Milford, NE

Nebraska · Metropolitan Area

Milford is a small town in Nebraska with a population of 2,656. Residents earn $80,997 per year, which is 8% above the national average.

4.3 /5.0
A Great
2,656 Population 3,362/sq mi density
$80,997 Median Income $34,662 per capita
$225,200 Home Value $300,872 Zillow
$892 Median Rent
50°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.6 / 5.0
$80,997 median income, 0.2% unemployment
A+
Affordability
5.0 / 5.0
$225,200 home value, $892/mo rent
B
Education
3.2 / 5.0
28.0% bachelor's degree or higher
Median Income $80,997
8% higher than US avg
Home Value $225,200
20% lower than US avg
Bachelor's+ 28.0%
17% lower than US avg
Median Rent $892
23% lower than US avg
Obesity Rate 36.1%
12% higher than US avg
Unemployment 0.2%
94% lower than US avg
Poverty Rate 3.6%
71% lower than US avg

How Milford Compares to the U.S. Average (100% = U.S. avg)

People

Population2,656
Median Age31.3 yrs
Density3,362/mi²
Male / Female54% / 47%
Largest GroupWhite 94%

Economy

A+
Median Income$80,997
Per Capita$34,662
Unemployment0.2%
Poverty3.6%
County GDP$1,090M
Commute20 min

Housing

A+
Home Value$225,200
Rent$892
OwnershipN/A
Zillow$300,872

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.1%
UninsuredN/A
Depression19.4%
Heart Disease5.1%

Climate

Avg Temp50°F
AQI32 (Good)
Rain28.7 in/yr
Elevation1,468 ft

Education

B
Bachelor's+28.0%
High School+93.7%
School Score5.81

Community

2024 VoteR 73% / D 26%
Commute20 min
Libraries3

Is Milford a Good Place to Live?

Based on current data, Milford receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Milford stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Milford is $80,997, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.2%. Only 3.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Milford is $225,200, 20% below the national median — offering relatively affordable homeownership. Renters pay a median of $892 per month, below the national average — a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.

Education

28.0% of residents hold a bachelor's degree, below the national average of 33.7%. 93.7% have completed high school. Area schools have an average test score of 5.8/10.

Climate & Weather

Milford experiences four distinct seasons with an average temperature of 50°F. Winters average 23°F in January while summers reach 75°F in July. Annual precipitation totals 28.7 inches, including 21.5 inches of snow. Air quality is rated Good with a median AQI of 32.

Milford has a population of 2,656 with a density of 3,362 people per square mile. The median age is 31.3 years, 20% younger than the national median of 38.9. The city is predominantly White (94.3%), with 1.3% Hispanic, 1.6% Black.

Population

2,656
Total Population
3,362
People / sq mi
31.3yrs
Median Age
20% below US avg
0.8mi²
Land Area

Gender Distribution

Male 53.5%
Female 46.5%

Race & Ethnicity

Milford vs U.S. Average

Language Spoken at Home

English Only95.5%
22% above US avg
Spanish4.5%
66% below US avg

Social Characteristics

Milford vs U.S. Average

The median household income in Milford is $80,997, which is 8% above the national average of $75,149. The unemployment rate is 0.2% (below the 3.6% US average). 3.6% of residents live below the poverty line. Workers commute an average of 20 minutes.

Income: Milford vs U.S.

Commute Mode

Income

Median HH Income$80,997
8% above US avg
Per Capita Income$34,662
Avg Weekly Wage$995
IRS Avg AGI$87,858

Employment & Poverty

Unemployment0.2%
94% below US avg
Poverty Rate3.6%
71% below US avg
Establishments (County)516
County GDP$1,090M

Business (County)

Restaurants40
Healthcare40
Retail46
Manufacturing20

Tax & Cost of Living

Property Tax (IRS)$5,158
47% above US avg
Effective Tax Rate2.29%

Commute & Transportation

Commute Time19.7 min
Work from Home6.5%

Walkability

The median home value in Milford is $225,200, 20% below the national average. Monthly rent averages $892 (23% below US avg). Zillow estimates the typical home value at $300,872.

Home Value Sources

Ownership Split

Home Values

Census Median$225,200
20% below US avg
Zillow ZHVI$300,872
Median List Price$275,000

Real Estate Market (Redfin)

Median List Price$275,000
$/Sq Ft$108
Homes Sold1
Sale-to-List Ratio102.9%
Price Drops0.0%

Rental Costs

Census Median Rent$892
23% below US avg

HUD Fair Market Rent

Studio$706
1 Bedroom$791
2 Bedrooms$1,001
3 Bedrooms$1,274
4 Bedrooms$1,409

Ownership & Property

Owner-Occupied64.7%

Property Tax

Avg Tax (IRS)$5,158
47% above US avg
Effective Rate2.29%
In Milford, 36.1% of adults are obese (above the 32.1% national rate). 19.4% report depression. 24.0% are physically inactive.

Health Metrics: Milford vs U.S. Average (%)

Chronic Conditions

Obesity36.1%
12% above US avg
Diabetes8.6%
Heart Disease5.1%
High Blood Pressure29.5%
Asthma9.4%
COPD5.6%
Stroke2.7%

Behaviors & Mental Health

Binge Drinking22.5%
Physical Inactivity24.0%
Depression19.4%
Mental Distress15.0%
Physical Distress11.3%

Healthcare Access

Insurance Rate95.5%
Checkup Rate71.9%
Premature Death5,490/100K

Food & Exercise

Food Environment8.2/10
Exercise Access62.6%
Healthcare Facilities40

Crime Rates: Milford vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Milford has an average annual temperature of 50°F (10°C). Winters average 23°F in January while summers reach 75°F in July. Annual precipitation is 28.7 inches. Air quality is rated Good with a median AQI of 32.

Temperature

23°F Jan (-5°C) 75°F Jul (24°C)
Annual Average50.0°F
7% below US avg
January Average23°F (-5°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall28.7 inches
25% below US avg
Snowfall21.5 inches/yr

Air Quality

AQI Median32.0
RatingGood

Geography

Elevation1,468 ft (447 m)
Area0.8 sq mi (2.0 km²)
Population Density3,362/sq mi
Coordinates40.7726°N, 97.0541°W
County FIPS31159
It is classified as Metro — 250K–1M. 28.0% of residents hold a bachelor's degree or higher (17% below US avg). In the 2024 election, the county voted Republican by a 46.6-point margin.

2024 Presidential Election (County)

R 72.6%
D 26%

Winner: Republican by 46.6 points

Education

Bachelor's Degree+28.0%
17% below US avg
High School+93.7%
School Test Score5.81
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density3,362/sq mi
Total Area0.8 sq mi

Infrastructure & Services

Public Libraries3
Healthcare Facilities40
Restaurants40
Retail Stores46

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute19.7 min
Work from Home6.5%

Nearby Cities

Compare Milford with another city: