Median Income
$56,458
25% lower than US avg
Home Value
$70,800
75% lower than US avg
Violent Crime
136/100K
64% lower than US avg
Bachelor's+
17.4%
48% lower than US avg
Obesity Rate
39.8%
24% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
14.3%
15% higher than US avg
How McCool Compares to the U.S. Average (100% = U.S. avg)
People
Population77
Median Age64.6 yrs
Density82/mi²
Male / Female42% / 58%
Largest GroupWhite 100%
Veterans69.0%
Economy
B+
Median Income$56,458
Per Capita$26,145
Unemployment0.0%
Poverty14.3%
County GDP$834M
Commute50 min
Housing
A+
Home Value$70,800
Ownership95.3%
Zillow$137,058
Housing Units84
Rent Burden29.6%
Crime
F
Violent136/100K
Property1,564/100K
Health
Obesity39.8%
Uninsured12.2%
Smoking19.6%
Depression22.1%
Heart Disease7.0%
Climate
Avg Temp64°F (18°C)
AQI43 (Good)
Rain57.5 in/yr
Sunny Days304/yr
Elevation457 ft (139 m)
Education
C
Bachelor's+17.4%
High School+92.8%
Graduate+2.0%
School Score5.27
Community
2024 VoteR 74% / D 25%
Commute50 min
Broadband43.0%
EV Stations1
Libraries2
Is McCool a Good Place to Live?
Based on current data, McCool receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes, long commute times. McCool offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in McCool is $56,458, 25% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 14.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 50 minutes, longer than the typical American commute of 28 minutes.
Cost of Living & Housing
The median home value in McCool is $70,800, 75% below the national median / offering relatively affordable homeownership. At just 1.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
McCool is a very safe community with a violent crime rate of 136 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,564 per 100,000, near the national average.
Education
17.4% of residents hold a bachelor's degree, below the national average of 33.7%. 92.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
McCool enjoys a moderate climate with an average annual temperature of 64°F. Winters average 44°F in January while summers reach 81°F in July. With 304 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 57.5 inches. Air quality is rated Good with a median AQI of 43.
McCool has a population of 77 with a density of 82 people per square mile, spread across 0.9 square miles. The median age is 64.6 years, 66% older than the national median of 38.9. The gender split is 58.4% female and 41.6% male. The city is predominantly White (100%). English is the primary language spoken at home by 96.4% of residents. 69.0% of the population are veterans, above the national rate of 6.0%. 36.2% of residents have a disability (above the 13.0% national average). 98.3% have health insurance coverage.
Population
64.6yrs
Median Age
66% above US avg
Language Spoken at Home
English Only
96.4%
23% above US avg
Spanish
3.6%
73% below US avg
The median household income in McCool is $56,458, which is 25% below the national average of $75,149. Per capita income is $26,145 (below the $39,052 national figure). The average weekly wage is $1,022, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 14.3% of residents live below the poverty line. The area has 160 business establishments, including 8 restaurants. The cost of living index is 87, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 50 minutes (longer than the 28-minute US average). 25.9% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $56,458 |
| 25% below US avg |
| Per Capita Income | $26,145 |
| Avg Weekly Wage | $1,022 |
| IRS Avg AGI | $49,693 |
| Gini Index | 0.501 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 14.3% |
| 15% above US avg |
| Establishments (County) | 160 |
| County GDP | $834M |
Business (County)
| Restaurants | 8 |
| Healthcare | 12 |
| Retail | 22 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $1,840 |
| 47% below US avg |
| Cost of Living | 87.00 (100=avg) |
| Effective Tax Rate | 2.60% |
Commute & Transportation
| Commute Time | 50.3 min |
| Drive Alone | 55.6% |
| Public Transit | 0.0% |
| Work from Home | 25.9% |
The median home value in McCool is $70,800, 75% below the national median of $281,900. Zillow estimates the typical home value at $137,058, higher than the Census estimate. Fair market rent ranges from $782 for a one-bedroom to $924 for a two-bedroom apartment. 95.3% of housing units are owner-occupied (above the 65.4% national rate). There are 84 total housing units in the city. The median year a home was built is 1994. The average annual property tax is $1,840 (lower than the $3,500 national average). 29.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.3x, well within the affordable range.
