Median Income
$39,519
47% lower than US avg
Home Value
$310,000
10% higher than US avg
Violent Crime
319/100K
16% lower than US avg
Bachelor's+
19.4%
42% lower than US avg
Median Rent
$980
16% lower than US avg
Obesity Rate
32.9%
2% higher than US avg
Unemployment
3.1%
14% lower than US avg
Poverty Rate
13.7%
10% higher than US avg
How McCloud Compares to the U.S. Average (100% = U.S. avg)
People
Population871
Median Age56.9 yrs
Density360/mi²
Male / Female53% / 47%
Largest GroupWhite 80%
Veterans11.1%
Economy
B
Median Income$39,519
Per Capita$34,898
Unemployment3.1%
Poverty13.7%
County GDP$2,304M
Commute19 min
Housing
C
Home Value$310,000
Rent$980
Ownership74.3%
Zillow$284,244
Housing Units640
Rent Burden28.7%
Crime
F
Violent319/100K
Property1,083/100K
Health
Obesity32.9%
Uninsured8.0%
Smoking17.1%
Depression28.3%
Heart Disease6.3%
Climate
Avg Temp51°F (10°C)
AQI48 (Good)
Rain49.7 in/yr
Sunny Days275/yr
Elevation3,254 ft (992 m)
Education
C+
Bachelor's+19.4%
High School+90.7%
Graduate+2.2%
School Score4.54
Community
2024 VoteR 58% / D 39%
Commute19 min
Broadband76.0%
EV Stations3
Libraries9
Is McCloud a Good Place to Live?
Based on current data, McCloud receives an overall livability score of 2.2 out of 5.0, earning a grade of C. Key strengths include low unemployment, abundant sunshine. Areas to be aware of include below-average incomes. McCloud has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in McCloud is $39,519, 47% below the national average of $75,149. Unemployment stands at 3.1%, indicating a healthy job market. 13.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in McCloud is $310,000, roughly aligned with the national median of $281,900. Renters pay a median of $980 per month, below the national average / a plus for affordability. With a home price-to-income ratio of 7.8x, housing affordability is a significant challenge for many families.
Safety & Crime
Violent crime in McCloud is below the national average at 319 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,083 per 100,000, 45% below the national average.
Education
19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 90.7% have completed high school. Area schools have an average test score of 4.5/10.
Climate & Weather
McCloud experiences four distinct seasons with an average temperature of 51°F. Winters average 36°F in January while summers reach 70°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 49.7 inches. Air quality is rated Good with a median AQI of 48.
McCloud has a population of 871 with a density of 360 people per square mile, spread across 2.5 square miles. The median age is 56.9 years, 46% older than the national median of 38.9. The gender split is 46.7% female and 53.3% male. The city is predominantly White (79.9%), with 8.6% Hispanic. English is the primary language spoken at home by 96.5% of residents. 11.1% of the population are veterans, above the national rate of 6.0%. 25.4% of residents have a disability (above the 13.0% national average). 82.6% have health insurance coverage.
Population
56.9yrs
Median Age
46% above US avg
Language Spoken at Home
English Only
96.5%
23% above US avg
Spanish
3.5%
74% below US avg
The median household income in McCloud is $39,519, which is 47% below the national average of $75,149. Per capita income is $34,898 (below the $39,052 national figure). The average weekly wage is $1,033, 28% lower than the U.S. average. The unemployment rate is 3.1% (below the 3.6% US average). 13.7% of residents live below the poverty line. The area has 1,836 business establishments, including 141 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 4.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $39,519 |
| 47% below US avg |
| Per Capita Income | $34,898 |
| Avg Weekly Wage | $1,033 |
| IRS Avg AGI | $60,273 |
| Gini Index | 0.491 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.1% |
| 14% below US avg |
| Poverty Rate | 13.7% |
| 10% above US avg |
| Establishments (County) | 1,836 |
| County GDP | $2,304M |
Business (County)
| Restaurants | 141 |
| Healthcare | 108 |
| Retail | 156 |
| Manufacturing | 27 |
Tax & Cost of Living
| Property Tax (IRS) | $4,403 |
| 26% above US avg |
| Cost of Living | 110.70 (100=avg) |
| Effective Tax Rate | 1.42% |
Commute & Transportation
| Commute Time | 18.8 min |
| Drive Alone | 79.2% |
| Public Transit | 0.0% |
| Work from Home | 4.9% |
The median home value in McCloud is $310,000, 10% above the national median of $281,900. Zillow estimates the typical home value at $284,244. Monthly rent averages $980 (16% below the national average of $1,163). Fair market rent ranges from $1,647 for a one-bedroom to $2,053 for a two-bedroom apartment. 74.3% of housing units are owner-occupied (above the 65.4% national rate). There are 640 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,403 (higher than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7.8x, making homeownership a significant financial stretch for most families.
