Median Income
$82,857
10% higher than US avg
Home Value
$147,400
48% lower than US avg
Bachelor's+
19.4%
42% lower than US avg
Median Rent
$722
38% lower than US avg
Obesity Rate
41.0%
28% higher than US avg
Unemployment
4.5%
25% higher than US avg
Poverty Rate
2.7%
78% lower than US avg
How Melbourne Compares to the U.S. Average (100% = U.S. avg)
People
Population714
Median Age39.3 yrs
Density1,347/mi²
Male / Female51% / 49%
Largest GroupWhite 98%
Veterans9.6%
Economy
A
Median Income$82,857
Per Capita$39,979
Unemployment4.5%
Poverty2.7%
County GDP$1,523M
Commute27 min
Housing
A+
Home Value$147,400
Rent$722
Ownership74.8%
Zillow$251,108
Housing Units310
Rent Burden21.9%
Health
Obesity41.0%
Uninsured4.1%
Smoking13.1%
Depression21.4%
Heart Disease4.8%
Climate
Avg Temp48°F (9°C)
Rain32.8 in/yr
Elevation1,040 ft (317 m)
Education
C+
Bachelor's+19.4%
High School+96.8%
Graduate+6.4%
School Score5.77
Community
2024 VoteR 63% / D 35%
Commute27 min
Broadband85.6%
EV Stations7
Libraries8
Is Melbourne a Good Place to Live?
Based on current data, Melbourne receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include high obesity rates. Melbourne stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Melbourne is $82,857, roughly in line with the national average of $75,149. Unemployment stands at 4.5%, indicating a healthy job market. Only 2.7% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Melbourne is $147,400, 48% below the national median / offering relatively affordable homeownership. Renters pay a median of $722 per month, below the national average / a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Education
19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 96.8% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Melbourne experiences four distinct seasons with an average temperature of 48°F. Winters average 19°F in January while summers reach 73°F in July. Annual precipitation totals 32.8 inches, including 30.6 inches of snow.
Melbourne has a population of 714 with a density of 1,347 people per square mile, spread across 0.5 square miles. The median age is 39.3 years, 1% older than the national median of 38.9. The gender split is 49.3% female and 50.7% male. The city is predominantly White (98.2%). English is the primary language spoken at home by 99.5% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 13.9% of residents have a disability. 95.9% have health insurance coverage.
Population
714
Total Population
2023 Census
39.3yrs
Median Age
1% above US avg
Race & Ethnicity
Melbourne vs U.S. Average
Language Spoken at Home
English Only
99.5%
27% above US avg
Spanish
0.6%
96% below US avg
Social Characteristics
Melbourne vs U.S. Average
The median household income in Melbourne is $82,857, which is 10% above the national average of $75,149. Per capita income is $39,979. The average weekly wage is $960, 33% lower than the U.S. average. The unemployment rate is 4.5% (above the 3.6% US average). 2.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 984 business establishments, including 63 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 8.7% of workers work from home (below the 15.2% national rate).
Income: Melbourne vs U.S.
Income
| Median HH Income | $82,857 |
| 10% above US avg |
| Per Capita Income | $39,979 |
| Avg Weekly Wage | $960 |
| IRS Avg AGI | $72,700 |
| Gini Index | 0.424 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.5% |
| 25% above US avg |
| Poverty Rate | 2.7% |
| 78% below US avg |
| Establishments (County) | 984 |
| County GDP | $1,523M |
Business (County)
| Restaurants | 63 |
| Healthcare | 66 |
| Retail | 96 |
| Manufacturing | 37 |
Tax & Cost of Living
| Property Tax (IRS) | $4,099 |
| 17% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 2.78% |
Commute & Transportation
| Commute Time | 27.4 min |
| Drive Alone | 82.0% |
| Public Transit | 0.0% |
| Work from Home | 8.7% |
The median home value in Melbourne is $147,400, 48% below the national median of $281,900. Zillow estimates the typical home value at $251,108, higher than the Census estimate. According to Redfin, the median sale price is $182,000 with homes selling in an average of 67 days. Homes sell for 94.5% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $722 (38% below the national average of $1,163). Fair market rent ranges from $788 for a one-bedroom to $989 for a two-bedroom apartment. 74.8% of housing units are owner-occupied (above the 65.4% national rate). There are 310 total housing units in the city. The median year a home was built is 1962. The average annual property tax is $4,099 (higher than the $3,500 national average). 21.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.8x, well within the affordable range.
