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McKinney, TX

Full City Profile · Texas · Collin County County

3.9 /5.0
B+ Good
202,314 Population 2,960/sq mi density
$120,273 Median Income $53,008 per capita
$439,500 Home Value $483,340 Zillow
$1,841 Median Rent 29.7% income on rent
67°F Avg Temperature 303 sunny days/yr
143 Violent Crime/100K 993 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$120,273 median income, 2.5% unemployment
A+
Affordability
4.6 / 5.0
$439,500 home value, $1,841/mo rent
F
Safety
1.0 / 5.0
143 violent crimes/100K
A+
Education
5.0 / 5.0
52.6% bachelor's degree or higher

Housing Overview

Median Home Value
$439,500
56% above
US avg: $281,900
Median Rent
$1,841/mo
58% above
US avg: $1,163/mo
Homeownership Rate
63.3%
3% below US avg (65.4%)
Total Housing Units
72,132
Median year built: 2006

Home Value by Source

Census Median
$439,500
Zillow (ZHVI)
$483,340
Median Sale Price
$520,000
Median List Price
$524,900
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

63.3%
Owner-Occupied
36.7%
Renter-Occupied
63%
37%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$887/mo
1 Bedroom
$935/mo
2 Bedroom
$1,149/mo
3 Bedroom
$1,497/mo
4 Bedroom
$1,733/mo
Census median rent: $1,841/mo · Zillow rent: $1,675/mo

Market Indicators (Redfin)

Median Days on Market
92 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
177
Price Drops
39.0%
of listings with price reduction
Price Per Sq Ft
$200
Active Inventory
674
homes for sale

Affordability & Housing Stock

Rent Burden
29.7%
of renters spending 30%+ of income on housing
4% below US avg (31.0%)
Median Year Built
2006
Average age of housing stock: 20 years
Homeownership Rate
63.3%

Complete Housing Data

Home Values

Census Median Value$439,500
Zillow Home Value (ZHVI)$483,340
Median Sale Price$520,000
Median List Price$524,900
Price Per Sq Ft$200

Rent

Census Median Rent$1,841
Zillow Rent (ZORI)$1,675
FMR Studio$887
FMR 1-Bedroom$935
FMR 2-Bedroom$1,149
FMR 3-Bedroom$1,497
FMR 4-Bedroom$1,733

Market

Days on Market92
Sale-to-List Ratio1.0%
Price Drops39.0%
Homes Sold177
Active Inventory674
Price Per Sq Ft$200

Ownership & Stock

Owner-Occupied63.3%
Renter-Occupied36.7%
Homeownership Rate63.3%
Total Housing Units72,132
Median Year Built2006
Rent Burden29.7%