Median Income
$103,933
38% higher than US avg
Home Value
$300,000
6% higher than US avg
Violent Crime
349/100K
8% lower than US avg
Bachelor's+
53.3%
58% higher than US avg
Median Rent
$1,226
5% higher than US avg
Obesity Rate
30.0%
7% lower than US avg
Unemployment
2.3%
36% lower than US avg
Poverty Rate
1.8%
85% lower than US avg
How North Liberty Compares to the U.S. Average (100% = U.S. avg)
People
Population20,782
Median Age31.8 yrs
Density2,181/mi²
Male / Female52% / 48%
Largest GroupWhite 81%
Veterans4.5%
Economy
A+
Median Income$103,933
Per Capita$54,241
Unemployment2.3%
Poverty1.8%
County GDP$12,640M
Commute24 min
Housing
A+
Home Value$300,000
Rent$1,226
Ownership68.5%
Zillow$306,226
Housing Units8,317
Rent Burden24.2%
Crime
F
Violent349/100K
Property602/100K
Murder0.0/100K
Assault249/100K
Burglary105/100K
Health
Obesity30.0%
Uninsured4.9%
Smoking9.7%
Depression20.3%
Heart Disease4.3%
Climate
Avg Temp51°F (11°C)
AQI43 (Good)
Rain35.7 in/yr
Sunny Days275/yr
Elevation779 ft (237 m)
Education
A+
Bachelor's+53.3%
High School+98.7%
Graduate+23.4%
School Score6.24
Community
2024 VoteR 30% / D 68%
Commute24 min
Broadband94.5%
EV Stations3
Libraries8
Is North Liberty a Good Place to Live?
Based on current data, North Liberty receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, abundant sunshine. North Liberty stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in North Liberty is $103,933, which is significantly higher than the national average / 38% above $75,149. This places North Liberty among higher-income communities. The job market is very strong with unemployment at just 2.3%. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in North Liberty is $300,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,226 per month. At just 2.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in North Liberty is below the national average at 349 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 602 per 100,000, 69% below the national average.
Education
North Liberty is a highly educated community / 53.3% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.7% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
North Liberty experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 35.7 inches. Air quality is rated Good with a median AQI of 43.
North Liberty has a population of 20,782 with a density of 2,181 people per square mile, spread across 9.5 square miles. The median age is 31.8 years, 18% younger than the national median of 38.9. The gender split is 47.7% female and 52.3% male. The city is predominantly White (81.3%), with 1.4% Hispanic, 4.6% Black. English is the primary language spoken at home by 89.2% of residents, while 10.8% speak Spanish. 4.5% of the population are veterans, below the national rate of 6.0%. 6.6% of residents have a disability (below the 13.0% national average). 96.2% have health insurance coverage.
Population
31.8yrs
Median Age
18% below US avg
Race & Ethnicity
North Liberty vs U.S. Average
Language Spoken at Home
English Only
89.2%
14% above US avg
Spanish
10.8%
19% below US avg
Social Characteristics
North Liberty vs U.S. Average
The median household income in North Liberty is $103,933, which is 38% above the national average of $75,149. Per capita income is $54,241 (above the $39,052 national figure). The average weekly wage is $1,238, 14% lower than the U.S. average. The unemployment rate is 2.3% (below the 3.6% US average). 1.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,140 business establishments, including 448 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 13.4% of workers work from home.
Income: North Liberty vs U.S.
