Waterloo, IN

Indiana · Nonmetropolitan · City

2.8 Fair / 5.0
2,180 Population
$61,375 Median Income
$108,600 Home Value
$829 Median Rent
50°F Avg Temperature
537 Violent Crime / 100K
33.5 yrs Median Age
12.5% Bachelor's Degree+
2.8
Overall
3.2
Economy
5.0
Affordability
1.0
Safety
2.0
Education

People

Population2,180
Median Age33.5 yrs
Density1,033/mi²
Male / Female49% / 51%
Largest GroupWhite 91.2%

Economy

3.2/5
Median Income$61,375
Per Capita Income$28,011
Unemployment4.9%
Poverty Rate16.6%
County GDP$3,447M

Housing

5.0/5
Home Value (Census)$108,600
Zillow Value$244,477
Median Rent$829
Ownership RateN/A
HUD Fair Rent (2BR)$1,096

Health

Obesity43.7%
Diabetes10.8%
Depression27.9%
UninsuredN/A
SmokingN/A

Crime

1.0/5
Violent Crime537/100K
Property Crime3,043/100K
Murder0.0/100K
Vehicle Theft492.2/100K

Climate

Avg Temp50°F
Jan / Jul24° / 73°
Rain38 in/yr
Snow30 in/yr
Air QualityAQI 41 (Good)

Education

2.0/5
Bachelor's+12.5%
High School+85.6%
Graduate Degree+N/A
School Quality6.01
Libraries (County)6

Community

2024 VoteR 73% / D 26%
Commute23 min
Work From Home5.5%
BroadbandN/A

How Waterloo Compares to the U.S. Average

Median Income$61,375
Home Value$108,600
Median Rent$829
Poverty Rate16.6%
Bachelor's Degree+12.5%
Unemployment4.9%
Violent Crime536.9 /100K
Avg Temperature49.5°F

Population & Age

Total Population2,180
Population Density1,033 per sq mi
Median Age33.5 years
Male49.0%
Female51.0%
Male 49%
Female 51%

Race & Ethnicity

White 91.2% Black 0.1% Hispanic 1.2% Other 7.5%
White91.2%
Black or African American0.1%
Hispanic or Latino1.2%
Asian0.0%
Other Races7.5%

Language

English Only95.1%
Spanish Speakers4.9%
English 95.1% Spanish 4.9%

Social Characteristics

Disability17.5%
Health Insurance92.5%

Income

18% below avg
Median Household Income$61,375
Per Capita Income$28,011
Avg Weekly Wage (County)$1,210
IRS Avg Adjusted Gross Income$69,935

Employment & Poverty

Unemployment Rate4.9%
Poverty Rate16.6%
Total Establishments (County)1,084
County GDP$3,447M

Business & Industry (County)

Restaurants & Accommodation95
Healthcare Facilities87
Retail Stores116
Manufacturing118
Total Establishments1,084

Industry Mix

Restaurants 95 Healthcare 87 Retail 116 Manufacturing 118

Tax & Cost of Living

IRS Avg AGI$69,935
Avg Property Tax Paid$3,180

Commute & Transportation

Mean Commute Time23.0 min
Work From Home5.5%

Walkability & Transit Scores

Home Values

61% below avg
Median Home Value (Census)$108,600
Zillow Home Value Index$244,477

Real Estate Market (Redfin)

Median List Price$208,950
Price Per Sq Ft$92
Homes Sold (month)1
Sale-to-List Ratio92.9%
Price Drops0.0%
Active Inventory4

Ownership & Housing Stock

Owner-Occupied74.1%

Rental Costs

29% below avg
Median Rent (Census)$829

HUD Fair Market Rent (FY2026)

Studio$816
1 Bedroom$882
2 Bedroom$1,096
3 Bedroom$1,391
4 Bedroom$1,590

Property Tax

Avg Property Tax Paid (IRS)$3,180
Effective Tax Rate (est.)2.93%

Chronic Conditions

Obesity43.7%
Diabetes10.8%
Heart Disease5.8%
High Blood Pressure34.1%
Asthma11.5%
COPD7.5%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking18.6%
Physical Inactivity25.0%
Depression27.9%
Mental Distress (14+ days)19.7%
Physical Distress (14+ days)13.7%

Healthcare Access

Health Insurance Coverage92.5%
Regular Checkup77.4%
Premature Death Rate8,445 per 100K

Food & Exercise Access

Food Environment Index7.8 / 10
Exercise Access61.4%
Healthcare Facilities (County)87
Restaurants (County)95

Violent Crime (per 100,000)

Total Violent Crime536.9 /100K
Murder & Manslaughter0.0 /100K
Rape89.5 /100K
Robbery0.0 /100K
Aggravated Assault447.4 /100K

Property Crime (per 100,000)

Total Property Crime3,042.5 /100K
Burglary581.7 /100K
Larceny/Theft1,968.7 /100K
Motor Vehicle Theft492.2 /100K
Arson0.0 per 100K

Traffic & Disaster Safety

Fatal Vehicle Crashes (County, 2022)3

Temperature

24°F Jan 73°F Jul
January Average24°F (-4°C)
July Average73°F (23°C)
Annual Average49.5°F

Precipitation & Snow

Annual Precipitation38.0 in
Annual Snowfall29.5 inches

Air Quality (EPA)

AQI Median41.0
AQI CategoryGood

Geography & Location

Elevation929 ft (283 m)
Land Area2.1 sq mi (5.5 km²)
Population Density1,033 per sq mi
Latitude41.4374°
Longitude-85.0517°
County FIPS18033

2024 Presidential Election (County)

R 72.7%
D 25.6%

Republican +47.1 points

Education

Bachelor's Degree+12.5%
High School+85.6%
School Test Score (SEDA)6.01

Urban-Rural Classification

RUCC Code 4Nonmetro — Urban pop 20K+, adjacent to metro
Population Density1,033 per sq mi
Land Area2.1 sq mi

Infrastructure & Connectivity

Alt Fuel Stations (all types)3
Public Libraries (County)6

Safety & Disasters

Fatal Vehicle Crashes (County)3

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