Home Value
$174,100
38% lower than US avg
Violent Crime
621/100K
63% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
36.6%
14% higher than US avg
Unemployment
24.2%
572% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Lloyd Compares to the U.S. Average (100% = U.S. avg)
People
Population186
Median Age59.0 yrs
Density122/mi²
Male / Female41% / 59%
Largest GroupWhite 6%
Veterans0.0%
Economy
Per Capita$29,362
Unemployment24.2%
Poverty0.0%
County GDP$23,568M
Housing
Home Value$174,100
Ownership90.8%
Zillow$301,054
Housing Units143
Rent Burden34.5%
Crime
F
Violent621/100K
Property1,076/100K
Health
Obesity36.6%
Uninsured16.0%
Smoking18.0%
Depression18.1%
Heart Disease6.2%
Climate
Avg Temp69°F (20°C)
AQI41 (Good)
Rain58.8 in/yr
Sunny Days306/yr
Elevation97 ft (30 m)
Education
B+
Bachelor's+0.0%
High School+65.6%
Graduate+0.0%
School Score6.10
Community
2024 VoteR 39% / D 60%
Broadband92.0%
EV Stations1
Libraries7
Is Lloyd a Good Place to Live?
Based on current data, Lloyd receives an overall livability score of 2.3 out of 5.0, earning a grade of C. Key strengths include affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include elevated crime rates, above-average unemployment, a high uninsured rate. Lloyd has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
At 24.2%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Lloyd is $174,100, 38% below the national median / offering relatively affordable homeownership.
Safety & Crime
With 621 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 1,076 per 100,000, 45% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 65.6% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Lloyd enjoys a moderate climate with an average annual temperature of 69°F. Winters average 52°F in January while summers reach 83°F in July. With 306 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 58.8 inches. Air quality is rated Good with a median AQI of 41.
Lloyd has a population of 186 with a density of 122 people per square mile, spread across 1.5 square miles. The median age is 59.0 years, 52% older than the national median of 38.9. The gender split is 58.6% female and 41.4% male. The city is predominantly Black (94.1%), with 5.9% White. English is the primary language spoken at home by 84.7% of residents, while 15.3% speak Spanish. 0.0% of the population are veterans, below the national rate of 6.0%. 10.7% of residents have a disability. 72.3% have health insurance coverage.
Population
59.0yrs
Median Age
52% above US avg
Language Spoken at Home
English Only
84.7%
8% above US avg
Spanish
15.3%
14% above US avg
Per capita income is $29,362 (below the $39,052 national figure). The average weekly wage is $1,191, 17% lower than the U.S. average. The unemployment rate is 24.2% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 11,134 business establishments, including 735 restaurants. The cost of living index is 103.4, roughly in line with the national average. 19.7% of workers work from home (above the 15.2% national rate).
Income
| |
| Per Capita Income | $29,362 |
| Avg Weekly Wage | $1,191 |
| IRS Avg AGI | $76,890 |
| Gini Index | 0.506 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 24.2% |
| 572% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 11,134 |
| County GDP | $23,568M |
Business (County)
| Restaurants | 735 |
| Healthcare | 876 |
| Retail | 977 |
| Manufacturing | 100 |
Tax & Cost of Living
| Property Tax (IRS) | $5,835 |
| 67% above US avg |
| Cost of Living | 103.40 (100=avg) |
| Effective Tax Rate | 3.35% |
Commute & Transportation
| Drive Alone | 80.3% |
| Public Transit | 0.0% |
| Work from Home | 19.7% |
The median home value in Lloyd is $174,100, 38% below the national median of $281,900. Zillow estimates the typical home value at $301,054, higher than the Census estimate. Fair market rent ranges from $1,296 for a one-bedroom to $1,526 for a two-bedroom apartment. 90.8% of housing units are owner-occupied (above the 65.4% national rate). There are 143 total housing units in the city. The median year a home was built is 1973. The average annual property tax is $5,835 (higher than the $3,500 national average). 34.5% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $174,100 |