Income
| Median HH Income | $103,933 |
| 38% above US avg |
| Per Capita Income | $54,241 |
| Avg Weekly Wage | $1,238 |
| IRS Avg AGI | $93,456 |
| Gini Index | 0.495 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.3% |
| 36% below US avg |
| Poverty Rate | 1.8% |
| 85% below US avg |
| Establishments (County) | 5,140 |
| County GDP | $12,640M |
Business (County)
| Restaurants | 448 |
| Healthcare | 493 |
| Retail | 492 |
| Manufacturing | 80 |
Tax & Cost of Living
| Property Tax (IRS) | $6,982 |
| 99% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.33% |
Commute & Transportation
| Commute Time | 24.0 min |
| Drive Alone | 73.2% |
| Public Transit | 0.8% |
| Work from Home | 13.4% |
The median home value in North Liberty is $300,000, 6% above the national median of $281,900. Zillow estimates the typical home value at $306,226. Homes sell for 98.8% of their list price. Monthly rent averages $1,226 (5% above the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 68.5% of housing units are owner-occupied. There are 8,317 total housing units in the city. The median year a home was built is 2004. The average annual property tax is $6,982 (higher than the $3,500 national average). 24.2% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $300,000 |
| 6% above US avg |
| Zillow ZHVI | $306,226 |
| Median List Price | $319,900 |
Real Estate Market (Redfin)
| Median List Price | $319,900 |
| $/Sq Ft | $161 |
| Homes Sold | 16 |
| Sale-to-List Ratio | 98.8% |
| Price Drops | 8.0% |
| Inventory | 137 |
Rental Costs
| Census Median Rent | $1,226 |
| 5% above US avg |
| Zillow Rent (ZORI) | $1,463 |
| Rent Burden | 24.2% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 68.5% |
| Owner-Occupied | 68.5% |
| Renter-Occupied | 31.5% |
| Housing Units | 8,317 |
| Median Year Built | 2004 |
Property Tax
| Avg Tax (IRS) | $6,982 |
| 99% above US avg |
| Effective Rate | 2.33% |
In North Liberty, 30.0% of adults are obese, below the national rate of 32.1%. 7.9% have diabetes (below the 10.5% national rate). Heart disease affects 4.3% of residents, below the national average. 27.5% have high blood pressure. 9.7% are current smokers (below the 14.0% national rate). 24.0% report binge drinking. 15.4% are physically inactive, below the national average. 20.3% report depression. 14.7% experience frequent mental distress. 4.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:521. The dentist ratio is 1:424. 89.7% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-22)
PM2.5
5.1
μg/m³
Fine particulate
PM10
5.2
μg/m³
Coarse particulate
NO₂
2.8
μg/m³
Nitrogen dioxide
SO₂
1.3
μg/m³
Sulphur dioxide
CO
148.0
μg/m³
Carbon monoxide
Health Metrics: North Liberty vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.0% |
| 7% below US avg |
| Diabetes | 7.9% |
| Heart Disease | 4.3% |
| High Blood Pressure | 27.5% |
| Asthma | 9.6% |
| COPD | 4.3% |
| Cancer | 7.5% |
| Stroke | 2.3% |
Behaviors & Mental Health
| Smoking | 9.7% |
| 31% below US avg |
| Binge Drinking | 24.0% |
| Physical Inactivity | 15.4% |
| Depression | 20.3% |
| Mental Distress | 14.7% |
| Physical Distress | 9.2% |
| Short Sleep | 28.8% |
Healthcare Access
| Insurance Rate | 96.2% |
| Uninsured | 4.9% |
| 43% below US avg |
| Primary Care | 1:521 |
| Dentists | 1:424 |
| Mental Health | 1:209 |
| Checkup Rate | 77.6% |
| Dental Visits | 75.5% |
| Premature Death | 4,821/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 89.7% |
| Healthcare Facilities | 493 |
North Liberty has a violent crime rate of 349 per 100,000 residents, 8% below the national average of 380. This breaks down to aggravated assault at 248.9 per 100,000, robbery at 0.0, rape at 99.6. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 602 per 100,000, 69% below the U.S. average. This includes larceny/theft at 483, burglary at 105, vehicle theft at 15 per 100,000 residents. The county recorded 5 fatal traffic crashes. Overall, North Liberty receives a safety grade of F.
Crime Rates: North Liberty vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 348.5/100K |
| 8% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 99.6/100K |
| Robbery | 0.0/100K |
| Assault | 248.9/100K |
Property Crime
| Total Property | 602.4/100K |
| 69% below US avg |
| Burglary | 104.6/100K |
| Theft | 482.9/100K |
| Vehicle Theft | 14.9/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 5 |
| Traffic Accidents | 294 |
| Avg Accident Severity | 2.4 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
North Liberty experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 35.7 inches. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 779 feet.
