Median Income
$83,839
12% higher than US avg
Home Value
$191,900
32% lower than US avg
Violent Crime
146/100K
62% lower than US avg
Bachelor's+
24.2%
28% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
3.8%
69% lower than US avg
How Lake Seneca Compares to the U.S. Average (100% = U.S. avg)
People
Population558
Median Age52.8 yrs
Density393/mi²
Male / Female46% / 54%
Largest GroupWhite 98%
Veterans4.3%
Economy
A+
Median Income$83,839
Per Capita$38,883
Unemployment0.0%
Poverty3.8%
County GDP$2,187M
Commute25 min
Housing
A+
Home Value$191,900
Ownership95.9%
Zillow$170,164
Housing Units320
Rent Burden24.7%
Crime
F
Violent146/100K
Property1,967/100K
Health
Obesity40.3%
Uninsured9.5%
Smoking18.9%
Depression27.5%
Heart Disease6.7%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain37.9 in/yr
Sunny Days275/yr
Elevation908 ft (277 m)
Education
C+
Bachelor's+24.2%
High School+98.0%
Graduate+8.9%
School Score6.03
Community
2024 VoteR 74% / D 25%
Commute25 min
Broadband95.5%
EV Stations1
Libraries7
Is Lake Seneca a Good Place to Live?
Based on current data, Lake Seneca receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Areas to be aware of include high obesity rates. Lake Seneca offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Lake Seneca is $83,839, 12% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.0%. Only 3.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.
Cost of Living & Housing
The median home value in Lake Seneca is $191,900, 32% below the national median / offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Lake Seneca is a very safe community with a violent crime rate of 146 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,967 per 100,000, near the national average.
Education
24.2% of residents hold a bachelor's degree, below the national average of 33.7%. 98.0% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Lake Seneca experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 32.5 inches of snow. Air quality is rated Good with a median AQI of 43.
Lake Seneca has a population of 558 with a density of 393 people per square mile, spread across 1.4 square miles. The median age is 52.8 years, 36% older than the national median of 38.9. The gender split is 53.6% female and 46.4% male. The city is predominantly White (97.5%), with 2.5% Hispanic. English is the primary language spoken at home by 88.4% of residents, while 11.6% speak Spanish. 4.3% of the population are veterans, below the national rate of 6.0%. 18.3% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
52.8yrs
Median Age
36% above US avg
Race & Ethnicity
Lake Seneca vs U.S. Average
Language Spoken at Home
English Only
88.4%
13% above US avg
Spanish
11.6%
13% below US avg
Social Characteristics
Lake Seneca vs U.S. Average
The median household income in Lake Seneca is $83,839, which is 12% above the national average of $75,149. Per capita income is $38,883. The average weekly wage is $987, 31% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 3.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 924 business establishments, including 71 restaurants. The cost of living index is 92.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 25 minutes. 7.1% of workers work from home (below the 15.2% national rate).
Income: Lake Seneca vs U.S.
Income
| Median HH Income | $83,839 |
| 12% above US avg |
| Per Capita Income | $38,883 |
| Avg Weekly Wage | $987 |
| IRS Avg AGI | $59,758 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 3.8% |
| 69% below US avg |
| Establishments (County) | 924 |
| County GDP | $2,187M |
Business (County)
| Restaurants | 71 |
| Healthcare | 67 |
| Retail | 124 |
| Manufacturing | 99 |
Tax & Cost of Living
| Property Tax (IRS) | $4,132 |
| 18% above US avg |
| Cost of Living | 92.80 (100=avg) |
| Effective Tax Rate | 2.15% |
Commute & Transportation
| Commute Time | 25.1 min |
| Drive Alone | 88.2% |
| Public Transit | 0.0% |
| Work from Home | 7.1% |
The median home value in Lake Seneca is $191,900, 32% below the national median of $281,900. Zillow estimates the typical home value at $170,164, lower than the Census estimate. Fair market rent ranges from $873 for a one-bedroom to $1,092 for a two-bedroom apartment. 95.9% of housing units are owner-occupied (above the 65.4% national rate). There are 320 total housing units in the city. The median year a home was built is 1984. The average annual property tax is $4,132 (higher than the $3,500 national average). 24.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $191,900 |
| 32% below US avg |
| Zillow ZHVI | $170,164 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $873 |
| 2 Bedrooms | $1,092 |
| 3 Bedrooms | $1,388 |
| 4 Bedrooms | $1,550 |
Ownership & Property
| Homeownership | 95.9% |
| Owner-Occupied | 95.9% |
| Renter-Occupied | 4.1% |
| Housing Units | 320 |
| Median Year Built | 1984 |
Property Tax
| Avg Tax (IRS) | $4,132 |
| 18% above US avg |
| Effective Rate | 2.15% |
In Lake Seneca, 40.3% of adults are obese, above the national rate of 32.1%. 11.6% have diabetes. Heart disease affects 6.7% of residents, above the national average. 34.5% have high blood pressure. 18.9% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 29.9% are physically inactive, above the national average. 27.5% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 9.5% of residents lack health insurance. The primary care physician ratio is 1:2,448. The dentist ratio is 1:1,833. 56.7% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Lake Seneca vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 11.6% |
| Heart Disease | 6.7% |
| High Blood Pressure | 34.5% |
| Asthma | 11.4% |
| COPD | 7.9% |
| Cancer | 7.5% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 18.9% |
| 35% above US avg |
| Binge Drinking | 18.7% |
| Physical Inactivity | 29.9% |
| Depression | 27.5% |
| Mental Distress | 20.3% |
| Physical Distress | 14.2% |
| Short Sleep | 39.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 9.5% |
| 10% above US avg |
| Primary Care | 1:2,448 |
| Dentists | 1:1,833 |
| Mental Health | 1:1,016 |
| Checkup Rate | 75.8% |
| Dental Visits | 57.8% |
| Premature Death | 8,265/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 56.7% |
| Healthcare Facilities | 67 |
Lake Seneca has a violent crime rate of 146 per 100,000 residents, 62% below the national average of 380. Property crime stands at 1,967 per 100,000, 0% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Lake Seneca receives a safety grade of F.
