Median Income
$26,838
64% lower than US avg
Home Value
$134,700
52% lower than US avg
Bachelor's+
8.7%
74% lower than US avg
Obesity Rate
40.8%
27% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
17.2%
39% higher than US avg
How Lake Timberline Compares to the U.S. Average (100% = U.S. avg)
People
Population773
Median Age48.3 yrs
Density325/mi²
Male / Female60% / 40%
Largest GroupWhite 91%
Veterans19.9%
Economy
B
Median Income$26,838
Per Capita$23,549
Unemployment0.0%
Poverty17.2%
Commute37 min
Housing
B+
Home Value$134,700
Ownership94.0%
Zillow$198,412
Housing Units560
Rent Burden27.9%
Health
Obesity40.8%
Uninsured3.1%
Smoking22.9%
Depression27.3%
Heart Disease7.3%
Climate
Avg Temp56°F (13°C)
Rain44.7 in/yr
Elevation810 ft (247 m)
Education
D
Bachelor's+8.7%
High School+81.1%
Graduate+2.3%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute37 min
Broadband73.1%
EV Stations1
Is Lake Timberline a Good Place to Live?
Based on current data, Lake Timberline receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, long commute times. Lake Timberline has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Lake Timberline is $26,838, 64% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. The poverty rate of 17.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in Lake Timberline is $134,700, 52% below the national median / offering relatively affordable homeownership. A price-to-income ratio of 5x indicates a reasonably affordable housing market.
Education
8.7% of residents hold a bachelor's degree, below the national average of 33.7%. 81.1% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Lake Timberline enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 78°F in July. Annual precipitation totals 44.7 inches, including 9.1 inches of snow.
Lake Timberline has a population of 773 with a density of 325 people per square mile, spread across 2.4 square miles. The median age is 48.3 years, 24% older than the national median of 38.9. The gender split is 39.7% female and 60.3% male. The city is predominantly White (90.8%). English is the primary language spoken at home by 99.1% of residents. 19.9% of the population are veterans, above the national rate of 6.0%. 30.5% of residents have a disability (above the 13.0% national average). 96.9% have health insurance coverage.
Population
773
Total Population
2023 Census
48.3yrs
Median Age
24% above US avg
Race & Ethnicity
Lake Timberline vs U.S. Average
Language Spoken at Home
English Only
99.1%
26% above US avg
Spanish
1.8%
87% below US avg
Social Characteristics
Lake Timberline vs U.S. Average
The median household income in Lake Timberline is $26,838, which is 64% below the national average of $75,149. Per capita income is $23,549 (below the $39,052 national figure). The unemployment rate is 0.0% (below the 3.6% US average). 17.2% of residents live below the poverty line, higher than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 37 minutes (longer than the 28-minute US average). 3.8% of workers work from home (below the 15.2% national rate).
Income: Lake Timberline vs U.S.
Income
| Median HH Income | $26,838 |
| 64% below US avg |
| Per Capita Income | $23,549 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 17.2% |
| 39% above US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 36.5 min |
| Drive Alone | 92.7% |
| Public Transit | 0.0% |
| Work from Home | 3.8% |
The median home value in Lake Timberline is $134,700, 52% below the national median of $281,900. Zillow estimates the typical home value at $198,412, higher than the Census estimate. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 94.0% of housing units are owner-occupied (above the 65.4% national rate). There are 560 total housing units in the city. The median year a home was built is 1983. 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5x.