Home Values
| Census Median | $147,400 |
| 48% below US avg |
| Zillow ZHVI | $251,108 |
| Redfin Median Sale | $182,000 |
Real Estate Market (Redfin)
| Median Sale Price | $182,000 |
| $/Sq Ft | $94 |
| Homes Sold | 2 |
| Days on Market | 67 days |
| Sale-to-List Ratio | 94.5% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
| Census Median Rent | $722 |
| 38% below US avg |
| Rent Burden | 21.9% |
HUD Fair Market Rent
| Studio | $738 |
| 1 Bedroom | $788 |
| 2 Bedrooms | $989 |
| 3 Bedrooms | $1,282 |
| 4 Bedrooms | $1,420 |
Ownership & Property
| Homeownership | 74.8% |
| Owner-Occupied | 74.8% |
| Renter-Occupied | 25.2% |
| Housing Units | 310 |
| Median Year Built | 1962 |
Property Tax
| Avg Tax (IRS) | $4,099 |
| 17% above US avg |
| Effective Rate | 2.78% |
In Melbourne, 41.0% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 27.9% have high blood pressure. 13.1% are current smokers. 24.8% report binge drinking. 20.0% are physically inactive, below the national average. 21.4% report depression. 16.5% experience frequent mental distress. 4.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,518. The dentist ratio is 1:1,897. 76.5% of residents have access to exercise opportunities. The food environment index is 8.8 out of 10.
Health Metrics: Melbourne vs U.S. Average (%)
Chronic Conditions
| Obesity | 41.0% |
| 28% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 27.9% |
| Asthma | 9.6% |
| COPD | 4.9% |
| Cancer | 7.6% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 13.1% |
| 6% below US avg |
| Binge Drinking | 24.8% |
| Physical Inactivity | 20.0% |
| Depression | 21.4% |
| Mental Distress | 16.5% |
| Physical Distress | 10.8% |
| Short Sleep | 32.6% |
Healthcare Access
| Insurance Rate | 95.9% |
| Uninsured | 4.1% |
| 52% below US avg |
| Primary Care | 1:2,518 |
| Dentists | 1:1,897 |
| Mental Health | 1:862 |
| Checkup Rate | 77.0% |
| Dental Visits | 71.1% |
| Premature Death | 7,112/100K |
Food & Exercise
| Food Environment | 8.8/10 |
| Exercise Access | 76.5% |
| Healthcare Facilities | 66 |
Melbourne experiences four distinct seasons with an average annual temperature of 48°F (9°C). Winters average 19°F in January while summers reach 73°F in July. Annual precipitation totals 32.8 inches. The area receives 30.6 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,040 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.7°F |
| 12% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
Geography
| Elevation | 1,040 ft (317 m) |
| Area | 0.5 sq mi (1.4 km²) |
| Population Density | 1,347/sq mi |
| Coordinates | 41.9416°N, 93.1023°W |
| Timezone | America/Chicago |
| County | Jasper County County |
| Nearest Airport | Des Moines International (DSM)
43 miles away |
Precipitation & Snow
Annual Rainfall
32.8"
14% below US avg
Wettest Month (Jun)
5.32"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.7 / 100 |
| Social Vulnerability | 21.9 / 100 |
| Community Resilience | 89.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively High |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
726 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 36 fatalities, 994 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 25, 2008 |
EF5 |
70 km |
9 |
| Jun 13, 1976 |
EF5 |
64 km |
0 |
| May 15, 1968 |
EF5 |
92 km |
13 |
| May 30, 1989 |
EF4 |
38 km |
0 |
| May 24, 1989 |
EF4 |
67 km |
0 |
| Sep 28, 1986 |
EF4 |
46 km |
0 |
| Aug 12, 1974 |
EF4 |
79 km |
0 |
| Jun 18, 1974 |
EF4 |
49 km |
2 |
| Aug 26, 1965 |
EF4 |
84 km |
1 |
| Sep 1, 1961 |
EF4 |
94 km |
0 |
| Aug 20, 2019 |
EF3 |
84 km |
0 |
| Jul 19, 2018 |
EF3 |
17 km |
0 |
| Jul 19, 2018 |
EF3 |
55 km |
0 |
| Jun 22, 2015 |
EF3 |
86 km |
0 |
| Nov 12, 2005 |
EF3 |
85 km |
1 |
| May 11, 2000 |
EF3 |
84 km |
1 |
| Mar 22, 1991 |
EF3 |
44 km |
0 |
| Jun 28, 1990 |
EF3 |
77 km |
0 |
| Mar 13, 1990 |
EF3 |
25 km |
0 |
| Sep 16, 1978 |
EF3 |
7 km |
6 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
5 wildfires (100+ acres) within 100 km.
