Garrett, IN

Indiana

Garrett is a small city in Indiana with a population of 6,540. Residents earn $65,611 per year, which is 13% below the national average.

3.0 /5.0
B Good
6,540 Population 1,568/sq mi density
$65,611 Median Income $31,272 per capita
$142,800 Home Value $181,061 Zillow
$836 Median Rent
50°F Avg Temperature
48 Violent Crime/100K 2,989 property/100K
B
Overall
3.0 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$65,611 median income, 2.9% unemployment
A+
Affordability
5.0 / 5.0
$142,800 home value, $836/mo rent
F
Safety
1.0 / 5.0
48 violent crimes/100K (87% below avg)
C
Education
2.4 / 5.0
16.9% bachelor's degree or higher
Median Income $65,611
13% lower than US avg
Home Value $142,800
49% lower than US avg
Violent Crime 48/100K
87% lower than US avg
Bachelor's+ 16.9%
50% lower than US avg
Median Rent $836
28% lower than US avg
Obesity Rate 44.2%
38% higher than US avg
Unemployment 2.9%
19% lower than US avg
Poverty Rate 12.8%
3% higher than US avg

How Garrett Compares to the U.S. Average (100% = U.S. avg)

People

Population6,540
Median Age38.2 yrs
Density1,568/mi²
Male / Female47% / 53%
Largest GroupWhite 93%

Economy

B+
Median Income$65,611
Per Capita$31,272
Unemployment2.9%
Poverty12.8%
County GDP$3,447M
Commute19 min

Housing

A+
Home Value$142,800
Rent$836
OwnershipN/A
Zillow$181,061

Crime

F
Violent48/100K
Property2,989/100K
Murder0.0/100K
Assault16/100K
Burglary572/100K

Health

Obesity44.2%
UninsuredN/A
Depression28.1%
Heart Disease6.0%

Climate

Avg Temp50°F
AQI41 (Good)
Rain38.0 in/yr
Elevation883 ft

Education

C
Bachelor's+16.9%
High School+89.3%
School Score6.01

Community

2024 VoteR 73% / D 26%
Commute19 min
Libraries6

Is Garrett a Good Place to Live?

Based on current data, Garrett receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. Garrett offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Garrett is $65,611, 13% below the national average of $75,149. The job market is very strong with unemployment at just 2.9%. 12.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Garrett is $142,800, 49% below the national median — offering relatively affordable homeownership. Renters pay a median of $836 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.

Safety & Crime

Garrett is a very safe community with a violent crime rate of 48 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 2,989 per 100,000, 52% above the national average.

Education

16.9% of residents hold a bachelor's degree, below the national average of 33.7%. 89.3% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Garrett experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 38.0 inches, including 29.5 inches of snow. Air quality is rated Good with a median AQI of 41.

Garrett has a population of 6,540 with a density of 1,568 people per square mile. The median age is 38.2 years, 2% younger than the national median of 38.9. The city is predominantly White (93.4%).

Population

6,540
Total Population
1,568
People / sq mi
38.2yrs
Median Age
2% below US avg
4.2mi²
Land Area

Gender Distribution

Male 46.9%
Female 53.1%

Race & Ethnicity

Garrett vs U.S. Average

Language Spoken at Home

English Only97.9%
25% above US avg
Spanish2.1%
84% below US avg

Social Characteristics

Garrett vs U.S. Average

The median household income in Garrett is $65,611, which is 13% below the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 12.8% of residents live below the poverty line. Workers commute an average of 19 minutes.

Income: Garrett vs U.S.

Commute Mode

Income

Median HH Income$65,611
13% below US avg
Per Capita Income$31,272
Avg Weekly Wage$1,210
IRS Avg AGI$69,935

Employment & Poverty

Unemployment2.9%
19% below US avg
Poverty Rate12.8%
3% above US avg
Establishments (County)1,084
County GDP$3,447M

Business (County)

Restaurants95
Healthcare87
Retail116
Manufacturing118

Tax & Cost of Living

Property Tax (IRS)$3,180
9% below US avg
Effective Tax Rate2.23%

Commute & Transportation

Commute Time18.7 min
Work from Home2.3%

Walkability

The median home value in Garrett is $142,800, 49% below the national average. Monthly rent averages $836 (28% below US avg). Zillow estimates the typical home value at $181,061.

Home Value Sources

Ownership Split

Home Values

Census Median$142,800
49% below US avg
Zillow ZHVI$181,061
Median List Price$215,000

Real Estate Market (Redfin)

Median List Price$215,000
$/Sq Ft$129
Homes Sold4
Sale-to-List Ratio100.3%
Price Drops13.3%
Inventory15

Rental Costs

Census Median Rent$836
28% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied82.7%

Property Tax

Avg Tax (IRS)$3,180
9% below US avg
Effective Rate2.23%
In Garrett, 44.2% of adults are obese (above the 32.1% national rate). 28.1% report depression. 25.7% are physically inactive.

Health Metrics: Garrett vs U.S. Average (%)

Chronic Conditions

Obesity44.2%
38% above US avg
Diabetes11.1%
Heart Disease6.0%
High Blood Pressure34.5%
Asthma11.6%
COPD7.9%
Stroke3.1%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity25.7%
Depression28.1%
Mental Distress19.9%
Physical Distress14.1%

Healthcare Access

Insurance Rate96.2%
Checkup Rate77.4%
Premature Death8,445/100K

Food & Exercise

Food Environment7.8/10
Exercise Access61.4%
Healthcare Facilities87
Garrett has a violent crime rate of 48 per 100,000 residents, 87% below the national average of 380. Property crime stands at 2,989 per 100,000 (52% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Garrett vs U.S. Average (per 100,000)

Violent Crime

Total Violent47.7/100K
87% below US avg
Murder0.0/100K
100% below US avg
Rape31.8/100K
Robbery0.0/100K
Assault15.9/100K

Property Crime

Total Property2,988.9/100K
52% above US avg
Burglary572.3/100K
Theft2,257.6/100K
Vehicle Theft159.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Garrett has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 38.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average49.5°F
8% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall38.0 inches
0% below US avg
Snowfall29.5 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation883 ft (269 m)
Area4.2 sq mi (10.8 km²)
Population Density1,568/sq mi
Coordinates41.3526°N, 85.1238°W
County FIPS18033
It is classified as Nonmetro — Urban 20K+, adjacent. 16.9% of residents hold a bachelor's degree or higher (50% below US avg). In the 2024 election, the county voted Republican by a 47.1-point margin.

2024 Presidential Election (County)

R 72.7%
D 25.6%

Winner: Republican by 47.1 points

Education

Bachelor's Degree+16.9%
50% below US avg
High School+89.3%
School Test Score6.01
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban 20K+, adjacent
Population Density1,568/sq mi
Total Area4.2 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities87
Restaurants95
Retail Stores116

Safety & Disasters

Fatal Crashes (County/yr)3
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute18.7 min
Work from Home2.3%

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