Home Values
| Census Median | $134,700 |
| 52% below US avg |
| Zillow ZHVI | $198,412 |
Rental Costs
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 94.0% |
| Owner-Occupied | 94.0% |
| Renter-Occupied | 6.0% |
| Housing Units | 560 |
| Median Year Built | 1983 |
Property Tax
In Lake Timberline, 40.8% of adults are obese, above the national rate of 32.1%. 11.9% have diabetes. Heart disease affects 7.3% of residents, above the national average. 36.7% have high blood pressure. 22.9% are current smokers (above the 14.0% national rate). 18.3% report binge drinking. 34.6% are physically inactive, above the national average. 27.3% report depression (above the 20.0% national average). 21.1% experience frequent mental distress. 3.1% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: Lake Timberline vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.8% |
| 27% above US avg |
| Diabetes | 11.9% |
| Heart Disease | 7.3% |
| High Blood Pressure | 36.7% |
| Asthma | 11.1% |
| COPD | 9.9% |
| Cancer | 7.3% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 22.9% |
| 64% above US avg |
| Binge Drinking | 18.3% |
| Physical Inactivity | 34.6% |
| Depression | 27.3% |
| Mental Distress | 21.1% |
| Physical Distress | 16.9% |
| Short Sleep | 42.7% |
Healthcare Access
| Insurance Rate | 96.9% |
| Uninsured | 3.1% |
| 64% below US avg |
| Checkup Rate | 74.8% |
| Dental Visits | 50.0% |
Food & Exercise
Lake Timberline enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winters average 33°F in January while summers reach 78°F in July. Annual precipitation totals 44.7 inches. The area receives 9.1 inches of snow annually. The city sits at an elevation of 810 feet.
Temperature
33°F Jan (0°C)
78°F Jul (25°C)
| Annual Average | 56.1°F |
| 4% above US avg |
| January Average | 33°F (0°C) |
| July Average | 78°F (25°C) |
Geography
| Elevation | 810 ft (247 m) |
| Area | 2.4 sq mi (6.2 km²) |
| Population Density | 325/sq mi |
| Coordinates | 37.9972°N, 90.5428°W |
| Timezone | America/Chicago |
| Nearest Airport | Farmington Regional (FAM) 16 miles away |
Precipitation & Snow
Annual Rainfall
44.7"
18% above US avg
Wettest Month (May)
5.33"
Earthquake History
62 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.9 on Jun 27, 2025.
| Sep 26, 1990 |
4 km SE of Chaffee, Missouri |
M4.8 |
125 km |
| Feb 5, 1994 |
2 km WNW of Dongola, Illinois |
M4.2 |
138 km |
| Jun 7, 2011 |
18 km NNW of Potosi, Missouri |
M3.9 |
33 km |
| Sep 22, 2011 |
6 km E of Grandin, Missouri |
M3.6 |
132 km |
| Aug 27, 1993 |
5 km SSE of Olympian Village, Missouri |
M3.3 |
14 km |
| Dec 27, 1992 |
2 km E of Pocahontas, Missouri |
M3.2 |
98 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
118 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
143 km |
| Jul 1, 2017 |
9 km SSE of Mulberry Grove, Illinois |
M3.1 |
149 km |
| Mar 12, 2002 |
6 km S of Marble Hill, Missouri |
M3.1 |
98 km |
| Jan 23, 1991 |
3 km WSW of Logan, Illinois |
M3.1 |
147 km |
| Mar 1, 2006 |
2 km N of Buncombe, Illinois |
