Home Value
$293,800
4% higher than US avg
Bachelor's+
58.1%
72% higher than US avg
Obesity Rate
24.0%
25% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Luther Compares to the U.S. Average (100% = U.S. avg)
People
Population31
Median Age47.8 yrs
Density54/mi²
Male / Female29% / 71%
Largest GroupWhite 100%
Veterans0.0%
Economy
Per Capita$45,916
Unemployment0.0%
Poverty0.0%
County GDP$524M
Commute33 min
Housing
Home Value$293,800
Ownership100.0%
Zillow$519,620
Housing Units13
Rent Burden29.1%
Health
Obesity24.0%
Uninsured3.2%
Smoking10.6%
Depression16.8%
Heart Disease4.5%
Climate
Avg Temp43°F (6°C)
Rain22.7 in/yr
Elevation5,136 ft (1,565 m)
Education
A+
Bachelor's+58.1%
High School+96.8%
Graduate+46.2%
School Score5.89
Community
2024 VoteR 65% / D 32%
Commute33 min
Broadband100.0%
EV Stations2
Libraries3
Is Luther a Good Place to Live?
Based on current data, Luther receives an overall livability score of 5.0 out of 5.0, earning a grade of A+. Key strengths include low unemployment, a highly educated population, a low poverty rate, high health insurance coverage. Luther stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
Cost of Living & Housing
The median home value in Luther is $293,800, roughly aligned with the national median of $281,900.
Education
Luther is a highly educated community / 58.1% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.8% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Luther has a cool climate with an average annual temperature of 43°F. Winters average 26°F in January while summers reach 66°F in July. Annual precipitation totals 22.7 inches, including 141.9 inches of snow.
Luther has a population of 31 with a density of 54 people per square mile, spread across 0.6 square miles. The median age is 47.8 years, 23% older than the national median of 38.9. The gender split is 71% female and 29% male. The city is predominantly White (100%). English is the primary language spoken at home by 96.8% of residents. 0.0% of the population are veterans, below the national rate of 6.0%. 12.9% of residents have a disability. 96.8% have health insurance coverage.
Population
31
Total Population
2023 Census
47.8yrs
Median Age
23% above US avg
Language Spoken at Home
English Only
96.8%
23% above US avg
Spanish
2.6%
81% below US avg
Per capita income is $45,916 (above the $39,052 national figure). The average weekly wage is $913, 36% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 644 business establishments, including 62 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 33 minutes (longer than the 28-minute US average). 56.5% of workers work from home (above the 15.2% national rate).
Income
| |
| Per Capita Income | $45,916 |
| Avg Weekly Wage | $913 |
| IRS Avg AGI | $78,896 |
| Gini Index | 0.463 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 644 |
| County GDP | $524M |
Business (County)
| Restaurants | 62 |
| Healthcare | 28 |
| Retail | 44 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $4,205 |
| 20% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.43% |
Commute & Transportation
| Commute Time | 33.0 min |
| Drive Alone | 39.1% |
| Public Transit | 0.0% |
| Work from Home | 56.5% |
The median home value in Luther is $293,800, 4% above the national median of $281,900. Zillow estimates the typical home value at $519,620, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 13 total housing units in the city. The median year a home was built is 1995. The average annual property tax is $4,205 (higher than the $3,500 national average). 29.1% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $293,800 |
| 4% above US avg |
| Zillow ZHVI | $519,620 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 13 |
| Median Year Built | 1995 |
Property Tax
| Avg Tax (IRS) | $4,205 |
| 20% above US avg |
| Effective Rate | 1.43% |
In Luther, 24.0% of adults are obese, below the national rate of 32.1%. 6.7% have diabetes (below the 10.5% national rate). Heart disease affects 4.5% of residents, below the national average. 24.2% have high blood pressure. 10.6% are current smokers (below the 14.0% national rate). 17.9% report binge drinking. 14.6% are physically inactive, below the national average. 16.8% report depression (below the 20.0% national average). 11.7% experience frequent mental distress. 3.2% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,550. The dentist ratio is 1:1,597. 49.8% of residents have access to exercise opportunities. The food environment index is 8.7 out of 10.
Health Metrics: Luther vs U.S. Average (%)
Chronic Conditions
| Obesity | 24.0% |
| 25% below US avg |
| Diabetes | 6.7% |
| Heart Disease | 4.5% |
| High Blood Pressure | 24.2% |
| Asthma | 7.4% |
| COPD | 4.8% |
| Cancer | 7.0% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 10.6% |
| 24% below US avg |
| Binge Drinking | 17.9% |
| Physical Inactivity | 14.6% |
| Depression | 16.8% |
| Mental Distress | 11.7% |
| Physical Distress | 9.6% |
| Short Sleep | 25.7% |
Healthcare Access
| Insurance Rate | 96.8% |
| Uninsured | 3.2% |
| 63% below US avg |
| Primary Care | 1:1,550 |
| Dentists | 1:1,597 |
| Mental Health | 1:952 |
| Checkup Rate | 53.5% |
| Dental Visits | 49.9% |
| Premature Death | 7,238/100K |
Food & Exercise
| Food Environment | 8.7/10 |
| Exercise Access | 49.8% |
| Healthcare Facilities | 28 |
Luther has a cool climate with an average annual temperature of 43°F (6°C). Winters average 26°F in January while summers reach 66°F in July. Annual precipitation totals 22.7 inches (drier than the 38-inch national average). The area receives 141.9 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 5,136 feet, a high-altitude location.
