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Loch Arbour, NJ

New Jersey · Metropolitan Area

Loch Arbour is a small town in New Jersey with a population of 199. Residents earn $115,417 per year, which is 54% above the national average.

3.2 /5.0
B Good
199 Population 2,211/sq mi density
$115,417 Median Income $64,343 per capita
$1,284,100 Home Value $2,988,462 Zillow
54°F Avg Temperature 271 sunny days/yr
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$115,417 median income, 6.4% unemployment
F
Affordability
1.0 / 5.0
$1,284,100 home value
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
71.5% bachelor's degree or higher
Median Income $115,417
54% higher than US avg
Home Value $1,284,100
356% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 71.5%
112% higher than US avg
Obesity Rate 29.4%
8% lower than US avg
Unemployment 6.4%
78% higher than US avg
Poverty Rate 9.6%
23% lower than US avg

How Loch Arbour Compares to the U.S. Average (100% = U.S. avg)

People

Population199
Median Age56.7 yrs
Density2,211/mi²
Male / Female41% / 59%
Largest GroupWhite 85%
Veterans3.5%

Economy

A
Median Income$115,417
Per Capita$64,343
Unemployment6.4%
Poverty9.6%
County GDP$52,693M
Commute28 min

Housing

F
Home Value$1,284,100
RentN/A
OwnershipN/A
Zillow$2,988,462
Housing Units186
Rent Burden23.2%

Crime

C+
Violent0/100K
Property5,181/100K
Murder0.0/100K
Assault0/100K
Burglary1,036/100K

Health

Obesity29.4%
Uninsured6.3%
Smoking9.4%
Depression16.7%
Heart Disease4.2%

Climate

Avg Temp54°F (12°C)
AQI39 (Good)
Rain52.5 in/yr
Sunny Days271/yr
Elevation11 ft (3 m)

Education

A+
Bachelor's+71.5%
High School+100.0%
Graduate+38.0%
School Score6.24

Community

2024 VoteR 55% / D 43%
Commute28 min
Broadband79.0%
Libraries37

Is Loch Arbour a Good Place to Live?

Based on current data, Loch Arbour receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low crime rates, a highly educated population, abundant sunshine. Areas to be aware of include high housing costs, above-average unemployment. Loch Arbour offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Loch Arbour is $115,417, which is significantly higher than the national average — 54% above $75,149. This places Loch Arbour among higher-income communities. The unemployment rate of 6.4% is somewhat elevated compared to the national rate of 3.6%. 9.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Loch Arbour is $1,284,100, making it a premium housing market at 356% above the U.S. median of $281,900. With a home price-to-income ratio of 11.1x, housing affordability is a significant challenge for many families.

Safety & Crime

Loch Arbour is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 5,181 per 100,000, 164% above the national average.

Education

Loch Arbour is a highly educated community — 71.5% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 100.0% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Loch Arbour experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 75°F in July. With 271 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 39.

Loch Arbour has a population of 199 with a density of 2,211 people per square mile. The median age is 56.7 years, 46% older than the national median of 38.9. The city is predominantly White (85.4%).

Population

199
Total Population
2,211
People / sq mi
56.7yrs
Median Age
46% above US avg
0.1mi²
Land Area

Gender Distribution

Male 40.7%
Female 59.3%

Race & Ethnicity

Loch Arbour vs U.S. Average

Language Spoken at Home

English Only96.2%
23% above US avg
Spanish3.8%
72% below US avg

Social Characteristics

Loch Arbour vs U.S. Average

The median household income in Loch Arbour is $115,417, which is 54% above the national average of $75,149. The unemployment rate is 6.4% (above the 3.6% US average). 9.6% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Loch Arbour vs U.S.

Commute Mode

Income

Median HH Income$115,417
54% above US avg
Per Capita Income$64,343
Avg Weekly Wage$1,357
IRS Avg AGI$138,949

Employment & Poverty

Unemployment6.4%
78% above US avg
Poverty Rate9.6%
23% below US avg
Establishments (County)21,968
County GDP$52,693M

Business (County)

Restaurants1,925
Healthcare2,730
Retail2,557
Manufacturing419

Tax & Cost of Living

Property Tax (IRS)$12,205
249% above US avg
Cost of Living108.80 (100=avg)
Effective Tax Rate0.95%

Commute & Transportation

Commute Time27.9 min
Drive Alone78.1%
Public Transit4.9%
Work from Home14.6%

Walkability

The median home value in Loch Arbour is $1,284,100, 356% above the national average. Zillow estimates the typical home value at $2,988,462.