M3.0 |
148 km |
| Feb 28, 1994 |
5 km NW of Harrison, Illinois |
M3.0 |
104 km |
| Jun 27, 2005 |
6 km E of Grand Tower, Illinois |
M3.0 |
107 km |
| Jun 27, 2025 |
12 km WSW of Grandin, Missouri |
M2.9 |
141 km |
| Jul 8, 2003 |
1 km N of Leasburg, Missouri |
M2.9 |
67 km |
| Sep 5, 1995 |
3 km N of Woodlawn, Illinois |
M2.9 |
137 km |
| May 21, 2012 |
6 km SW of Williamsville, Missouri |
M2.9 |
119 km |
| May 18, 2006 |
9 km SSE of De Soto, Missouri |
M2.9 |
6 km |
| Apr 29, 2022 |
1 km SSW of Peerless Park, Missouri |
M2.8 |
59 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
536 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 89 fatalities, 1,410 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Feb 28, 2017 |
EF4 |
56 km |
1 |
| Apr 22, 2011 |
EF4 |
82 km |
0 |
| Sep 22, 2006 |
EF4 |
72 km |
0 |
| Apr 3, 1981 |
EF4 |
88 km |
0 |
| Jun 22, 1969 |
EF4 |
30 km |
4 |
| Jun 22, 1969 |
EF4 |
49 km |
2 |
| Dec 21, 1967 |
EF4 |
63 km |
3 |
| Jan 24, 1967 |
EF4 |
76 km |
3 |
| Feb 10, 1959 |
EF4 |
59 km |
21 |
| Dec 18, 1957 |
EF4 |
99 km |
11 |
| Feb 24, 1956 |
EF4 |
60 km |
6 |
| Dec 10, 2021 |
EF3 |
95 km |
6 |
| Dec 10, 2021 |
EF3 |
74 km |
1 |
| Oct 24, 2021 |
EF3 |
35 km |
0 |
| Oct 24, 2021 |
EF3 |
52 km |
0 |
| May 31, 2013 |
EF3 |
79 km |
0 |
| May 31, 2013 |
EF3 |
96 km |
0 |
| Dec 31, 2010 |
EF3 |
55 km |
1 |
| Mar 11, 2006 |
EF3 |
23 km |
0 |
| Mar 11, 2006 |
EF3 |
52 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: MINNINGHAW (4,792 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
MINNINGHAW |
4,792 |
92 km |
| 2017 |
UNNAMED |
4,602 |
93 km |
| 2022 |
SMITH MILL HOLLOW |
3,978 |
41 km |
| 2005 |
UNNAMED |
3,252 |
94 km |
| 2021 |
COUNCIL BLUFF |
3,035 |
47 km |
| 2022 |
LITTLE CREEK |
3,004 |
94 km |
| 2021 |
HODGE HOLLOW |
2,922 |
94 km |
| 2024 |
COUNCIL BLUFF WEST RX |
2,846 |
47 km |
| 2005 |
UNNAMED |
2,751 |
44 km |
| 2005 |
MCKENZIE HILL |
2,722 |
90 km |
| 2019 |
UNNAMED |
2,688 |
45 km |
| 2010 |
COUNCIL BLUFF LAKE |
2,651 |
47 km |
| 2022 |
MINNINGHAW |
2,516 |
91 km |
| 2006 |
UNNAMED |
2,512 |
47 km |
| 2021 |
THOMPSON HOLLOW |
2,479 |
94 km |
| 2019 |
UNNAMED |
2,399 |
87 km |
| 2024 |
UNNAMED |
2,335 |
94 km |
| 2021 |
BEAR PAW |
2,080 |
47 km |
| 2024 |
BEAR PAW RX |
2,067 |
47 km |
| 2024 |
LOGGERS LAKE RX |
1,996 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (0°C) |
2.7 in |
Coldest |
| February |
37°F (3°C) |
2.6 in |
Driest |
| March |
46°F (8°C) |
3.7 in |
|
| April |
57°F (14°C) |
5.1 in |
|
| May |
66°F (19°C) |
5.3 in |
Wettest |
| June |
74°F (23°C) |
4.5 in |
|
| July |
78°F (25°C) |
4.0 in |
Warmest |
| August |
76°F (25°C) |
3.6 in |
|
| September |
69°F (20°C) |
3.6 in |
|
| October |
57°F (14°C) |
3.3 in |
|
| November |
46°F (8°C) |
3.6 in |
|
| December |
36°F (2°C) |
2.8 in |
|
Lake Timberline has a seasonal temperature swing of 45°F / from 33°F in January to 78°F in July. Total annual precipitation is 44.7 inches, with May being the wettest month (5.3") and February the driest (2.6").