Temperature
26°F Jan (-4°C)
66°F Jul (19°C)
| Annual Average | 43.4°F |
| 20% below US avg |
| January Average | 26°F (-4°C) |
| July Average | 66°F (19°C) |
Geography
| Elevation | 5,136 ft (1,565 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 54/sq mi |
| Coordinates | 45.2850°N, 109.4161°W |
| Timezone | America/Denver |
| County | Carbon County County |
| Nearest Airport | Billings Logan International (BIL) 56 miles away |
Precipitation & Snow
Annual Rainfall
22.7"
40% below US avg
Wettest Month (May)
4.72"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.8 / 100 |
| Social Vulnerability | 74.8 / 100 |
| Community Resilience | 64.1 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively High |
| Volcano |
Very Low |
| Avalanche |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
638 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.8. Most recent: M2.6 on Aug 19, 2025.
| Mar 30, 2014 |
22 km S of Mammoth, Wyoming |
M4.8 |
115 km |
| Jun 16, 2017 |
12 km E of Hebgen Lake Estates, Montana |
M4.4 |
139 km |
| May 11, 2022 |
36 km S of Silver Gate, Montana |
M4.2 |
81 km |
| Nov 24, 2000 |
24 km S of Mammoth, Wyoming |
M4.2 |
117 km |
| Aug 28, 1995 |
62 km NNE of Kelly, Wyoming |
M4.2 |
146 km |
| Mar 25, 2008 |
35 km S of Silver Gate, Montana |
M4.2 |
81 km |
| Nov 6, 1997 |
4 km WSW of Springhill, Montana |
M4.0 |
143 km |
| Mar 26, 1994 |
19 km NE of West Yellowstone, Montana |
M3.9 |
131 km |
| Sep 18, 2022 |
22 km SSW of Mammoth, Wyoming |
M3.9 |
123 km |
| Jan 21, 2010 |
15 km SE of West Yellowstone, Montana |
M3.9 |
146 km |
| May 18, 2006 |
69 km NNE of Kelly, Wyoming |
M3.8 |
139 km |
| Jan 30, 2023 |
9 km NNW of Livingston, Montana |
M3.8 |
105 km |
| Nov 26, 1998 |
63 km SE of West Yellowstone, Montana |
M3.8 |
138 km |
| Jan 21, 2010 |
15 km SE of West Yellowstone, Montana |
M3.7 |
147 km |
| Jan 29, 2025 |
24 km SSW of Mammoth, Wyoming |
M3.7 |
121 km |
| Jan 9, 2008 |
18 km NE of West Yellowstone, Montana |
M3.7 |
132 km |
| Mar 29, 2023 |
56 km SSE of Mammoth, Wyoming |
M3.7 |
113 km |
| Aug 19, 2025 |
22 km SSW of Mammoth, Wyoming |
M3.7 |
125 km |
| Jan 9, 2003 |
23 km E of Wilsall, Montana |
M3.7 |
110 km |
| Sep 24, 1994 |
39 km SSE of Mammoth, Wyoming |
M3.7 |
108 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
32 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 1965 |
EF3 |
92 km |
0 |
| Jun 20, 2010 |
EF2 |
93 km |
0 |
| Jun 16, 2010 |
EF2 |
58 km |
0 |
| Jul 11, 1978 |
EF2 |
83 km |
0 |
| Jun 26, 1964 |
EF2 |
79 km |
0 |
| Jul 2, 1958 |
EF2 |
93 km |
0 |
| Jun 21, 1991 |
EF1 |
87 km |
0 |
| May 18, 1991 |
EF1 |
71 km |
0 |
| May 24, 1990 |
EF1 |
58 km |
0 |
| Aug 25, 1986 |
EF1 |
92 km |
0 |
| Jul 24, 1981 |
EF1 |
96 km |
0 |
| Jun 26, 1976 |
EF1 |
79 km |
0 |
| Aug 22, 1965 |
EF1 |
73 km |
0 |
| Aug 12, 1958 |
EF1 |
67 km |
0 |
| May 24, 2014 |
EF0 |
86 km |
0 |
| Jun 6, 2011 |
EF0 |
77 km |
0 |
| Aug 11, 2005 |
EF0 |
71 km |
0 |
| Jun 1, 2005 |
EF0 |
93 km |
0 |
| Jun 1, 2005 |
EF0 |
87 km |
0 |
| Jul 4, 1998 |
EF0 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Nearby Volcanoes
1 volcano within 200 km.