Crime Rates: Lake Seneca vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 145.7/100K |
| 62% below US avg |
| |
Property Crime
| Total Property | 1,966.5/100K |
| 0% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lake Seneca experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.9 inches. The area receives 32.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 908 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 49.1°F |
| 9% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 908 ft (277 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 393/sq mi |
| Coordinates | 41.6658°N, 84.6472°W |
| Timezone | America/New_York |
| County | Williams County County |
| Nearest Airport | Fort Wayne International (FWA)
55 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (Jun)
3.58"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.4 / 100 |
| Social Vulnerability | 56.9 / 100 |
| Community Resilience | 79.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
18 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
91 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
126 km |
| Apr 20, 2018 |
Michigan |
M3.4 |
144 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
63 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
135 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
71 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
142 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
113 km |
| Apr 12, 2007 |
11 km NW of Put-in-Bay, Ohio |
M2.8 |
143 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
116 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
80 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
98 km |
| Feb 7, 2016 |
6 km W of Put-in-Bay, Ohio |
M2.5 |
145 km |
| Mar 8, 2010 |
7 km ENE of Grosse Ile, Michigan |
M2.5 |
142 km |
| Sep 7, 2012 |
17 km ESE of Stony Point, Michigan |
M2.5 |
132 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
99 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
105 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
111 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
422 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 115 fatalities, 1,689 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 5, 2010 |
EF4 |
93 km |
7 |
| Nov 10, 2002 |
EF4 |
99 km |
4 |
| Apr 2, 1977 |
EF4 |
90 km |
1 |
| Apr 11, 1965 |
EF4 |
33 km |
21 |
| Apr 11, 1965 |
EF4 |
44 km |
23 |
| Apr 11, 1965 |
EF4 |
87 km |
18 |
| Apr 11, 1965 |
EF4 |
88 km |
5 |
| Jun 8, 1953 |
EF4 |
80 km |
17 |
| Jun 8, 1953 |
EF4 |
90 km |
4 |
| Aug 24, 2016 |
EF3 |
62 km |
0 |
| Mar 15, 2012 |
EF3 |
99 km |
0 |
| Oct 24, 2001 |
EF3 |
95 km |
0 |
| Mar 27, 1991 |
EF3 |
7 km |
0 |
| Mar 27, 1991 |
EF3 |
38 km |
1 |
| Mar 27, 1991 |
EF3 |
82 km |
0 |
| May 15, 1986 |
EF3 |
40 km |
0 |
| May 2, 1983 |
EF3 |
78 km |
1 |
| Jun 15, 1982 |
EF3 |
80 km |
1 |
| May 11, 1974 |
EF3 |
99 km |
1 |
| Apr 3, 1974 |
EF3 |
74 km |
5 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.8 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
35°F (2°C) |
2.8 in |
|
| April |
47°F (8°C) |
3.3 in |
|
| May |
58°F (15°C) |
3.5 in |
|
| June |
68°F (20°C) |
3.6 in |
Wettest |
| July |
73°F (23°C) |
3.6 in |
Warmest |
| August |
70°F (21°C) |
3.3 in |
|
| September |
63°F (17°C) |
3.2 in |
|
| October |
51°F (11°C) |
2.4 in |
|
| November |
39°F (4°C) |
3.0 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Lake Seneca has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 34.8 inches, with June being the wettest month (3.6") and February the driest (1.7").
