Median Income
$39,519
47% lower than US avg
Home Value
$310,000
10% higher than US avg
Bachelor's+
19.4%
42% lower than US avg
Median Rent
$980
16% lower than US avg
Obesity Rate
32.9%
2% higher than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
13.7%
10% higher than US avg
How McCloud Compares to the U.S. Average (100% = U.S. avg)
People
Population871
Median Age56.9 yrs
Density360/mi²
Male / Female53% / 47%
Largest GroupWhite 80%
Veterans11.1%
Economy
B
Median Income$39,519
Per Capita$34,898
Unemployment3.1%
Poverty13.7%
County GDP$2,304M
Commute19 min
Housing
C
Home Value$310,000
Rent$980
OwnershipN/A
Zillow$284,244
Housing Units640
Rent Burden28.7%
Health
Obesity32.9%
Uninsured8.0%
Smoking17.1%
Depression28.3%
Heart Disease6.3%
Climate
Avg Temp51°F (10°C)
AQI48 (Good)
Rain49.7 in/yr
Sunny Days275/yr
Elevation3,254 ft (992 m)
Education
C+
Bachelor's+19.4%
High School+90.7%
Graduate+2.2%
School Score4.69
Community
2024 VoteR 58% / D 39%
Commute19 min
Broadband76.0%
Libraries9
Is McCloud a Good Place to Live?
Based on current data, McCloud receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include below-average incomes. McCloud has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in McCloud is $39,519, 47% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. 13.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in McCloud is $310,000, roughly aligned with the national median of $281,900. Renters pay a median of $980 per month, below the national average — a plus for affordability. With a home price-to-income ratio of 7.8x, housing affordability is a significant challenge for many families.
Education
19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
McCloud experiences four distinct seasons with an average temperature of 51°F. Winters average 36°F in January while summers reach 70°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.7 inches. Air quality is rated Good with a median AQI of 48.
McCloud has a population of 871 with a density of 360 people per square mile. The median age is 56.9 years, 46% older than the national median of 38.9. The city is predominantly White (79.9%), with 8.6% Hispanic.
Population
56.9yrs
Median Age
46% above US avg
Language Spoken at Home
| English Only | 96.5% |
| 23% above US avg |
| Spanish | 3.5% |
| 74% below US avg |
The median household income in McCloud is $39,519, which is 47% below the national average of $75,149. The unemployment rate is 3.1% (below the 3.6% US average). 13.7% of residents live below the poverty line. Workers commute an average of 19 minutes.
Income
| Median HH Income | $39,519 |
| 47% below US avg |
| Per Capita Income | $34,898 |
| Avg Weekly Wage | $1,033 |
| IRS Avg AGI | $60,273 |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 13.7% |
| 10% above US avg |
| Establishments (County) | 1,836 |
| County GDP | $2,304M |
Business (County)
| Restaurants | 141 |
| Healthcare | 108 |
| Retail | 156 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $4,403 |
| 26% above US avg |
| Cost of Living | 110.70 (100=avg) |
| Effective Tax Rate | 1.42% |
Commute & Transportation
| Commute Time | 18.8 min |
| Drive Alone | 79.2% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in McCloud is $310,000, 10% above the national average. Monthly rent averages $980 (16% below US avg). Zillow estimates the typical home value at $284,244.
Home Values
| Census Median | $310,000 |
| 10% above US avg |
| Zillow ZHVI | $284,244 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $980 |
| 16% below US avg |
| Rent Burden | 28.7% |
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Owner-Occupied | 74.3% |
| Housing Units | 640 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,403 |
| 26% above US avg |
| Effective Rate | 1.42% |
In McCloud, 32.9% of adults are obese (above the 32.1% national rate). 8.0% of residents lack health insurance. 17.1% are current smokers. 28.3% report depression. 24.9% are physically inactive.
Health Metrics: McCloud vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.9% |
| 2% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 6.3% |
| High Blood Pressure | 31.0% |
| Asthma | 11.9% |
| COPD | 7.7% |
| Cancer | 7.3% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 24.9% |
| Depression | 28.3% |
| Mental Distress | 22.2% |
| Physical Distress | 15.9% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 82.6% |
| Uninsured | 8.0% |
| 7% below US avg |
| Checkup Rate | 69.9% |
| Dental Visits | 56.6% |
| Premature Death | 13,488/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 73.6% |
| Healthcare Facilities | 108 |
McCloud has an average annual temperature of 51°F (10°C). Winters average 36°F in January while summers reach 70°F in July. Annual precipitation is 49.7 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 48.
Temperature
36°F Jan (2°C)
70°F Jul (21°C)
| Annual Average | 50.6°F |
| 6% below US avg |
| January Average | 36°F (2°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 275 days/yr |
Precipitation & Snow
| Annual Rainfall | 49.7 inches |
| 31% above US avg |
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Geography
| Elevation | 3,254 ft (992 m) |
| Area | 2.4 sq mi (6.3 km²) |
| Population Density | 360/sq mi |
| Coordinates | 41.2547°N, 122.1362°W |
| Timezone | America/Los_Angeles |
| County FIPS | 06093 |