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Miami, MO

Missouri

Miami is a small town in Missouri with a population of 70.

Data updated April 2026

1.4 /5.0
F Poor
70 Population 125/sq mi density
54°F Avg Temperature 266 sunny days/yr
602 Violent Crime/100K 1,083 property/100K
F
Overall
1.4 / 5.0
Poor overall score based on economy, affordability, safety and education
F
Safety
1.0 / 5.0
602 violent crimes/100K (58% above avg)
D
Education
1.8 / 5.0
10.6% bachelor's degree or higher

Discover Miami, MO

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile
Violent Crime 602/100K
58% higher than US avg
Bachelor's+ 10.6%
69% lower than US avg
Obesity Rate 37.2%
16% higher than US avg
Unemployment 3.9%
8% higher than US avg
Poverty Rate 11.8%
5% lower than US avg

How Miami Compares to the U.S. Average (100% = U.S. avg)

People

Population70
Median Age36.5 yrs
Density125/mi²
Male / Female46% / 54%
Largest GroupWhite 100%
Veterans51.0%

Economy

Per Capita$21,601
Unemployment3.9%
Poverty11.8%
Commute22 min

Housing

Ownership81.5%
Zillow$206,544
Housing Units59
Rent Burden27.9%

Crime

F
Violent602/100K
Property1,083/100K

Health

Obesity37.2%
Uninsured8.6%
Smoking17.0%
Depression25.6%
Heart Disease5.8%

Climate

Avg Temp54°F (12°C)
AQI41 (Good)
Rain38.4 in/yr
Sunny Days266/yr
Elevation781 ft (238 m)

Education

D
Bachelor's+10.6%
High School+83.0%
Graduate+1.9%
School Score5.51

Community

2024 VoteR 77% / D 22%
Commute22 min
Broadband27.0%
EV Stations1

Is Miami a Good Place to Live?

Based on current data, Miami receives an overall livability score of 1.4 out of 5.0, earning a grade of F. Key strengths include abundant sunshine, high health insurance coverage. Areas to be aware of include elevated crime rates. Miami faces significant challenges across several quality-of-life categories.

Economy & Jobs

Unemployment stands at 3.9%, indicating a healthy job market. 11.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.

Safety & Crime

With 602 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 1,083 per 100,000, 45% below the national average.

Education

10.6% of residents hold a bachelor's degree, below the national average of 33.7%. 83.0% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Miami experiences four distinct seasons with an average temperature of 54°F. Winters average 27°F in January while summers reach 77°F in July. With 266 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.4 inches. Air quality is rated Good with a median AQI of 41.

Miami has a population of 70 with a density of 125 people per square mile, spread across 0.6 square miles. The median age is 36.5 years, 6% younger than the national median of 38.9. The gender split is 54.3% female and 45.7% male. The city is predominantly White (100%). English is the primary language spoken at home by 100% of residents. 51.0% of the population are veterans, above the national rate of 6.0%. 13.6% of residents have a disability. 96.3% have health insurance coverage.

Population

70
Total Population
125
People / sq mi
36.5yrs
Median Age
6% below US avg
0.6mi²
Land Area

Gender Distribution

Male 45.7%
Female 54.3%

Race & Ethnicity

Miami vs U.S. Average

Language Spoken at Home

English Only 100.0%
27% above US avg
Spanish 0.0%
100% below US avg

Social Characteristics

Miami vs U.S. Average

Per capita income is $21,601 (below the $39,052 national figure). The unemployment rate is 3.9% (above the 3.6% US average). 11.8% of residents live below the poverty line. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 12.9% of workers work from home.

Income: Miami vs U.S.

