Median Income
$66,884
11% lower than US avg
Home Value
$265,600
6% lower than US avg
Violent Crime
46/100K
88% lower than US avg
Bachelor's+
20.2%
40% lower than US avg
Median Rent
$929
20% lower than US avg
Obesity Rate
37.0%
15% higher than US avg
Unemployment
2.0%
44% lower than US avg
Poverty Rate
4.5%
64% lower than US avg
How Hamilton Compares to the U.S. Average (100% = U.S. avg)
People
Population1,849
Median Age52.0 yrs
Density880/mi²
Male / Female44% / 56%
Largest GroupWhite 97%
Veterans4.3%
Economy
A
Median Income$66,884
Per Capita$47,577
Unemployment2.0%
Poverty4.5%
County GDP$2,187M
Commute26 min
Housing
A
Home Value$265,600
Rent$929
Ownership71.6%
Zillow$348,410
Housing Units1,242
Rent Burden27.1%
Crime
F
Violent46/100K
Property4,237/100K
Health
Obesity37.0%
Uninsured7.6%
Smoking16.5%
Depression27.8%
Heart Disease5.7%
Climate
Avg Temp49°F (10°C)
AQI44 (Good)
Rain37.9 in/yr
Sunny Days275/yr
Elevation900 ft (274 m)
Education
C+
Bachelor's+20.2%
High School+95.8%
Graduate+8.9%
School Score7.58
Community
2024 VoteR 74% / D 25%
Commute26 min
Broadband77.9%
EV Stations4
Libraries7
Is Hamilton a Good Place to Live?
Based on current data, Hamilton receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Hamilton offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Hamilton is $66,884, 11% below the national average of $75,149. The job market is very strong with unemployment at just 2.0%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in Hamilton is $265,600, roughly aligned with the national median of $281,900. Renters pay a median of $929 per month, below the national average / a plus for affordability. A price-to-income ratio of 4x indicates a reasonably affordable housing market.
Safety & Crime
Hamilton is a very safe community with a violent crime rate of 46 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 4,237 per 100,000, 116% above the national average.
Education
20.2% of residents hold a bachelor's degree, below the national average of 33.7%. 95.8% have completed high school. Local schools score 7.6/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Hamilton experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.9 inches, including 32.5 inches of snow. Air quality is rated Good with a median AQI of 44.
Hamilton has a population of 1,849 with a density of 880 people per square mile, spread across 3.0 square miles. The median age is 52.0 years, 34% older than the national median of 38.9. The gender split is 55.9% female and 44.1% male. The city is predominantly White (96.7%). English is the primary language spoken at home by 97.2% of residents. 4.3% of the population are veterans, below the national rate of 6.0%. 17.2% of residents have a disability (above the 13.0% national average). 95.7% have health insurance coverage.
Population
52.0yrs
Median Age
34% above US avg
Language Spoken at Home
English Only
97.2%
24% above US avg
Spanish
2.8%
79% below US avg
The median household income in Hamilton is $66,884, which is 11% below the national average of $75,149. Per capita income is $47,577 (above the $39,052 national figure). The average weekly wage is $987, 31% lower than the U.S. average. The unemployment rate is 2.0% (below the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 924 business establishments, including 71 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 26 minutes. 6.1% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,884 |
| 11% below US avg |
| Per Capita Income | $47,577 |
| Avg Weekly Wage | $987 |
| IRS Avg AGI | $59,758 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.0% |
| 44% below US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 924 |
| County GDP | $2,187M |
Business (County)
| Restaurants | 71 |
| Healthcare | 67 |
| Retail | 124 |
| Manufacturing | 99 |
Tax & Cost of Living
| Property Tax (IRS) | $4,132 |
| 18% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.56% |
Commute & Transportation
| Commute Time | 25.7 min |
| Drive Alone | 85.0% |
| Public Transit | 0.0% |
| Work from Home | 6.1% |
The median home value in Hamilton is $265,600, 6% below the national median of $281,900. Zillow estimates the typical home value at $348,410, higher than the Census estimate. Homes sell for 102.5% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $929 (20% below the national average of $1,163). Fair market rent ranges from $1,267 for a one-bedroom to $1,473 for a two-bedroom apartment. 71.6% of housing units are owner-occupied. There are 1,242 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $4,132 (higher than the $3,500 national average). 27.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4x.