Temperature
23°F Jan (-5°C)
76°F Jul (24°C)
| Annual Average | 51.0°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 779 ft (237 m) |
| Area | 9.5 sq mi (24.7 km²) |
| Population Density | 2,181/sq mi |
| Coordinates | 41.7436°N, 91.6112°W |
| Timezone | America/Chicago |
| County | Johnson County County |
| Nearest Airport | The Eastern Iowa (CID) 12 miles away |
Precipitation & Snow
Annual Rainfall
35.7"
6% below US avg
Wettest Month (Jun)
4.57"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| PM2.5 (Fine Particles) | 10.3 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 87.4 / 100 |
| Social Vulnerability | 11.4 / 100 |
| Community Resilience | 96.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Very High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
645 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 7 fatalities, 262 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 31, 2023 |
EF4 |
60 km |
0 |
| Mar 13, 1990 |
EF4 |
56 km |
0 |
| Aug 12, 1974 |
EF4 |
68 km |
0 |
| Aug 12, 1974 |
EF4 |
47 km |
0 |
| Aug 26, 1965 |
EF4 |
79 km |
1 |
| Apr 11, 1965 |
EF4 |
58 km |
1 |
| Apr 30, 1954 |
EF4 |
41 km |
0 |
| Mar 31, 2023 |
EF3 |
97 km |
0 |
| Jun 1, 2007 |
EF3 |
63 km |
0 |
| May 21, 2004 |
EF3 |
38 km |
0 |
| May 15, 1998 |
EF3 |
53 km |
0 |
| Jul 27, 1995 |
EF3 |
95 km |
0 |
| May 9, 1995 |
EF3 |
64 km |
0 |
| Jun 19, 1993 |
EF3 |
76 km |
0 |
| Jun 19, 1993 |
EF3 |
98 km |
0 |
| Jul 13, 1992 |
EF3 |
63 km |
0 |
| May 8, 1988 |
EF3 |
69 km |
0 |
| Aug 15, 1978 |
EF3 |
87 km |
0 |
| May 4, 1977 |
EF3 |
97 km |
0 |
| Nov 9, 1975 |
EF3 |
87 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNIT 3 (1,206 ac, 1999).
| Year |
Name |
Acres |
Distance |
| 1999 |
UNIT 3 |
1,206 |
83 km |
| 2002 |
HSB 03 2 |
1,130 |
82 km |
| 2009 |
UNNAMED |
939 |
55 km |
| 2010 |
FOLEY |
786 |
52 km |
| 2000 |
DESTRUST A |
756 |
81 km |
| 2011 |
ACE AUTO |
676 |
42 km |
| 2006 |
HSB 003 |
674 |
83 km |
| 2004 |
HSB 009 |
608 |
82 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
1.1 in |
Coldest |
| February |
26°F (-4°C) |
1.1 in |
Driest |
| March |
38°F (3°C) |
2.3 in |
|
| April |
50°F (10°C) |
3.5 in |
|
| May |
61°F (16°C) |
4.1 in |
|
| June |
71°F (22°C) |
4.6 in |
Wettest |
| July |
76°F (24°C) |
4.5 in |
Warmest |
| August |
73°F (23°C) |
4.3 in |
|
| September |
64°F (18°C) |
4.0 in |
|
| October |
53°F (12°C) |
2.7 in |
|
| November |
38°F (3°C) |
2.2 in |
|
| December |
25°F (-4°C) |
1.6 in |
|
North Liberty has a seasonal temperature swing of 53°F / from 23°F in January to 76°F in July. Total annual precipitation is 35.8 inches, with June being the wettest month (4.6") and February the driest (1.1").
