Violent Crime
830/100K
118% higher than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
36.4%
13% higher than US avg
Unemployment
27.0%
650% higher than US avg
Poverty Rate
0.0%
100% lower than US avg
How Loveland Compares to the U.S. Average (100% = U.S. avg)
People
Population46
Median Age18.4 yrs
Density1,150/mi²
Male / Female20% / 80%
Largest GroupWhite 100%
Veterans27.0%
Economy
Per Capita$9,880
Unemployment27.0%
Poverty0.0%
County GDP$675M
Housing
Ownership100.0%
Zillow$224,352
Housing Units7
Rent Burden23.5%
Crime
F
Violent830/100K
Property3,907/100K
Health
Obesity36.4%
Smoking17.9%
Depression22.3%
Heart Disease5.9%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain31.9 in/yr
Sunny Days275/yr
Elevation1,018 ft (310 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.70
Community
2024 VoteR 70% / D 28%
Broadband8.0%
EV Stations9
Libraries6
Is Loveland a Good Place to Live?
Based on current data, Loveland receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include elevated crime rates, above-average unemployment. Loveland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
At 27.0%, unemployment is notably high. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
With 830 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 3,907 per 100,000, 99% above the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Loveland experiences four distinct seasons with an average temperature of 52°F. Winters average 24°F in January while summers reach 78°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.9 inches, including 27.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Loveland has a population of 46 with a density of 1,150 people per square mile, spread across 0.1 square miles. The median age is 18.4 years, 53% younger than the national median of 38.9. The gender split is 80.4% female and 19.6% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 27.0% of the population are veterans, above the national rate of 6.0%. 62.8% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
18.4yrs
Median Age
53% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Per capita income is $9,880 (below the $39,052 national figure). The average weekly wage is $965, 33% lower than the U.S. average. The unemployment rate is 27.0% (above the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 472 business establishments, including 29 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. 63.0% of workers work from home (above the 15.2% national rate).
Income
| |
| Per Capita Income | $9,880 |
| Avg Weekly Wage | $965 |
| IRS Avg AGI | $76,751 |
| Gini Index | 0.410 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 27.0% |
| 650% above US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 472 |
| County GDP | $675M |
Business (County)
| Restaurants | 29 |
| Healthcare | 30 |
| Retail | 40 |
| Manufacturing | 15 |
Tax & Cost of Living
| Property Tax (IRS) | $4,152 |
| 19% above US avg |
| Cost of Living | 87.80 (100=avg) |
Commute & Transportation
| Drive Alone | 0.0% |
| Public Transit | 0.0% |
| Work from Home | 63.0% |
Zillow estimates the typical home value at $224,352. Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 7 total housing units in the city. The average annual property tax is $4,152 (higher than the $3,500 national average). 23.5% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 7 |
Property Tax
| Avg Tax (IRS) | $4,152 |
| 19% above US avg |
In Loveland, 36.4% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.9% of residents. 32.0% have high blood pressure. 17.9% are current smokers (above the 14.0% national rate). 22.6% report binge drinking. 26.2% are physically inactive. 22.3% report depression. 18.6% experience frequent mental distress. The primary care physician ratio is 1:2,934. The dentist ratio is 1:2,094. 33.7% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Loveland vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.4% |
| 13% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.9% |
| High Blood Pressure | 32.0% |
| Asthma | 10.4% |
| COPD | 7.1% |
| Cancer | 7.4% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 17.9% |
| 28% above US avg |
| Binge Drinking | 22.6% |
| Physical Inactivity | 26.2% |
| Depression | 22.3% |
| Mental Distress | 18.6% |
| Physical Distress | 13.2% |
| Short Sleep | 34.8% |
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:2,934 |
| Dentists | 1:2,094 |
| Mental Health | 1:1,630 |
| Checkup Rate | 75.6% |
| Dental Visits | 62.6% |
| Premature Death | 6,755/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 33.7% |
| Healthcare Facilities | 30 |
Loveland has a violent crime rate of 830 per 100,000 residents, 118% above the national average of 380. Property crime stands at 3,907 per 100,000, 99% above the U.S. average. The county recorded 4 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Loveland receives a safety grade of F.
Crime Rates: Loveland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 829.5/100K |
| 118% above US avg |
| |
Property Crime
| Total Property | 3,906.9/100K |
| 99% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 4 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Loveland experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 78°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.9 inches. The area receives 27.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,018 feet.