Home Value Sources

Ownership Split

Home Values

Census Median$1,284,100
356% above US avg
Zillow ZHVI$2,988,462

Real Estate Market (Redfin)

Rental Costs

Rent Burden23.2%

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied87.3%
Housing Units186
Median Year Built1938

Property Tax

Avg Tax (IRS)$12,205
249% above US avg
Effective Rate0.95%
In Loch Arbour, 29.4% of adults are obese (below the 32.1% national rate). 6.3% of residents lack health insurance. 9.4% are current smokers. 16.7% report depression. 16.5% are physically inactive.

Health Metrics: Loch Arbour vs U.S. Average (%)

Chronic Conditions

Obesity29.4%
8% below US avg
Diabetes7.0%
Heart Disease4.2%
High Blood Pressure26.7%
Asthma9.2%
COPD4.0%
Cancer7.5%
Stroke2.2%

Behaviors & Mental Health

Smoking9.4%
33% below US avg
Binge Drinking18.8%
Physical Inactivity16.5%
Depression16.7%
Mental Distress15.3%
Physical Distress9.6%
Short Sleep32.3%

Healthcare Access

Insurance Rate100.0%
Uninsured6.3%
27% below US avg
Primary Care1:912
Dentists1:960
Mental Health1:269
Checkup Rate76.5%
Dental Visits73.5%
Premature Death5,710/100K

Food & Exercise

Food Environment9.2/10
Exercise Access95.5%
Healthcare Facilities2,730
Loch Arbour has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 5,181 per 100,000 (164% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Loch Arbour vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property5,181.4/100K
164% above US avg
Burglary1,036.3/100K
Theft4,145.1/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)46

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Loch Arbour has an average annual temperature of 54°F (12°C). Winters average 33°F in January while summers reach 75°F in July. Annual precipitation is 52.5 inches. The area enjoys 271 sunny days per year. Air quality is rated Good with a median AQI of 39.

Temperature

33°F Jan (1°C) 75°F Jul (24°C)
Annual Average53.7°F
1% below US avg
January Average33°F (1°C)
July Average75°F (24°C)
Sunny Days271 days/yr

Precipitation & Snow

Annual Rainfall52.5 inches
38% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation11 ft (3 m)
Area0.1 sq mi (0.2 km²)
Population Density2,211/sq mi
Coordinates40.2323°N, 74.0000°W
TimezoneAmerica/New_York
County FIPS34025
It is classified as Metro — 1 million+. 71.5% of residents hold a bachelor's degree or higher (112% above US avg). In the 2024 election, the county voted Republican by a 11.4-point margin. 79.0% of households have broadband internet.

2024 Presidential Election (County)

R 54.8%
D 43.4%

Winner: Republican by 11.4 points

Education

Bachelor's Degree+71.5%
112% above US avg
High School+100.0%
Graduate Degree+38.0%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,211/sq mi
Total Area0.1 sq mi

Infrastructure & Services

Broadband Access79.0%
Public Libraries37
Healthcare Facilities2,730
Restaurants1,925
Retail Stores2,557

Safety & Disasters

Fatal Crashes (County/yr)46
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute27.9 min
Drive Alone78.1%
Public Transit4.9%
Work from Home14.6%

Nearby Cities

Asbury Park, NJ 15,239 pop · 0.8 mi Ocean Grove, NJ 2,916 pop · 1.5 mi Wanamassa, NJ 4,344 pop · 1.6 mi Bradley Beach, NJ 4,264 pop · 2.2 mi Oakhurst, NJ 3,811 pop · 2.5 mi Neptune City, NJ 4,607 pop · 2.8 mi Avon-by-the-Sea, NJ 1,801 pop · 2.9 mi Shark River Hills, NJ 3,035 pop · 3.7 mi Belmar, NJ 5,861 pop · 3.9 mi West Long Branch, NJ 8,576 pop · 4.0 mi Long Branch, NJ 32,184 pop · 4.4 mi Lake Como, NJ 1,660 pop · 4.5 mi West Belmar, NJ 2,682 pop · 4.7 mi Eatontown, NJ 13,537 pop · 5.0 mi
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