Commute Mode

Income

Per Capita Income$21,601

Employment & Poverty

Unemployment3.9%
8% above US avg
Poverty Rate11.8%
5% below US avg

Business (County)

Tax & Cost of Living

Cost of Living90.80 (100=avg)

Commute & Transportation

Commute Time21.7 min
Drive Alone80.7%
Public Transit0.0%
Work from Home12.9%

Walkability

Zillow estimates the typical home value at $206,544. Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 81.5% of housing units are owner-occupied (above the 65.4% national rate). There are 59 total housing units in the city. The median year a home was built is 1961. 27.9% of renters spend 30% or more of their income on housing.

Home Value Sources

Ownership Split

Home Values

Zillow ZHVI$206,544

Real Estate Market (Redfin)

Rental Costs

Rent Burden27.9%

HUD Fair Market Rent

Studio$732
1 Bedroom$775
2 Bedrooms$970
3 Bedrooms$1,265
4 Bedrooms$1,457

Ownership & Property

Homeownership81.5%
Owner-Occupied81.5%
Renter-Occupied18.5%
Housing Units59
Median Year Built1961

Property Tax

In Miami, 37.2% of adults are obese, above the national rate of 32.1%. 9.9% have diabetes. Heart disease affects 5.8% of residents. 32.1% have high blood pressure. 17.0% are current smokers (above the 14.0% national rate). 18.7% report binge drinking. 28.0% are physically inactive. 25.6% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 8.6% of residents lack health insurance.

Health Metrics: Miami vs U.S. Average (%)

Chronic Conditions

Obesity37.2%
16% above US avg
Diabetes9.9%
Heart Disease5.8%
High Blood Pressure32.1%
Asthma10.5%
COPD7.0%
Cancer7.4%
Stroke3.0%

Behaviors & Mental Health

Smoking17.0%
21% above US avg
Binge Drinking18.7%
Physical Inactivity28.0%
Depression25.6%
Mental Distress18.3%
Physical Distress13.3%
Short Sleep39.9%

Healthcare Access

Insurance Rate96.3%
Uninsured8.6%
0% below US avg
Checkup Rate75.9%
Dental Visits58.5%

Food & Exercise

Miami has a violent crime rate of 602 per 100,000 residents, 58% above the national average of 380. Property crime stands at 1,083 per 100,000, 45% below the U.S. average. Overall, Miami receives a safety grade of F.

Crime Rates: Miami vs U.S. Average (per 100,000)

Violent Crime

Total Violent601.7/100K
58% above US avg

Property Crime

Total Property1,083.0/100K
45% below US avg

Traffic Safety

Avg Accident Severity0.0 / 4.0

Safety Score

Safety GradeF
Safety Score1.0 / 5.0
View full crime details →
Miami experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 27°F in January while summers reach 77°F in July. The area gets 266 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.4 inches. The area receives 4.6 inches of snow annually. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 781 feet.

Temperature

27°F Jan (-3°C) 77°F Jul (25°C)
Annual Average53.8°F
0% below US avg
January Average27°F (-3°C)
July Average77°F (25°C)
Sunny Days266 days/yr

Geography

Elevation781 ft (238 m)
Area0.6 sq mi (1.6 km²)
Population Density125/sq mi
Coordinates39.3214°N, 93.2280°W
TimezoneAmerica/Chicago
Nearest AirportSedalia Regional (DMO)
43 miles away

Precipitation & Snow

Annual Rainfall 38.4"
1% above US avg
Snowfall 4.6"
Wettest Month (May) 4.80"
Driest Month (Feb) 1.34"

Air Quality

AQI Median41.0
RatingGood

Earthquake History

6 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.3. Most recent: M2.5 on Jul 15, 2025.

May 18, 2005 Missouri M3.3 115 km
Jul 31, 2005 Missouri M3.3 80 km
May 13, 1999 6 km WSW of Kansas City, Kansas M3.0 129 km
Feb 8, 2004 6 km SSW of Stoutsville, Missouri M2.9 117 km
Apr 4, 2015 3 km ESE of Clinton, Missouri M2.6 116 km
Jul 15, 2025 3 km W of Hale, Missouri M2.5 34 km
Source: USGS (M2.5+, 1990–2025)

Tornado History

383 tornadoes (EF0+) within 100 km since 1950. Strongest: EF4. Total: 14 fatalities, 269 injuries.