Home Values
| Census Median | $310,000 |
| 10% above US avg |
| Zillow ZHVI | $284,244 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $980 |
| 16% below US avg |
| Rent Burden | 28.7% |
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Homeownership | 74.3% |
| Owner-Occupied | 74.3% |
| Renter-Occupied | 25.7% |
| Housing Units | 640 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,403 |
| 26% above US avg |
| Effective Rate | 1.42% |
In McCloud, 32.9% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 6.3% of residents. 31.0% have high blood pressure. 17.1% are current smokers (above the 14.0% national rate). 18.5% report binge drinking. 24.9% are physically inactive. 28.3% report depression (above the 20.0% national average). 22.2% experience frequent mental distress. 8.0% of residents lack health insurance. The primary care physician ratio is 1:1,337. The dentist ratio is 1:1,506. 73.6% of residents have access to exercise opportunities. The food environment index is 6.9 out of 10.
Health Metrics: McCloud vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.9% |
| 2% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 6.3% |
| High Blood Pressure | 31.0% |
| Asthma | 11.9% |
| COPD | 7.7% |
| Cancer | 7.3% |
| Stroke | 3.5% |
Behaviors & Mental Health
| Smoking | 17.1% |
| 22% above US avg |
| Binge Drinking | 18.5% |
| Physical Inactivity | 24.9% |
| Depression | 28.3% |
| Mental Distress | 22.2% |
| Physical Distress | 15.9% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 82.6% |
| Uninsured | 8.0% |
| 7% below US avg |
| Primary Care | 1:1,337 |
| Dentists | 1:1,506 |
| Mental Health | 1:182 |
| Checkup Rate | 69.9% |
| Dental Visits | 56.6% |
| Premature Death | 13,488/100K |
Food & Exercise
| Food Environment | 6.9/10 |
| Exercise Access | 73.6% |
| Healthcare Facilities | 108 |
McCloud has a violent crime rate of 319 per 100,000 residents, 16% below the national average of 380. Property crime stands at 1,083 per 100,000, 45% below the U.S. average. The county recorded 17 fatal traffic crashes. The area has experienced 455 federally declared disasters. Overall, McCloud receives a safety grade of F.
Crime Rates: McCloud vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 318.7/100K |
| 16% below US avg |
| |
Property Crime
| Total Property | 1,083.5/100K |
| 45% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 17 |
| Traffic Accidents | 6 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 455 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
McCloud experiences four distinct seasons with an average annual temperature of 51°F (10°C). Winters average 36°F in January while summers reach 70°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 49.7 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 48. The city sits at an elevation of 3,254 feet.
Temperature
36°F Jan (2°C)
70°F Jul (21°C)
| Annual Average | 50.6°F |
| 6% below US avg |
| January Average | 36°F (2°C) |
| July Average | 70°F (21°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 3,254 ft (992 m) |
| Area | 2.5 sq mi (6.4 km²) |
| Population Density | 360/sq mi |
| Coordinates | 41.2547°N, 122.1362°W |
| Timezone | America/Los_Angeles |
| County | Siskiyou County County |
| Nearest Airport | Redding Regional (RDD) 53 miles away |
Precipitation & Snow
Annual Rainfall
49.7"
31% above US avg
Wettest Month (Jan)
6.73"
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0394 ppm |
| PM2.5 (Fine Particles) | 11.0 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 89.0 / 100 |
| Social Vulnerability | 79.4 / 100 |
| Community Resilience | 44.8 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively High |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Very Low |
| Landslide |
Relatively Moderate |
| Volcano |
Relatively High |
| Avalanche |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,243 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M6.0. Most recent: M2.6 on Aug 12, 2025.
| Sep 21, 1993 |
27 km WNW of Klamath Falls, Oregon |
M6.0 |
123 km |
| Sep 21, 1993 |
22 km WNW of Klamath Falls, Oregon |
M5.9 |
118 km |
| May 24, 2013 |
2 km NNE of Canyondam, California |
M5.7 |
149 km |
| Feb 13, 2012 |
26 km NNW of Willow Creek, California |
M5.6 |
139 km |
| May 11, 2023 |
Lake Almanor Earthquake |
M5.5 |
145 km |
| Apr 30, 2008 |
3 km NNW of Burnt Ranch, California |
M5.4 |
123 km |
| May 12, 2023 |
4km NW of Canyondam, CA |
M5.2 |
147 km |
| Nov 26, 1998 |
7km NW of Redding, CA |
M5.1 |
74 km |
| Dec 4, 1993 |
20 km WNW of Klamath Falls, Oregon |
M5.1 |
116 km |
| Sep 8, 2023 |
12 km NE of Burney, CA |
M5.0 |
59 km |
| Jan 18, 1990 |
27 km ESE of Orick, California |
M4.9 |
137 km |
| May 24, 2013 |
1km NNW of Canyondam, CA |
M4.9 |
149 km |
| Jan 19, 2008 |
31 km NW of Rancho Tehama Reserve, California |
M4.7 |
129 km |
| Nov 26, 1998 |
5km NNW of Redding, CA |
M4.6 |
74 km |
| Jul 21, 1998 |
4 km NNW of Redding, California |
M4.5 |
74 km |
| Jan 19, 2008 |
34 km WNW of Rancho Tehama Reserve, California |
M4.5 |
132 km |
| Aug 28, 2016 |
8 km ESE of Mad River, California |
M4.5 |
140 km |
| Mar 9, 1992 |
8 km SE of Hyampom, California |
M4.4 |
129 km |
| May 10, 2005 |
10 km NW of Burney, California |
M4.4 |
47 km |
| Mar 27, 1997 |
14km SW of Manton, CA |
M4.4 |
104 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
2 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF1.
