Lone Oak, TN

Tennessee · Metropolitan Area

Lone Oak is a small town in Tennessee with a population of 1,463. Residents earn $53,214 per year, which is 29% below the national average.

3.5 /5.0
B+ Good
1,463 Population 226/sq mi density
$53,214 Median Income $22,218 per capita
$241,100 Home Value
$820 Median Rent
60°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$53,214 median income, 0.0% unemployment
A
Affordability
4.1 / 5.0
$241,100 home value, $820/mo rent
C
Education
2.4 / 5.0
17.8% bachelor's degree or higher
Median Income $53,214
29% lower than US avg
Home Value $241,100
14% lower than US avg
Bachelor's+ 17.8%
47% lower than US avg
Median Rent $820
29% lower than US avg
Obesity Rate 38.2%
19% higher than US avg
Unemployment 0.0%
100% lower than US avg
Poverty Rate 8.4%
32% lower than US avg

How Lone Oak Compares to the U.S. Average (100% = U.S. avg)

People

Population1,463
Median Age52.0 yrs
Density226/mi²
Male / Female39% / 61%
Largest GroupWhite 93%

Economy

B+
Median Income$53,214
Per Capita$22,218
Unemployment0.0%
Poverty8.4%
County GDP$37,279M
Commute33 min

Housing

A
Home Value$241,100
Rent$820
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.2%
UninsuredN/A
Depression33.9%
Heart Disease6.9%

Climate

Avg Temp60°F
AQI40 (Good)
Rain63.7 in/yr
Elevation1,969 ft

Education

C
Bachelor's+17.8%
High School+75.5%
School Score5.08

Community

2024 VoteR 56% / D 43%
Commute33 min
Libraries8

Is Lone Oak a Good Place to Live?

Based on current data, Lone Oak receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Lone Oak offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Lone Oak is $53,214, 29% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 8.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 33 minutes.

Cost of Living & Housing

The median home value in Lone Oak is $241,100, 14% below the national median — offering relatively affordable homeownership. Renters pay a median of $820 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.5x indicates a reasonably affordable housing market.

Education

17.8% of residents hold a bachelor's degree, below the national average of 33.7%. 75.5% have completed high school. Area schools have an average test score of 5.1/10.

Climate & Weather

Lone Oak enjoys a moderate climate with an average annual temperature of 60°F. Winters average 40°F in January while summers reach 78°F in July. Annual precipitation totals 63.7 inches. Air quality is rated Good with a median AQI of 40.

Lone Oak has a population of 1,463 with a density of 226 people per square mile. The median age is 52.0 years, 34% older than the national median of 38.9. The city is predominantly White (92.8%).

Population

1,463
Total Population
226
People / sq mi
52.0yrs
Median Age
34% above US avg
6.5mi²
Land Area

Gender Distribution

Male 38.8%
Female 61.2%

Race & Ethnicity

Lone Oak vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Lone Oak vs U.S. Average

The median household income in Lone Oak is $53,214, which is 29% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average). 8.4% of residents live below the poverty line. Workers commute an average of 33 minutes.

Income: Lone Oak vs U.S.

Commute Mode

Income

Median HH Income$53,214
29% below US avg
Per Capita Income$22,218
Avg Weekly Wage$1,269
IRS Avg AGI$92,573

Employment & Poverty

Unemployment0.0%
100% below US avg
Poverty Rate8.4%
32% below US avg
Establishments (County)13,611
County GDP$37,279M

Business (County)

Restaurants952
Healthcare1,188
Retail1,397
Manufacturing395

Tax & Cost of Living

Property Tax (IRS)$5,302
51% above US avg
Effective Tax Rate2.20%

Commute & Transportation

Commute Time32.6 min
Work from Home14.5%

Walkability

The median home value in Lone Oak is $241,100, 14% below the national average. Monthly rent averages $820 (29% below US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$241,100
14% below US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$820
29% below US avg

HUD Fair Market Rent

Studio$882
1 Bedroom$924
2 Bedrooms$1,118
3 Bedrooms$1,445
4 Bedrooms$1,644

Ownership & Property

Owner-Occupied67.4%

Property Tax

Avg Tax (IRS)$5,302
51% above US avg
Effective Rate2.20%
In Lone Oak, 38.2% of adults are obese (above the 32.1% national rate). 33.9% report depression. 28.4% are physically inactive.

Health Metrics: Lone Oak vs U.S. Average (%)

Chronic Conditions

Obesity38.2%
19% above US avg
Diabetes12.2%
Heart Disease6.9%
High Blood Pressure36.9%
Asthma11.9%
COPD9.9%
Stroke3.6%

Behaviors & Mental Health

Binge Drinking15.9%
Physical Inactivity28.4%
Depression33.9%
Mental Distress23.0%
Physical Distress16.7%

Healthcare Access

Insurance Rate81.9%
Checkup Rate75.0%
Premature Death10,011/100K

Food & Exercise

Food Environment7.2/10
Exercise Access84.5%
Healthcare Facilities1,188

Crime Rates: Lone Oak vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)45
FEMA Disasters182

Safety Score

Lone Oak has an average annual temperature of 60°F (16°C). Winters average 40°F in January while summers reach 78°F in July. Annual precipitation is 63.7 inches. Air quality is rated Good with a median AQI of 40.

Temperature

40°F Jan (5°C) 78°F Jul (25°C)
Annual Average60.2°F
11% above US avg
January Average40°F (5°C)
July Average78°F (25°C)

Precipitation & Snow

Annual Rainfall63.7 inches
68% above US avg
Snowfall3.1 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation1,969 ft (600 m)
Area6.5 sq mi (16.8 km²)
Population Density226/sq mi
Coordinates35.2008°N, 85.3685°W
County FIPS47065
It is classified as Metro — 250K–1M. 17.8% of residents hold a bachelor's degree or higher (47% below US avg). In the 2024 election, the county voted Republican by a 13.1-point margin.

2024 Presidential Election (County)

R 55.7%
D 42.7%

Winner: Republican by 13.1 points

Education

Bachelor's Degree+17.8%
47% below US avg
High School+75.5%
School Test Score5.08
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density226/sq mi
Total Area6.5 sq mi

Infrastructure & Services

Public Libraries8
Healthcare Facilities1,188
Restaurants952
Retail Stores1,397

Safety & Disasters

Fatal Crashes (County/yr)45
FEMA Disaster Declarations182

Commute & Transportation

Avg Commute32.6 min
Work from Home14.5%

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