Home Values
| Census Median | $70,800 |
| 75% below US avg |
| Zillow ZHVI | $137,058 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $751 |
| 1 Bedroom | $782 |
| 2 Bedrooms | $924 |
| 3 Bedrooms | $1,177 |
| 4 Bedrooms | $1,295 |
Ownership & Property
| Homeownership | 95.3% |
| Owner-Occupied | 95.3% |
| Renter-Occupied | 4.7% |
| Housing Units | 84 |
| Median Year Built | 1994 |
Property Tax
| Avg Tax (IRS) | $1,840 |
| 47% below US avg |
| Effective Rate | 2.60% |
In McCool, 39.8% of adults are obese, above the national rate of 32.1%. 11.9% have diabetes. Heart disease affects 7.0% of residents, above the national average. 39.7% have high blood pressure. 19.6% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 33.3% are physically inactive, above the national average. 22.1% report depression. 19.3% experience frequent mental distress. 12.2% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:8,106. The dentist ratio is 1:2,679. 11.6% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: McCool vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.8% |
| 24% above US avg |
| Diabetes | 11.9% |
| Heart Disease | 7.0% |
| High Blood Pressure | 39.7% |
| Asthma | 9.8% |
| COPD | 8.7% |
| Cancer | 7.3% |
| Stroke | 3.7% |
Behaviors & Mental Health
| Smoking | 19.6% |
| 40% above US avg |
| Binge Drinking | 15.7% |
| Physical Inactivity | 33.3% |
| Depression | 22.1% |
| Mental Distress | 19.3% |
| Physical Distress | 15.0% |
| Short Sleep | 37.9% |
Healthcare Access
| Insurance Rate | 98.3% |
| Uninsured | 12.2% |
| 42% above US avg |
| Primary Care | 1:8,106 |
| Dentists | 1:2,679 |
| Mental Health | 1:622 |
| Checkup Rate | 78.2% |
| Dental Visits | 6.6% |
| Premature Death | 11,827/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 11.6% |
| Healthcare Facilities | 12 |
McCool has a violent crime rate of 136 per 100,000 residents, 64% below the national average of 380. Property crime stands at 1,564 per 100,000, 20% below the U.S. average. The county recorded 1 fatal traffic crashes. Overall, McCool receives a safety grade of F.
Crime Rates: McCool vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 136.0/100K |
| 64% below US avg |
| |
Property Crime
| Total Property | 1,563.6/100K |
| 20% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
McCool enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winters average 44°F in January while summers reach 81°F in July. The area gets 304 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 57.5 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 457 feet.
Temperature
44°F Jan (7°C)
81°F Jul (27°C)
| Annual Average | 63.5°F |
| 18% above US avg |
| January Average | 44°F (7°C) |
| July Average | 81°F (27°C) |
| Sunny Days | 304 days/yr |
Geography
| Elevation | 457 ft (139 m) |
| Area | 0.9 sq mi (2.4 km²) |
| Population Density | 82/sq mi |
| Coordinates | 33.1989°N, 89.3407°W |
| Timezone | America/Chicago |
| County | Choctaw County County |
| Nearest Airport | Golden Triangle Regional (GTR)
47 miles away |
Precipitation & Snow
Annual Rainfall
57.5"
51% above US avg
Wettest Month (Mar)
6.42"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 11.6 / 100 |
| Social Vulnerability | 76.7 / 100 |
| Community Resilience | 35.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
32 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M3.0 on Mar 15, 2025.
