Median Income
$94,359
26% higher than US avg
Home Value
$430,600
53% higher than US avg
Violent Crime
647/100K
70% higher than US avg
Bachelor's+
36.4%
8% higher than US avg
Median Rent
$2,777
139% higher than US avg
Obesity Rate
33.6%
5% higher than US avg
Unemployment
0.6%
83% lower than US avg
Poverty Rate
5.4%
56% lower than US avg
How Mill Bay Compares to the U.S. Average (100% = U.S. avg)
People
Population3,541
Median Age35.5 yrs
Density1,029/mi²
Male / Female54% / 46%
Largest GroupWhite 58%
Veterans16.3%
Economy
A+
Median Income$94,359
Per Capita$51,428
Unemployment0.6%
Poverty5.4%
County GDP$989M
Commute12 min
Housing
A
Home Value$430,600
Rent$2,777
Ownership85.0%
Zillow$435,931
Housing Units1,664
Rent Burden25.9%
Crime
F
Violent647/100K
Property4,157/100K
Health
Obesity33.6%
Uninsured9.8%
Smoking15.3%
Depression19.4%
Heart Disease5.3%
Climate
Avg Temp42°F (6°C)
AQI21 (Good)
Rain75.6 in/yr
Sunny Days166/yr
Elevation110 ft (34 m)
Education
B+
Bachelor's+36.4%
High School+98.1%
Graduate+14.1%
School Score5.30
Community
2024 VoteR 56% / D 44%
Commute12 min
Broadband98.2%
Libraries4
Is Mill Bay a Good Place to Live?
Based on current data, Mill Bay receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, strong internet connectivity. Areas to be aware of include elevated crime rates, high housing costs. Mill Bay offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mill Bay is $94,359, 26% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.6%. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 12 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Mill Bay is $430,600, making it a premium housing market at 53% above the U.S. median of $281,900. Renters pay a median of $2,777 per month, significantly above the national average of $1,163. A price-to-income ratio of 4.6x indicates a reasonably affordable housing market.
Safety & Crime
With 647 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,157 per 100,000, 112% above the national average.
Education
Educational attainment is solid, with 36.4% holding a bachelor's degree or higher, near the national average. 98.1% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Mill Bay has a cool climate with an average annual temperature of 42°F. Winters average 32°F in January while summers reach 55°F in July. With 166 sunny days, the area sees less sunshine than many U.S. cities. Annual precipitation totals 75.6 inches, including 42.9 inches of snow. Air quality is rated Good with a median AQI of 21.
Mill Bay has a population of 3,541 with a density of 1,029 people per square mile, spread across 3.4 square miles. The median age is 35.5 years, 9% younger than the national median of 38.9. The gender split is 45.6% female and 54.4% male. The city is predominantly White (57.9%), with 19.5% Hispanic. English is the primary language spoken at home by 81.7% of residents, while 18.3% speak Spanish. 16.3% of the population are veterans, above the national rate of 6.0%. 12.9% of residents have a disability. 80.9% have health insurance coverage.
Population
35.5yrs
Median Age
9% below US avg
Language Spoken at Home
English Only
81.7%
4% above US avg
Spanish
18.3%
37% above US avg
The median household income in Mill Bay is $94,359, which is 26% above the national average of $75,149. Per capita income is $51,428 (above the $39,052 national figure). The average weekly wage is $1,170, 18% lower than the U.S. average. The unemployment rate is 0.6% (below the 3.6% US average). 5.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 475 business establishments, including 49 restaurants. The cost of living index is 102.4, roughly in line with the national average. Workers commute an average of 12 minutes (shorter than the 28-minute US average). 4.7% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $94,359 |
| 26% above US avg |
| Per Capita Income | $51,428 |
| Avg Weekly Wage | $1,170 |
| IRS Avg AGI | $76,879 |
| Gini Index | 0.401 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.6% |
| 83% below US avg |
| Poverty Rate | 5.4% |
| 56% below US avg |
| Establishments (County) | 475 |
| County GDP | $989M |
Business (County)
| Restaurants | 49 |
| Healthcare | 42 |
| Retail | 36 |
| Manufacturing | 18 |
Tax & Cost of Living
| Property Tax (IRS) | $5,383 |
| 54% above US avg |
| Cost of Living | 102.40 (100=avg) |
| Effective Tax Rate | 1.25% |
Commute & Transportation
| Commute Time | 11.5 min |
| Drive Alone | 78.8% |
| Public Transit | 0.0% |
| Work from Home | 4.7% |
The median home value in Mill Bay is $430,600, 53% above the national median of $281,900. Zillow estimates the typical home value at $435,931. Monthly rent averages $2,777 (139% above the national average of $1,163). Fair market rent ranges from $1,194 for a one-bedroom to $1,467 for a two-bedroom apartment. 85.0% of housing units are owner-occupied (above the 65.4% national rate). There are 1,664 total housing units in the city. The median year a home was built is 1999. The average annual property tax is $5,383 (higher than the $3,500 national average). 25.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.6x.
