Median Income
$56,250
25% lower than US avg
Home Value
$109,400
61% lower than US avg
Violent Crime
370/100K
3% lower than US avg
Bachelor's+
40.6%
20% higher than US avg
Median Rent
$850
27% lower than US avg
Obesity Rate
40.0%
25% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
22.1%
78% higher than US avg
How Laverne Compares to the U.S. Average (100% = U.S. avg)
People
Population1,050
Median Age37.3 yrs
Density1,382/mi²
Male / Female46% / 54%
Largest GroupWhite 62%
Veterans7.2%
Economy
B
Median Income$56,250
Per Capita$22,756
Unemployment1.9%
Poverty22.1%
County GDP$329M
Commute21 min
Housing
A+
Home Value$109,400
Rent$850
Ownership72.1%
Zillow$100,925
Housing Units564
Rent Burden19.1%
Crime
F
Violent370/100K
Property3,143/100K
Health
Obesity40.0%
Uninsured16.7%
Smoking15.6%
Depression24.0%
Heart Disease6.5%
Climate
Avg Temp58°F (14°C)
AQI45 (Good)
Rain22.1 in/yr
Sunny Days323/yr
Elevation2,116 ft (645 m)
Education
A
Bachelor's+40.6%
High School+90.6%
Graduate+3.8%
School Score5.01
Community
2024 VoteR 88% / D 10%
Commute21 min
Broadband82.0%
EV Stations1
Libraries2
Is Laverne a Good Place to Live?
Based on current data, Laverne receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, a highly educated population, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Laverne offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Laverne is $56,250, 25% below the national average of $75,149. The job market is very strong with unemployment at just 1.9%. The poverty rate of 22.1% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Laverne is $109,400, 61% below the national median / offering relatively affordable homeownership. Renters pay a median of $850 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Laverne is below the national average at 370 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,143 per 100,000, 60% above the national average.
Education
Educational attainment is solid, with 40.6% holding a bachelor's degree or higher, near the national average. 90.6% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Laverne enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 82°F in July. With 323 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 22.1 inches, including 13.6 inches of snow. Air quality is rated Good with a median AQI of 45.
Laverne has a population of 1,050 with a density of 1,382 people per square mile, spread across 0.8 square miles. The median age is 37.3 years, 4% younger than the national median of 38.9. The gender split is 53.7% female and 46.3% male. The city is predominantly White (62.1%), with 2% Hispanic. English is the primary language spoken at home by 64.2% of residents, while 35.8% speak Spanish. 7.2% of the population are veterans. 12.0% of residents have a disability. 82.4% have health insurance coverage.
Population
37.3yrs
Median Age
4% below US avg
Language Spoken at Home
English Only
64.2%
18% below US avg
Spanish
35.8%
167% above US avg
The median household income in Laverne is $56,250, which is 25% below the national average of $75,149. Per capita income is $22,756 (below the $39,052 national figure). The average weekly wage is $921, 36% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 22.1% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 144 business establishments, including 9 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 4.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $56,250 |
| 25% below US avg |
| Per Capita Income | $22,756 |
| Avg Weekly Wage | $921 |
| IRS Avg AGI | $58,139 |
| Gini Index | 0.360 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 22.1% |
| 78% above US avg |
| Establishments (County) | 144 |
| County GDP | $329M |
Business (County)
| Restaurants | 9 |
| Healthcare | 6 |
| Retail | 21 |
Tax & Cost of Living
| Property Tax (IRS) | $950 |
| 73% below US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 0.87% |
Commute & Transportation
| Commute Time | 21.3 min |
| Drive Alone | 88.2% |
| Public Transit | 0.0% |
| Work from Home | 4.8% |
The median home value in Laverne is $109,400, 61% below the national median of $281,900. Zillow estimates the typical home value at $100,925. Monthly rent averages $850 (27% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 72.1% of housing units are owner-occupied. There are 564 total housing units in the city. The median year a home was built is 1963. The average annual property tax is $950 (lower than the $3,500 national average). 19.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $109,400 |
| 61% below US avg |
| Zillow ZHVI | $100,925 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $850 |
| 27% below US avg |
| Rent Burden | 19.1% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 72.1% |
| Owner-Occupied | 72.1% |
| Renter-Occupied | 27.9% |
| Housing Units | 564 |
| Median Year Built | 1963 |
Property Tax
| Avg Tax (IRS) | $950 |
| 73% below US avg |
| Effective Rate | 0.87% |
In Laverne, 40.0% of adults are obese, above the national rate of 32.1%. 11.7% have diabetes. Heart disease affects 6.5% of residents. 35.8% have high blood pressure. 15.6% are current smokers. 15.0% report binge drinking. 32.8% are physically inactive, above the national average. 24.0% report depression (above the 20.0% national average). 17.4% experience frequent mental distress. 16.7% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:3,129. 80.3% of residents have access to exercise opportunities. The food environment index is 6.0 out of 10.