| Jan 8, 2019 |
8 km WNW of Hollandale, Mississippi |
M3.7 |
148 km |
| Jun 30, 2015 |
12 km W of Union, Alabama |
M3.5 |
122 km |
| Mar 25, 1996 |
11 km NNE of Quitman, Mississippi |
M3.5 |
134 km |
| May 28, 1995 |
14 km WSW of Coker, Alabama |
M3.4 |
141 km |
| Sep 2, 1990 |
12 km NW of Fayette, Alabama |
M3.2 |
145 km |
| May 3, 2015 |
7 km SSW of Canton, Mississippi |
M3.2 |
99 km |
| Jun 29, 2015 |
6 km SSW of Canton, Mississippi |
M3.2 |
99 km |
| Jun 23, 1990 |
12 km E of Vernon, Alabama |
M3.2 |
142 km |
| Aug 11, 1996 |
9 km WSW of Shaw, Mississippi |
M3.1 |
148 km |
| Mar 12, 2015 |
14 km W of Union, Alabama |
M3.1 |
122 km |
| Jun 23, 1990 |
8 km N of Belk, Alabama |
M3.1 |
142 km |
| May 10, 2008 |
1 km SSE of Sherman, Mississippi |
M3.1 |
136 km |
| Feb 27, 2015 |
11 km WSW of Union, Alabama |
M3.1 |
124 km |
| May 21, 2002 |
7 km ESE of York, Alabama |
M3.0 |
133 km |
| Mar 15, 2025 |
5 km NNE of Magee, Mississippi |
M3.0 |
146 km |
| May 3, 2015 |
8 km WSW of Canton, Mississippi |
M3.0 |
100 km |
| Feb 25, 1999 |
10 km NE of Oakland, Mississippi |
M2.8 |
114 km |
| May 7, 1998 |
9 km SSE of Bellamy, Alabama |
M2.8 |
147 km |
| Aug 9, 2019 |
Mississippi |
M2.8 |
99 km |
| Aug 11, 2002 |
8 km ESE of Darling, Mississippi |
M2.8 |
149 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
6 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Zeta (2020, Cat 1).
| Year |
Name |
Category |
Closest |
| 2020 |
Zeta |
Category 1 |
204 km |
| 2005 |
Katrina |
Category 1 |
145 km |
| 2004 |
Ivan |
Category 2 |
253 km |
| 1998 |
Georges |
Category 1 |
292 km |
| 1995 |
Opal |
Category 1 |
293 km |
| 1985 |
Elena |
Category 2 |
281 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
633 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 84 fatalities, 857 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 27, 2011 |
EF5 |
49 km |
3 |
| Apr 28, 2014 |
EF4 |
36 km |
10 |
| Jan 19, 1988 |
EF4 |
23 km |
0 |
| Feb 23, 1977 |
EF4 |
22 km |
2 |
| Dec 2, 1967 |
EF4 |
82 km |
2 |
| Mar 11, 1963 |
EF4 |
29 km |
2 |
| Mar 24, 2023 |
EF3 |
91 km |
2 |
| Mar 24, 2023 |
EF3 |
66 km |
3 |
| Mar 22, 2022 |
EF3 |
78 km |
0 |
| Feb 23, 2019 |
EF3 |
90 km |
1 |
| Apr 28, 2014 |
EF3 |
93 km |
0 |
| Apr 11, 2013 |
EF3 |
76 km |
1 |
| Oct 17, 2012 |
EF3 |
85 km |
0 |
| Apr 27, 2011 |
EF3 |
28 km |
0 |
| Apr 27, 2011 |
EF3 |
57 km |
4 |
| Apr 27, 2011 |
EF3 |
91 km |
0 |
| Apr 27, 2011 |
EF3 |
70 km |
0 |
| Apr 15, 2011 |
EF3 |
66 km |
0 |
| Jan 1, 2011 |
EF3 |
83 km |
0 |
| Jan 1, 2011 |
EF3 |
47 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BIENVILLE - CPT 38-39-40 (4,545 ac, 2021).
