Median Income
$50,625
33% lower than US avg
Home Value
$101,500
64% lower than US avg
Violent Crime
255/100K
33% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$860
26% lower than US avg
Obesity Rate
42.2%
31% higher than US avg
Unemployment
4.8%
33% higher than US avg
Poverty Rate
5.0%
60% lower than US avg
How Loup City Compares to the U.S. Average (100% = U.S. avg)
People
Population988
Median Age40.5 yrs
Density1,051/mi²
Male / Female45% / 55%
Largest GroupWhite 93%
Veterans8.8%
Economy
B+
Median Income$50,625
Per Capita$24,827
Unemployment4.8%
Poverty5.0%
County GDP$158M
Commute15 min
Housing
A+
Home Value$101,500
Rent$860
Ownership69.6%
Zillow$164,042
Housing Units534
Rent Burden23.7%
Crime
F
Violent255/100K
Property2,073/100K
Health
Obesity42.2%
Uninsured10.1%
Smoking16.3%
Depression18.8%
Heart Disease5.6%
Climate
Avg Temp50°F (10°C)
AQI32 (Good)
Rain26.5 in/yr
Sunny Days308/yr
Elevation2,071 ft (631 m)
Education
C+
Bachelor's+20.4%
High School+91.2%
Graduate+5.1%
School Score5.51
Community
2024 VoteR 80% / D 19%
Commute15 min
Broadband82.3%
EV Stations2
Libraries2
Is Loup City a Good Place to Live?
Based on current data, Loup City receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine, a low poverty rate. Areas to be aware of include below-average incomes, high obesity rates. Loup City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Loup City is $50,625, 33% below the national average of $75,149. Unemployment stands at 4.8%, indicating a healthy job market. Only 5.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 15 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Loup City is $101,500, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $860 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Loup City is below the national average at 255 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,073 per 100,000, near the national average.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 91.2% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
Loup City experiences four distinct seasons with an average temperature of 50°F. Winters average 25°F in January while summers reach 76°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 26.5 inches, including 30.7 inches of snow. Air quality is rated Good with a median AQI of 32.
Loup City has a population of 988 with a density of 1,051 people per square mile, spread across 0.9 square miles. The median age is 40.5 years, 4% older than the national median of 38.9. The gender split is 55% female and 45% male. The city is predominantly White (93.3%), with 1.1% Hispanic. English is the primary language spoken at home by 95.9% of residents. 8.8% of the population are veterans, above the national rate of 6.0%. 19.7% of residents have a disability (above the 13.0% national average). 88.4% have health insurance coverage.
Population
40.5yrs
Median Age
4% above US avg
Race & Ethnicity
Loup City vs U.S. Average
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
4.1%
69% below US avg
Social Characteristics
Loup City vs U.S. Average
The median household income in Loup City is $50,625, which is 33% below the national average of $75,149. Per capita income is $24,827 (below the $39,052 national figure). The average weekly wage is $748, 48% lower than the U.S. average. The unemployment rate is 4.8% (above the 3.6% US average). 5.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 110 business establishments, including 7 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 15 minutes (shorter than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income: Loup City vs U.S.
Income
| Median HH Income | $50,625 |
| 33% below US avg |
| Per Capita Income | $24,827 |
| Avg Weekly Wage | $748 |
| IRS Avg AGI | $52,532 |
| Gini Index | 0.385 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.8% |
| 33% above US avg |
| Poverty Rate | 5.0% |
| 60% below US avg |
| Establishments (County) | 110 |
| County GDP | $158M |
Business (County)
| Restaurants | 7 |
| Healthcare | 4 |
| Retail | 20 |
Tax & Cost of Living
| |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Commute Time | 15.4 min |
| Drive Alone | 82.5% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Loup City is $101,500, 64% below the national median of $281,900. Zillow estimates the typical home value at $164,042, higher than the Census estimate. Monthly rent averages $860 (26% below the national average of $1,163). Fair market rent ranges from $732 for a one-bedroom to $961 for a two-bedroom apartment. 69.6% of housing units are owner-occupied. There are 534 total housing units in the city. The median year a home was built is 1943. 23.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $101,500 |
| 64% below US avg |
| Zillow ZHVI | $164,042 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $860 |
| 26% below US avg |
| Rent Burden | 23.7% |
HUD Fair Market Rent
| Studio | $666 |
| 1 Bedroom | $732 |
| 2 Bedrooms | $961 |
| 3 Bedrooms | $1,279 |
| 4 Bedrooms | $1,284 |
Ownership & Property
| Homeownership | 69.6% |
| Owner-Occupied | 69.6% |
| Renter-Occupied | 30.4% |
| Housing Units | 534 |
| Median Year Built | 1943 |
Property Tax
In Loup City, 42.2% of adults are obese, above the national rate of 32.1%. 9.8% have diabetes. Heart disease affects 5.6% of residents. 30.5% have high blood pressure. 16.3% are current smokers. 21.4% report binge drinking. 27.0% are physically inactive. 18.8% report depression. 16.1% experience frequent mental distress. 10.1% of residents lack health insurance. 50.7% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Loup City vs U.S. Average (%)
Chronic Conditions
| Obesity | 42.2% |
| 31% above US avg |
| Diabetes | 9.8% |
| Heart Disease | 5.6% |
| High Blood Pressure | 30.5% |
| Asthma | 9.7% |
| COPD | 6.5% |
| Cancer | 7.2% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 16.3% |
| 16% above US avg |
| Binge Drinking | 21.4% |
| Physical Inactivity | 27.0% |
| Depression | 18.8% |
| Mental Distress | 16.1% |
| Physical Distress | 12.2% |
| Short Sleep | 33.0% |
Healthcare Access
| Insurance Rate | 88.4% |
| Uninsured | 10.1% |
| 17% above US avg |
| Mental Health | 1:2,983 |
| Checkup Rate | 72.3% |
| Dental Visits | 61.9% |
| Premature Death | 5,618/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 50.7% |
| Healthcare Facilities | 4 |
Loup City has a violent crime rate of 255 per 100,000 residents, 33% below the national average of 380. Property crime stands at 2,073 per 100,000, 6% above the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Loup City receives a safety grade of F.
