Median Income
$43,750
42% lower than US avg
Home Value
$105,800
62% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
24.3%
28% lower than US avg
Median Rent
$1,275
10% higher than US avg
Obesity Rate
36.7%
14% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
21.2%
71% higher than US avg
How Madison Compares to the U.S. Average (100% = U.S. avg)
People
Population392
Median Age28.3 yrs
Density817/mi²
Male / Female45% / 55%
Largest GroupWhite 98%
Veterans8.9%
Economy
B
Median Income$43,750
Per Capita$23,041
Unemployment1.1%
Poverty21.2%
County GDP$3,091M
Commute24 min
Housing
A+
Home Value$105,800
Rent$1,275
Ownership62.0%
Zillow$196,693
Housing Units171
Rent Burden38.8%
Crime
C+
Violent0/100K
Property681/100K
Health
Obesity36.7%
Uninsured5.4%
Smoking13.4%
Depression22.9%
Heart Disease5.0%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain48.1 in/yr
Sunny Days246/yr
Elevation1,203 ft (367 m)
Education
C+
Bachelor's+24.3%
High School+91.7%
Graduate+10.2%
School Score5.78
Community
2024 VoteR 57% / D 43%
Commute24 min
Broadband74.0%
EV Stations10
Libraries10
Is Madison a Good Place to Live?
Based on current data, Madison receives an overall livability score of 3.4 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include an elevated poverty rate, below-average incomes. Madison offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Madison is $43,750, 42% below the national average of $75,149. The job market is very strong with unemployment at just 1.1%. The poverty rate of 21.2% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Madison is $105,800, 62% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,275 per month. At just 2.4x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Madison is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 681 per 100,000, 65% below the national average.
Education
24.3% of residents hold a bachelor's degree, below the national average of 33.7%. 91.7% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Madison has a cool climate with an average annual temperature of 44°F. Winters average 19°F in January while summers reach 67°F in July. The area gets 246 sunny days per year. Annual precipitation totals 48.1 inches. Air quality is rated Good with a median AQI of 36.
Madison has a population of 392 with a density of 817 people per square mile, spread across 0.5 square miles. The median age is 28.3 years, 27% younger than the national median of 38.9. The gender split is 55.4% female and 44.6% male. The city is predominantly White (98%). English is the primary language spoken at home by 97.1% of residents. 8.9% of the population are veterans, above the national rate of 6.0%. 12.6% of residents have a disability. 98.7% have health insurance coverage.
Population
28.3yrs
Median Age
27% below US avg
Language Spoken at Home
English Only
97.1%
24% above US avg
Spanish
2.9%
78% below US avg
The median household income in Madison is $43,750, which is 42% below the national average of $75,149. Per capita income is $23,041 (below the $39,052 national figure). The average weekly wage is $1,083, 24% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 21.2% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 1,634 business establishments, including 160 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 24 minutes. 11.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $43,750 |
| 42% below US avg |
| Per Capita Income | $23,041 |
| Avg Weekly Wage | $1,083 |
| IRS Avg AGI | $80,367 |
| Gini Index | 0.449 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 21.2% |
| 71% above US avg |
| Establishments (County) | 1,634 |
| County GDP | $3,091M |
Business (County)
| Restaurants | 160 |
| Healthcare | 159 |
| Retail | 200 |
| Manufacturing | 50 |
Tax & Cost of Living
| Property Tax (IRS) | $9,682 |
| 177% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 9.15% |
Commute & Transportation
| Commute Time | 24.0 min |
| Drive Alone | 74.9% |
| Public Transit | 0.0% |
| Work from Home | 11.7% |
The median home value in Madison is $105,800, 62% below the national median of $281,900. Zillow estimates the typical home value at $196,693, higher than the Census estimate. Monthly rent averages $1,275 (10% above the national average of $1,163). Fair market rent ranges from $1,123 for a one-bedroom to $1,392 for a two-bedroom apartment. 62.0% of housing units are owner-occupied. There are 171 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $9,682 (higher than the $3,500 national average). 38.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.4x, well within the affordable range.