Average costs for common services in North Liberty. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132–$351) |
| Specialist Visit |
$307 ($176–$483) |
| Urgent Care Visit |
$176 ($88–$307) |
| Emergency Room Visit |
$1,932 ($702–$4,390) |
| Dental Cleaning |
$114 ($66–$176) |
| Dental Filling |
$220 ($132–$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22–$66) |
| Oil Change (Synthetic) |
$66 ($44–$105) |
| Brake Pad Replacement |
$263 ($132–$439) |
| Tire Rotation |
$35 ($18–$66) |
| New Tires (Set of 4) |
$527 ($351–$878) |
| Battery Replacement |
$176 ($88–$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53–$132) |
| Electrician (Per Hour) |
$79 ($44–$123) |
| HVAC Repair |
$351 ($132–$702) |
| HVAC System Install |
$6,146 ($3,512–$10,536) |
| Roof Repair |
$878 ($351–$1,756) |
| Roof Replacement |
$7,902 ($4,829–$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439–$3,073) |
| Divorce (Contested) |
$13,170 ($4,390–$26,340) |
| DUI Defense |
$4,390 ($1,756–$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702–$2,634) |
| Will Preparation |
$439 ($176–$878) |
| Trust Preparation |
$2,195 ($878–$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13–$40) |
| Women's Haircut |
$48 ($26–$88) |
| Hair Coloring (Full) |
$132 ($66–$220) |
| Manicure |
$22 ($13–$40) |
| Pedicure |
$35 ($22–$57) |
| Massage (1 Hour) |
$70 ($44–$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63–$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20–$4.39) |
| Loaf of Bread |
$3.34 ($2.20–$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63–$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51–$6.59) |
| Rice (per lb) |
$0.88 ($0.53–$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70–$220) |
| Natural Gas (Monthly) |
$61 ($26–$132) |
| Water/Sewer (Monthly) |
$61 ($35–$105) |
| Internet (Monthly) |
$61 ($35–$88) |
| Cell Phone Plan (Monthly) |
$57 ($26–$88) |
| Cable TV (Monthly) |
$75 ($44–$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66–$439) |
| Car Insurance (Annual) |
$1,756 ($1,054–$3,073) |
| Bus Pass (Monthly) |
$61 ($26–$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02–$22) |
| Car Registration (Annual) |
$88 ($26–$220) |
| Driver's License Renewal |
$26 ($13–$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527–$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439–$1,756) |
| After-School Care (Monthly) |
$351 ($176–$615) |
| Tutoring (Per Hour) |
$44 ($22–$88) |
| SAT/ACT Prep Course |
$878 ($351–$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390–$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26–$88) |
| Dog Vaccination (Annual) |
$88 ($44–$176) |
| Dog Grooming |
$53 ($26–$88) |
| Pet Boarding (Per Night) |
$35 ($18–$66) |
| Dog Spay/Neuter |
$263 ($132–$439) |
| Cat Spay/Neuter |
$176 ($88–$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $765 |
| Toddler | $659 |
| Preschool | $659 |
| Family Childcare (monthly) |
| Infant | $516 |
| Toddler | $508 |
| Preschool | $508 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About North Liberty
What is the population of North Liberty?
North Liberty has a population of 20,782 residents and is located in Iowa. The population density is 2,181 people per square mile, spread across 9.5 square miles. The median age of residents is 31.8 years, which is younger than the national median of 38.9 years. The population is 47.7% female and 52.3% male.
Is North Liberty expensive to live in?
North Liberty is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $103,933, 38% above the national average of $75,149. The median home value is $300,000 (6% above the U.S. median). Renters pay a median of $1,226 per month. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
Is North Liberty safe?
North Liberty is safer than the national average, with a violent crime rate of 349 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 602 per 100,000 (below the national average). Overall, North Liberty receives a safety grade of F based on combined crime data.
What is the weather like in North Liberty?
North Liberty has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 35.7 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in North Liberty?
The job market in North Liberty is very strong, with unemployment at just 2.3% / well below the national rate of 3.6%. The average weekly wage is $1,238. There are 5,140 business establishments in the area, including 448 restaurants and food service locations. The average commute time is 24 minutes, and 13.4% of workers work from home.
How much does housing cost in North Liberty?
The median home value in North Liberty is $300,000. Zillow estimates the typical home value at $306,226. For renters, the median monthly rent is $1,226. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 68.5%. The average annual property tax is $6,982.
How are the schools in North Liberty?
Schools in North Liberty score 6.2 out of 10 on standardized testing, near the national average. 53.3% of adults in North Liberty hold a bachelor's degree or higher, above the national average of 33.7%. 98.7% have completed high school. 23.4% hold a graduate or professional degree.
How healthy is North Liberty?
The obesity rate in North Liberty is 30.0% (below the national rate of 32.1%). 9.7% of adults are smokers. 15.4% are physically inactive. 20.3% of residents report depression. 4.9% lack health insurance (below the national rate). 89.7% of residents have access to exercise opportunities. The primary care physician ratio is 1:521.
What is transportation like in North Liberty?
The average commute in North Liberty is 24 minutes, shorter than the national average of 28 minutes. 73.2% of workers drive alone to work, and 13.4% work from home.
What are the demographics of North Liberty?
The racial and ethnic makeup of North Liberty is 81.3% White, 4.6% Black or African American, 1.4% Hispanic or Latino. 89.2% of residents speak only English at home, while 10.8% speak Spanish. 4.5% of the population are military veterans. 6.6% of residents have a disability. 96.2% have health insurance coverage.