Date Rating Distance Fatalities
Mar 12, 2006 EF4 91 km 0
May 4, 1977 EF4 66 km 0
May 4, 1977 EF4 93 km 0
Apr 23, 1975 EF4 62 km 1
Apr 23, 1975 EF4 76 km 1
Apr 20, 1973 EF4 93 km 1
Apr 19, 1973 EF4 92 km 0
Jun 12, 1970 EF4 39 km 0
Apr 21, 1967 EF4 42 km 0
Mar 6, 2017 EF3 96 km 0
Mar 12, 2006 EF3 30 km 0
Mar 12, 2006 EF3 64 km 4
Nov 10, 1998 EF3 88 km 0
Jul 4, 1995 EF3 69 km 0
Nov 27, 1990 EF3 83 km 0
Nov 27, 1990 EF3 88 km 0
May 12, 1980 EF3 74 km 0
May 4, 1977 EF3 78 km 0
May 4, 1977 EF3 70 km 1
Apr 23, 1975 EF3 47 km 0
Source: NOAA SPC (EF0+, 1950–2024)

Wildfire History

2 wildfires (100+ acres) within 100 km. Largest: WOOLDRIDGE FIRE (1,323 ac, 2022).

Year Name Acres Distance
2022 WOOLDRIDGE FIRE 1,323 77 km
2012 HIGHWAY E 897 60 km
Source: NIFC/IRWIN (100+ acres)

Monthly Weather

Month Avg Temperature Precipitation Summary
January 27°F (-3°C) 1.4 in Coldest
February 32°F (0°C) 1.3 in Driest
March 43°F (6°C) 2.8 in
April 55°F (13°C) 3.7 in
May 64°F (18°C) 4.8 in Wettest
June 73°F (23°C) 4.4 in
July 77°F (25°C) 3.7 in Warmest
August 76°F (24°C) 3.6 in
September 68°F (20°C) 4.3 in
October 57°F (14°C) 3.6 in
November 43°F (6°C) 2.8 in
December 32°F (-0°C) 1.9 in

Miami has a seasonal temperature swing of 51°F / from 27°F in January to 77°F in July. Total annual precipitation is 38.4 inches, with May being the wettest month (4.8") and February the driest (1.3").

View full weather details →
10.6% of adults hold a bachelor's degree or higher, 69% below the national average of 33.7%. 83.0% have completed high school. 1.9% hold a graduate or professional degree (below the 13.1% national rate). Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 27.0% of households have broadband internet access (below the 90.0% national rate). The area has 1 EV charging stations. 80.7% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%
D 22.4%

Winner: Republican by 54.2 points

Safety & Disasters

Avg Accident Severity0.0 / 4.0
F Safety Grade (1.0/5.0)

Education

Bachelor's Degree+10.6%
69% below US avg
High School+83.0%
Graduate Degree+1.9%
School Test Score5.51
D Education Grade (1.8/5.0)

Area & Infrastructure

Population Density125/sq mi
Total Area0.6 sq mi

Services

Broadband Access27.0%
EV Charging Stations1
Alt Fuel Stations1

Commute & Transportation

Avg Commute21.7 min
Drive Alone80.7%
Public Transit0.0%
Work from Home12.9%
Average costs for common services in Miami. Prices are estimated based on regional cost of living data and may vary by provider.

