Lancaster, KY
Full City Profile · Kentucky · Garrard County County
2.5
/5.0
C+
Fair
3,960
Population
1,571/sq mi density
$45,795
Median Income
$22,431 per capita
$134,700
Home Value
$253,155 Zillow
$768
Median Rent
32.6% income on rent
55°F
Avg Temperature
98
Violent Crime/100K
975 property/100K
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
D
Economy
1.9 / 5.0
$45,795 median income, 15.3% unemployment
A+
Affordability
5.0 / 5.0
$134,700 home value, $768/mo rent
F
Safety
1.0 / 5.0
98 violent crimes/100K
C
Education
2.0 / 5.0
12.7% bachelor's degree or higher
Lancaster experiences four distinct seasons with an average annual temperature of 55°F (13°C). Winters average 33°F in January while summers reach 76°F in July. Annual precipitation totals 47.9 inches. The area receives 7.4 inches of snow annually.
Temperature
33°F Jan (1°C)
76°F Jul (24°C)
| Annual Average | 55.4°F |
| 3% above US avg | |
| January Average | 33°F (1°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 978 ft (298 m) |
| Area | 1.9 sq mi (5.0 km²) |
| Population Density | 1,571/sq mi |
| Coordinates | 37.6170°N, 84.5818°W |
| Timezone | America/New_York |
| County | Garrard County County |
| Nearest Airport | Lake Cumberland Regional (SME) 39 miles away |
Precipitation & Snow
Air Quality
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 30.3 / 100 |
| Social Vulnerability | 86.0 / 100 |
| Community Resilience | 48.7 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | Very Low |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Low |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Relatively Low |
| Ice Storm | Relatively Moderate |
| Drought | Relatively Low |
| Cold Wave | Relatively Low |
| Landslide | Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 33°F (1°C) | 3.7 in | Coldest |
| February | 36°F (2°C) | 3.7 in | |
| March | 45°F (7°C) | 4.6 in | |
| April | 56°F (13°C) | 4.2 in | |
| May | 65°F (18°C) | 4.4 in | |
| June | 72°F (22°C) | 4.7 in | |
| July | 76°F (24°C) | 5.0 in | Warmest, Wettest |
| August | 75°F (24°C) | 3.2 in | |
| September | 69°F (20°C) | 3.7 in | |
| October | 57°F (14°C) | 3.5 in | |
| November | 45°F (7°C) | 3.0 in | Driest |
| December | 37°F (3°C) | 4.2 in |
Lancaster has a seasonal temperature swing of 43°F / from 33°F in January to 76°F in July. Total annual precipitation is 47.9 inches, with July being the wettest month (5.0") and November the driest (3.0").