Crime Rates: Loup City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 255.3/100K |
| 33% below US avg |
| |
Property Crime
| Total Property | 2,073.0/100K |
| 6% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 2.7 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Loup City experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 25°F in January while summers reach 76°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 26.5 inches (drier than the 38-inch national average). The area receives 30.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 2,071 feet.
Temperature
25°F Jan (-4°C)
76°F Jul (24°C)
| Annual Average | 50.1°F |
| 7% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 2,071 ft (631 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 1,051/sq mi |
| Coordinates | 41.2767°N, 98.9677°W |
| Timezone | America/Chicago |
| County | Sherman County County |
| Nearest Airport | Kearney Regional (EAR)
38 miles away |
Precipitation & Snow
Annual Rainfall
26.5"
30% below US avg
Wettest Month (May)
3.86"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.4 / 100 |
| Social Vulnerability | 32.4 / 100 |
| Community Resilience | 34.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
27 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.6 on Jun 17, 2025.
| Apr 10, 2018 |
10 km SE of Arnold, Nebraska |
M3.7 |
97 km |
| Aug 19, 2015 |
13 km S of Halsey, Nebraska |
M3.6 |
122 km |
| Jan 4, 2016 |
11 km NW of Westerville, Nebraska |
M3.5 |
47 km |
| Sep 18, 2023 |
Nebraska |
M3.4 |
134 km |
| Apr 19, 2018 |
9 km SSE of Arnold, Nebraska |
M3.3 |
99 km |
| Apr 9, 2018 |
10 km SSE of Arnold, Nebraska |
M3.3 |
98 km |
| Jun 20, 2002 |
8 km NE of Scotia, Nebraska |
M3.3 |
39 km |
| Apr 10, 2018 |
3 km SE of Arnold, Nebraska |
M3.1 |
100 km |
| Apr 16, 2018 |
8 km SE of Arnold, Nebraska |
M3.1 |
97 km |
| Sep 26, 2010 |
11 km S of Oconto, Nebraska |
M3.1 |
72 km |
| Jul 18, 1990 |
10 km SSW of Ord, Nebraska |
M3.0 |
26 km |
| Aug 22, 2023 |
11 km N of Guide Rock, Nebraska |
M2.9 |
134 km |
| Jul 1, 2023 |
11 km E of Cowles, Nebraska |
M2.9 |
134 km |
| Mar 17, 2023 |
8 km E of Cowles, Nebraska |
M2.9 |
134 km |
| Feb 14, 2003 |
7 km S of Holbrook, Nebraska |
M2.9 |
146 km |
| Jan 1, 2020 |
2 km E of Chambers, Nebraska |
M2.8 |
105 km |
| Feb 24, 2025 |
7 km ENE of Cowles, Nebraska |
M2.8 |
130 km |
| Sep 19, 2023 |
9 km E of Cowles, Nebraska |
M2.8 |
134 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
124 km |
| Jun 17, 2025 |
15 km SSW of Riverton, Nebraska |
M2.6 |
146 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
638 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 27 fatalities, 404 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 5, 1964 |
EF5 |
95 km |
4 |
| Jun 3, 1980 |
EF4 |
69 km |
3 |
| Apr 7, 1978 |
EF4 |
74 km |
0 |
| May 8, 1965 |
EF4 |
25 km |
0 |
| May 8, 1965 |
EF4 |
55 km |
4 |
| May 5, 1964 |
EF4 |
51 km |
0 |
| May 30, 1961 |
EF4 |
84 km |
0 |
| Jun 6, 1956 |
EF4 |
36 km |
0 |
| Jun 7, 1953 |
EF4 |
15 km |
11 |
| Apr 26, 2024 |
EF3 |
30 km |
0 |
| Jun 20, 2011 |
EF3 |
64 km |
0 |
| Oct 9, 2001 |
EF3 |
95 km |
0 |
| Jun 3, 1999 |
EF3 |
40 km |
0 |
| Jun 6, 1993 |
EF3 |
100 km |
0 |
| Jun 6, 1993 |
EF3 |
75 km |
0 |
| Jun 6, 1993 |
EF3 |
58 km |
0 |
| Jun 1, 1990 |
EF3 |
72 km |
0 |
| Mar 13, 1990 |
EF3 |
61 km |
0 |
| Mar 13, 1990 |
EF3 |
83 km |
0 |
| May 10, 1985 |
EF3 |
56 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: LOWERY (4,881 ac, 2023).