Healthcare

Doctor Visit (Primary Care) $227 ($136–$363)
Specialist Visit $318 ($182–$499)
Urgent Care Visit $182 ($91–$318)
Emergency Room Visit $1,998 ($726–$4,540)
Dental Cleaning $118 ($68–$182)
Dental Filling $227 ($136–$363)
View all 40 services

Auto Repair

Oil Change (Conventional) $41 ($23–$68)
Oil Change (Synthetic) $68 ($45–$109)
Brake Pad Replacement $272 ($136–$454)
Tire Rotation $36 ($18–$68)
New Tires (Set of 4) $545 ($363–$908)
Battery Replacement $182 ($91–$318)
View all 18 services

Home Services

Plumber (Per Hour) $91 ($54–$136)
Electrician (Per Hour) $82 ($45–$127)
HVAC Repair $363 ($136–$726)
HVAC System Install $6,356 ($3,632–$10,896)
Roof Repair $908 ($363–$1,816)
Roof Replacement $8,172 ($4,994–$13,620)
View all 25 services

Legal

Divorce (Uncontested) $1,362 ($454–$3,178)
Divorce (Contested) $13,620 ($4,540–$27,240)
DUI Defense $4,540 ($1,816–$9,080)
Bankruptcy (Chapter 7) $1,362 ($726–$2,724)
Will Preparation $454 ($182–$908)
Trust Preparation $2,270 ($908–$4,540)
View all 12 services

Personal Care

Men's Haircut $23 ($14–$41)
Women's Haircut $50 ($27–$91)
Hair Coloring (Full) $136 ($68–$227)
Manicure $23 ($14–$41)
Pedicure $36 ($23–$59)
Massage (1 Hour) $73 ($45–$118)
View all 12 services

Food & Grocery

Gallon of Milk (per gallon) $3.72 ($2.72–$4.99)
Dozen Eggs (per dozen) $3.18 ($2.27–$4.54)
Loaf of Bread $3.45 ($2.27–$4.99)
Chicken Breast (per lb) $4.09 ($2.72–$5.90)
Ground Beef (per lb) $4.99 ($3.63–$6.81)
Rice (per lb) $0.91 ($0.54–$1.63)
View all 20 services

Utilities

Electricity (Monthly) $127 ($73–$227)
Natural Gas (Monthly) $64 ($27–$136)
Water/Sewer (Monthly) $64 ($36–$109)
Internet (Monthly) $64 ($36–$91)
Cell Phone Plan (Monthly) $59 ($27–$91)
Cable TV (Monthly) $77 ($45–$136)
View all 8 services

Transportation

Monthly Parking (Downtown) $182 ($68–$454)
Car Insurance (Annual) $1,816 ($1,090–$3,178)
Bus Pass (Monthly) $64 ($27–$118)
Taxi/Uber (5-Mile Ride) $14 ($7.26–$23)
Car Registration (Annual) $91 ($27–$227)
Driver's License Renewal $27 ($14–$68)
View all 8 services

Education & Childcare

Daycare (Infant, Monthly) $1,090 ($545–$2,270)
Daycare (Toddler, Monthly) $908 ($454–$1,816)
After-School Care (Monthly) $363 ($182–$636)
Tutoring (Per Hour) $45 ($23–$91)
SAT/ACT Prep Course $908 ($363–$2,270)
Private School (K-12, Annual) $11,350 ($4,540–$27,240)
View all 8 services

Pets

Vet Visit (Routine Checkup) $54 ($27–$91)
Dog Vaccination (Annual) $91 ($45–$182)
Dog Grooming $54 ($27–$91)
Pet Boarding (Per Night) $36 ($18–$68)
Dog Spay/Neuter $272 ($136–$454)
Cat Spay/Neuter $182 ($91–$363)
View all 9 services

Schools in Miami

1 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
MIAMI ELEM. Elementary 72 11 6.5:1
View full schools details →

Radio Stations near Miami

1 stations within ~55 km.

Station Genre Quality
KMMO country AAC+ 32 kbps

National Parks Near Miami

11 national parks and monuments found near Miami.

