Spring Lake, NJ

New Jersey · Metropolitan Area

Spring Lake is a small town in New Jersey with a population of 2,782. Residents earn $146,976 per year, which is 96% above the national average.

3.4 /5.0
B Good
2,782 Population 2,092/sq mi density
$146,976 Median Income $119,203 per capita
$2,000,001 Home Value $1,377,237 Zillow
$2,194 Median Rent
54°F Avg Temperature
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
5.0 / 5.0
$146,976 median income, 1.1% unemployment
F
Affordability
1.0 / 5.0
$2,000,001 home value, $2,194/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
A+
Education
5.0 / 5.0
81.3% bachelor's degree or higher
Median Income $146,976
96% higher than US avg
Home Value $2,000,001
609% higher than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 81.3%
141% higher than US avg
Median Rent $2,194
89% higher than US avg
Obesity Rate 26.6%
17% lower than US avg
Unemployment 1.1%
69% lower than US avg
Poverty Rate 3.6%
71% lower than US avg

How Spring Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population2,782
Median Age61.4 yrs
Density2,092/mi²
Male / Female47% / 53%
Largest GroupWhite 95%

Economy

A+
Median Income$146,976
Per Capita$119,203
Unemployment1.1%
Poverty3.6%
County GDP$52,693M
Commute35 min

Housing

F
Home Value$2,000,001
Rent$2,194
OwnershipN/A
Zillow$1,377,237

Crime

C+
Violent0/100K
Property1,798/100K
Murder0.0/100K
Assault0/100K
Burglary466/100K

Health

Obesity26.6%
UninsuredN/A
Depression15.0%
Heart Disease3.6%

Climate

Avg Temp54°F
AQI39 (Good)
Rain52.5 in/yr
Elevation19 ft

Education

A+
Bachelor's+81.3%
High School+97.8%
School Score6.24

Community

2024 VoteR 55% / D 43%
Commute35 min
Libraries37

Is Spring Lake a Good Place to Live?

Based on current data, Spring Lake receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Spring Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Spring Lake is $146,976, which is significantly higher than the national average — 96% above $75,149. This places Spring Lake among higher-income communities. The job market is very strong with unemployment at just 1.1%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 35 minutes.

Cost of Living & Housing

The median home value in Spring Lake is $2,000,001, making it a premium housing market at 609% above the U.S. median of $281,900. Renters pay a median of $2,194 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 13.6x, housing affordability is a significant challenge for many families.

Safety & Crime

Spring Lake is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 1,798 per 100,000, near the national average.

Education

Spring Lake is a highly educated community — 81.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.8% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Spring Lake experiences four distinct seasons with an average temperature of 54°F. Winters average 33°F in January while summers reach 75°F in July. Annual precipitation totals 52.5 inches. Air quality is rated Good with a median AQI of 39.

Spring Lake has a population of 2,782 with a density of 2,092 people per square mile. The median age is 61.4 years, 58% older than the national median of 38.9. The city is predominantly White (95.4%).

Population

2,782
Total Population
2,092
People / sq mi
61.4yrs
Median Age
58% above US avg
1.3mi²
Land Area

Gender Distribution

Male 47.3%
Female 52.7%

Race & Ethnicity

Spring Lake vs U.S. Average

Language Spoken at Home

English Only96.4%
23% above US avg
Spanish3.6%
73% below US avg

Social Characteristics

Spring Lake vs U.S. Average

The median household income in Spring Lake is $146,976, which is 96% above the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 3.6% of residents live below the poverty line. Workers commute an average of 35 minutes.

Income: Spring Lake vs U.S.

Commute Mode

Income

Median HH Income$146,976
96% above US avg
Per Capita Income$119,203
Avg Weekly Wage$1,357
IRS Avg AGI$138,949

Employment & Poverty

Unemployment1.1%
69% below US avg
Poverty Rate3.6%
71% below US avg
Establishments (County)21,968
County GDP$52,693M

Business (County)

Restaurants1,925
Healthcare2,730
Retail2,557
Manufacturing419

Tax & Cost of Living

Property Tax (IRS)$12,205
249% above US avg
Effective Tax Rate0.61%

Commute & Transportation

Commute Time34.9 min
Work from Home26.9%

Walkability

The median home value in Spring Lake is $2,000,001, 609% above the national average. Monthly rent averages $2,194 (89% above US avg). Zillow estimates the typical home value at $1,377,237.

Home Value Sources

Ownership Split

Home Values

Census Median$2,000,001
609% above US avg
Zillow ZHVI$1,377,237
Median List Price$5,300,000

Real Estate Market (Redfin)

Median List Price$5,300,000
$/Sq Ft$2,306
Homes Sold5
Sale-to-List Ratio102.3%
Price Drops12.5%
Inventory8

Rental Costs

Census Median Rent$2,194
89% above US avg
Zillow Rent (ZORI)$7,433

HUD Fair Market Rent

Studio$1,599
1 Bedroom$1,759
2 Bedrooms$2,132
3 Bedrooms$2,658
4 Bedrooms$3,005

Ownership & Property

Owner-Occupied88.2%

Property Tax

Avg Tax (IRS)$12,205
249% above US avg
Effective Rate0.61%
In Spring Lake, 26.6% of adults are obese (below the 32.1% national rate). 15.0% report depression. 12.3% are physically inactive.

Health Metrics: Spring Lake vs U.S. Average (%)

Chronic Conditions

Obesity26.6%
17% below US avg
Diabetes5.8%
Heart Disease3.6%
High Blood Pressure24.4%
Asthma8.5%
COPD2.9%
Stroke1.8%

Behaviors & Mental Health

Binge Drinking20.2%
Physical Inactivity12.3%
Depression15.0%
Mental Distress12.8%
Physical Distress7.7%

Healthcare Access

Insurance Rate99.5%
Checkup Rate77.0%
Premature Death5,710/100K

Food & Exercise

Food Environment9.2/10
Exercise Access95.5%
Healthcare Facilities2,730
Spring Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,798 per 100,000 (8% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Spring Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property1,798.2/100K
8% below US avg
Burglary466.2/100K
Theft1,332.0/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)46

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Spring Lake has an average annual temperature of 54°F (12°C). Winters average 33°F in January while summers reach 75°F in July. Annual precipitation is 52.5 inches. Air quality is rated Good with a median AQI of 39.

Temperature

33°F Jan (1°C) 75°F Jul (24°C)
Annual Average53.7°F
1% below US avg
January Average33°F (1°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall52.5 inches
38% above US avg

Air Quality

AQI Median39.0
RatingGood

Geography

Elevation19 ft (6 m)
Area1.3 sq mi (3.4 km²)
Population Density2,092/sq mi
Coordinates40.1538°N, 74.0269°W
County FIPS34025
It is classified as Metro — 1 million+. 81.3% of residents hold a bachelor's degree or higher (141% above US avg). In the 2024 election, the county voted Republican by a 11.4-point margin.

2024 Presidential Election (County)

R 54.8%
D 43.4%

Winner: Republican by 11.4 points

Education

Bachelor's Degree+81.3%
141% above US avg
High School+97.8%
School Test Score6.24
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density2,092/sq mi
Total Area1.3 sq mi

Infrastructure & Services

Public Libraries37
Healthcare Facilities2,730
Restaurants1,925
Retail Stores2,557

Safety & Disasters

Fatal Crashes (County/yr)46
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute34.9 min
Work from Home26.9%

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