Michiana Shores, IN

Indiana · Metropolitan Area

Michiana Shores is a small town in Indiana with a population of 433. Residents earn $92,500 per year, which is 23% above the national average.

4.5 /5.0
A+ Excellent
433 Population 1,237/sq mi density
$92,500 Median Income $70,985 per capita
$448,300 Home Value $560,731 Zillow
$1,250 Median Rent
50°F Avg Temperature
A+
Overall
4.5 / 5.0
Excellent overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$92,500 median income, 0.7% unemployment
B+
Affordability
3.9 / 5.0
$448,300 home value, $1,250/mo rent
A+
Education
5.0 / 5.0
55.8% bachelor's degree or higher
Median Income $92,500
23% higher than US avg
Home Value $448,300
59% higher than US avg
Bachelor's+ 55.8%
66% higher than US avg
Median Rent $1,250
7% higher than US avg
Obesity Rate 30.3%
6% lower than US avg
Unemployment 0.7%
81% lower than US avg
Poverty Rate 7.3%
41% lower than US avg

How Michiana Shores Compares to the U.S. Average (100% = U.S. avg)

People

Population433
Median Age60.7 yrs
Density1,237/mi²
Male / Female52% / 48%
Largest GroupWhite 91%

Economy

A+
Median Income$92,500
Per Capita$70,985
Unemployment0.7%
Poverty7.3%
County GDP$9,718M
Commute37 min

Housing

B+
Home Value$448,300
Rent$1,250
OwnershipN/A
Zillow$560,731

Crime

ViolentN/A
PropertyN/A

Health

Obesity30.3%
UninsuredN/A
Depression25.7%
Heart Disease4.3%

Climate

Avg Temp50°F
AQI41 (Good)
Rain42.6 in/yr
Elevation603 ft

Education

A+
Bachelor's+55.8%
High School+98.6%
School Score6.01

Community

2024 VoteR 53% / D 45%
Commute37 min
Libraries14

Is Michiana Shores a Good Place to Live?

Based on current data, Michiana Shores receives an overall livability score of 4.5 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs, long commute times. Michiana Shores stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Michiana Shores is $92,500, 23% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.7%. Only 7.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 37 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Michiana Shores is $448,300, making it a premium housing market at 59% above the U.S. median of $281,900. Renters pay a median of $1,250 per month. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.

Education

Michiana Shores is a highly educated community — 55.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.6% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Michiana Shores experiences four distinct seasons with an average temperature of 50°F. Winters average 24°F in January while summers reach 73°F in July. Annual precipitation totals 42.6 inches, including 65.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Michiana Shores has a population of 433 with a density of 1,237 people per square mile. The median age is 60.7 years, 56% older than the national median of 38.9. The city is predominantly White (90.5%).

Population

433
Total Population
1,237
People / sq mi
60.7yrs
Median Age
56% above US avg
0.4mi²
Land Area

Gender Distribution

Male 51.7%
Female 48.3%

Race & Ethnicity

Michiana Shores vs U.S. Average

Language Spoken at Home

English Only93.4%
19% above US avg
Spanish6.6%
51% below US avg

Social Characteristics

Michiana Shores vs U.S. Average

The median household income in Michiana Shores is $92,500, which is 23% above the national average of $75,149. The unemployment rate is 0.7% (below the 3.6% US average). 7.3% of residents live below the poverty line. Workers commute an average of 37 minutes.

Income: Michiana Shores vs U.S.

Commute Mode

Income

Median HH Income$92,500
23% above US avg
Per Capita Income$70,985
Avg Weekly Wage$1,096
IRS Avg AGI$80,573

Employment & Poverty

Unemployment0.7%
81% below US avg
Poverty Rate7.3%
41% below US avg
Establishments (County)4,096
County GDP$9,718M

Business (County)

Restaurants391
Healthcare432
Retail544
Manufacturing268

Tax & Cost of Living

Property Tax (IRS)$7,061
102% above US avg
Effective Tax Rate1.58%

Commute & Transportation

Commute Time37.1 min
Work from Home11.8%

Walkability

The median home value in Michiana Shores is $448,300, 59% above the national average. Monthly rent averages $1,250 (7% above US avg). Zillow estimates the typical home value at $560,731.

Home Value Sources

Ownership Split

Home Values

Census Median$448,300
59% above US avg
Zillow ZHVI$560,731

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,250
7% above US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied94.2%

Property Tax

Avg Tax (IRS)$7,061
102% above US avg
Effective Rate1.58%
In Michiana Shores, 30.3% of adults are obese (below the 32.1% national rate). 25.7% report depression. 16.2% are physically inactive.

Health Metrics: Michiana Shores vs U.S. Average (%)

Chronic Conditions

Obesity30.3%
6% below US avg
Diabetes8.4%
Heart Disease4.3%
High Blood Pressure29.7%
Asthma10.9%
COPD4.4%
Stroke2.1%

Behaviors & Mental Health

Binge Drinking17.6%
Physical Inactivity16.2%
Depression25.7%
Mental Distress15.8%
Physical Distress9.9%

Healthcare Access

Insurance Rate99.0%
Checkup Rate79.4%
Premature Death9,398/100K

Food & Exercise

Food Environment7.2/10
Exercise Access79.6%
Healthcare Facilities432

Crime Rates: Michiana Shores vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)13

Safety Score

Michiana Shores has an average annual temperature of 50°F (10°C). Winters average 24°F in January while summers reach 73°F in July. Annual precipitation is 42.6 inches. Air quality is rated Good with a median AQI of 41.

Temperature

24°F Jan (-4°C) 73°F Jul (23°C)
Annual Average50.0°F
7% below US avg
January Average24°F (-4°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall42.6 inches
12% above US avg
Snowfall65.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation603 ft (184 m)
Area0.4 sq mi (0.9 km²)
Population Density1,237/sq mi
Coordinates41.7564°N, 86.8182°W
County FIPS26021
It is classified as Metro — under 250K. 55.8% of residents hold a bachelor's degree or higher (66% above US avg). In the 2024 election, the county voted Republican by a 7.9-point margin.

2024 Presidential Election (County)

R 53.2%
D 45.4%

Winner: Republican by 7.9 points

Education

Bachelor's Degree+55.8%
66% above US avg
High School+98.6%
School Test Score6.01
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,237/sq mi
Total Area0.4 sq mi

Infrastructure & Services

Public Libraries14
Healthcare Facilities432
Restaurants391
Retail Stores544

Safety & Disasters

Fatal Crashes (County/yr)13

Commute & Transportation

Avg Commute37.1 min
Work from Home11.8%

Nearby Cities

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