Lovingston, VA

Full City Profile · Virginia · Nelson County County

3.1 /5.0
B Good
430 Population 107/sq mi density
$288,200 Home Value $321,540 Zillow
57°F Avg Temperature
B
Overall
3.1 / 5.0
Good overall score based on economy, affordability, safety and education
B
Education
3.1 / 5.0
26.8% bachelor's degree or higher

Housing Overview

Median Home Value
$288,200
2% above
US avg: $281,900
Homeownership Rate
44.0%
33% below US avg (65.4%)
Total Housing Units
375
Median year built: 1986

Home Value by Source

Census Median
$288,200
Zillow (ZHVI)
$321,540
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

44.0%
Owner-Occupied
56.0%
Renter-Occupied
44%
56%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,137/mo
1 Bedroom
$1,181/mo
2 Bedroom
$1,369/mo
3 Bedroom
$1,787/mo
4 Bedroom
$2,126/mo

Affordability & Housing Stock

Rent Burden
28.2%
of renters spending 30%+ of income on housing
9% below US avg (31.0%)
Median Year Built
1986
Average age of housing stock: 40 years
Homeownership Rate
44.0%

Complete Housing Data

Home Values

Census Median Value$288,200
Zillow Home Value (ZHVI)$321,540

Rent

FMR Studio$1,137
FMR 1-Bedroom$1,181
FMR 2-Bedroom$1,369
FMR 3-Bedroom$1,787
FMR 4-Bedroom$2,126

Market

Ownership & Stock

Owner-Occupied44.0%
Renter-Occupied56.0%
Homeownership Rate44.0%
Total Housing Units375
Median Year Built1986
Rent Burden28.2%