Lake Ozark, MO Community

Is Lake Ozark worth it salary-wise?

Anyone else feel this way? We're a young couple and Crime rate is something to consider -Lake Ozark sits at 54.6 per 100K. Poverty rate is 9.5%, which is pretty low. The school system varies a lot by neighborhood. Am I overthinking this? It's a very car-dependent city, for better or worse.