Median Income
$76,190
1% higher than US avg
Home Value
$155,500
45% lower than US avg
Violent Crime
22/100K
94% lower than US avg
Bachelor's+
17.0%
50% lower than US avg
Median Rent
$542
53% lower than US avg
Obesity Rate
41.2%
28% higher than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
3.6%
71% lower than US avg
How Mechanicsville Compares to the U.S. Average (100% = U.S. avg)
People
Population906
Median Age52.1 yrs
Density1,105/mi²
Male / Female52% / 48%
Largest GroupWhite 98%
Veterans12.5%
Economy
A+
Median Income$76,190
Per Capita$37,181
Unemployment2.3%
Poverty3.6%
County GDP$811M
Commute29 min
Housing
A+
Home Value$155,500
Rent$542
Ownership85.0%
Zillow$207,286
Housing Units436
Rent Burden32.1%
Crime
F
Violent22/100K
Property1,326/100K
Health
Obesity41.2%
Uninsured7.2%
Smoking16.4%
Depression22.9%
Heart Disease5.4%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain36.5 in/yr
Sunny Days275/yr
Elevation896 ft (273 m)
Education
C
Bachelor's+17.0%
High School+93.2%
Graduate+2.7%
School Score5.67
Community
2024 VoteR 60% / D 38%
Commute29 min
Broadband86.3%
EV Stations2
Libraries8
Is Mechanicsville a Good Place to Live?
Based on current data, Mechanicsville receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Mechanicsville offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mechanicsville is $76,190, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.3%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Mechanicsville is $155,500, 45% below the national median / offering relatively affordable homeownership. Renters pay a median of $542 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Mechanicsville is a very safe community with a violent crime rate of 22 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,326 per 100,000, 32% below the national average.
Education
17.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.2% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Mechanicsville experiences four distinct seasons with an average temperature of 49°F. Winters average 20°F in January while summers reach 74°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.5 inches. Air quality is rated Good with a median AQI of 43.
Mechanicsville has a population of 906 with a density of 1,105 people per square mile, spread across 0.8 square miles. The median age is 52.1 years, 34% older than the national median of 38.9. The gender split is 48.2% female and 51.8% male. The city is predominantly White (98%). English is the primary language spoken at home by 99.3% of residents. 12.5% of the population are veterans, above the national rate of 6.0%. 21.6% of residents have a disability (above the 13.0% national average). 94.9% have health insurance coverage.
Population
52.1yrs
Median Age
34% above US avg
Race & Ethnicity
Mechanicsville vs U.S. Average
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Mechanicsville vs U.S. Average
The median household income in Mechanicsville is $76,190, which is 1% above the national average of $75,149. Per capita income is $37,181. The average weekly wage is $947, 34% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 3.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 588 business establishments, including 27 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 19.8% of workers work from home (above the 15.2% national rate).
Income: Mechanicsville vs U.S.
Income
| Median HH Income | $76,190 |
| 1% above US avg |
| Per Capita Income | $37,181 |
| Avg Weekly Wage | $947 |
| IRS Avg AGI | $75,774 |
| Gini Index | 0.381 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 3.6% |
| 71% below US avg |
| Establishments (County) | 588 |
| County GDP | $811M |
Business (County)
| Restaurants | 27 |
| Healthcare | 41 |
| Retail | 50 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $4,113 |
| 18% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.65% |
Commute & Transportation
| Commute Time | 29.2 min |
| Drive Alone | 76.4% |
| Public Transit | 0.0% |
| Work from Home | 19.8% |
The median home value in Mechanicsville is $155,500, 45% below the national median of $281,900. Zillow estimates the typical home value at $207,286, higher than the Census estimate. Monthly rent averages $542 (53% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 85.0% of housing units are owner-occupied (above the 65.4% national rate). There are 436 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $4,113 (higher than the $3,500 national average). 32.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $155,500 |
| 45% below US avg |
| Zillow ZHVI | $207,286 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $542 |
| 53% below US avg |
| Rent Burden | 32.1% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 85.0% |
| Owner-Occupied | 85.0% |
| Renter-Occupied | 15.0% |
| Housing Units | 436 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $4,113 |
| 18% above US avg |
| Effective Rate | 2.65% |
In Mechanicsville, 41.2% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.4% of residents. 30.5% have high blood pressure. 16.4% are current smokers. 23.0% report binge drinking. 24.6% are physically inactive. 22.9% report depression. 18.5% experience frequent mental distress. 7.2% of residents lack health insurance. The primary care physician ratio is 1:6,137. The dentist ratio is 1:1,840. 65.0% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Mechanicsville vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.2% |
| 28% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.5% |
| Asthma | 10.5% |
| COPD | 6.3% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.4% |
| 17% above US avg |
| Binge Drinking | 23.0% |
| Physical Inactivity | 24.6% |
| Depression | 22.9% |
| Mental Distress | 18.5% |
| Physical Distress | 12.5% |
| Short Sleep | 35.7% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 7.2% |
| 16% below US avg |
| Primary Care | 1:6,137 |
| Dentists | 1:1,840 |
| Mental Health | 1:1,664 |
| Checkup Rate | 75.1% |
| Dental Visits | 66.3% |
| Premature Death | 6,019/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 65.0% |
| Healthcare Facilities | 41 |
Mechanicsville has a violent crime rate of 22 per 100,000 residents, 94% below the national average of 380. Property crime stands at 1,326 per 100,000, 32% below the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Mechanicsville receives a safety grade of F.
Crime Rates: Mechanicsville vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 21.7/100K |
| 94% below US avg |
| |
Property Crime
| Total Property | 1,325.5/100K |
| 32% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 12 |
| Avg Accident Severity | 2.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Mechanicsville experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 20°F in January while summers reach 74°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 36.5 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 896 feet.