Health Metrics: Laverne vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.0% |
| 25% above US avg |
| Diabetes | 11.7% |
| Heart Disease | 6.5% |
| High Blood Pressure | 35.8% |
| Asthma | 10.6% |
| COPD | 7.2% |
| Cancer | 6.9% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 15.6% |
| 11% above US avg |
| Binge Drinking | 15.0% |
| Physical Inactivity | 32.8% |
| Depression | 24.0% |
| Mental Distress | 17.4% |
| Physical Distress | 14.2% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 82.4% |
| Uninsured | 16.7% |
| 94% above US avg |
| Dentists | 1:3,129 |
| Mental Health | 1:1,595 |
| Checkup Rate | 75.9% |
| Dental Visits | 58.1% |
| Premature Death | 4,840/100K |
Food & Exercise
| Food Environment | 6.0/10 |
| Exercise Access | 80.3% |
| Healthcare Facilities | 6 |
Laverne has a violent crime rate of 370 per 100,000 residents, 3% below the national average of 380. Property crime stands at 3,143 per 100,000, 60% above the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Laverne receives a safety grade of F.
Crime Rates: Laverne vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 369.8/100K |
| 3% below US avg |
| |
Property Crime
| Total Property | 3,143.3/100K |
| 60% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Laverne enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 82°F in July. The area gets 323 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 22.1 inches (drier than the 38-inch national average). The area receives 13.6 inches of snow annually. Air quality is rated Good with a median AQI of 45. The city sits at an elevation of 2,116 feet.
Temperature
35°F Jan (2°C)
82°F Jul (28°C)
| Annual Average | 57.9°F |
| 7% above US avg |
| January Average | 35°F (2°C) |
| July Average | 82°F (28°C) |
| Sunny Days | 323 days/yr |
Geography
| Elevation | 2,116 ft (645 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 1,382/sq mi |
| Coordinates | 36.7053°N, 99.8967°W |
| Timezone | America/Chicago |
| County | Harper County County |
| Nearest Airport | Liberal Mid-America Regional (LBL)
63 miles away |
Precipitation & Snow
Annual Rainfall
22.1"
42% below US avg
Wettest Month (May)
3.31"
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 45.7 / 100 |
| Social Vulnerability | 77.5 / 100 |
| Community Resilience | 5.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Very High |
| Drought |
Relatively High |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,300 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.1. Most recent: M3.2 on Aug 15, 2024.
