Home Value
$94,400
67% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
0.0%
100% lower than US avg
Obesity Rate
31.0%
3% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Marrowbone Compares to the U.S. Average (100% = U.S. avg)
People
Population56
Median Age69.7 yrs
Density44/mi²
Male / Female59% / 41%
Largest GroupWhite 100%
Veterans56.0%
Economy
Per Capita$61,941
Unemployment0.0%
Poverty0.0%
County GDP$253M
Housing
Home Value$94,400
Ownership100.0%
Zillow$135,126
Housing Units28
Rent Burden24.3%
Crime
C+
Violent0/100K
Property656/100K
Climate
Avg Temp57°F (14°C)
AQI41 (Good)
Rain49.6 in/yr
Sunny Days305/yr
Elevation726 ft (221 m)
Education
A+
Bachelor's+0.0%
High School+100.0%
Graduate+0.0%
School Score5.14
Community
2024 VoteR 85% / D 14%
Broadband34.0%
EV Stations3
Libraries2
Is Marrowbone a Good Place to Live?
Based on current data, Marrowbone receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Marrowbone offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Cost of Living & Housing
The median home value in Marrowbone is $94,400, 67% below the national median / offering relatively affordable homeownership.
Safety & Crime
Marrowbone is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 656 per 100,000, 67% below the national average.
Education
0.0% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Marrowbone enjoys a moderate climate with an average annual temperature of 57°F. Winters average 36°F in January while summers reach 76°F in July. With 305 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.6 inches, including 7.2 inches of snow. Air quality is rated Good with a median AQI of 41.
Marrowbone has a population of 56 with a density of 44 people per square mile, spread across 1.3 square miles. The median age is 69.7 years, 79% older than the national median of 38.9. The gender split is 41.1% female and 58.9% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 56.0% of the population are veterans, above the national rate of 6.0%. 0.0% of residents have a disability (below the 13.0% national average). 100.0% have health insurance coverage.
Population
69.7yrs
Median Age
79% above US avg
Race & Ethnicity
Marrowbone vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Marrowbone vs U.S. Average
Per capita income is $61,941 (above the $39,052 national figure). The average weekly wage is $930, 35% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 188 business establishments, including 14 restaurants. The cost of living index is 90.2, below the national baseline of 100 / offering relatively affordable living. 0.0% of workers work from home (below the 15.2% national rate).
Income: Marrowbone vs U.S.
Income
| |
| Per Capita Income | $61,941 |
| Avg Weekly Wage | $930 |
| IRS Avg AGI | $48,151 |
| Gini Index | 0.464 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 188 |
| County GDP | $253M |
Business (County)
| Restaurants | 14 |
| Healthcare | 10 |
| Retail | 25 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $1,800 |
| 49% below US avg |
| Cost of Living | 90.20 (100=avg) |
| Effective Tax Rate | 1.91% |
Commute & Transportation
| Drive Alone | 38.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
The median home value in Marrowbone is $94,400, 67% below the national median of $281,900. Zillow estimates the typical home value at $135,126, higher than the Census estimate. Fair market rent ranges from $794 for a one-bedroom to $984 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 28 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $1,800 (lower than the $3,500 national average). 24.3% of renters spend 30% or more of their income on housing.
Home Values
| Census Median | $94,400 |
| 67% below US avg |
| Zillow ZHVI | $135,126 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $719 |
| 1 Bedroom | $794 |
| 2 Bedrooms | $984 |
| 3 Bedrooms | $1,277 |
| 4 Bedrooms | $1,442 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 28 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $1,800 |
| 49% below US avg |
| Effective Rate | 1.91% |
In Marrowbone, 31.0% of adults are obese, below the national rate of 32.1%. The primary care physician ratio is 1:1,960. The dentist ratio is 1:1,189. 7.1% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Marrowbone vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.0% |
| 3% below US avg |
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 100.0% |
| |
| Primary Care | 1:1,960 |
| Dentists | 1:1,189 |
| Mental Health | 1:400 |
| Dental Visits | 48.0% |
| Premature Death | 10,296/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 7.1% |
| Healthcare Facilities | 10 |
Marrowbone has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 656 per 100,000, 67% below the U.S. average. The county recorded 1 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Marrowbone receives a safety grade of C+.
Crime Rates: Marrowbone vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 655.7/100K |
| 67% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Marrowbone enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winters average 36°F in January while summers reach 76°F in July. The area gets 305 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 49.6 inches (wetter than the 38-inch national average). The area receives 7.2 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 726 feet.