Home Values
| Census Median | $430,600 |
| 53% above US avg |
| Zillow ZHVI | $435,931 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $2,777 |
| 139% above US avg |
| Rent Burden | 25.9% |
HUD Fair Market Rent
| Studio | $1,061 |
| 1 Bedroom | $1,194 |
| 2 Bedrooms | $1,467 |
| 3 Bedrooms | $1,941 |
| 4 Bedrooms | $2,304 |
Ownership & Property
| Homeownership | 85.0% |
| Owner-Occupied | 85.0% |
| Renter-Occupied | 15.0% |
| Housing Units | 1,664 |
| Median Year Built | 1999 |
Property Tax
| Avg Tax (IRS) | $5,383 |
| 54% above US avg |
| Effective Rate | 1.25% |
In Mill Bay, 33.6% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.3% of residents. 29.9% have high blood pressure. 15.3% are current smokers. 19.1% report binge drinking. 20.8% are physically inactive, below the national average. 19.4% report depression. 15.7% experience frequent mental distress. 9.8% of residents lack health insurance. The primary care physician ratio is 1:710. The dentist ratio is 1:1,817. 99.2% of residents have access to exercise opportunities. The food environment index is 7.8 out of 10.
Health Metrics: Mill Bay vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.6% |
| 5% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.3% |
| High Blood Pressure | 29.9% |
| Asthma | 10.3% |
| COPD | 5.7% |
| Cancer | 6.7% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 19.1% |
| Physical Inactivity | 20.8% |
| Depression | 19.4% |
| Mental Distress | 15.7% |
| Physical Distress | 12.5% |
| Short Sleep | 37.6% |
Healthcare Access
| Insurance Rate | 80.9% |
| Uninsured | 9.8% |
| 14% above US avg |
| Primary Care | 1:710 |
| Dentists | 1:1,817 |
| Mental Health | 1:233 |
| Checkup Rate | 66.9% |
| Dental Visits | 59.7% |
| Premature Death | 8,976/100K |
Food & Exercise
| Food Environment | 7.8/10 |
| Exercise Access | 99.2% |
| Healthcare Facilities | 42 |
Mill Bay has a violent crime rate of 647 per 100,000 residents, 70% above the national average of 380. Property crime stands at 4,157 per 100,000, 112% above the U.S. average. Overall, Mill Bay receives a safety grade of F.
Crime Rates: Mill Bay vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 646.7/100K |
| 70% above US avg |
| |
Property Crime
| Total Property | 4,157.0/100K |
| 112% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Mill Bay has a cool climate with an average annual temperature of 42°F (6°C). Winters average 32°F in January while summers reach 55°F in July. The area gets 166 sunny days per year, below the national average of 205. Annual precipitation totals 75.6 inches (wetter than the 38-inch national average). The area receives 42.9 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 21 / among the cleanest air in the country. The city sits at an elevation of 110 feet.