Home Values
| Census Median | $105,800 |
| 62% below US avg |
| Zillow ZHVI | $196,693 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,275 |
| 10% above US avg |
| Rent Burden | 38.8% |
HUD Fair Market Rent
| Studio | $995 |
| 1 Bedroom | $1,123 |
| 2 Bedrooms | $1,392 |
| 3 Bedrooms | $1,691 |
| 4 Bedrooms | $1,848 |
Ownership & Property
| Homeownership | 62.0% |
| Owner-Occupied | 62.0% |
| Renter-Occupied | 38.0% |
| Housing Units | 171 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $9,682 |
| 177% above US avg |
| Effective Rate | 9.15% |
In Madison, 36.7% of adults are obese, above the national rate of 32.1%. 8.0% have diabetes (below the 10.5% national rate). Heart disease affects 5.0% of residents. 28.4% have high blood pressure. 13.4% are current smokers. 19.4% report binge drinking. 21.5% are physically inactive. 22.9% report depression. 17.8% experience frequent mental distress. 5.4% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,353. The dentist ratio is 1:2,796. 71.8% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Madison vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.7% |
| 14% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 5.0% |
| High Blood Pressure | 28.4% |
| Asthma | 11.3% |
| COPD | 6.0% |
| Cancer | 7.8% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 13.4% |
| 4% below US avg |
| Binge Drinking | 19.4% |
| Physical Inactivity | 21.5% |
| Depression | 22.9% |
| Mental Distress | 17.8% |
| Physical Distress | 12.3% |
| Short Sleep | 38.0% |
Healthcare Access
| Insurance Rate | 98.7% |
| Uninsured | 5.4% |
| 37% below US avg |
| Primary Care | 1:1,353 |
| Dentists | 1:2,796 |
| Mental Health | 1:403 |
| Checkup Rate | 78.6% |
| Dental Visits | 63.2% |
| Premature Death | 6,940/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 71.8% |
| Healthcare Facilities | 159 |
Madison has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 681 per 100,000, 65% below the U.S. average. The county recorded 10 fatal traffic crashes. Overall, Madison receives a safety grade of C+.
Crime Rates: Madison vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 681.2/100K |
| 65% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 10 |
| Traffic Accidents | 3 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Madison has a cool climate with an average annual temperature of 44°F (7°C). Winters average 19°F in January while summers reach 67°F in July. The area gets 246 sunny days per year, above the national average. Annual precipitation totals 48.1 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,203 feet.
Temperature
19°F Jan (-7°C)
67°F Jul (20°C)
| Annual Average | 44.3°F |
| 18% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 67°F (20°C) |
| Sunny Days | 246 days/yr |
Geography
| Elevation | 1,203 ft (367 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 817/sq mi |
| Coordinates | 42.8977°N, 75.5123°W |
| Timezone | America/New_York |
| County | Madison County County |
| Nearest Airport | Griffiss International (RME)
24 miles away |
Precipitation & Snow
Annual Rainfall
48.1"
27% above US avg
Wettest Month (Sep)
4.45"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.4 / 100 |
| Social Vulnerability | 28.2 / 100 |
| Community Resilience | 85.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
No Rating |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
19 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.3 on Jun 29, 2024.
| Jun 17, 1991 |
7 km NE of Worcester, New York |
M4.0 |
74 km |
| Apr 23, 2023 |
New York |
M3.6 |
115 km |
| Jun 29, 2024 |
14 km W of Ellisburg, New York |
M3.3 |
113 km |
| Jul 31, 1997 |
0 km WSW of Lyons Falls, New York |
M3.2 |
82 km |
| Dec 13, 2009 |
15 km N of Medusa, New York |
M3.2 |
120 km |
| Jul 24, 2007 |
12 km SSW of Altamont, New York |
M3.1 |
118 km |
| May 18, 2009 |
15 km N of Medusa, New York |
M3.1 |
120 km |
| Sep 29, 1994 |
13 km WNW of North Creek, New York |
M2.9 |
146 km |
| Oct 21, 2009 |
15 km N of Medusa, New York |
M2.9 |
121 km |
| Mar 22, 2009 |
9 km SW of Altamont, New York |
M2.8 |
118 km |
| Aug 27, 2011 |
5 km WSW of Altamont, New York |
M2.8 |
118 km |
| Aug 25, 2011 |
5 km WSW of Altamont, New York |
M2.7 |
118 km |
| Feb 18, 2009 |
15 km N of Medusa, New York |
M2.7 |
121 km |
| Feb 27, 2008 |
2 km SW of Central Bridge, New York |
M2.7 |
96 km |
| Feb 20, 2009 |
15 km SSW of Altamont, New York |
M2.7 |
121 km |
| Apr 14, 2023 |
1 km W of Adams Center, New York |
M2.6 |
115 km |
| Apr 11, 2007 |
6 km NNE of Sodus Point, New York |
M2.6 |
127 km |
| Jul 24, 2007 |
13 km SSW of Altamont, New York |
M2.6 |
118 km |
| Dec 13, 2009 |
14 km N of Medusa, New York |
M2.6 |