Temperature
36°F Jan (2°C)
76°F Jul (25°C)
| Annual Average | 56.9°F |
| 5% above US avg |
| January Average | 36°F (2°C) |
| July Average | 76°F (25°C) |
| Sunny Days | 305 days/yr |
Geography
| Elevation | 726 ft (221 m) |
| Area | 1.3 sq mi (3.3 km²) |
| Population Density | 44/sq mi |
| Coordinates | 36.8348°N, 85.5031°W |
| Timezone | America/New_York |
| County | Cumberland County County |
| Nearest Airport | Lake Cumberland Regional (SME)
51 miles away |
Precipitation & Snow
Annual Rainfall
49.6"
31% above US avg
Wettest Month (Mar)
5.08"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 30.1 / 100 |
| Social Vulnerability | 96.4 / 100 |
| Community Resilience | 18.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
37 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.8 on May 11, 2025.
| Jan 20, 2020 |
2 km NE of Fincastle, Tennessee |
M3.8 |
139 km |
| Sep 17, 2004 |
8 km ESE of Corbin, Kentucky |
M3.7 |
134 km |
| Jun 17, 1998 |
9 km SSE of Coalfield, Tennessee |
M3.6 |
140 km |
| Jun 19, 2007 |
10 km ENE of Spencer, Tennessee |
M3.5 |
117 km |
| Jan 27, 2009 |
4 km NE of Williamsburg, Kentucky |
M3.2 |
122 km |
| May 26, 2021 |
8 km NW of Fincastle, Tennessee |
M2.8 |
131 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
142 km |
| Jun 8, 2014 |
8 km WNW of Dayton, Tennessee |
M2.8 |
150 km |
| Mar 8, 2015 |
1 km SE of Pleasant View, Kentucky |
M2.8 |
125 km |
| Jan 19, 2020 |
2 km NE of Fincastle, Tennessee |
M2.8 |
139 km |
| Oct 22, 2017 |
9 km SSE of Rockwood, Tennessee |
M2.8 |
140 km |
| May 11, 2025 |
11 km SE of High Bridge, Kentucky |
M2.8 |
130 km |
| Oct 30, 2017 |
2 km N of Artemus, Kentucky |
M2.7 |
148 km |
| Feb 12, 2020 |
3 km NE of Fincastle, Tennessee |
M2.7 |
139 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
146 km |
| Mar 13, 2004 |
7 km N of Fincastle, Tennessee |
M2.7 |
137 km |
| Jan 12, 2023 |
4 km E of Burgin, Kentucky |
M2.6 |
124 km |
| May 11, 2019 |
5 km ENE of Pleasant View, Kentucky |
M2.6 |
128 km |
| Aug 4, 2023 |
11 km ENE of Lancaster, Kentucky |
M2.6 |
130 km |
| Jan 4, 2016 |
11 km NNE of Fincastle, Tennessee |
M2.6 |
138 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
392 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 125 fatalities, 1,363 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 3, 2020 |
EF4 |
75 km |
19 |
| Apr 3, 1974 |
EF4 |
68 km |
0 |
| Apr 3, 1974 |
EF4 |
75 km |
7 |
| Apr 3, 1974 |
EF4 |
43 km |
0 |
| Apr 3, 1974 |
EF4 |
52 km |
5 |
| Apr 3, 1974 |
EF4 |
24 km |
10 |
| Apr 3, 1974 |
EF4 |
90 km |
10 |
| Apr 27, 1971 |
EF4 |
47 km |
2 |
| Apr 27, 1971 |
EF4 |
35 km |
6 |
| Dec 11, 2021 |
EF3 |
64 km |
1 |
| Dec 11, 2021 |
EF3 |
100 km |
16 |
| Feb 6, 2008 |
EF3 |
58 km |
4 |
| Feb 5, 2008 |
EF3 |
90 km |
22 |
| Apr 16, 1998 |
EF3 |
45 km |
0 |
| Apr 16, 1998 |
EF3 |
32 km |
0 |
| Mar 28, 1997 |
EF3 |
20 km |
0 |
| Mar 28, 1997 |
EF3 |
71 km |
0 |
| Mar 28, 1997 |
EF3 |
70 km |
1 |
| Feb 21, 1993 |
EF3 |
74 km |
0 |
| Apr 20, 1986 |
EF3 |
12 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,635 ac, 2001).
