Median Income
$81,797
9% higher than US avg
Home Value
$179,700
36% lower than US avg
Bachelor's+
21.7%
36% lower than US avg
Median Rent
$843
28% lower than US avg
Obesity Rate
34.1%
6% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
6.8%
45% lower than US avg
How Utica Compares to the U.S. Average (100% = U.S. avg)
People
Population1,092
Median Age35.1 yrs
Density2,374/mi²
Male / Female51% / 49%
Largest GroupWhite 95%
Economy
A+
Median Income$81,797
Per Capita$34,013
Unemployment0.9%
Poverty6.8%
County GDP$1,090M
Commute20 min
Housing
A+
Home Value$179,700
Rent$843
OwnershipN/A
Zillow$240,557
Health
Obesity34.1%
UninsuredN/A
Depression18.8%
Heart Disease4.8%
Climate
Avg Temp50°F
AQI32 (Good)
Rain28.7 in/yr
Elevation1,598 ft
Education
C+
Bachelor's+21.7%
High School+94.7%
School Score5.81
Community
2024 VoteR 73% / D 26%
Commute20 min
Libraries3
Is Utica a Good Place to Live?
Based on current data, Utica receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, a low poverty rate. Utica stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Utica is $81,797, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.9%. Only 6.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 20 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Utica is $179,700, 36% below the national median — offering relatively affordable homeownership. Renters pay a median of $843 per month, below the national average — a plus for affordability. At just 2.2x median income, home prices are very affordable relative to local earnings.
Education
21.7% of residents hold a bachelor's degree, below the national average of 33.7%. 94.7% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Utica experiences four distinct seasons with an average temperature of 50°F. Winters average 23°F in January while summers reach 75°F in July. Annual precipitation totals 28.7 inches, including 21.5 inches of snow. Air quality is rated Good with a median AQI of 32.
Utica has a population of 1,092 with a density of 2,374 people per square mile. The median age is 35.1 years, 10% younger than the national median of 38.9. The city is predominantly White (95.1%).
Population
35.1yrs
Median Age
10% below US avg
Language Spoken at Home
| English Only | 98.9% |
| 26% above US avg |
| Spanish | 1.1% |
| 92% below US avg |
The median household income in Utica is $81,797, which is 9% above the national average of $75,149. The unemployment rate is 0.9% (below the 3.6% US average). 6.8% of residents live below the poverty line. Workers commute an average of 20 minutes.
Income
| Median HH Income | $81,797 |
| 9% above US avg |
| Per Capita Income | $34,013 |
| Avg Weekly Wage | $995 |
| IRS Avg AGI | $87,858 |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 6.8% |
| 45% below US avg |
| Establishments (County) | 516 |
| County GDP | $1,090M |
Business (County)
| Restaurants | 40 |
| Healthcare | 40 |
| Retail | 46 |
| Manufacturing | 20 |
Tax & Cost of Living
| Property Tax (IRS) | $5,158 |
| 47% above US avg |
| Effective Tax Rate | 2.87% |
Commute & Transportation
| Commute Time | 19.8 min |
| Work from Home | 7.7% |
The median home value in Utica is $179,700, 36% below the national average. Monthly rent averages $843 (28% below US avg). Zillow estimates the typical home value at $240,557.
Home Values
| Census Median | $179,700 |
| 36% below US avg |
| Zillow ZHVI | $240,557 |
| Median List Price | $305,000 |
Real Estate Market (Redfin)
| Median List Price | $305,000 |
| $/Sq Ft | $101 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 95.6% |
| Price Drops | 0.0% |
Rental Costs
| Census Median Rent | $843 |
| 28% below US avg |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $5,158 |
| 47% above US avg |
| Effective Rate | 2.87% |
In Utica, 34.1% of adults are obese (above the 32.1% national rate). 18.8% report depression. 21.8% are physically inactive.
Health Metrics: Utica vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.1% |
| 6% above US avg |
| Diabetes | 7.7% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.0% |
| Asthma | 9.1% |
| COPD | 4.9% |
| Stroke | 2.4% |
Behaviors & Mental Health
| |
| Binge Drinking | 22.9% |
| Physical Inactivity | 21.8% |
| Depression | 18.8% |
| Mental Distress | 14.2% |
| Physical Distress | 10.2% |
Healthcare Access
| Insurance Rate | 89.9% |
| |
| Checkup Rate | 72.0% |
| Premature Death | 5,490/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 62.6% |
| Healthcare Facilities | 40 |
Crime Rates: Utica vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 6 |
Safety Score
Utica has an average annual temperature of 50°F (10°C). Winters average 23°F in January while summers reach 75°F in July. Annual precipitation is 28.7 inches. Air quality is rated Good with a median AQI of 32.
Temperature
23°F Jan (-5°C)
75°F Jul (24°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 28.7 inches |
| 25% below US avg |
| Snowfall | 21.5 inches/yr |
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Geography
| Elevation | 1,598 ft (487 m) |
| Area | 0.5 sq mi (1.2 km²) |
| Population Density | 2,374/sq mi |
| Coordinates | 40.8953°N, 97.3453°W |
| County FIPS | 31159 |