Home Values
| Census Median | $265,600 |
| 6% below US avg |
| Zillow ZHVI | $348,410 |
| Median List Price | $1,250,000 |
Real Estate Market (Redfin)
| Median List Price | $1,250,000 |
| $/Sq Ft | $354 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 102.5% |
| Price Drops | 16.7% |
| Inventory | 6 |
Rental Costs
| Census Median Rent | $929 |
| 20% below US avg |
| Rent Burden | 27.1% |
HUD Fair Market Rent
| Studio | $1,118 |
| 1 Bedroom | $1,267 |
| 2 Bedrooms | $1,473 |
| 3 Bedrooms | $1,907 |
| 4 Bedrooms | $2,338 |
Ownership & Property
| Homeownership | 71.6% |
| Owner-Occupied | 71.6% |
| Renter-Occupied | 28.4% |
| Housing Units | 1,242 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $4,132 |
| 18% above US avg |
| Effective Rate | 1.56% |
In Hamilton, 37.0% of adults are obese, above the national rate of 32.1%. 10.4% have diabetes. Heart disease affects 5.7% of residents. 33.3% have high blood pressure. 16.5% are current smokers. 18.8% report binge drinking. 23.1% are physically inactive. 27.8% report depression (above the 20.0% national average). 19.3% experience frequent mental distress. 7.6% of residents lack health insurance. The primary care physician ratio is 1:2,448. The dentist ratio is 1:1,833. 56.7% of residents have access to exercise opportunities. The food environment index is 7.3 out of 10.
Health Metrics: Hamilton vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.0% |
| 15% above US avg |
| Diabetes | 10.4% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.3% |
| Asthma | 11.5% |
| COPD | 7.2% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.5% |
| 18% above US avg |
| Binge Drinking | 18.8% |
| Physical Inactivity | 23.1% |
| Depression | 27.8% |
| Mental Distress | 19.3% |
| Physical Distress | 13.3% |
| Short Sleep | 39.0% |
Healthcare Access
| Insurance Rate | 95.7% |
| Uninsured | 7.6% |
| 12% below US avg |
| Primary Care | 1:2,448 |
| Dentists | 1:1,833 |
| Mental Health | 1:1,016 |
| Checkup Rate | 77.5% |
| Dental Visits | 60.2% |
| Premature Death | 8,265/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 56.7% |
| Healthcare Facilities | 67 |
Hamilton has a violent crime rate of 46 per 100,000 residents, 88% below the national average of 380. Property crime stands at 4,237 per 100,000, 116% above the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Hamilton receives a safety grade of F.
Crime Rates: Hamilton vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 46.2/100K |
| 88% below US avg |
| |
Property Crime
| Total Property | 4,237.4/100K |
| 116% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Hamilton experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.9 inches. The area receives 32.5 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 44. 67% of days have good air quality. The city sits at an elevation of 900 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 49.1°F |
| 9% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 900 ft (274 m) |
| Area | 3.0 sq mi (7.8 km²) |
| Population Density | 880/sq mi |
| Coordinates | 41.5402°N, 84.9198°W |
| Timezone | America/Indiana/Indianapolis |
| County | Williams County County |
| Nearest Airport | Fort Wayne International (FWA)
41 miles away |
Precipitation & Snow
Annual Rainfall
37.9"
0% below US avg
Wettest Month (May)
3.82"
Air Quality
| AQI Median | 44.0 |
| Rating | Good |
| Good Days % | 66.7% |
| Unhealthy Days | 1 |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 44.4 / 100 |
| Social Vulnerability | 56.9 / 100 |
| Community Resilience | 79.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M2.5 on Mar 18, 2024.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
88 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
142 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
68 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
48 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
120 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
134 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
113 km |
| May 14, 2010 |
1 km ENE of Gibsonburg, Ohio |
M2.7 |
136 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
66 km |
| May 20, 2023 |
3 km SSE of Walbridge, Ohio |
M2.6 |
120 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
99 km |
| Jun 4, 1990 |
4 km SSE of Van Buren, Ohio |
M2.5 |
118 km |
| Mar 18, 2024 |
4 km WSW of Millbury, Ohio |
M2.5 |
121 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
436 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 114 fatalities, 1,674 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
86 km |
4 |