| Year |
Name |
Acres |
Distance |
| 2001 |
UNNAMED |
4,635 |
61 km |
| 2013 |
UNNAMED |
3,940 |
95 km |
| 2009 |
GOBBLERS KNOB B |
3,851 |
75 km |
| 2021 |
UNNAMED |
3,571 |
99 km |
| 2016 |
UNNAMED |
2,835 |
98 km |
| 1999 |
PIGSKIN |
2,712 |
98 km |
| 2010 |
FLOATING MILL HOLLOW |
2,422 |
67 km |
| 2000 |
UNNAMED |
2,355 |
85 km |
| 2000 |
DARROW RDG |
2,265 |
75 km |
| 2008 |
BROOKS KNOB |
2,225 |
74 km |
| 2012 |
FY2012 CRYSTAL CAVE BROADCAST BURN |
2,221 |
65 km |
| 2000 |
SCHOOLHOUS |
2,155 |
85 km |
| 2001 |
UNNAMED |
2,084 |
68 km |
| 2010 |
JOPPA CHURCH |
2,037 |
68 km |
| 1987 |
LAUREL RDG |
1,969 |
79 km |
| 2000 |
MAYBE LATER |
1,931 |
81 km |
| 2009 |
GOBBLERS KNOB A |
1,886 |
75 km |
| 2002 |
UNNAMED |
1,879 |
97 km |
| 2021 |
UNNAMED |
1,866 |
99 km |
| 2004 |
JIM LEE |
1,770 |
65 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
36°F (2°C) |
3.9 in |
Coldest |
| February |
39°F (4°C) |
4.2 in |
|
| March |
48°F (9°C) |
5.1 in |
Wettest |
| April |
56°F (14°C) |
4.3 in |
|
| May |
65°F (18°C) |
5.0 in |
|
| June |
72°F (22°C) |
4.6 in |
|
| July |
76°F (25°C) |
5.1 in |
Warmest |
| August |
75°F (24°C) |
4.0 in |
|
| September |
69°F (20°C) |
4.1 in |
|
| October |
58°F (14°C) |
3.1 in |
Driest |
| November |
47°F (9°C) |
4.5 in |
|
| December |
39°F (4°C) |
5.0 in |
|
Marrowbone has a seasonal temperature swing of 40°F / from 36°F in January to 76°F in July. Total annual precipitation is 52.9 inches, with March being the wettest month (5.1") and October the driest (3.1").
Average costs for common services in Marrowbone. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$226 ($135–$361) |
| Specialist Visit |
$316 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$316) |
| Emergency Room Visit |
$1,984 ($722–$4,510) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$226 ($135–$361) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$271 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($361–$902) |
| Battery Replacement |
$180 ($90–$316) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$361 ($135–$722) |
| HVAC System Install |
$6,314 ($3,608–$10,824) |
| Roof Repair |
$902 ($361–$1,804) |
| Roof Replacement |
$8,118 ($4,961–$13,530) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,353 ($451–$3,157) |
| Divorce (Contested) |
$13,530 ($4,510–$27,060) |
| DUI Defense |
$4,510 ($1,804–$9,020) |
| Bankruptcy (Chapter 7) |
$1,353 ($722–$2,706) |
| Will Preparation |
$451 ($180–$902) |
| Trust Preparation |
$2,255 ($902–$4,510) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$226) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.70 ($2.71–$4.96) |
| Dozen Eggs (per dozen) |
$3.16 ($2.26–$4.51) |
| Loaf of Bread |
$3.43 ($2.26–$4.96) |
| Chicken Breast (per lb) |
$4.06 ($2.71–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.61–$6.77) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$226) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,804 ($1,082–$3,157) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.22–$23) |
| Car Registration (Annual) |
$90 ($27–$226) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,082 ($541–$2,255) |
| Daycare (Toddler, Monthly) |
$902 ($451–$1,804) |
| After-School Care (Monthly) |
$361 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$902 ($361–$2,255) |
| Private School (K-12, Annual) |
$11,275 ($4,510–$27,060) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$271 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$361) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $416 |
| Toddler | $383 |
| Preschool | $383 |
| Family Childcare (monthly) |
| Infant | $489 |
| Toddler | $362 |
| Preschool | $362 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Marrowbone
What is the population of Marrowbone?
Marrowbone has a population of 56 residents and is located in Kentucky. The population density is 44 people per square mile, spread across 1.3 square miles. The median age of residents is 69.7 years, which is older than the national median of 38.9 years. The population is 41.1% female and 58.9% male.
Is Marrowbone expensive to live in?
Marrowbone is more affordable than the national average, with a cost of living index of 90.2 / below the baseline of 100. The median home value is $94,400 (67% below the U.S. median).
Is Marrowbone safe?
Marrowbone is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 656 per 100,000 (below the national average). Overall, Marrowbone receives a safety grade of C+ based on combined crime data.
What is the weather like in Marrowbone?
Marrowbone enjoys a temperate climate with an average annual temperature of 57°F (14°C). Winter temperatures average 36°F in January, while summers reach an average of 76°F in July. The area receives 305 sunny days per year, well above the national average of 205. Annual rainfall totals 49.6 inches, with 7.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Marrowbone?
The job market in Marrowbone is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $930. There are 188 business establishments in the area, including 14 restaurants and food service locations.
How much does housing cost in Marrowbone?
The median home value in Marrowbone is $94,400. Zillow estimates the typical home value at $135,126. The homeownership rate is 100.0%. The average annual property tax is $1,800.
How are the schools in Marrowbone?
Schools in Marrowbone score 5.1 out of 10 on standardized testing, near the national average. 0.0% of adults in Marrowbone hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 0.0% hold a graduate or professional degree.
How healthy is Marrowbone?
The obesity rate in Marrowbone is 31.0% (below the national rate of 32.1%). 7.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,960.
What are the demographics of Marrowbone?
The racial and ethnic makeup of Marrowbone is 100% White. 100% of residents speak only English at home. 56.0% of the population are military veterans. 0.0% of residents have a disability. 100.0% have health insurance coverage.
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