| Feb 13, 2016 |
18 km SE of Waynoka, Oklahoma |
M5.1 |
109 km |
| Jan 7, 2016 |
16 km SE of Waynoka, Oklahoma |
M4.7 |
107 km |
| Jan 7, 2016 |
17 km SE of Waynoka, Oklahoma |
M4.4 |
107 km |
| Jan 7, 2016 |
16 km SE of Waynoka, Oklahoma |
M4.4 |
106 km |
| Jul 9, 2016 |
17 km SE of Waynoka, Oklahoma |
M4.4 |
105 km |
| Jul 20, 2015 |
7 km SSE of Byron, Oklahoma |
M4.4 |
147 km |
| Apr 14, 2021 |
34 km NNE of Skellytown, Texas |
M4.3 |
138 km |
| May 13, 2017 |
17 km SE of Waynoka, Oklahoma |
M4.2 |
107 km |
| Jul 8, 2016 |
17 km SE of Waynoka, OK |
M4.2 |
106 km |
| Jul 8, 2016 |
17 km SE of Waynoka, Oklahoma |
M4.2 |
107 km |
| Feb 5, 2015 |
8 km NE of Cherokee, Oklahoma |
M4.2 |
144 km |
| Sep 15, 1995 |
7 km NNW of Alva, Oklahoma |
M4.1 |
109 km |
| Jan 18, 2016 |
Oklahoma |
M4.1 |
141 km |
| May 25, 2021 |
3 km WNW of Shattuck, Oklahoma |
M4.1 |
47 km |
| Feb 13, 2016 |
16 km SE of Waynoka, Oklahoma |
M4.0 |
106 km |
| Jan 6, 2016 |
16 km SE of Waynoka, Oklahoma |
M4.0 |
107 km |
| May 23, 2015 |
6 km NNW of Sun City, Kansas |
M4.0 |
116 km |
| Sep 16, 2016 |
17 km SE of Waynoka, Oklahoma |
M3.9 |
105 km |
| Jan 7, 2016 |
16 km SE of Waynoka, Oklahoma |
M3.9 |
105 km |
| Mar 2, 2016 |
17 km SE of Waynoka, Oklahoma |
M3.9 |
106 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
576 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 24 fatalities, 256 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 4, 2007 |
EF5 |
83 km |
11 |
| Jun 4, 1955 |
EF4 |
87 km |
0 |
| Jun 15, 2023 |
EF3 |
90 km |
3 |
| May 23, 2019 |
EF3 |
32 km |
0 |
| May 17, 2019 |
EF3 |
75 km |
0 |
| May 24, 2016 |
EF3 |
91 km |
0 |
| Nov 16, 2015 |
EF3 |
97 km |
0 |
| Apr 14, 2012 |
EF3 |
67 km |
6 |
| May 23, 2008 |
EF3 |
30 km |
0 |
| May 23, 2008 |
EF3 |
72 km |
0 |
| May 23, 2008 |
EF3 |
74 km |
0 |
| Apr 17, 2002 |
EF3 |
99 km |
0 |
| May 26, 1991 |
EF3 |
59 km |
0 |
| May 15, 1991 |
EF3 |
10 km |
0 |
| Mar 22, 1987 |
EF3 |
68 km |
0 |
| Oct 31, 1984 |
EF3 |
97 km |
0 |
| Apr 30, 1978 |
EF3 |
61 km |
0 |
| Jun 21, 1974 |
EF3 |
90 km |
0 |
| Sep 25, 1973 |
EF3 |
47 km |
0 |
| Sep 25, 1973 |
EF3 |
58 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: OKS - STARBUCK (657,299 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
OKS - STARBUCK |
657,299 |
42 km |
| 2017 |
PERRYTON |
290,211 |
90 km |
| 1996 |
UNNAMED |
88,943 |
90 km |
| 2024 |
CATESBY FIRE |
83,975 |
37 km |
| 2017 |
OKS - 283 |
68,558 |
13 km |
| 2016 |
350 COMPLEX |
58,055 |
57 km |
| 2018 |
34 COMPLEX |
57,533 |
50 km |
| 2017 |
OKS - SELMAN |
44,767 |
51 km |
| 2022 |
WASHITA RIVER FIRE |
35,421 |
95 km |
| 2014 |
HIGGINS |
28,466 |
80 km |
| 2024 |
SLAPOUT FIRE |
23,810 |
17 km |
| 1996 |
UNNAMED |
23,123 |
55 km |
| 2011 |
LIPSCOMB COUNTY COMPLEX |
23,028 |
69 km |
| 2020 |
412 FIRE |
22,069 |
60 km |
| 2022 |
BEAVER RIVER FIRE |
20,512 |
78 km |
| 2015 |
BOILING SPRINGS FIRE |
20,264 |
60 km |
| 2022 |
217 |
18,293 |
73 km |
| 2008 |
UNNAMED |
16,290 |
85 km |
| 2016 |
BUFFALO |
16,160 |
28 km |
| 2022 |
23 AND DD |
8,885 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
35°F (2°C) |
0.6 in |
Coldest, Driest |
| February |
39°F (4°C) |
0.9 in |
|
| March |
47°F (8°C) |
1.7 in |
|
| April |
57°F (14°C) |
1.7 in |
|
| May |
66°F (19°C) |
3.3 in |
Wettest |
| June |
76°F (24°C) |
3.0 in |
|
| July |
82°F (28°C) |
2.5 in |
Warmest |
| August |
79°F (26°C) |
2.8 in |
|
| September |
71°F (22°C) |
2.1 in |
|
| October |