Closest: Yellowstone (137 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Yellowstone |
Caldera(s) |
2,805 m (9,203 ft) |
-1350 |
137 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CLOVERMIST (303,427 ac, 1988).
| Year |
Name |
Acres |
Distance |
| 1988 |
CLOVERMIST |
303,427 |
70 km |
| 2006 |
DERBY |
200,993 |
46 km |
| 1988 |
STORM CREEK |
116,027 |
49 km |
| 1988 |
HELLROARING |
77,598 |
75 km |
| 2008 |
GUNBARREL |
69,730 |
83 km |
| 2003 |
HOBBLE |
38,365 |
63 km |
| 1988 |
CLOVER |
34,035 |
80 km |
| 2021 |
ROBERTSON DRAW |
31,132 |
29 km |
| 2006 |
JUNGLE |
23,846 |
75 km |
| 2007 |
WH COMPLEX (WICKED CREEK) |
22,195 |
84 km |
| 1996 |
SHEPARD MTN |
17,379 |
16 km |
| 2016 |
BUFFALO |
13,706 |
77 km |
| 2016 |
WHIT |
12,731 |
98 km |
| 1994 |
BLACK BUTTE |
10,231 |
62 km |
| 2008 |
CASCADE |
10,017 |
15 km |
| 2010 |
STUMP GULCH |
8,873 |
48 km |
| 2002 |
BROAD |
7,922 |
90 km |
| 2021 |
TROUT CREEK |
7,804 |
32 km |
| 2012 |
PINE CREEK |
7,707 |
89 km |
| 1991 |
THOMPSON CREEK |
6,974 |
88 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-4°C) |
0.8 in |
Driest |
| February |
26°F (-4°C) |
1.1 in |
|
| March |
34°F (1°C) |
1.8 in |
|
| April |
41°F (5°C) |
2.8 in |
|
| May |
49°F (10°C) |
4.7 in |
Wettest |
| June |
58°F (14°C) |
2.6 in |
|
| July |
66°F (19°C) |
1.5 in |
Warmest |
| August |
65°F (18°C) |
1.0 in |
|
| September |
56°F (14°C) |
1.6 in |
|
| October |
44°F (7°C) |
2.3 in |
|
| November |
32°F (0°C) |
1.4 in |
|
| December |
25°F (-4°C) |
1.0 in |
Coldest |
Luther has a seasonal temperature swing of 41°F / from 25°F in December to 66°F in July. Total annual precipitation is 22.7 inches, with May being the wettest month (4.7") and January the driest (0.8").
Average costs for common services in Luther. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $955 |
| Toddler | $1,002 |
| Preschool | $854 |
| Family Childcare (monthly) |
| Infant | $753 |
| Toddler | $772 |
| Preschool | $772 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Luther
What is the population of Luther?
Luther has a population of 31 residents and is located in Montana. The population density is 54 people per square mile, spread across 0.6 square miles. The median age of residents is 47.8 years, which is older than the national median of 38.9 years. The population is 71% female and 29% male.
Is Luther expensive to live in?
Luther is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median home value is $293,800 (4% above the U.S. median).
What is the weather like in Luther?
Luther has a cool climate with an average annual temperature of 43°F (6°C). Winter temperatures average 26°F in January, while summers reach an average of 66°F in July. Annual rainfall totals 22.7 inches, with 141.9 inches of snow.
How is the job market in Luther?
The job market in Luther is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $913. There are 644 business establishments in the area, including 62 restaurants and food service locations. The average commute time is 33 minutes, and 56.5% of workers work from home.
How much does housing cost in Luther?
The median home value in Luther is $293,800. Zillow estimates the typical home value at $519,620. The homeownership rate is 100.0%. The average annual property tax is $4,205.
How are the schools in Luther?
Schools in Luther score 5.9 out of 10 on standardized testing, near the national average. 58.1% of adults in Luther hold a bachelor's degree or higher, above the national average of 33.7%. 96.8% have completed high school. 46.2% hold a graduate or professional degree.
How healthy is Luther?
The obesity rate in Luther is 24.0% (below the national rate of 32.1%). 10.6% of adults are smokers. 14.6% are physically inactive. 16.8% of residents report depression. 3.2% lack health insurance (below the national rate). 49.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,550.
What is transportation like in Luther?
The average commute in Luther is 33 minutes, longer than the national average of 28 minutes. 39.1% of workers drive alone to work, and 56.5% work from home.
What are the demographics of Luther?
The racial and ethnic makeup of Luther is 100% White. 96.8% of residents speak only English at home. 0.0% of the population are military veterans. 12.9% of residents have a disability. 96.8% have health insurance coverage.