experience frequent mental distress. 4.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,421. The dentist ratio is 1:1,831. 85.2% of residents have access to exercise opportunities. The food environment index is 8.0 out of 10.
Health Metrics: Lake Delta vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.9% |
| 1% below US avg |
| Diabetes | 7.0% |
| Heart Disease | 4.4% |
| High Blood Pressure | 27.3% |
| Asthma | 10.6% |
| COPD | 4.5% |
| Cancer | 7.8% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 10.2% |
| 27% below US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 18.7% |
| Depression | 20.9% |
| Mental Distress | 16.0% |
| Physical Distress | 10.2% |
| Short Sleep | 37.1% |
Healthcare Access
| Insurance Rate | 99.0% |
| Uninsured | 4.2% |
| 51% below US avg |
| Primary Care | 1:1,421 |
| Dentists | 1:1,831 |
| Mental Health | 1:445 |
| Checkup Rate | 78.2% |
| Dental Visits | 69.1% |
| Premature Death | 8,898/100K |
Food & Exercise
| Food Environment | 8.0/10 |
| Exercise Access | 85.2% |
| Healthcare Facilities | 590 |
Lake Delta has a violent crime rate of 86 per 100,000 residents, 77% below the national average of 380. Property crime stands at 1,916 per 100,000, 2% below the U.S. average. The county recorded 22 fatal traffic crashes. Overall, Lake Delta receives a safety grade of F.
Crime Rates: Lake Delta vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 85.9/100K |
| 77% below US avg |
| |
Property Crime
| Total Property | 1,916.3/100K |
| 2% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 22 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Delta experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 22°F in January while summers reach 70°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 43.8 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 578 feet.
Temperature
22°F Jan (-6°C)
70°F Jul (21°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 578 ft (176 m) |
| Area | 4.4 sq mi (11.4 km²) |
| Population Density | 897/sq mi |
| Coordinates | 43.2868°N, 75.4691°W |
| Timezone | America/New_York |
| County | Oneida County County |
| Nearest Airport | Griffiss International (RME)
5 miles away |
Precipitation & Snow
Annual Rainfall
43.8"
15% above US avg
Wettest Month (Sep)
4.61"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 86.3 / 100 |
| Social Vulnerability | 56.2 / 100 |
| Community Resilience | 91.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
No Rating |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
24 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.3 on Jun 29, 2024.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
97 km |
| Apr 20, 2000 |
7 km WSW of Newcomb, New York |
M3.8 |
122 km |
| Apr 23, 2023 |
New York |
M3.6 |
78 km |
| Jun 29, 2024 |
14 km W of Ellisburg, New York |
M3.3 |
84 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
38 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
136 km |
| Mar 11, 2020 |
0 km SSW of South Glens Falls, New York |
M3.1 |
148 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
134 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
136 km |
| Oct 13, 1997 |
18 km NW of Cranberry Lake, New York |
M3.0 |
126 km |
| Mar 2, 1995 |
3 km ENE of Tupper Lake, New York |
M3.0 |
135 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
137 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
119 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
132 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
131 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
131 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
137 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
137 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
111 km |
| Aug 11, 2007 |
4 km N of Kingston, Canada |
M2.6 |
136 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
267 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
127 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 9 fatalities, 44 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
92 km |
0 |
| Aug 7, 2023 |
EF3 |
20 km |
0 |
| May 31, 1998 |
EF3 |
89 km |
0 |
| May 2, 1983 |
EF3 |
68 km |
0 |
| May 2, 1983 |
EF3 |
94 km |
1 |
| May 2, 1983 |
EF3 |
23 km |
0 |
| Jul 16, 2024 |
EF2 |
9 km |
