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Mary Esther, FL

Full City Profile · Florida · Okaloosa County County

3.4 /5.0
B Good
4,034 Population 2,763/sq mi density
$76,510 Median Income $43,387 per capita
$255,300 Home Value $320,735 Zillow
$1,517 Median Rent 24.2% income on rent
70°F Avg Temperature 306 sunny days/yr
340 Violent Crime/100K 3,319 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$76,510 median income, 3.4% unemployment
A+
Affordability
4.8 / 5.0
$255,300 home value, $1,517/mo rent
F
Safety
1.0 / 5.0
340 violent crimes/100K
B
Education
3.5 / 5.0
30.9% bachelor's degree or higher

Housing Overview

Median Home Value
$255,300
9% below
US avg: $281,900
Median Rent
$1,517/mo
30% above
US avg: $1,163/mo
Homeownership Rate
69.7%
7% above US avg (65.4%)
Total Housing Units
1,699
Median year built: 1975

Home Value by Source

Census Median
$255,300
Zillow (ZHVI)
$320,735
Median Sale Price
$320,000
Median List Price
$490,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

69.7%
Owner-Occupied
30.3%
Renter-Occupied
70%
30%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent: $1,517/mo · Zillow rent: $2,096/mo

Market Indicators (Redfin)

Median Days on Market
96 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
25.8%
of listings with price reduction
Price Per Sq Ft
$223
Active Inventory
31
homes for sale

Affordability & Housing Stock

Rent Burden
24.2%
of renters spending 30%+ of income on housing
22% below US avg (31.0%)
Median Year Built
1975
Average age of housing stock: 51 years
Homeownership Rate
69.7%

Complete Housing Data

Home Values

Census Median Value$255,300
Zillow Home Value (ZHVI)$320,735
Median Sale Price$320,000
Median List Price$490,000
Price Per Sq Ft$223

Rent

Census Median Rent$1,517
Zillow Rent (ZORI)$2,096
FMR Studio$1,212
FMR 1-Bedroom$1,296
FMR 2-Bedroom$1,526
FMR 3-Bedroom$1,971
FMR 4-Bedroom$2,261

Market

Days on Market96
Sale-to-List Ratio1.0%
Price Drops25.8%
Homes Sold3
Active Inventory31
Price Per Sq Ft$223

Ownership & Stock

Owner-Occupied69.7%
Renter-Occupied30.3%
Homeownership Rate69.7%
Total Housing Units1,699
Median Year Built1975
Rent Burden24.2%