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Weather & Climate in Loveland, IA
Temperature, precipitation, air quality, natural hazards, and monthly weather data.
Loveland experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 24°F in January while summers reach 78°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.9 inches. The area receives 27.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 1,018 feet.
Temperature
24°F Jan (-4°C)
78°F Jul (26°C)
| Annual Average | 52.4°F |
| 3% below US avg | |
| January Average | 24°F (-4°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,018 ft (310 m) |
| Area | 0.1 sq mi (0.2 km²) |
| Population Density | 1,150/sq mi |
| Coordinates | 41.4970°N, 95.8902°W |
| Timezone | America/Chicago |
| County | Harrison County County |
| Nearest Airport | Eppley Airfield (OMA) 13 miles away |
Precipitation & Snow
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 31.3 / 100 |
| Social Vulnerability | 44.2 / 100 |
| Community Resilience | 69.3 / 100 |
Hazard Breakdown
| Tornado | Relatively Low |
| Hurricane | No Rating |
| Earthquake | Very Low |
| Wildfire | Very Low |
| Flood | Relatively Low |
| Hail | Relatively Moderate |
| Strong Wind | Relatively Moderate |
| Heat Wave | Very Low |
| Winter Weather | Relatively Low |
| Lightning | Very Low |
| Ice Storm | Relatively Low |
| Drought | Relatively Moderate |
| Cold Wave | Relatively Low |
| Landslide | Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) recorded within 150 km since 1990. Strongest on record: M3.6.
| Dec 17, 2009 | 2 km NW of Auburn, Nebraska | M3.6 | 121 km | 5 km |
| Jul 16, 2004 | 6 km SSE of Riverton, Iowa | M3.5 | 100 km | 5 km |
| Aug 9, 1997 | 9 km NW of Clarkson, Nebraska | M3.4 | 113 km | 5 km |
| Feb 11, 1995 | 6 km E of Clearmont, Missouri | M3.1 | 136 km | 5 km |
| Mar 31, 1993 | 2 km SE of Nemaha, Nebraska | M2.9 | 132 km | 5 km |
Source: USGS Earthquake Catalog (M2.5+, 1990–2025). Sorted by magnitude.
Tornado History
609 tornadoes (EF0+) recorded within 100 km since 1950. Strongest on record: EF5. Total: 15 fatalities, 489 injuries.
| Date | Rating | Distance | Path | Fatalities |
| Jun 27, 1953 | EF5 | 99 km | 0.1 mi | 1 |
| Apr 26, 2024 | EF4 | 49 km | 31.9 mi | 0 |
| Oct 4, 2013 | EF4 | 95 km | 24.7 mi | 0 |
| Jul 7, 1977 | EF4 | 99 km | 22.6 mi | 0 |
| Jun 26, 1976 | EF4 | 25 km | 5.1 mi | 0 |
| May 6, 1975 | EF4 | 39 km | 8.0 mi | 3 |
| Jun 22, 1964 | EF4 | 96 km | 11.9 mi | 0 |
| Aug 13, 1952 | EF4 | 65 km | 26.7 mi | 0 |
| Jul 15, 1950 | EF4 | 68 km | 10.0 mi | 0 |
| May 21, 2024 | EF3 | 92 km | 33.9 mi | 0 |
| Apr 26, 2024 | EF3 | 30 km | 40.3 mi | 1 |
| Apr 26, 2024 | EF3 | 26 km | 19.1 mi | 0 |
| Apr 26, 2024 | EF3 | 38 km | 13.3 mi | 0 |
| Apr 26, 2024 | EF3 | 93 km | 5.3 mi | 0 |
| Apr 9, 2011 | EF3 | 73 km | 3.4 mi | 0 |
| Jun 11, 2008 | EF3 | 39 km | 14.2 mi | 4 |
| May 16, 1999 | EF3 | 15 km | 6.2 mi | 0 |
| May 16, 1999 | EF3 | 12 km | 7.5 mi | 2 |
| Jul 5, 1994 | EF3 | 99 km | 1.8 mi | 0 |
| Jun 16, 1992 | EF3 | 19 km | 26.0 mi | 0 |
Source: NOAA Storm Prediction Center (EF0+, 1950–2024, US only).
Wildfire History
2 wildfires (100+ acres) recorded within 100 km. Largest: UNNAMED (4,195 acres, 2005).
| Year | Name | Acres Burned | Distance |
| 2005 | UNNAMED | 4,195 | 56 km |
| 2010 | UNNAMED | 629 | 10 km |
Source: NIFC/IRWIN Wildfire Records (100+ acres).
Monthly Weather
| Month | Avg Temperature | Precipitation | Summary |
|---|---|---|---|
| January | 24°F (-4°C) | 0.8 in | Coldest, Driest |
| February | 28°F (-3°C) | 0.8 in | |
| March | 39°F (4°C) | 2.0 in | |
| April | 51°F (11°C) | 3.0 in | |
| May | 62°F (17°C) | 4.4 in | Wettest |
| June | 72°F (22°C) | 4.1 in | |
| July | 78°F (26°C) | 3.8 in | Warmest |
| August | 74°F (23°C) | 3.5 in | |
| September | 65°F (18°C) | 3.4 in | |
| October | 53°F (12°C) | 2.4 in | |
| November | 38°F (3°C) | 1.6 in | |
| December | 26°F (-4°C) | 0.9 in |
Loveland has a seasonal temperature swing of 54°F / from 24°F in January to 78°F in July. Total annual precipitation is 30.6 inches, with May being the wettest month (4.4") and January the driest (0.8").