| Year |
Name |
Acres |
Distance |
| 2021 |
BIENVILLE - CPT 38-39-40 |
4,545 |
93 km |
| 2018 |
UNNAMED |
4,007 |
89 km |
| 2010 |
COMP 222-223-224 |
3,745 |
93 km |
| 2016 |
MSNXR FY16 RX 1703B |
3,633 |
47 km |
| 1988 |
UNNAMED |
3,616 |
39 km |
| 1990 |
UNNAMED |
3,605 |
46 km |
| 2002 |
UNNAMED |
3,593 |
37 km |
| 2017 |
UNNAMED |
3,547 |
79 km |
| 1987 |
10 NOVEMBER |
3,301 |
47 km |
| 2017 |
UNNAMED |
3,053 |
38 km |
| 2010 |
BIEN 1-4 |
2,983 |
79 km |
| 2017 |
UNNAMED |
2,935 |
93 km |
| 2014 |
UNNAMED |
2,887 |
24 km |
| 2020 |
TOMBIGBEE COMP 54/55/56 |
2,846 |
39 km |
| 2006 |
WITCHDCE W |
2,846 |
90 km |
| 2021 |
BIENVILLE CPT 1-4 |
2,761 |
79 km |
| 2022 |
TOMBIGBEE BB 54 55 56 |
2,736 |
39 km |
| 1995 |
16 |
2,482 |
46 km |
| 2019 |
UNNAMED |
2,436 |
83 km |
| 2008 |
UNNAMED |
2,393 |
47 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
44°F (7°C) |
5.7 in |
Coldest |
| February |
46°F (8°C) |
5.0 in |
|
| March |
54°F (12°C) |
6.4 in |
Wettest |
| April |
61°F (16°C) |
5.8 in |
|
| May |
69°F (21°C) |
5.0 in |
|
| June |
76°F (25°C) |
3.7 in |
|
| July |
81°F (27°C) |
5.1 in |
Warmest |
| August |
79°F (26°C) |
3.4 in |
Driest |
| September |
73°F (23°C) |
3.5 in |
|
| October |
62°F (17°C) |
3.7 in |
|
| November |
53°F (12°C) |
5.0 in |
|
| December |
45°F (7°C) |
5.9 in |
|
McCool has a seasonal temperature swing of 37°F / from 44°F in January to 81°F in July. Total annual precipitation is 58.2 inches, with March being the wettest month (6.4") and August the driest (3.4").
Average costs for common services in McCool. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$218 ($131–$348) |
| Specialist Visit |
$305 ($174–$479) |
| Urgent Care Visit |
$174 ($87–$305) |
| Emergency Room Visit |
$1,914 ($696–$4,350) |
| Dental Cleaning |
$113 ($65–$174) |
| Dental Filling |
$218 ($131–$348) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$39 ($22–$65) |
| Oil Change (Synthetic) |
$65 ($44–$104) |
| Brake Pad Replacement |
$261 ($131–$435) |
| Tire Rotation |
$35 ($17–$65) |
| New Tires (Set of 4) |
$522 ($348–$870) |
| Battery Replacement |
$174 ($87–$305) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$87 ($52–$131) |
| Electrician (Per Hour) |
$78 ($44–$122) |
| HVAC Repair |
$348 ($131–$696) |
| HVAC System Install |
$6,090 ($3,480–$10,440) |
| Roof Repair |
$870 ($348–$1,740) |
| Roof Replacement |
$7,830 ($4,785–$13,050) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,305 ($435–$3,045) |
| Divorce (Contested) |
$13,050 ($4,350–$26,100) |
| DUI Defense |
$4,350 ($1,740–$8,700) |
| Bankruptcy (Chapter 7) |
$1,305 ($696–$2,610) |
| Will Preparation |
$435 ($174–$870) |
| Trust Preparation |
$2,175 ($870–$4,350) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$39) |
| Women's Haircut |
$48 ($26–$87) |
| Hair Coloring (Full) |
$131 ($65–$218) |
| Manicure |
$22 ($13–$39) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$113) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.57 ($2.61–$4.79) |
| Dozen Eggs (per dozen) |
$3.05 ($2.18–$4.35) |
| Loaf of Bread |
$3.31 ($2.18–$4.79) |
| Chicken Breast (per lb) |
$3.92 ($2.61–$5.66) |
| Ground Beef (per lb) |
$4.79 ($3.48–$6.53) |
| Rice (per lb) |
$0.87 ($0.52–$1.57) |
View all 20 services
Utilities
| Electricity (Monthly) |
$122 ($70–$218) |
| Natural Gas (Monthly) |
$61 ($26–$131) |
| Water/Sewer (Monthly) |
$61 ($35–$104) |
| Internet (Monthly) |
$61 ($35–$87) |
| Cell Phone Plan (Monthly) |
$57 ($26–$87) |
| Cable TV (Monthly) |
$74 ($44–$131) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$174 ($65–$435) |
| Car Insurance (Annual) |
$1,740 ($1,044–$3,045) |
| Bus Pass (Monthly) |
$61 ($26–$113) |
| Taxi/Uber (5-Mile Ride) |
$13 ($6.96–$22) |
| Car Registration (Annual) |
$87 ($26–$218) |
| Driver's License Renewal |