| Year |
Name |
Acres |
Distance |
| 2023 |
LOWERY |
4,881 |
84 km |
| 2000 |
UNNAMED |
3,883 |
85 km |
| 1998 |
UNNAMED |
3,688 |
75 km |
| 1995 |
UNNAMED |
2,911 |
94 km |
| 2023 |
DEL PORTO |
2,856 |
94 km |
| 2000 |
UNNAMED |
2,456 |
80 km |
| 1989 |
UNNAMED |
2,298 |
87 km |
| 1999 |
UNNAMED |
1,185 |
90 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
0.5 in |
Coldest, Driest |
| February |
28°F (-2°C) |
0.6 in |
|
| March |
38°F (3°C) |
2.2 in |
|
| April |
49°F (9°C) |
2.8 in |
|
| May |
60°F (15°C) |
3.9 in |
Wettest |
| June |
70°F (21°C) |
3.8 in |
|
| July |
76°F (24°C) |
3.3 in |
Warmest |
| August |
73°F (23°C) |
2.8 in |
|
| September |
64°F (18°C) |
2.3 in |
|
| October |
51°F (11°C) |
1.5 in |
|
| November |
36°F (2°C) |
1.3 in |
|
| December |
26°F (-4°C) |
0.7 in |
|
Loup City has a seasonal temperature swing of 51°F / from 25°F in January to 76°F in July. Total annual precipitation is 25.7 inches, with May being the wettest month (3.9") and January the driest (0.5").
Average costs for common services in Loup City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loup City
What is the population of Loup City?
Loup City has a population of 988 residents and is located in Nebraska. The population density is 1,051 people per square mile, spread across 0.9 square miles. The median age of residents is 40.5 years. The population is 55% female and 45% male.
Is Loup City expensive to live in?
Loup City is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $50,625, 33% below the national average of $75,149. The median home value is $101,500 (64% below the U.S. median). Renters pay a median of $860 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Loup City safe?
Loup City is safer than the national average, with a violent crime rate of 255 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,073 per 100,000 (above the national average). Overall, Loup City receives a safety grade of F based on combined crime data.
What is the weather like in Loup City?
Loup City has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 25°F in January, while summers reach an average of 76°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 26.5 inches, with 30.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Loup City?
Loup City has a healthy job market with an unemployment rate of 4.8%, near the national average of 3.6%. The average weekly wage is $748. There are 110 business establishments in the area, including 7 restaurants and food service locations. The average commute time is 15 minutes, and 3.2% of workers work from home.
How much does housing cost in Loup City?
The median home value in Loup City is $101,500. Zillow estimates the typical home value at $164,042. For renters, the median monthly rent is $860. Fair market rent is $732 for a 1-bedroom and $961 for a 2-bedroom apartment. The homeownership rate is 69.6%.
How are the schools in Loup City?
Schools in Loup City score 5.5 out of 10 on standardized testing, near the national average. 20.4% of adults in Loup City hold a bachelor's degree or higher, below the national average of 33.7%. 91.2% have completed high school. 5.1% hold a graduate or professional degree.
How healthy is Loup City?
The obesity rate in Loup City is 42.2% (above the national rate of 32.1%). 16.3% of adults are smokers. 27.0% are physically inactive. 18.8% of residents report depression. 10.1% lack health insurance (above the national rate). 50.7% of residents have access to exercise opportunities.
What is transportation like in Loup City?
The average commute in Loup City is 15 minutes, shorter than the national average of 28 minutes. 82.5% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Loup City?
The racial and ethnic makeup of Loup City is 93.3% White, 1.1% Hispanic or Latino. 95.9% of residents speak only English at home, while 4.1% speak Spanish. 8.8% of the population are military veterans. 19.7% of residents have a disability. 88.4% have health insurance coverage.
All Countries