| Feb 18, 1992 |
EF4 |
95 km |
0 |
| Apr 2, 1977 |
EF4 |
97 km |
0 |
| Apr 2, 1977 |
EF4 |
99 km |
1 |
| Apr 11, 1965 |
EF4 |
66 km |
5 |
| Apr 11, 1965 |
EF4 |
96 km |
31 |
| Apr 11, 1965 |
EF4 |
30 km |
23 |
| Apr 11, 1965 |
EF4 |
30 km |
21 |
| Jun 8, 1953 |
EF4 |
92 km |
17 |
| Aug 24, 2016 |
EF3 |
44 km |
0 |
| Nov 10, 2002 |
EF3 |
97 km |
0 |
| Oct 24, 2001 |
EF3 |
92 km |
0 |
| Mar 27, 1991 |
EF3 |
93 km |
0 |
| Mar 27, 1991 |
EF3 |
33 km |
0 |
| Mar 27, 1991 |
EF3 |
13 km |
1 |
| May 15, 1986 |
EF3 |
44 km |
0 |
| May 2, 1983 |
EF3 |
94 km |
1 |
| Apr 3, 1974 |
EF3 |
67 km |
0 |
| Apr 3, 1974 |
EF3 |
48 km |
5 |
| Jun 2, 1971 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.8 in |
Coldest |
| February |
25°F (-4°C) |
1.7 in |
Driest |
| March |
35°F (2°C) |
2.8 in |
|
| April |
47°F (8°C) |
3.4 in |
|
| May |
58°F (15°C) |
3.8 in |
Wettest |
| June |
68°F (20°C) |
3.8 in |
|
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
69°F (21°C) |
3.5 in |
|
| September |
62°F (17°C) |
3.3 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
39°F (4°C) |
3.0 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Hamilton has a seasonal temperature swing of 49°F / from 24°F in January to 73°F in July. Total annual precipitation is 36.1 inches, with May being the wettest month (3.8") and February the driest (1.7").
Average costs for common services in Hamilton. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $751 |
| Toddler | $693 |
| Preschool | $615 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $660 |
| Preschool | $610 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Hamilton
What is the population of Hamilton?
Hamilton has a population of 1,849 residents and is located in Indiana. The population density is 880 people per square mile, spread across 3.0 square miles. The median age of residents is 52.0 years, which is older than the national median of 38.9 years. The population is 55.9% female and 44.1% male.
Is Hamilton expensive to live in?
Hamilton is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $66,884, 11% below the national average of $75,149. The median home value is $265,600 (6% below the U.S. median). Renters pay a median of $929 per month, below the national average of $1,163. The home price-to-income ratio is 4x, indicating housing is reasonably affordable relative to local income levels.
Is Hamilton safe?
Hamilton is considered a very safe city with a violent crime rate of 46 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 4,237 per 100,000 (above the national average). Overall, Hamilton receives a safety grade of F based on combined crime data.
What is the weather like in Hamilton?
Hamilton has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.9 inches, with 32.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 44.
How is the job market in Hamilton?
The job market in Hamilton is very strong, with unemployment at just 2.0% / well below the national rate of 3.6%. The average weekly wage is $987. There are 924 business establishments in the area, including 71 restaurants and food service locations. The average commute time is 26 minutes, and 6.1% of workers work from home.
How much does housing cost in Hamilton?
The median home value in Hamilton is $265,600. Zillow estimates the typical home value at $348,410. For renters, the median monthly rent is $929. Fair market rent is $1,267 for a 1-bedroom and $1,473 for a 2-bedroom apartment. The homeownership rate is 71.6%. The average annual property tax is $4,132.
How are the schools in Hamilton?
Schools in Hamilton perform well, with an average test score of 7.6 out of 10 / above the national benchmark. 20.2% of adults in Hamilton hold a bachelor's degree or higher, below the national average of 33.7%. 95.8% have completed high school. 8.9% hold a graduate or professional degree.
How healthy is Hamilton?
The obesity rate in Hamilton is 37.0% (above the national rate of 32.1%). 16.5% of adults are smokers. 23.1% are physically inactive. 27.8% of residents report depression. 7.6% lack health insurance. 56.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,448.
What is transportation like in Hamilton?
The average commute in Hamilton is 26 minutes. 85% of workers drive alone to work, and 6.1% work from home.
What are the demographics of Hamilton?
The racial and ethnic makeup of Hamilton is 96.7% White. 97.2% of residents speak only English at home. 4.3% of the population are military veterans. 17.2% of residents have a disability. 95.7% have health insurance coverage.
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