$26 ($13–$65) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,044 ($522–$2,175) |
| Daycare (Toddler, Monthly) |
$870 ($435–$1,740) |
| After-School Care (Monthly) |
$348 ($174–$609) |
| Tutoring (Per Hour) |
$44 ($22–$87) |
| SAT/ACT Prep Course |
$870 ($348–$2,175) |
| Private School (K-12, Annual) |
$10,875 ($4,350–$26,100) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$52 ($26–$87) |
| Dog Vaccination (Annual) |
$87 ($44–$174) |
| Dog Grooming |
$52 ($26–$87) |
| Pet Boarding (Per Night) |
$35 ($17–$65) |
| Dog Spay/Neuter |
$261 ($131–$435) |
| Cat Spay/Neuter |
$174 ($87–$348) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $510 |
| Toddler | $464 |
| Preschool | $464 |
| Family Childcare (monthly) |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About McCool
What is the population of McCool?
McCool has a population of 77 residents and is located in Mississippi. The population density is 82 people per square mile, spread across 0.9 square miles. The median age of residents is 64.6 years, which is older than the national median of 38.9 years. The population is 58.4% female and 41.6% male.
Is McCool expensive to live in?
McCool is more affordable than the national average, with a cost of living index of 87 / below the baseline of 100. The median household income is $56,458, 25% below the national average of $75,149. The median home value is $70,800 (75% below the U.S. median). The home price-to-income ratio is 1.3x, indicating housing is reasonably affordable relative to local income levels.
Is McCool safe?
McCool is considered a very safe city with a violent crime rate of 136 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,564 per 100,000 (below the national average). Overall, McCool receives a safety grade of F based on combined crime data.
What is the weather like in McCool?
McCool enjoys a temperate climate with an average annual temperature of 64°F (18°C). Winter temperatures average 44°F in January, while summers reach an average of 81°F in July. The area receives 304 sunny days per year, well above the national average of 205. Annual rainfall totals 57.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in McCool?
The job market in McCool is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,022. There are 160 business establishments in the area, including 8 restaurants and food service locations. The average commute time is 50 minutes, and 25.9% of workers work from home.
How much does housing cost in McCool?
The median home value in McCool is $70,800. Zillow estimates the typical home value at $137,058. The homeownership rate is 95.3%. The average annual property tax is $1,840.
How are the schools in McCool?
Schools in McCool score 5.3 out of 10 on standardized testing, near the national average. 17.4% of adults in McCool hold a bachelor's degree or higher, below the national average of 33.7%. 92.8% have completed high school. 2.0% hold a graduate or professional degree.
How healthy is McCool?
The obesity rate in McCool is 39.8% (above the national rate of 32.1%). 19.6% of adults are smokers. 33.3% are physically inactive. 22.1% of residents report depression. 12.2% lack health insurance (above the national rate). 11.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:8,106.
What is transportation like in McCool?
The average commute in McCool is 50 minutes, longer than the national average of 28 minutes. 55.6% of workers drive alone to work, and 25.9% work from home.
What are the demographics of McCool?
The racial and ethnic makeup of McCool is 100% White. 96.4% of residents speak only English at home, while 3.6% speak Spanish. 69.0% of the population are military veterans. 36.2% of residents have a disability. 98.3% have health insurance coverage.
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