ParkTypeFee
Crowder State Park State Park Free
Finger Lakes State Park State Park Free
Kahrs-Boger Park State Park Free
Katy Trail State Park Free
Knob Noster State Park State Park Free
Long Branch State Park State Park Free
Pershing State Park State Park Free
Rock Bridge Memorial State Park State Park Free
Thousand Hills State Park State Park Free
Van Meter State Park State Park Free
Wallace State Park State Park Free

Museums in Miami

NameTypeAddressPhoneAnnual Revenue
VERN NESTER GALLERYART MUSEUM$34,755,669
MISSOURI RIVER BIRD OBSERVATORYZOO, AQUARIUM, OR WILDLIFE CONSERVATION6608868788$75,713
MARSHALL NICHOLAS BEAZLEY AVIATION MUSEUMGENERAL MUSEUM1985 SOUTH ODELL STREET6608862630$45,633
BRUNSWICK AREA HERITAGE MUSEUMNATURAL HISTORY MUSEUM
CENTRAL AUTO RACING BOOSTERS HALL OF FAME AND MUSEUMGENERAL MUSEUM
HALE LIBRARY & MUSEUMGENERAL MUSEUM
MIAMI MISSOURIHISTORIC PRESERVATION500 N MAIN PO BOX 336608523305
SALINE COUNTY HISTORICAL SOCIETYHISTORIC PRESERVATIONPO BOX 4286608867546
SALINE COUNTY HISTORICAL SOCIETYHISTORIC PRESERVATION4029472911

Libraries in Miami

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
MARSHALL PUBLIC LIBRARY214 N LAFAYETTE AVE0.010,545
SLATER PUBLIC LIBRARY201 N MAIN ST0.03,200

Farmers Markets in Miami

NameAddressSeasonHoursOrganicWebsite
Marshall Market on the Square N Jefferson St05/04/2013 to 10/05/2013Sat: 7:30 AM-12:30 PM;Visit

Cell Towers in Miami

AddressStructure TypeHeight (ft)
RT 4 BOX 166TOWER128
.95 mi N of Rt 65, 2.95 mi NW of Grand Pass and junction of Rt 65 & St Hwy BBTOWER128
.95 mi N of Rt 65, 2.95 mi NW of Grand Pass and junction of Rt 65 & St Hwy BBTOWER128
NEAR HIGHWAY 65 AND HIGHWAY 240 (COUNTY ROAD 140) (77213)GTOWER122
Near HWY 65 & HWY 240 (CR 140) (77213)GTOWER122
2 mi W of (95293)GTOWER112
Route 2 Box 117 (80630)GTOWER107
Approx. 3.1 miles N of Marshall Memorial Municipal AirportTOWER82
Approx. 3.1 miles N of Marshall Memorial Municipal AirportTOWER82
Blackburn Site 10749 State Hwy 20TOWER81
Blackburn Site 10749 State Hwy 20TOWER81
Approx. 0.08 miles N of State Rte 240, 0.03 miles N of State Rte MTOWER65
Approx. 0.08 miles N of State Rte 240, 0.03 miles N of State Rte MTOWER65
.25 MILES WEST OF ROUTE 41 .4 MILES SOUTH OF MISSOURI RIVERTOWER50
.25 MILES WEST OF ROUTE 41 .4 MILES SOUTH OF MISSOURI RIVERTOWER50

Bridges in Miami

LocationTypeKindYear BuiltLength (ft)Daily TrafficCondition
Box Beam (Single/Spread)Prestressed concrete continuous20201211,280G
Stringer/Multi-beamSteel continuous19392,1001,076G
Stringer/Multi-beamSteel19392431,076F
Box Beam (Multiple)Prestressed concrete201170201G
Box Beam (Single/Spread)Prestressed concrete continuous2020218199G
CulvertConcrete continuous195226124F
CulvertConcrete continuous195224124F
Stringer/Multi-beamSteel20144050G
Stringer/Multi-beamSteel20007135G
Stringer/Multi-beamSteel19402435F
Stringer/Multi-beamSteel20154235G
Stringer/Multi-beamPrestressed concrete198719220G
Stringer/Multi-beamSteel1986285F

Superfund Sites Near Miami

3 EPA Superfund sites (hazardous waste cleanup locations).

SiteAddressCounty
MARSHALL MUNICIPAL UTILITIES75 EAST MORGAN STREETSALINE
MARSHALL MUNICIPAL UTILITIES75 EAST MORGAN STREETSALINE
MARSHALL MUNICIPAL UTILITIES75 EAST MORGAN STREETSALINE

Airports Near Miami

32 airports within the area.