| 38% below US avg |
| Zillow ZHVI | $301,054 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,212 |
| 1 Bedroom | $1,296 |
| 2 Bedrooms | $1,526 |
| 3 Bedrooms | $1,971 |
| 4 Bedrooms | $2,261 |
Ownership & Property
| Homeownership | 90.8% |
| Owner-Occupied | 90.8% |
| Renter-Occupied | 9.2% |
| Housing Units | 143 |
| Median Year Built | 1973 |
Property Tax
| Avg Tax (IRS) | $5,835 |
| 67% above US avg |
| Effective Rate | 3.35% |
In Lloyd, 36.6% of adults are obese, above the national rate of 32.1%. 13.7% have diabetes (above the 10.5% national rate). Heart disease affects 6.2% of residents. 40.0% have high blood pressure. 18.0% are current smokers (above the 14.0% national rate). 16.6% report binge drinking. 28.0% are physically inactive. 18.1% report depression. 19.7% experience frequent mental distress. 16.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,131. The dentist ratio is 1:1,836. 83.1% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Lloyd vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.6% |
| 14% above US avg |
| Diabetes | 13.7% |
| Heart Disease | 6.2% |
| High Blood Pressure | 40.0% |
| Asthma | 10.6% |
| COPD | 7.8% |
| Cancer | 5.9% |
| Stroke | 4.3% |
Behaviors & Mental Health
| Smoking | 18.0% |
| 29% above US avg |
| Binge Drinking | 16.6% |
| Physical Inactivity | 28.0% |
| Depression | 18.1% |
| Mental Distress | 19.7% |
| Physical Distress | 15.3% |
| Short Sleep | 41.6% |
Healthcare Access
| Insurance Rate | 72.3% |
| Uninsured | 16.0% |
| 86% above US avg |
| Primary Care | 1:1,131 |
| Dentists | 1:1,836 |
| Mental Health | 1:337 |
| Checkup Rate | 75.6% |
| Dental Visits | 49.6% |
| Premature Death | 8,452/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 83.1% |
| Healthcare Facilities | 876 |
Lloyd has a violent crime rate of 621 per 100,000 residents, 63% above the national average of 380. Property crime stands at 1,076 per 100,000, 45% below the U.S. average. The county recorded 37 fatal traffic crashes. Overall, Lloyd receives a safety grade of F.
Crime Rates: Lloyd vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 620.6/100K |
| 63% above US avg |
| |
Property Crime
| Total Property | 1,075.7/100K |
| 45% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 37 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Lloyd enjoys a temperate climate with an average annual temperature of 69°F (20°C). Winters average 52°F in January while summers reach 83°F in July. The area gets 306 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 58.8 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 97 feet.
Temperature
52°F Jan (11°C)
83°F Jul (28°C)
| Annual Average | 68.5°F |
| 27% above US avg |
| January Average | 52°F (11°C) |
| July Average | 83°F (28°C) |
| Sunny Days | 306 days/yr |
Geography
| Elevation | 97 ft (30 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 122/sq mi |
| Coordinates | 30.4834°N, 84.0261°W |
| Timezone | America/New_York |
| County | Leon County County |
| Nearest Airport | Tallahassee International (TLH) 20 miles away |
Precipitation & Snow
Annual Rainfall
58.8"
55% above US avg
Wettest Month (Jul)
7.52"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0389 ppm |
| PM2.5 (Fine Particles) | 8.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.4 / 100 |
| Social Vulnerability | 35.1 / 100 |
| Community Resilience | 82.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Relatively High |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Drought |
Very Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Coastal Flood |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Hurricane History
12 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 5. Most recent: Helene (2024, Cat 4).
