Median Income
$61,250
18% lower than US avg
Home Value
$85,400
70% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
35.0%
4% higher than US avg
Median Rent
$1,023
12% lower than US avg
Obesity Rate
41.5%
29% higher than US avg
Unemployment
7.1%
97% higher than US avg
Poverty Rate
31.6%
155% higher than US avg
How Larwill Compares to the U.S. Average (100% = U.S. avg)
People
Population421
Median Age27.9 yrs
Density2,339/mi²
Male / Female36% / 64%
Largest GroupWhite 58%
Veterans6.8%
Economy
C
Median Income$61,250
Per Capita$22,938
Unemployment7.1%
Poverty31.6%
County GDP$2,226M
Commute27 min
Housing
A+
Home Value$85,400
Rent$1,023
Ownership71.8%
Zillow$304,297
Housing Units128
Rent Burden51.0%
Crime
C+
Violent0/100K
Property1,255/100K
Health
Obesity41.5%
Uninsured9.4%
Smoking19.4%
Depression26.8%
Heart Disease6.7%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain39.8 in/yr
Sunny Days275/yr
Elevation961 ft (293 m)
Education
B+
Bachelor's+35.0%
High School+94.9%
Graduate+6.8%
School Score6.07
Community
2024 VoteR 74% / D 24%
Commute27 min
Broadband88.0%
EV Stations1
Libraries3
Is Larwill a Good Place to Live?
Based on current data, Larwill receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include above-average unemployment, an elevated poverty rate, high obesity rates. Larwill offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Larwill is $61,250, 18% below the national average of $75,149. The unemployment rate of 7.1% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 31.6% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Larwill is $85,400, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,023 per month, below the national average / a plus for affordability. At just 1.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Larwill is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,255 per 100,000, 36% below the national average.
Education
Educational attainment is solid, with 35.0% holding a bachelor's degree or higher, near the national average. 94.9% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Larwill experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.8 inches, including 47.3 inches of snow. Air quality is rated Good with a median AQI of 41.
Larwill has a population of 421 with a density of 2,339 people per square mile, spread across 0.2 square miles. The median age is 27.9 years, 28% younger than the national median of 38.9. The gender split is 63.7% female and 36.3% male. The city is predominantly White (57.7%), with 11.9% Hispanic. English is the primary language spoken at home by 98.7% of residents. 6.8% of the population are veterans. 20.7% of residents have a disability (above the 13.0% national average). 90.9% have health insurance coverage.
Population
27.9yrs
Median Age
28% below US avg
Language Spoken at Home
English Only
98.7%
26% above US avg
Spanish
1.3%
90% below US avg
The median household income in Larwill is $61,250, which is 18% below the national average of $75,149. Per capita income is $22,938 (below the $39,052 national figure). The average weekly wage is $1,123, 22% lower than the U.S. average. The unemployment rate is 7.1% (above the 3.6% US average). 31.6% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 764 business establishments, including 61 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 2.6% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $61,250 |
| 18% below US avg |
| Per Capita Income | $22,938 |
| Avg Weekly Wage | $1,123 |
| IRS Avg AGI | $72,142 |
| Gini Index | 0.400 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 7.1% |
| 97% above US avg |
| Poverty Rate | 31.6% |
| 155% above US avg |
| Establishments (County) | 764 |
| County GDP | $2,226M |
Business (County)
| Restaurants | 61 |
| Healthcare | 64 |
| Retail | 99 |
| Manufacturing | 71 |
Tax & Cost of Living
| Property Tax (IRS) | $3,596 |
| 3% above US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 4.21% |
Commute & Transportation
| Commute Time | 26.7 min |
| Drive Alone | 86.1% |
| Public Transit | 0.0% |
| Work from Home | 2.6% |
The median home value in Larwill is $85,400, 70% below the national median of $281,900. Zillow estimates the typical home value at $304,297, higher than the Census estimate. Monthly rent averages $1,023 (12% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 71.8% of housing units are owner-occupied. There are 128 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $3,596. 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.4x, well within the affordable range.
Home Values
| Census Median | $85,400 |
| 70% below US avg |
| Zillow ZHVI | $304,297 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,023 |
| 12% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 71.8% |
| Owner-Occupied | 71.8% |
| Renter-Occupied | 28.2% |
| Housing Units | 128 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $3,596 |
| 3% above US avg |
| Effective Rate | 4.21% |
In Larwill, 41.5% of adults are obese, above the national rate of 32.1%. 11.8% have diabetes. Heart disease affects 6.7% of residents, above the national average. 35.0% have high blood pressure. 19.4% are current smokers (above the 14.0% national rate). 17.7% report binge drinking. 26.2% are physically inactive. 26.8% report depression (above the 20.0% national average). 20.2% experience frequent mental distress. 9.4% of residents lack health insurance. The primary care physician ratio is 1:1,721. The dentist ratio is 1:2,164. 53.9% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Larwill vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.5% |
| 29% above US avg |
| Diabetes | 11.8% |
| Heart Disease | 6.7% |
| High Blood Pressure | 35.0% |
| Asthma | 11.8% |
| COPD | 8.7% |
| Cancer | 7.3% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 19.4% |
| 39% above US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 26.2% |
| Depression | 26.8% |
| Mental Distress | 20.2% |
| Physical Distress | 14.8% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 90.9% |
| Uninsured | 9.4% |
| 9% above US avg |
| Primary Care | 1:1,721 |
| Dentists | 1:2,164 |
| Mental Health | 1:827 |
| Checkup Rate | 77.0% |
| Dental Visits | 56.7% |
| Premature Death | 7,298/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 53.9% |
| Healthcare Facilities | 64 |
Larwill has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,255 per 100,000, 36% below the U.S. average. The county recorded 7 fatal traffic crashes. Overall, Larwill receives a safety grade of C+.