Average costs for common services in Lake Timberline. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136-$363) |
| Specialist Visit |
$318 ($182-$499) |
| Urgent Care Visit |
$182 ($91-$318) |
| Emergency Room Visit |
$1,998 ($726-$4,540) |
| Dental Cleaning |
$118 ($68-$182) |
| Dental Filling |
$227 ($136-$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$109) |
| Brake Pad Replacement |
$272 ($136-$454) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$545 ($363-$908) |
| Battery Replacement |
$182 ($91-$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54-$136) |
| Electrician (Per Hour) |
$82 ($45-$127) |
| HVAC Repair |
$363 ($136-$726) |
| HVAC System Install |
$6,356 ($3,632-$10,896) |
| Roof Repair |
$908 ($363-$1,816) |
| Roof Replacement |
$8,172 ($4,994-$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454-$3,178) |
| Divorce (Contested) |
$13,620 ($4,540-$27,240) |
| DUI Defense |
$4,540 ($1,816-$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726-$2,724) |
| Will Preparation |
$454 ($182-$908) |
| Trust Preparation |
$2,270 ($908-$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$91) |
| Hair Coloring (Full) |
$136 ($68-$227) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$73 ($45-$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72-$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27-$4.54) |
| Loaf of Bread |
$3.45 ($2.27-$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72-$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63-$6.81) |
| Rice (per lb) |
$0.91 ($0.54-$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73-$227) |
| Natural Gas (Monthly) |
$64 ($27-$136) |
| Water/Sewer (Monthly) |
$64 ($36-$109) |
| Internet (Monthly) |
$64 ($36-$91) |
| Cell Phone Plan (Monthly) |
$59 ($27-$91) |
| Cable TV (Monthly) |
$77 ($45-$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68-$454) |
| Car Insurance (Annual) |
$1,816 ($1,090-$3,178) |
| Bus Pass (Monthly) |
$64 ($27-$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26-$23) |
| Car Registration (Annual) |
$91 ($27-$227) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545-$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454-$1,816) |
| After-School Care (Monthly) |
$363 ($182-$636) |
| Tutoring (Per Hour) |
$45 ($23-$91) |
| SAT/ACT Prep Course |
$908 ($363-$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540-$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$91) |
| Dog Vaccination (Annual) |
$91 ($45-$182) |
| Dog Grooming |
$54 ($27-$91) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$272 ($136-$454) |
| Cat Spay/Neuter |
$182 ($91-$363) |
View all 9 services
Frequently Asked Questions About Lake Timberline
What is the population of Lake Timberline?
Lake Timberline has a population of 773 residents and is located in Missouri. The population density is 325 people per square mile, spread across 2.4 square miles. The median age of residents is 48.3 years, which is older than the national median of 38.9 years. The population is 39.7% female and 60.3% male.
Is Lake Timberline expensive to live in?
Lake Timberline is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $26,838, 64% below the national average of $75,149. The median home value is $134,700 (52% below the U.S. median). The home price-to-income ratio is 5x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Lake Timberline?
Lake Timberline enjoys a temperate climate with an average annual temperature of 56°F (13°C). Winter temperatures average 33°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 44.7 inches, with 9.1 inches of snow.
How is the job market in Lake Timberline?
The job market in Lake Timberline is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average commute time is 37 minutes, and 3.8% of workers work from home.
How much does housing cost in Lake Timberline?
The median home value in Lake Timberline is $134,700. Zillow estimates the typical home value at $198,412. The homeownership rate is 94.0%.
How are the schools in Lake Timberline?
Schools in Lake Timberline score 5.5 out of 10 on standardized testing, near the national average. 8.7% of adults in Lake Timberline hold a bachelor's degree or higher, below the national average of 33.7%. 81.1% have completed high school. 2.3% hold a graduate or professional degree.
How healthy is Lake Timberline?
The obesity rate in Lake Timberline is 40.8% (above the national rate of 32.1%). 22.9% of adults are smokers. 34.6% are physically inactive. 27.3% of residents report depression. 3.1% lack health insurance (below the national rate).
What is transportation like in Lake Timberline?
The average commute in Lake Timberline is 37 minutes, longer than the national average of 28 minutes. 92.7% of workers drive alone to work, and 3.8% work from home.
What are the demographics of Lake Timberline?
The racial and ethnic makeup of Lake Timberline is 90.8% White. 99.1% of residents speak only English at home. 19.9% of the population are military veterans. 30.5% of residents have a disability. 96.9% have health insurance coverage.