| Year |
Name |
Category |
Closest |
| 2024 |
Helene |
Category 4 |
61 km |
| 2024 |
Debby |
Category 1 |
89 km |
| 2023 |
Idalia |
Category 4 |
74 km |
| 2018 |
Michael |
Category 5 |
101 km |
| 2016 |
Hermine |
Category 1 |
21 km |
| 2005 |
Dennis |
Category 4 |
284 km |
| 2000 |
Gordon |
Category 1 |
277 km |
| 1998 |
Earl |
Category 1 |
166 km |
| 1995 |
Opal |
Category 3 |
271 km |
| 1995 |
Erin |
Category 2 |
198 km |
| 1985 |
Elena |
Category 3 |
187 km |
| 1985 |
Kate |
Category 3 |
50 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
394 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 55 fatalities, 635 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 3, 2019 |
EF3 |
10 km |
0 |
| Jan 22, 2017 |
EF3 |
71 km |
11 |
| Mar 3, 2012 |
EF3 |
94 km |
0 |
| Feb 19, 2009 |
EF3 |
44 km |
0 |
| Mar 20, 2003 |
EF3 |
81 km |
6 |
| Feb 13, 2000 |
EF3 |
62 km |
7 |
| Feb 13, 2000 |
EF3 |
80 km |
11 |
| Apr 19, 1988 |
EF3 |
58 km |
4 |
| Feb 27, 1984 |
EF3 |
95 km |
0 |
| Dec 28, 1968 |
EF3 |
65 km |
0 |
| Nov 11, 1968 |
EF3 |
97 km |
0 |
| May 10, 2024 |
EF2 |
45 km |
2 |
| May 10, 2024 |
EF2 |
60 km |
0 |
| Feb 4, 2024 |
EF2 |
85 km |
0 |
| Apr 27, 2023 |
EF2 |
77 km |
0 |
| Jan 22, 2023 |
EF2 |
92 km |
0 |
| Dec 15, 2022 |
EF2 |
92 km |
0 |
| Mar 3, 2019 |
EF2 |
47 km |
0 |
| Jan 22, 2017 |
EF2 |
47 km |
0 |
| Dec 29, 2014 |
EF2 |
80 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: EAST FORK (26,251 ac, 2004).
| Year |
Name |
Acres |
Distance |
| 2004 |
EAST FORK |
26,251 |
62 km |
| 1985 |
UNNAMED |
25,845 |
65 km |
| 2021 |
BU 360 361 362 363 |
24,747 |
62 km |
| 1998 |
HOLIDAY |
24,666 |
62 km |
| 2013 |
UNNAMED |
24,574 |
62 km |
| 2008 |
UNNAMED |
18,704 |
66 km |
| 2006 |
UNNAMED |
11,747 |
47 km |
| 2005 |
UNNAMED |
11,539 |
86 km |
| 2009 |
UNNAMED |
11,445 |
88 km |
| 2021 |
BU 83/84/85 |
10,582 |
89 km |
| 2010 |
UNNAMED |
10,261 |
54 km |
| 2009 |
UNNAMED |
10,132 |
87 km |
| 2009 |
UNNAMED |
10,098 |
18 km |
| 2008 |
GUM BAY |
9,965 |
80 km |
| 2006 |
UNNAMED |
9,352 |
56 km |
| 2007 |
UNNAMED |
9,252 |
57 km |
| 2008 |
UNNAMED |
9,117 |
19 km |
| 2018 |
UNNAMED |
8,688 |
89 km |
| 2011 |
UNNAMED |
8,424 |
91 km |
| 2014 |
BURN UNIT 057 |
8,381 |
85 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
52°F (11°C) |
5.1 in |
Coldest |
| February |
54°F (12°C) |
4.8 in |
|
| March |
60°F (16°C) |
5.7 in |
|
| April |
66°F (19°C) |
3.7 in |
|
| May |
73°F (23°C) |
4.4 in |
|
| June |
79°F (26°C) |
6.1 in |
|
| July |
83°F (28°C) |
7.5 in |
Warmest, Wettest |
| August |
81°F (27°C) |
6.7 in |
|
| September |
78°F (25°C) |
4.7 in |
|
| October |
68°F (20°C) |
2.9 in |
Driest |
| November |
60°F (16°C) |
3.4 in |
|
| December |
54°F (12°C) |
4.2 in |
|
Lloyd has a seasonal temperature swing of 30°F / from 52°F in January to 83°F in July. Total annual precipitation is 59.1 inches, with July being the wettest month (7.5") and October the driest (2.9").