AirportIATAType
Whiteman Air Force BaseSZLMedium Airport
Aero Britton AirportSmall Airport
Bowen Field Ultralight FlightparkSmall Airport
Carp Farms AirportSmall Airport
Carrollton Memorial AirportSmall Airport
Chillicothe Municipal AirportSmall Airport
Curtis FieldSmall Airport
Dudes Landing AirportSmall Airport
Eagle Lodge AirportSmall Airport
Famuliner Farms AirportSmall Airport
Fletcher FieldSmall Airport
Higginsville Industrial Municipal AirportSmall Airport
Homan FieldSmall Airport
Jesse Viertel Memorial AirportSmall Airport
Kollmeyer AirportSmall Airport
Lake Sexton AirportSmall Airport
Landmark Manufacturing Corporation AirportSmall Airport
Lexington Municipal AirportSmall Airport
Marshall Memorial Municipal AirportMHLSmall Airport
North Central Missouri Regional AirportSmall Airport
Oak Ridge Farms AirportSmall Airport
Phillips FieldSmall Airport
Robbins AirportSmall Airport
Schneider FieldSmall Airport
Sedalia Memorial AirportDMOSmall Airport
Shiloh AirparkSmall Airport
Shorten AirfieldSmall Airport
Skyhaven AirportSmall Airport
Slater Memorial AirportSmall Airport
Slaughter AirportSmall Airport
Spillman FieldSmall Airport
Stockwell FieldSmall Airport

Police Stations in Miami

1 police stations.

StationAddressPhone
Marshall Police Department461 West Arrow Street

Download Full City Report

Get a comprehensive, print-ready PDF with all data for Miami.

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Frequently Asked Questions About Miami

What is the population of Miami?

Miami has a population of 70 residents and is located in Missouri. The population density is 125 people per square mile, spread across 0.6 square miles. The median age of residents is 36.5 years, which is younger than the national median of 38.9 years. The population is 54.3% female and 45.7% male.

Is Miami expensive to live in?

Miami is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100.

Is Miami safe?

Public safety is a concern in Miami, with a violent crime rate of 602 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 1,083 per 100,000 (below the national average). Overall, Miami receives a safety grade of F based on combined crime data.

What is the weather like in Miami?

Miami has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 27°F in January, while summers reach an average of 77°F in July. The area receives 266 sunny days per year, well above the national average of 205. Annual rainfall totals 38.4 inches, with 4.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in Miami?

Miami has a healthy job market with an unemployment rate of 3.9%, near the national average of 3.6%. The average commute time is 22 minutes, and 12.9% of workers work from home.

How are the schools in Miami?

Schools in Miami score 5.5 out of 10 on standardized testing, near the national average. 10.6% of adults in Miami hold a bachelor's degree or higher, below the national average of 33.7%. 83.0% have completed high school. 1.9% hold a graduate or professional degree.

How healthy is Miami?

The obesity rate in Miami is 37.2% (above the national rate of 32.1%). 17.0% of adults are smokers. 28.0% are physically inactive. 25.6% of residents report depression. 8.6% lack health insurance.

What is transportation like in Miami?

The average commute in Miami is 22 minutes, shorter than the national average of 28 minutes. 80.7% of workers drive alone to work, and 12.9% work from home.

What are the demographics of Miami?

The racial and ethnic makeup of Miami is 100% White. 100% of residents speak only English at home. 51.0% of the population are military veterans. 13.6% of residents have a disability. 96.3% have health insurance coverage.

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