Largest: NEAL SMITH WUI 2016 1 (1,050 ac, 2016).
| Year |
Name |
Acres |
Distance |
| 2016 |
NEAL SMITH WUI 2016 1 |
1,050 |
43 km |
| 2009 |
UNNAMED |
939 |
70 km |
| 2010 |
FOLEY |
786 |
74 km |
| 2011 |
ACE AUTO |
676 |
84 km |
| 2011 |
IRCP WUI ROFAE #2 FY11 |
510 |
64 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
0.8 in |
Coldest |
| February |
23°F (-5°C) |
0.5 in |
Driest |
| March |
36°F (2°C) |
1.6 in |
|
| April |
48°F (9°C) |
3.7 in |
|
| May |
60°F (16°C) |
4.9 in |
|
| June |
70°F (21°C) |
5.3 in |
Wettest |
| July |
73°F (23°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.9 in |
|
| September |
63°F (17°C) |
3.2 in |
|
| October |
50°F (10°C) |
2.5 in |
|
| November |
36°F (2°C) |
1.7 in |
|
| December |
24°F (-4°C) |
1.0 in |
|
Melbourne has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 32.8 inches, with June being the wettest month (5.3") and February the driest (0.5").
Average costs for common services in Melbourne. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $691 |
| Toddler | $596 |
| Preschool | $596 |
| Family Childcare (monthly) |
| Infant | $467 |
| Toddler | $459 |
| Preschool | $459 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Melbourne
What is the population of Melbourne?
Melbourne has a population of 714 residents and is located in Iowa. The population density is 1,347 people per square mile, spread across 0.5 square miles. The median age of residents is 39.3 years. The population is 49.3% female and 50.7% male.
Is Melbourne expensive to live in?
Melbourne is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median household income is $82,857, 10% above the national average of $75,149. The median home value is $147,400 (48% below the U.S. median). Renters pay a median of $722 per month, below the national average of $1,163. The home price-to-income ratio is 1.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Melbourne?
Melbourne has a four-season climate with an average annual temperature of 48°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. Annual rainfall totals 32.8 inches, with 30.6 inches of snow.
How is the job market in Melbourne?
Melbourne has a healthy job market with an unemployment rate of 4.5%, near the national average of 3.6%. The average weekly wage is $960. There are 984 business establishments in the area, including 63 restaurants and food service locations. The average commute time is 27 minutes, and 8.7% of workers work from home.
How much does housing cost in Melbourne?
The median home value in Melbourne is $147,400. Zillow estimates the typical home value at $251,108. According to Redfin, the median sale price is $182,000, with homes typically selling within 67 days. For renters, the median monthly rent is $722. Fair market rent is $788 for a 1-bedroom and $989 for a 2-bedroom apartment. The homeownership rate is 74.8%. The average annual property tax is $4,099.
How are the schools in Melbourne?
Schools in Melbourne score 5.8 out of 10 on standardized testing, near the national average. 19.4% of adults in Melbourne hold a bachelor's degree or higher, below the national average of 33.7%. 96.8% have completed high school. 6.4% hold a graduate or professional degree.
How healthy is Melbourne?
The obesity rate in Melbourne is 41.0% (above the national rate of 32.1%). 13.1% of adults are smokers. 20.0% are physically inactive. 21.4% of residents report depression. 4.1% lack health insurance (below the national rate). 76.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,518.
What is transportation like in Melbourne?
The average commute in Melbourne is 27 minutes. 82% of workers drive alone to work, and 8.7% work from home.
What are the demographics of Melbourne?
The racial and ethnic makeup of Melbourne is 98.2% White, 1% Hispanic or Latino. 99.5% of residents speak only English at home. 9.6% of the population are military veterans. 13.9% of residents have a disability. 95.9% have health insurance coverage.