| Date |
Rating |
Distance |
Fatalities |
| May 22, 1958 |
EF1 |
92 km |
0 |
| Apr 17, 2007 |
EF0 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Nearby Volcanoes
4 volcanoes within 200 km.
Closest: Shasta (18 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Shasta |
Stratovolcano |
4,317 m (14,163 ft) |
1250 |
18 km |
| Medicine Lake |
Shield |
2,412 m (7,913 ft) |
1060 |
63 km |
| Lassen Volcanic Center |
Stratovolcano |
3,187 m (10,456 ft) |
1917 |
100 km |
| Crater Lake |
Caldera |
2,487 m (8,159 ft) |
-2850 |
186 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CARR (233,710 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
CARR |
233,710 |
71 km |
| 2021 |
HAYPRESS |
204,549 |
72 km |
| 2021 |
ANTELOPE |
141,960 |
53 km |
| 2006 |
PIGEON |
100,962 |
96 km |
| 2020 |
CALDWELL |
81,870 |
78 km |
| 2018 |
DELTA |
63,732 |
39 km |
| 2017 |
ISLAND |
62,931 |
85 km |
| 1992 |
FOUNTAIN |
62,340 |
51 km |
| 2022 |
MCKINNEY |
60,592 |
85 km |
| 1987 |
YELLOW 2 |
53,626 |
100 km |
| 2012 |
BAGLEY |
47,731 |
26 km |
| 2018 |
HIRZ |
46,700 |
32 km |
| 2008 |
BEAR WALLOW COMPLEX (UKONOM) |
40,029 |
98 km |
| 2014 |
BALD |
39,770 |
81 km |
| 2018 |
STONE |
39,455 |
96 km |
| 2018 |
KLAMATHON |
38,188 |
84 km |
| 2008 |
SHU LIGHTNING COMPLEX (MOON) |
36,514 |
90 km |
| 2014 |
BEAVER COMPLEX |
35,204 |
87 km |
| 2014 |
WHITES |
34,506 |
76 km |
| 2014 |
KNF BEAVER |
34,274 |
93 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
36°F (2°C) |
6.7 in |
Wettest |
| February |
37°F (3°C) |
5.7 in |
|
| March |
40°F (5°C) |
5.6 in |
|
| April |
45°F (7°C) |
2.8 in |
|
| May |
53°F (12°C) |
1.9 in |
|
| June |
60°F (16°C) |
1.0 in |
|
| July |
70°F (21°C) |
0.3 in |
Warmest, Driest |
| August |
66°F (19°C) |
0.6 in |
|
| September |
60°F (15°C) |
1.0 in |
|
| October |
51°F (11°C) |
2.5 in |
|
| November |
40°F (5°C) |
5.6 in |
|
| December |
35°F (1°C) |
5.9 in |
Coldest |
McCloud has a seasonal temperature swing of 35°F / from 35°F in December to 70°F in July. Total annual precipitation is 39.6 inches, with January being the wettest month (6.7") and July the driest (0.3").