Temperature
20°F Jan (-7°C)
74°F Jul (23°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 896 ft (273 m) |
| Area | 0.8 sq mi (2.1 km²) |
| Population Density | 1,105/sq mi |
| Coordinates | 41.9056°N, 91.2533°W |
| Timezone | America/Chicago |
| County | Cedar County County |
| Nearest Airport | Monticello Regional (MXO)
22 miles away |
Precipitation & Snow
Annual Rainfall
36.5"
4% below US avg
Wettest Month (Jun)
4.57"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 21.5 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 91.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
660 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 6 fatalities, 276 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 31, 2023 |
EF4 |
93 km |
0 |
| Mar 13, 1990 |
EF4 |
39 km |
0 |
| Aug 12, 1974 |
EF4 |
53 km |
0 |
| Aug 12, 1974 |
EF4 |
79 km |
0 |
| Aug 26, 1965 |
EF4 |
90 km |
1 |
| Apr 11, 1965 |
EF4 |
28 km |
1 |
| Apr 30, 1954 |
EF4 |
46 km |
0 |
| May 25, 2008 |
EF3 |
100 km |
0 |
| Jun 1, 2007 |
EF3 |
71 km |
0 |
| May 21, 2004 |
EF3 |
50 km |
0 |
| May 15, 1998 |
EF3 |
80 km |
0 |
| Jul 27, 1995 |
EF3 |
85 km |
0 |
| May 9, 1995 |
EF3 |
48 km |
0 |
| Jun 19, 1993 |
EF3 |
64 km |
0 |
| Jun 19, 1993 |
EF3 |
62 km |
0 |
| Jul 13, 1992 |
EF3 |
32 km |
0 |
| Mar 13, 1990 |
EF3 |
88 km |
0 |
| May 8, 1988 |
EF3 |
43 km |
0 |
| Aug 15, 1978 |
EF3 |
81 km |
0 |
| Jun 20, 1974 |
EF3 |
82 km |
1 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
89 km |
| 2002 |
HSB 03 2 |
1,130 |
89 km |
| 2009 |
UNNAMED |
939 |
83 km |
| 2010 |
FOLEY |
786 |
80 km |
| 2000 |
DESTRUST A |
756 |
88 km |
| 2011 |
ACE AUTO |
676 |
71 km |
| 2006 |
HSB 003 |
674 |
90 km |
| 2004 |
HSB 009 |
608 |
88 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
89 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.2 in |
Coldest, Driest |
| February |
25°F (-4°C) |
1.2 in |
|
| March |
36°F (2°C) |
2.4 in |
|
| April |
49°F (10°C) |
3.5 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
70°F (21°C) |
4.6 in |
Wettest |
| July |
74°F (23°C) |
4.3 in |
Warmest |
| August |
71°F (22°C) |
4.3 in |
|
| September |
63°F (17°C) |
4.2 in |
|
| October |
52°F (11°C) |
2.7 in |
|
| November |
37°F (3°C) |
2.3 in |
|
| December |
24°F (-4°C) |
1.8 in |
|
Mechanicsville has a seasonal temperature swing of 54°F / from 20°F in January to 74°F in July. Total annual precipitation is 36.5 inches, with June being the wettest month (4.6") and January the driest (1.2").
Average costs for common services in Mechanicsville. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $722 |
| Toddler | $622 |
| Preschool | $622 |
| Family Childcare (monthly) |
| Infant | $475 |
| Toddler | $467 |
| Preschool | $467 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mechanicsville
What is the population of Mechanicsville?
Mechanicsville has a population of 906 residents and is located in Iowa. The population density is 1,105 people per square mile, spread across 0.8 square miles. The median age of residents is 52.1 years, which is older than the national median of 38.9 years. The population is 48.2% female and 51.8% male.
Is Mechanicsville expensive to live in?
Mechanicsville is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $76,190, 1% above the national average of $75,149. The median home value is $155,500 (45% below the U.S. median). Renters pay a median of $542 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is Mechanicsville safe?
Mechanicsville is considered a very safe city with a violent crime rate of 22 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,326 per 100,000 (below the national average). Overall, Mechanicsville receives a safety grade of F based on combined crime data.
What is the weather like in Mechanicsville?
Mechanicsville has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 20°F in January, while summers reach an average of 74°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 36.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Mechanicsville?
The job market in Mechanicsville is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $947. There are 588 business establishments in the area, including 27 restaurants and food service locations. The average commute time is 29 minutes, and 19.8% of workers work from home.
How much does housing cost in Mechanicsville?
The median home value in Mechanicsville is $155,500. Zillow estimates the typical home value at $207,286. For renters, the median monthly rent is $542. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 85.0%. The average annual property tax is $4,113.
How are the schools in Mechanicsville?
Schools in Mechanicsville score 5.7 out of 10 on standardized testing, near the national average. 17.0% of adults in Mechanicsville hold a bachelor's degree or higher, below the national average of 33.7%. 93.2% have completed high school. 2.7% hold a graduate or professional degree.
How healthy is Mechanicsville?
The obesity rate in Mechanicsville is 41.2% (above the national rate of 32.1%). 16.4% of adults are smokers. 24.6% are physically inactive. 22.9% of residents report depression. 7.2% lack health insurance (below the national rate). 65.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,137.
What is transportation like in Mechanicsville?
The average commute in Mechanicsville is 29 minutes. 76.4% of workers drive alone to work, and 19.8% work from home.
What are the demographics of Mechanicsville?
The racial and ethnic makeup of Mechanicsville is 98% White. 99.3% of residents speak only English at home. 12.5% of the population are military veterans. 21.6% of residents have a disability. 94.9% have health insurance coverage.
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