Temperature
24°F Jan (-4°C)
78°F Jul (26°C)
| Annual Average | 52.4°F |
| 3% below US avg |
| January Average | 24°F (-4°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,018 ft (310 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,150/sq mi |
| Coordinates | 41.4970°N, 95.8902°W |
| Timezone | America/Chicago |
| County | Harrison County County |
| Nearest Airport | Eppley Airfield (OMA) 13 miles away |
Precipitation & Snow
Annual Rainfall
31.9"
16% below US avg
Wettest Month (May)
4.37"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.3 / 100 |
| Social Vulnerability | 44.2 / 100 |
| Community Resilience | 69.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M3.6 on Dec 17, 2009.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
121 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
100 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
113 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
136 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
132 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
609 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 15 fatalities, 489 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 27, 1953 |
EF5 |
99 km |
1 |
| Apr 26, 2024 |
EF4 |
49 km |
0 |
| Oct 4, 2013 |
EF4 |
95 km |
0 |
| Jul 7, 1977 |
EF4 |
99 km |
0 |
| Jun 26, 1976 |
EF4 |
25 km |
0 |
| May 6, 1975 |
EF4 |
39 km |
3 |
| Jun 22, 1964 |
EF4 |
96 km |
0 |
| Aug 13, 1952 |
EF4 |
65 km |
0 |
| Jul 15, 1950 |
EF4 |
68 km |
0 |
| May 21, 2024 |
EF3 |
92 km |
0 |
| Apr 26, 2024 |
EF3 |
30 km |
1 |
| Apr 26, 2024 |
EF3 |
26 km |
0 |
| Apr 26, 2024 |
EF3 |
38 km |
0 |
| Apr 26, 2024 |
EF3 |
93 km |
0 |
| Apr 9, 2011 |
EF3 |
73 km |
0 |
| Jun 11, 2008 |
EF3 |
39 km |
4 |
| May 16, 1999 |
EF3 |
15 km |
0 |
| May 16, 1999 |
EF3 |
12 km |
2 |
| Jul 5, 1994 |
EF3 |
99 km |
0 |
| Jun 16, 1992 |
EF3 |
19 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
56 km |
| 2010 |
UNNAMED |
629 |
10 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-4°C) |
0.8 in |
Coldest, Driest |
| February |
28°F (-3°C) |
0.8 in |
|
| March |
39°F (4°C) |
2.0 in |
|
| April |
51°F (11°C) |
3.0 in |
|
| May |
62°F (17°C) |
4.4 in |
Wettest |
| June |
72°F (22°C) |
4.1 in |
|
| July |
78°F (26°C) |
3.8 in |
Warmest |
| August |
74°F (23°C) |
3.5 in |
|
| September |
65°F (18°C) |
3.4 in |
|
| October |
53°F (12°C) |
2.4 in |
|
| November |
38°F (3°C) |
1.6 in |
|
| December |
26°F (-4°C) |
0.9 in |
|
Loveland has a seasonal temperature swing of 54°F / from 24°F in January to 78°F in July. Total annual precipitation is 30.6 inches, with May being the wettest month (4.4") and January the driest (0.8").
Average costs for common services in Loveland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $719 |
| Toddler | $620 |
| Preschool | $620 |
| Family Childcare (monthly) |
| Infant | $472 |
| Toddler | $465 |
| Preschool | $465 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Loveland
What is the population of Loveland?
Loveland has a population of 46 residents and is located in Iowa. The population density is 1,150 people per square mile, spread across 0.1 square miles. The median age of residents is 18.4 years, which is younger than the national median of 38.9 years. The population is 80.4% female and 19.6% male.
Is Loveland expensive to live in?
Loveland is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100.
Is Loveland safe?
Public safety is a concern in Loveland, with a violent crime rate of 830 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 3,907 per 100,000 (above the national average). Overall, Loveland receives a safety grade of F based on combined crime data.
What is the weather like in Loveland?
Loveland has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 24°F in January, while summers reach an average of 78°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 31.9 inches, with 27.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Loveland?
The job market in Loveland faces challenges, with unemployment at 27.0% / significantly above the national rate of 3.6%. The average weekly wage is $965. There are 472 business establishments in the area, including 29 restaurants and food service locations.
How are the schools in Loveland?
Schools in Loveland score 5.7 out of 10 on standardized testing, near the national average. 0.0% of adults in Loveland hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Loveland?
The obesity rate in Loveland is 36.4% (above the national rate of 32.1%). 17.9% of adults are smokers. 26.2% are physically inactive. 22.3% of residents report depression. 33.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,934.
What are the demographics of Loveland?
The racial and ethnic makeup of Loveland is 100% White. 100% of residents speak only English at home. 27.0% of the population are military veterans. 62.8% of residents have a disability. 100.0% have health insurance coverage.