Crime Rates: Larwill vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,255.0/100K |
| 36% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 7 |
| Traffic Accidents | 11 |
| Avg Accident Severity | 3.2 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Larwill experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 39.8 inches. The area receives 47.3 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 961 feet.
Temperature
24°F Jan (-4°C)
73°F Jul (23°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 961 ft (293 m) |
| Area | 0.2 sq mi (0.6 km²) |
| Population Density | 2,339/sq mi |
| Coordinates | 41.1793°N, 85.6239°W |
| Timezone | America/Indiana/Indianapolis |
| County | Whitley County County |
| Nearest Airport | Fort Wayne International (FWA)
26 miles away |
Precipitation & Snow
Annual Rainfall
39.8"
5% above US avg
Wettest Month (Jun)
4.06"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 9.9 μg/m³ |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.6 / 100 |
| Social Vulnerability | 22.4 / 100 |
| Community Resilience | 87.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
8 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
119 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
118 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
46 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
103 km |
| Apr 4, 1994 |
2 km WNW of Minster, Ohio |
M2.9 |
135 km |
| May 12, 2006 |
2 km E of Lima, Ohio |
M2.8 |
139 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
76 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
100 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
517 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 146 fatalities, 1,873 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 10, 2002 |
EF4 |
84 km |
4 |
| Apr 11, 1965 |
EF4 |
72 km |
23 |
| Apr 11, 1965 |
EF4 |
66 km |
36 |
| Apr 11, 1965 |
EF4 |
49 km |
5 |
| Apr 11, 1965 |
EF4 |
53 km |
31 |
| Apr 11, 1965 |
EF4 |
86 km |
21 |
| Apr 11, 1965 |
EF4 |
73 km |
4 |
| Mar 6, 1956 |
EF4 |
68 km |
1 |
| Mar 31, 2023 |
EF3 |
78 km |
0 |
| May 27, 2019 |
EF3 |
48 km |
0 |
| May 27, 2019 |
EF3 |
70 km |
0 |
| Aug 24, 2016 |
EF3 |
59 km |
0 |
| Aug 24, 2016 |
EF3 |
93 km |
0 |
| Jun 5, 2010 |
EF3 |
76 km |
0 |
| Oct 18, 2007 |
EF3 |
48 km |
0 |
| May 30, 2004 |
EF3 |
66 km |
0 |
| Nov 10, 2002 |
EF3 |
82 km |
0 |
| Oct 24, 2001 |
EF3 |
83 km |
1 |
| Jun 11, 1998 |
EF3 |
94 km |
0 |
| Mar 27, 1991 |
EF3 |
61 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
120 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
1.9 in |
Coldest |
| February |
26°F (-3°C) |
1.8 in |
Driest |
| March |
37°F (3°C) |
2.8 in |
|
| April |
48°F (9°C) |
3.6 in |
|
| May |
59°F (15°C) |
3.7 in |
|
| June |
68°F (20°C) |
4.1 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.6 in |
|
| September |
63°F (17°C) |
3.4 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
40°F (4°C) |
3.1 in |
|
| December |
29°F (-2°C) |
2.9 in |
|
Larwill has a seasonal temperature swing of 48°F / from 24°F in January to 73°F in July. Total annual precipitation is 37.4 inches, with June being the wettest month (4.1") and February the driest (1.8").
Average costs for common services in Larwill. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Larwill
What is the population of Larwill?
Larwill has a population of 421 residents and is located in Indiana. The population density is 2,339 people per square mile, spread across 0.2 square miles. The median age of residents is 27.9 years, which is younger than the national median of 38.9 years. The population is 63.7% female and 36.3% male.
Is Larwill expensive to live in?
Larwill is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $61,250, 18% below the national average of $75,149. The median home value is $85,400 (70% below the U.S. median). Renters pay a median of $1,023 per month, below the national average of $1,163. The home price-to-income ratio is 1.4x, indicating housing is reasonably affordable relative to local income levels.
Is Larwill safe?
Larwill is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,255 per 100,000 (below the national average). Overall, Larwill receives a safety grade of C+ based on combined crime data.
What is the weather like in Larwill?
Larwill has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 73°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 39.8 inches, with 47.3 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Larwill?
The unemployment rate in Larwill is 7.1%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $1,123. There are 764 business establishments in the area, including 61 restaurants and food service locations. The average commute time is 27 minutes, and 2.6% of workers work from home.
How much does housing cost in Larwill?
The median home value in Larwill is $85,400. Zillow estimates the typical home value at $304,297. For renters, the median monthly rent is $1,023. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 71.8%. The average annual property tax is $3,596.
How are the schools in Larwill?
Schools in Larwill score 6.1 out of 10 on standardized testing, near the national average. 35.0% of adults in Larwill hold a bachelor's degree or higher, above the national average of 33.7%. 94.9% have completed high school. 6.8% hold a graduate or professional degree.
How healthy is Larwill?
The obesity rate in Larwill is 41.5% (above the national rate of 32.1%). 19.4% of adults are smokers. 26.2% are physically inactive. 26.8% of residents report depression. 9.4% lack health insurance. 53.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,721.
What is transportation like in Larwill?
The average commute in Larwill is 27 minutes. 86.1% of workers drive alone to work, and 2.6% work from home.
What are the demographics of Larwill?
The racial and ethnic makeup of Larwill is 57.7% White, 0.7% Black or African American, 11.9% Hispanic or Latino. 98.7% of residents speak only English at home. 6.8% of the population are military veterans. 20.7% of residents have a disability. 90.9% have health insurance coverage.
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