Average costs for common services in Lake Seneca. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$232 ($139–$371) |
| Specialist Visit |
$325 ($186–$510) |
| Urgent Care Visit |
$186 ($93–$325) |
| Emergency Room Visit |
$2,042 ($742–$4,640) |
| Dental Cleaning |
$121 ($70–$186) |
| Dental Filling |
$232 ($139–$371) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($46–$111) |
| Brake Pad Replacement |
$278 ($139–$464) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$557 ($371–$928) |
| Battery Replacement |
$186 ($93–$325) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$139) |
| Electrician (Per Hour) |
$84 ($46–$130) |
| HVAC Repair |
$371 ($139–$742) |
| HVAC System Install |
$6,496 ($3,712–$11,136) |
| Roof Repair |
$928 ($371–$1,856) |
| Roof Replacement |
$8,352 ($5,104–$13,920) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,392 ($464–$3,248) |
| Divorce (Contested) |
$13,920 ($4,640–$27,840) |
| DUI Defense |
$4,640 ($1,856–$9,280) |
| Bankruptcy (Chapter 7) |
$1,392 ($742–$2,784) |
| Will Preparation |
$464 ($186–$928) |
| Trust Preparation |
$2,320 ($928–$4,640) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$139 ($70–$232) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$60) |
| Massage (1 Hour) |
$74 ($46–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.80 ($2.78–$5.10) |
| Dozen Eggs (per dozen) |
$3.25 ($2.32–$4.64) |
| Loaf of Bread |
$3.53 ($2.32–$5.10) |
| Chicken Breast (per lb) |
$4.18 ($2.78–$6.03) |
| Ground Beef (per lb) |
$5.10 ($3.71–$6.96) |
| Rice (per lb) |
$0.93 ($0.56–$1.67) |
View all 20 services
Utilities
| Electricity (Monthly) |
$130 ($74–$232) |
| Natural Gas (Monthly) |
$65 ($28–$139) |
| Water/Sewer (Monthly) |
$65 ($37–$111) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$60 ($28–$93) |
| Cable TV (Monthly) |
$79 ($46–$139) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$186 ($70–$464) |
| Car Insurance (Annual) |
$1,856 ($1,114–$3,248) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.42–$23) |
| Car Registration (Annual) |
$93 ($28–$232) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,114 ($557–$2,320) |
| Daycare (Toddler, Monthly) |
$928 ($464–$1,856) |
| After-School Care (Monthly) |
$371 ($186–$650) |
| Tutoring (Per Hour) |
$46 ($23–$93) |
| SAT/ACT Prep Course |
$928 ($371–$2,320) |
| Private School (K-12, Annual) |
$11,600 ($4,640–$27,840) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($46–$186) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$278 ($139–$464) |
| Cat Spay/Neuter |
$186 ($93–$371) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lake Seneca
What is the population of Lake Seneca?
Lake Seneca has a population of 558 residents and is located in Ohio. The population density is 393 people per square mile, spread across 1.4 square miles. The median age of residents is 52.8 years, which is older than the national median of 38.9 years. The population is 53.6% female and 46.4% male.
Is Lake Seneca expensive to live in?
Lake Seneca is more affordable than the national average, with a cost of living index of 92.8 / below the baseline of 100. The median household income is $83,839, 12% above the national average of $75,149. The median home value is $191,900 (32% below the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Lake Seneca safe?
Lake Seneca is considered a very safe city with a violent crime rate of 146 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,967 per 100,000 (below the national average). Overall, Lake Seneca receives a safety grade of F based on combined crime data.
What is the weather like in Lake Seneca?
Lake Seneca has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 32.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Lake Seneca?
The job market in Lake Seneca is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $987. There are 924 business establishments in the area, including 71 restaurants and food service locations. The average commute time is 25 minutes, and 7.1% of workers work from home.
How much does housing cost in Lake Seneca?
The median home value in Lake Seneca is $191,900. Zillow estimates the typical home value at $170,164. The homeownership rate is 95.9%. The average annual property tax is $4,132.
How are the schools in Lake Seneca?
Schools in Lake Seneca score 6 out of 10 on standardized testing, near the national average. 24.2% of adults in Lake Seneca hold a bachelor's degree or higher, below the national average of 33.7%. 98.0% have completed high school. 8.9% hold a graduate or professional degree.
How healthy is Lake Seneca?
The obesity rate in Lake Seneca is 40.3% (above the national rate of 32.1%). 18.9% of adults are smokers. 29.9% are physically inactive. 27.5% of residents report depression. 9.5% lack health insurance. 56.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,448.
What is transportation like in Lake Seneca?
The average commute in Lake Seneca is 25 minutes. 88.2% of workers drive alone to work, and 7.1% work from home.
What are the demographics of Lake Seneca?
The racial and ethnic makeup of Lake Seneca is 97.5% White, 2.5% Hispanic or Latino. 88.4% of residents speak only English at home, while 11.6% speak Spanish. 4.3% of the population are military veterans. 18.3% of residents have a disability. 100.0% have health insurance coverage.
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