120 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
249 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
151 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 9 fatalities, 48 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 10, 1989 |
EF4 |
80 km |
0 |
| Aug 7, 2023 |
EF3 |
63 km |
0 |
| May 31, 1998 |
EF3 |
53 km |
0 |
| May 2, 1983 |
EF3 |
66 km |
0 |
| May 2, 1983 |
EF3 |
74 km |
0 |
| May 2, 1983 |
EF3 |
95 km |
1 |
| Jun 2, 1969 |
EF3 |
97 km |
0 |
| Jul 16, 2024 |
EF2 |
35 km |
0 |
| Jul 8, 2014 |
EF2 |
15 km |
4 |
| Apr 28, 2011 |
EF2 |
44 km |
0 |
| May 16, 2009 |
EF2 |
39 km |
0 |
| May 31, 1998 |
EF2 |
32 km |
0 |
| Jul 23, 1990 |
EF2 |
26 km |
0 |
| Oct 14, 1989 |
EF2 |
49 km |
2 |
| Sep 18, 1977 |
EF2 |
17 km |
0 |
| Jun 16, 1976 |
EF2 |
47 km |
0 |
| Jul 16, 2024 |
EF1 |
29 km |
1 |
| Jul 16, 2024 |
EF1 |
46 km |
0 |
| Jul 16, 2024 |
EF1 |
63 km |
0 |
| Jul 15, 2024 |
EF1 |
38 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
2.9 in |
Coldest |
| February |
21°F (-6°C) |
2.6 in |
Driest |
| March |
31°F (-1°C) |
3.2 in |
|
| April |
43°F (6°C) |
3.6 in |
|
| May |
55°F (13°C) |
4.1 in |
|
| June |
63°F (17°C) |
4.4 in |
|
| July |
67°F (20°C) |
3.6 in |
Warmest |
| August |
66°F (19°C) |
3.7 in |
|
| September |
58°F (15°C) |
4.5 in |
Wettest |
| October |
48°F (9°C) |
3.5 in |
|
| November |
37°F (3°C) |
3.9 in |
|
| December |
26°F (-3°C) |
3.6 in |
|
Madison has a seasonal temperature swing of 48°F / from 19°F in January to 67°F in July. Total annual precipitation is 43.4 inches, with September being the wettest month (4.5") and February the driest (2.6").
Average costs for common services in Madison. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Madison
What is the population of Madison?
Madison has a population of 392 residents and is located in New York. The population density is 817 people per square mile, spread across 0.5 square miles. The median age of residents is 28.3 years, which is younger than the national median of 38.9 years. The population is 55.4% female and 44.6% male.
Is Madison expensive to live in?
Madison is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $43,750, 42% below the national average of $75,149. The median home value is $105,800 (62% below the U.S. median). Renters pay a median of $1,275 per month. The home price-to-income ratio is 2.4x, indicating housing is reasonably affordable relative to local income levels.
Is Madison safe?
Madison is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 681 per 100,000 (below the national average). Overall, Madison receives a safety grade of C+ based on combined crime data.
What is the weather like in Madison?
Madison has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 19°F in January, while summers reach an average of 67°F in July. The area receives 246 sunny days per year. Annual rainfall totals 48.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Madison?
The job market in Madison is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,083. There are 1,634 business establishments in the area, including 160 restaurants and food service locations. The average commute time is 24 minutes, and 11.7% of workers work from home.
How much does housing cost in Madison?
The median home value in Madison is $105,800. Zillow estimates the typical home value at $196,693. For renters, the median monthly rent is $1,275. Fair market rent is $1,123 for a 1-bedroom and $1,392 for a 2-bedroom apartment. The homeownership rate is 62.0%. The average annual property tax is $9,682.
How are the schools in Madison?
Schools in Madison score 5.8 out of 10 on standardized testing, near the national average. 24.3% of adults in Madison hold a bachelor's degree or higher, below the national average of 33.7%. 91.7% have completed high school. 10.2% hold a graduate or professional degree.
How healthy is Madison?
The obesity rate in Madison is 36.7% (above the national rate of 32.1%). 13.4% of adults are smokers. 21.5% are physically inactive. 22.9% of residents report depression. 5.4% lack health insurance (below the national rate). 71.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,353.
What is transportation like in Madison?
The average commute in Madison is 24 minutes, shorter than the national average of 28 minutes. 74.9% of workers drive alone to work, and 11.7% work from home.
What are the demographics of Madison?
The racial and ethnic makeup of Madison is 98% White, 0.8% Hispanic or Latino. 97.1% of residents speak only English at home. 8.9% of the population are military veterans. 12.6% of residents have a disability. 98.7% have health insurance coverage.
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