All Countries
Middlebury, IN
Full City Profile · Indiana · Clay County County
3.2
/5.0
B
Good
3,681
Population
11,503/sq mi density
$81,094
Median Income
$36,586 per capita
$230,300
Home Value
$367,975 Zillow
$1,072
Median Rent
24.1% income on rent
54°F
Avg Temperature
293 sunny days/yr
56
Violent Crime/100K
3,887 property/100K
B
Overall
3.2 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$81,094 median income, 3.8% unemployment
A+
Affordability
5.0 / 5.0
$230,300 home value, $1,072/mo rent
F
Safety
1.0 / 5.0
56 violent crimes/100K
C+
Education
2.7 / 5.0
21.0% bachelor's degree or higher
Income Overview
Median Household Income
$81,094
8% above
US avg: $75,149
Per Capita Income
$36,586
6% below
US avg: $39,052
Unemployment Rate
3.8%
6% above
US avg: 3.6%
Poverty Rate
5.9%
52% below
US avg: 12.4%
Income Comparison: Middlebury vs. U.S. Average
Each bar shows Middlebury’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$81,094
108%
Per Capita
US: $39,052
$36,586
94%
IRS Avg AGI
US: $72,000
$62,294
87%
Avg Weekly Wage
US: $1,432
$881
62%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$881
38% below US avg ($1,432)
Mean Commute Time
18 min
33% below US avg (28 min)
Work From Home
6.1%
60% below US avg (15.2%)
Drive Alone
42.6%
42% below US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$1,042M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
42.6%
Public Transit
0%
Work From Home
6.1%
Other
51.3%
Average commute time
18 minutes
US avg: 28 min
Business Landscape
Total Establishments
529
Restaurants
49
Healthcare
57
Retail
83
Manufacturing
26
Tax & Financial
IRS Avg Adjusted Gross Income
$62,294
13% below US avg ($72,000)
Avg Property Tax
$1,477
58% below US avg ($3,500)
Cost of Living Index
93.3
Below national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $81,094 |
| Per Capita Income | $36,586 |
| IRS Avg Adjusted Gross Income | $62,294 |
| Avg Weekly Wage | $881 |
| County GDP | $1,042M |
Hardship Indicators
| Unemployment Rate | 3.8% |
| Poverty Rate | 5.9% |
| Gini Coefficient | 0.426 |
| Cost of Living Index | 93.3 |
Commute
| Mean Commute | 18 minutes |
| Drive Alone | 42.6% |
| Public Transit | 0.0% |
| Work From Home | 6.1% |
Businesses
| Total Establishments | 529 |
| Restaurants | 49 |
| Healthcare | 57 |
| Retail | 83 |
| Manufacturing | 26 |
Tax
| IRS Avg AGI | $62,294 |
| Avg Property Tax | $1,477 |