Average costs for common services in Lloyd. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$259 ($155–$414) |
| Specialist Visit |
$362 ($207–$569) |
| Urgent Care Visit |
$207 ($103–$362) |
| Emergency Room Visit |
$2,275 ($827–$5,170) |
| Dental Cleaning |
$134 ($78–$207) |
| Dental Filling |
$259 ($155–$414) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$47 ($26–$78) |
| Oil Change (Synthetic) |
$78 ($52–$124) |
| Brake Pad Replacement |
$310 ($155–$517) |
| Tire Rotation |
$41 ($21–$78) |
| New Tires (Set of 4) |
$620 ($414–$1,034) |
| Battery Replacement |
$207 ($103–$362) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$145) |
| HVAC Repair |
$414 ($155–$827) |
| HVAC System Install |
$7,238 ($4,136–$12,408) |
| Roof Repair |
$1,034 ($414–$2,068) |
| Roof Replacement |
$9,306 ($5,687–$15,510) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,551 ($517–$3,619) |
| Divorce (Contested) |
$15,510 ($5,170–$31,020) |
| DUI Defense |
$5,170 ($2,068–$10,340) |
| Bankruptcy (Chapter 7) |
$1,551 ($827–$3,102) |
| Will Preparation |
$517 ($207–$1,034) |
| Trust Preparation |
$2,585 ($1,034–$5,170) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($16–$47) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($78–$259) |
| Manicure |
$26 ($16–$47) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$83 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.24 ($3.10–$5.69) |
| Dozen Eggs (per dozen) |
$3.62 ($2.59–$5.17) |
| Loaf of Bread |
$3.93 ($2.59–$5.69) |
| Chicken Breast (per lb) |
$4.65 ($3.10–$6.72) |
| Ground Beef (per lb) |
$5.69 ($4.14–$7.76) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$145 ($83–$259) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$207 ($78–$517) |
| Car Insurance (Annual) |
$2,068 ($1,241–$3,619) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.27–$26) |
| Car Registration (Annual) |
$103 ($31–$259) |
| Driver's License Renewal |
$31 ($16–$78) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,241 ($620–$2,585) |
| Daycare (Toddler, Monthly) |
$1,034 ($517–$2,068) |
| After-School Care (Monthly) |
$414 ($207–$724) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,034 ($414–$2,585) |
| Private School (K-12, Annual) |
$12,925 ($5,170–$31,020) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$207) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$78) |
| Dog Spay/Neuter |
$310 ($155–$517) |
| Cat Spay/Neuter |
$207 ($103–$414) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $779 |
| Toddler | $684 |
| Preschool | $650 |
| Family Childcare (monthly) |
| Infant | $650 |
| Toddler | $595 |
| Preschool | $585 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Lloyd
What is the population of Lloyd?
Lloyd has a population of 186 residents and is located in Florida. The population density is 122 people per square mile, spread across 1.5 square miles. The median age of residents is 59.0 years, which is older than the national median of 38.9 years. The population is 58.6% female and 41.4% male.
Is Lloyd expensive to live in?
Lloyd has a cost of living roughly in line with the national average, with an index of 103.4 (baseline: 100). The median home value is $174,100 (38% below the U.S. median).
Is Lloyd safe?
Public safety is a concern in Lloyd, with a violent crime rate of 621 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 1,076 per 100,000 (below the national average). Overall, Lloyd receives a safety grade of F based on combined crime data.
What is the weather like in Lloyd?
Lloyd enjoys a temperate climate with an average annual temperature of 69°F (20°C). Winter temperatures average 52°F in January, while summers reach an average of 83°F in July. The area receives 306 sunny days per year, well above the national average of 205. Annual rainfall totals 58.8 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Lloyd?
The job market in Lloyd faces challenges, with unemployment at 24.2% / significantly above the national rate of 3.6%. The average weekly wage is $1,191. There are 11,134 business establishments in the area, including 735 restaurants and food service locations.
How much does housing cost in Lloyd?
The median home value in Lloyd is $174,100. Zillow estimates the typical home value at $301,054. The homeownership rate is 90.8%. The average annual property tax is $5,835.
How are the schools in Lloyd?
Schools in Lloyd score 6.1 out of 10 on standardized testing, near the national average. 0.0% of adults in Lloyd hold a bachelor's degree or higher, below the national average of 33.7%. 65.6% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Lloyd?
The obesity rate in Lloyd is 36.6% (above the national rate of 32.1%). 18.0% of adults are smokers. 28.0% are physically inactive. 18.1% of residents report depression. 16.0% lack health insurance (above the national rate). 83.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,131.
What are the demographics of Lloyd?
The racial and ethnic makeup of Lloyd is 5.9% White, 94.1% Black or African American. 84.7% of residents speak only English at home, while 15.3% speak Spanish. 0.0% of the population are military veterans. 10.7% of residents have a disability. 72.3% have health insurance coverage.