0 |
| Jul 8, 2014 |
EF2 |
36 km |
4 |
| Apr 28, 2011 |
EF2 |
86 km |
0 |
| May 16, 2009 |
EF2 |
72 km |
0 |
| May 31, 1998 |
EF2 |
75 km |
0 |
| Jul 23, 1990 |
EF2 |
20 km |
0 |
| Oct 14, 1989 |
EF2 |
91 km |
2 |
| Sep 18, 1977 |
EF2 |
54 km |
0 |
| Jun 16, 1976 |
EF2 |
77 km |
0 |
| Jul 16, 2024 |
EF1 |
10 km |
0 |
| Jul 16, 2024 |
EF1 |
39 km |
0 |
| Jul 16, 2024 |
EF1 |
82 km |
0 |
| Jul 16, 2024 |
EF1 |
87 km |
0 |
| Jul 16, 2024 |
EF1 |
33 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
3.1 in |
Coldest |
| February |
22°F (-6°C) |
2.7 in |
Driest |
| March |
32°F (-0°C) |
3.3 in |
|
| April |
44°F (7°C) |
3.7 in |
|
| May |
56°F (14°C) |
3.8 in |
|
| June |
65°F (18°C) |
4.3 in |
|
| July |
70°F (21°C) |
3.7 in |
Warmest |
| August |
68°F (20°C) |
4.0 in |
|
| September |
59°F (15°C) |
4.6 in |
Wettest |
| October |
48°F (9°C) |
3.7 in |
|
| November |
38°F (3°C) |
4.5 in |
|
| December |
26°F (-3°C) |
3.8 in |
|
Lake Delta has a seasonal temperature swing of 49°F / from 22°F in January to 70°F in July. Total annual precipitation is 45.1 inches, with September being the wettest month (4.6") and February the driest (2.7").
Average costs for common services in Lake Delta. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Delta
What is the population of Lake Delta?
Lake Delta has a population of 3,005 residents and is located in New York. The population density is 897 people per square mile, spread across 4.4 square miles. The median age of residents is 46.0 years, which is older than the national median of 38.9 years. The population is 51.6% female and 48.4% male.
Is Lake Delta expensive to live in?
Lake Delta is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $97,917, 30% above the national average of $75,149. The median home value is $224,200 (20% below the U.S. median). Renters pay a median of $825 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Delta safe?
Lake Delta is considered a very safe city with a violent crime rate of 86 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,916 per 100,000 (below the national average). Overall, Lake Delta receives a safety grade of F based on combined crime data.
What is the weather like in Lake Delta?
Lake Delta has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. The area receives 246 sunny days per year. Annual rainfall totals 43.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Lake Delta?
The job market in Lake Delta is very strong, with unemployment at just 1.4% / well below the national rate of 3.6%. The average weekly wage is $1,175. There are 5,356 business establishments in the area, including 596 restaurants and food service locations. The average commute time is 23 minutes, and 12.9% of workers work from home.
How much does housing cost in Lake Delta?
The median home value in Lake Delta is $224,200. Zillow estimates the typical home value at $199,530. For renters, the median monthly rent is $825. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 88.6%. The average annual property tax is $7,401.
How are the schools in Lake Delta?
Schools in Lake Delta score 5.1 out of 10 on standardized testing, near the national average. 45.4% of adults in Lake Delta hold a bachelor's degree or higher, above the national average of 33.7%. 95.2% have completed high school. 18.0% hold a graduate or professional degree.
How healthy is Lake Delta?
The obesity rate in Lake Delta is 31.9% (below the national rate of 32.1%). 10.2% of adults are smokers. 18.7% are physically inactive. 20.9% of residents report depression. 4.2% lack health insurance (below the national rate). 85.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,421.
What is transportation like in Lake Delta?
The average commute in Lake Delta is 23 minutes, shorter than the national average of 28 minutes. 76.3% of workers drive alone to work, and 12.9% work from home.
What are the demographics of Lake Delta?
The racial and ethnic makeup of Lake Delta is 91.7% White, 1.6% Black or African American, 1.2% Hispanic or Latino. 98.5% of residents speak only English at home. 11.9% of the population are military veterans. 17.8% of residents have a disability. 99.0% have health insurance coverage.
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