Neptune City, NJ

New Jersey · Metropolitan Area

Neptune City is a small town in New Jersey with a population of 4,607. Residents earn $82,872 per year, which is 10% above the national average.

3.1 /5.0
B Good
4,607 Population 5,119/sq mi density
$82,872 Median Income $45,369 per capita
$383,600 Home Value
$1,525 Median Rent
54°F Avg Temperature
290 Violent Crime/100K 3,788 property/100K
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$82,872 median income, 3.5% unemployment
A
Affordability
4.1 / 5.0
$383,600 home value, $1,525/mo rent
F
Safety
1.0 / 5.0
290 violent crimes/100K (24% below avg)
B
Education
3.3 / 5.0
29.0% bachelor's degree or higher
Median Income $82,872
10% higher than US avg
Home Value $383,600
36% higher than US avg
Violent Crime 290/100K
24% lower than US avg
Bachelor's+ 29.0%
14% lower than US avg
Median Rent $1,525
31% higher than US avg
Obesity Rate 35.2%
10% higher than US avg
Unemployment 3.5%
3% lower than US avg
Poverty Rate 16.3%
31% higher than US avg

How Neptune City Compares to the U.S. Average (100% = U.S. avg)

People

Population4,607
Median Age40.9 yrs
Density5,119/mi²
Male / Female53% / 47%
Largest GroupWhite 64%

Economy

B+
Median Income$82,872
Per Capita$45,369
Unemployment3.5%
Poverty16.3%
County GDP$52,693M
Commute26 min

Housing

A
Home Value$383,600
Rent$1,525
OwnershipN/A

Crime

F
Violent290/100K
Property3,788/100K
Murder0.0/100K
Assault186/100K
Burglary559/100K

Health

Obesity35.2%
UninsuredN/A
Depression16.3%
Heart Disease5.4%

Climate

Avg Temp54°F
AQI39 (Good)
Rain52.5 in/yr
Elevation22 ft

Education

B
Bachelor's+29.0%
High School+93.3%
School Score6.24

Community

2024 VoteR 55% / D 43%
Commute26 min
EV Stations1
Libraries37

Is Neptune City a Good Place to Live?

Based on current data, Neptune City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, high health insurance coverage. Areas to be aware of include an elevated poverty rate. Neptune City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Neptune City is $82,872, roughly in line with the national average of $75,149. Unemployment stands at 3.5%, indicating a healthy job market. The poverty rate of 16.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Neptune City is $383,600, 36% above the national median. Renters pay a median of $1,525 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.6x indicates a reasonably affordable housing market.

Safety & Crime

Violent crime in Neptune City is below the national average at 290 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,788 per 100,000, 93% above the national average.

Education

29.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Neptune City experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 75°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 39.

Neptune City has a population of 4,607 with a density of 5,119 people per square mile. The median age is 40.9 years, 5% older than the national median of 38.9. The city is predominantly White (64.1%), with 9.5% Hispanic, 18.4% Black.

Population

4,607
Total Population
5,119
People / sq mi
40.9yrs
Median Age
5% above US avg
0.9mi²
Land Area

Gender Distribution

Male 53.2%
Female 46.8%

Race & Ethnicity

Neptune City vs U.S. Average

Language Spoken at Home

English Only89.7%
14% above US avg
Spanish10.3%
23% below US avg

Social Characteristics

Neptune City vs U.S. Average

The median household income in Neptune City is $82,872, which is 10% above the national average of $75,149. The unemployment rate is 3.5% (below the 3.6% US average). 16.3% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Neptune City vs U.S.

Commute Mode

Income

Median HH Income$82,872
10% above US avg
Per Capita Income$45,369
Avg Weekly Wage$1,357
IRS Avg AGI$138,949

Employment & Poverty

Unemployment3.5%
3% below US avg
Poverty Rate16.3%
31% above US avg
Establishments (County)21,968
County GDP$52,693M

Business (County)

Restaurants1,925
Healthcare2,730
Retail2,557
Manufacturing419

Tax & Cost of Living

Property Tax (IRS)$12,205
249% above US avg
Effective Tax Rate3.18%

Commute & Transportation

Commute Time25.5 min
Work from Home5.5%

Walkability

The median home value in Neptune City is $383,600, 36% above the national average. Monthly rent averages $1,525 (31% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$383,600
36% above US avg
Median List Price$595,000

Real Estate Market (Redfin)

Median List Price$595,000
$/Sq Ft$416
Homes Sold2
Sale-to-List Ratio104.3%
Price Drops0.0%
Inventory8

Rental Costs

Census Median Rent$1,525
31% above US avg

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied64.0%

Property Tax

Avg Tax (IRS)$12,205
249% above US avg
Effective Rate3.18%
In Neptune City, 35.2% of adults are obese (above the 32.1% national rate). 16.3% report depression. 23.3% are physically inactive.

Health Metrics: Neptune City vs U.S. Average (%)

Chronic Conditions

Obesity35.2%
10% above US avg
Diabetes9.7%
Heart Disease5.4%
High Blood Pressure31.6%
Asthma9.9%
COPD5.6%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking17.2%
Physical Inactivity23.3%
Depression16.3%
Mental Distress17.4%
Physical Distress12.3%

Healthcare Access

Insurance Rate96.7%
Checkup Rate76.4%
Premature Death5,710/100K

Food & Exercise

Food Environment9.2/10
Exercise Access95.5%
Healthcare Facilities2,730
Neptune City has a violent crime rate of 290 per 100,000 residents, 24% below the national average of 380. Property crime stands at 3,788 per 100,000 (93% above US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Neptune City vs U.S. Average (per 100,000)

Violent Crime

Total Violent289.8/100K
24% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery103.5/100K
Assault186.3/100K

Property Crime

Total Property3,788.0/100K
93% above US avg
Burglary558.9/100K
Theft3,167.1/100K
Vehicle Theft62.1/100K
Arson20.7/100K

Traffic Safety

Fatal Crashes (County/yr)46

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
Neptune City has an average annual temperature of 54°F (12°C). Winters average 33°F in January while summers reach 75°F in July. Annual precipitation is 52.5 inches. Air quality is rated Good with a median AQI of 39.

Temperature

33°F Jan (1°C) 75°F Jul (24°C)
Annual Average53.7°F
1% below US avg
January Average33°F (1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall52.5 inches
38% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation22 ft (7 m)
Area0.9 sq mi (2.3 km²)
Population Density5,119/sq mi
Coordinates40.2005°N, 74.0333°W
County FIPS34025
It is classified as Metro — 1 million+. 29.0% of residents hold a bachelor's degree or higher (14% below US avg). In the 2024 election, the county voted Republican by a 11.4-point margin.

2024 Presidential Election (County)

R 54.8%
D 43.4%

Winner: Republican by 11.4 points

Education

Bachelor's Degree+29.0%
14% below US avg
High School+93.3%
School Test Score6.24
B Education Grade (3.3/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density5,119/sq mi
Total Area0.9 sq mi

Infrastructure & Services

EV Charging Stations1
Alt Fuel Stations1
Public Libraries37
Healthcare Facilities2,730
Restaurants1,925
Retail Stores2,557

Safety & Disasters

Fatal Crashes (County/yr)46
F Safety Grade (1.0/5.0)

Commute & Transportation

Avg Commute25.5 min
Work from Home5.5%

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