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Ludlow, KY

Full City Profile · Kentucky · Hamilton County County

3.3 /5.0
B Good
4,378 Population 4,759/sq mi density
$58,295 Median Income $31,420 per capita
$154,700 Home Value $209,575 Zillow
$1,115 Median Rent 22.6% income on rent
54°F Avg Temperature 293 sunny days/yr
200 Violent Crime/100K 1,780 property/100K
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.5 / 5.0
$58,295 median income, 3.4% unemployment
A+
Affordability
5.0 / 5.0
$154,700 home value, $1,115/mo rent
F
Safety
1.0 / 5.0
200 violent crimes/100K
B+
Education
3.7 / 5.0
34.2% bachelor's degree or higher

Housing Overview

Median Home Value
$154,700
45% below
US avg: $281,900
Median Rent
$1,115/mo
4% below
US avg: $1,163/mo
Homeownership Rate
74.7%
14% above US avg (65.4%)
Total Housing Units
2,208
Median year built: 1938

Home Value by Source

Census Median
$154,700
Zillow (ZHVI)
$209,575
Median Sale Price
$282,282
Median List Price
$277,450
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

74.7%
Owner-Occupied
25.3%
Renter-Occupied
75%
25%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$719/mo
1 Bedroom
$794/mo
2 Bedroom
$984/mo
3 Bedroom
$1,277/mo
4 Bedroom
$1,442/mo
Census median rent: $1,115/mo

Market Indicators (Redfin)

Median Days on Market
37 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
7
Price Drops
22.7%
of listings with price reduction
Price Per Sq Ft
$197
Active Inventory
22
homes for sale

Affordability & Housing Stock

Rent Burden
22.6%
of renters spending 30%+ of income on housing
27% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
74.7%

Complete Housing Data

Home Values

Census Median Value$154,700
Zillow Home Value (ZHVI)$209,575
Median Sale Price$282,282
Median List Price$277,450
Price Per Sq Ft$197

Rent

Census Median Rent$1,115
FMR Studio$719
FMR 1-Bedroom$794
FMR 2-Bedroom$984
FMR 3-Bedroom$1,277
FMR 4-Bedroom$1,442

Market

Days on Market37
Sale-to-List Ratio1.0%
Price Drops22.7%
Homes Sold7
Active Inventory22
Price Per Sq Ft$197

Ownership & Stock

Owner-Occupied74.7%
Renter-Occupied25.3%
Homeownership Rate74.7%
Total Housing Units2,208
Median Year Built1938
Rent Burden22.6%