59°F (15°C) |
1.5 in |
|
| November |
45°F (7°C) |
1.2 in |
|
| December |
36°F (2°C) |
0.8 in |
|
Laverne has a seasonal temperature swing of 48°F / from 35°F in January to 82°F in July. Total annual precipitation is 22.1 inches, with May being the wettest month (3.3") and January the driest (0.6").
Average costs for common services in Laverne. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $893 |
| Toddler | $772 |
| Preschool | $772 |
| Family Childcare (monthly) |
| Infant | $649 |
| Toddler | $596 |
| Preschool | $596 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Laverne
What is the population of Laverne?
Laverne has a population of 1,050 residents and is located in Oklahoma. The population density is 1,382 people per square mile, spread across 0.8 square miles. The median age of residents is 37.3 years. The population is 53.7% female and 46.3% male.
Is Laverne expensive to live in?
Laverne is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $56,250, 25% below the national average of $75,149. The median home value is $109,400 (61% below the U.S. median). Renters pay a median of $850 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Laverne safe?
Laverne is safer than the national average, with a violent crime rate of 370 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,143 per 100,000 (above the national average). Overall, Laverne receives a safety grade of F based on combined crime data.
What is the weather like in Laverne?
Laverne enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winter temperatures average 35°F in January, while summers reach an average of 82°F in July. The area receives 323 sunny days per year, well above the national average of 205. Annual rainfall totals 22.1 inches, with 13.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 45.
How is the job market in Laverne?
The job market in Laverne is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $921. There are 144 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 21 minutes, and 4.8% of workers work from home.
How much does housing cost in Laverne?
The median home value in Laverne is $109,400. Zillow estimates the typical home value at $100,925. For renters, the median monthly rent is $850. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 72.1%. The average annual property tax is $950.
How are the schools in Laverne?
Schools in Laverne score 5 out of 10 on standardized testing, near the national average. 40.6% of adults in Laverne hold a bachelor's degree or higher, above the national average of 33.7%. 90.6% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Laverne?
The obesity rate in Laverne is 40.0% (above the national rate of 32.1%). 15.6% of adults are smokers. 32.8% are physically inactive. 24.0% of residents report depression. 16.7% lack health insurance (above the national rate). 80.3% of residents have access to exercise opportunities.
What is transportation like in Laverne?
The average commute in Laverne is 21 minutes, shorter than the national average of 28 minutes. 88.2% of workers drive alone to work, and 4.8% work from home.
What are the demographics of Laverne?
The racial and ethnic makeup of Laverne is 62.1% White, 2% Hispanic or Latino. 64.2% of residents speak only English at home, while 35.8% speak Spanish. 7.2% of the population are military veterans. 12.0% of residents have a disability. 82.4% have health insurance coverage.
All Countries