Average costs for common services in McCloud. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166–$443) |
| Specialist Visit |
$387 ($221–$609) |
| Urgent Care Visit |
$221 ($111–$387) |
| Emergency Room Visit |
$2,435 ($886–$5,535) |
| Dental Cleaning |
$144 ($83–$221) |
| Dental Filling |
$277 ($166–$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28–$83) |
| Oil Change (Synthetic) |
$83 ($55–$133) |
| Brake Pad Replacement |
$332 ($166–$554) |
| Tire Rotation |
$44 ($22–$83) |
| New Tires (Set of 4) |
$664 ($443–$1,107) |
| Battery Replacement |
$221 ($111–$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66–$166) |
| Electrician (Per Hour) |
$100 ($55–$155) |
| HVAC Repair |
$443 ($166–$886) |
| HVAC System Install |
$7,749 ($4,428–$13,284) |
| Roof Repair |
$1,107 ($443–$2,214) |
| Roof Replacement |
$9,963 ($6,089–$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554–$3,875) |
| Divorce (Contested) |
$16,605 ($5,535–$33,210) |
| DUI Defense |
$5,535 ($2,214–$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886–$3,321) |
| Will Preparation |
$554 ($221–$1,107) |
| Trust Preparation |
$2,768 ($1,107–$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17–$50) |
| Women's Haircut |
$61 ($33–$111) |
| Hair Coloring (Full) |
$166 ($83–$277) |
| Manicure |
$28 ($17–$50) |
| Pedicure |
$44 ($28–$72) |
| Massage (1 Hour) |
$89 ($55–$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32–$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77–$5.54) |
| Loaf of Bread |
$4.21 ($2.77–$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32–$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43–$8.30) |
| Rice (per lb) |
$1.11 ($0.66–$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89–$277) |
| Natural Gas (Monthly) |
$77 ($33–$166) |
| Water/Sewer (Monthly) |
$77 ($44–$133) |
| Internet (Monthly) |
$77 ($44–$111) |
| Cell Phone Plan (Monthly) |
$72 ($33–$111) |
| Cable TV (Monthly) |
$94 ($55–$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83–$554) |
| Car Insurance (Annual) |
$2,214 ($1,328–$3,875) |
| Bus Pass (Monthly) |
$77 ($33–$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86–$28) |
| Car Registration (Annual) |
$111 ($33–$277) |
| Driver's License Renewal |
$33 ($17–$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664–$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554–$2,214) |
| After-School Care (Monthly) |
$443 ($221–$775) |
| Tutoring (Per Hour) |
$55 ($28–$111) |
| SAT/ACT Prep Course |
$1,107 ($443–$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535–$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33–$111) |
| Dog Vaccination (Annual) |
$111 ($55–$221) |
| Dog Grooming |
$66 ($33–$111) |
| Pet Boarding (Per Night) |
$44 ($22–$83) |
| Dog Spay/Neuter |
$332 ($166–$554) |
| Cat Spay/Neuter |
$221 ($111–$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,149 |
| Toddler | $883 |
| Preschool | $957 |
| Family Childcare (monthly) |
| Infant | $829 |
| Toddler | $785 |
| Preschool | $841 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About McCloud
What is the population of McCloud?
McCloud has a population of 871 residents and is located in California. The population density is 360 people per square mile, spread across 2.5 square miles. The median age of residents is 56.9 years, which is older than the national median of 38.9 years. The population is 46.7% female and 53.3% male.
Is McCloud expensive to live in?
McCloud is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $39,519, 47% below the national average of $75,149. The median home value is $310,000 (10% above the U.S. median). Renters pay a median of $980 per month, below the national average of $1,163. The home price-to-income ratio is 7.8x, which means housing is a stretch relative to local earnings.
Is McCloud safe?
McCloud is safer than the national average, with a violent crime rate of 319 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,083 per 100,000 (below the national average). Overall, McCloud receives a safety grade of F based on combined crime data.
What is the weather like in McCloud?
McCloud has a four-season climate with an average annual temperature of 51°F (10°C). Winter temperatures average 36°F in January, while summers reach an average of 70°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 49.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 48.
How is the job market in McCloud?
McCloud has a healthy job market with an unemployment rate of 3.1%, near the national average of 3.6%. The average weekly wage is $1,033. There are 1,836 business establishments in the area, including 141 restaurants and food service locations. The average commute time is 19 minutes, and 4.9% of workers work from home.
How much does housing cost in McCloud?
The median home value in McCloud is $310,000. Zillow estimates the typical home value at $284,244. For renters, the median monthly rent is $980. Fair market rent is $1,647 for a 1-bedroom and $2,053 for a 2-bedroom apartment. The homeownership rate is 74.3%. The average annual property tax is $4,403.
How are the schools in McCloud?
Schools in McCloud have an average test score of 4.5 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 19.4% of adults in McCloud hold a bachelor's degree or higher, below the national average of 33.7%. 90.7% have completed high school. 2.2% hold a graduate or professional degree.
How healthy is McCloud?
The obesity rate in McCloud is 32.9% (above the national rate of 32.1%). 17.1% of adults are smokers. 24.9% are physically inactive. 28.3% of residents report depression. 8.0% lack health insurance. 73.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,337.
What is transportation like in McCloud?
The average commute in McCloud is 19 minutes, shorter than the national average of 28 minutes. 79.2% of workers drive alone to work, and 4.9% work from home.
What are the demographics of McCloud?
The racial and ethnic makeup of McCloud is 79.9% White, 8.6% Hispanic or Latino. 96.5% of residents speak only English at home, while 3.5% speak Spanish. 11.1% of the population are military veterans. 25.4% of residents have a disability. 82.6% have health insurance coverage.