Temperature
32°F Jan (-0°C)
55°F Jul (13°C)
| Annual Average | 41.9°F |
| 22% below US avg |
| January Average | 32°F (-0°C) |
| July Average | 55°F (13°C) |
| Sunny Days | 166 days/yr |
Geography
| Elevation | 110 ft (34 m) |
| Area | 3.4 sq mi (8.9 km²) |
| Population Density | 1,029/sq mi |
| Coordinates | 57.8155°N, 152.3675°W |
| Timezone | America/Anchorage |
| County | Kodiak Island Borough County |
| Nearest Airport | Ted Stevens Anchorage International (ANC)
246 miles away |
Precipitation & Snow
Annual Rainfall
75.6"
99% above US avg
Wettest Month (Oct)
7.76"
Air Quality
| AQI Median | 21.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 65.1 / 100 |
| Social Vulnerability | 33.2 / 100 |
| Community Resilience | 18.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
No Rating |
| Strong Wind |
No Rating |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
No Rating |
| Cold Wave |
No Rating |
| Landslide |
Relatively Moderate |
| Coastal Flood |
No Rating |
| Tsunami |
Relatively Moderate |
| Volcano |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2,397 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M7.0. Most recent: M2.6 on Aug 27, 2025.
| Dec 6, 1999 |
26 km SSE of Karluk, Alaska |
M7.0 |
129 km |
| Jan 10, 2001 |
47 km S of Old Harbor, Alaska |
M6.9 |
128 km |
| Jul 11, 2000 |
24 km SSW of Larsen Bay, Alaska |
M6.5 |
121 km |
| Dec 7, 1999 |
29 km N of Akhiok, Alaska |
M6.4 |
132 km |
| Jul 19, 2001 |
107 km SE of Chiniak, Alaska |
M5.9 |
126 km |
| May 27, 2019 |
61 km SSW of Nanwalek, Alaska |
M5.8 |
116 km |
| May 19, 2000 |
63 km WSW of Nanwalek, Alaska |
M5.8 |
143 km |
| Nov 8, 1998 |
101 km SE of Old Harbor, Alaska |
M5.7 |
146 km |
| Mar 8, 1990 |
35 km N of Aleneva, Alaska |
M5.6 |
72 km |
| Aug 31, 2017 |
61 km NW of Aleneva, Alaska |
M5.6 |
103 km |
| Jul 11, 2000 |
23 km SSE of Karluk, Alaska |
M5.5 |
123 km |
| Jan 20, 2004 |
82 km ENE of Ouzinkie, Alaska |
M5.5 |
81 km |
| Feb 21, 2023 |
43 km SSE of Old Harbor, Alaska |
M5.4 |
116 km |
| Dec 1, 2012 |
81 km WNW of Aleneva, Alaska |
M5.4 |
123 km |
| May 11, 2017 |
69 km SE of Old Harbor, Alaska |
M5.4 |
119 km |
| Mar 8, 2000 |
27 km SW of Larsen Bay, Alaska |
M5.4 |
124 km |
| Mar 27, 2008 |
41 km SSW of Nanwalek, Alaska |
M5.3 |
133 km |
| Jan 10, 2001 |
55 km S of Old Harbor, Alaska |
M5.3 |
138 km |
| Dec 6, 1999 |
33 km N of Akhiok, Alaska |
M5.3 |
124 km |
| Jan 2, 2009 |
62 km NNE of Ouzinkie, Alaska |
M5.3 |
69 km |
Source: USGS (M2.5+, 1990–2025)
Tsunami History
3 tsunamis recorded within 500 km.
Highest wave on record: 30.0 m (98 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1788 |
ALASKA PENINSULA, AK |
Earthquake |
30.0 m |
— |
98 km |
| 1854 |
KODIAK ISLAND, AK |
Eruption + Earthquake |
2.4 m |
— |
93 km |
| 1970 |
ANDREANOF ISLANDS, AK |
Earthquake |
0.0 m |
— |
98 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
4 volcanoes within 200 km.
Closest: Katmai (161 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Katmai |
Stratovolcano |
2,047 m (6,716 ft) |
1912 |
161 km |
| Trident |
Stratovolcano |
1,864 m (6,115 ft) |
1974 |
168 km |
| Martin |
Stratovolcano |
1,863 m (6,112 ft) |
1953 |
181 km |
| Augustine |
Lava dome(s) |
1,252 m (4,108 ft) |
2006 |
183 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: TWIN CREEKS (3,418 ac, 2015).
| Year |
Name |
Acres |
Distance |
| 2015 |
TWIN CREEKS |
3,418 |
24 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
32°F (-0°C) |
7.6 in |
|
| February |
31°F (-1°C) |
5.6 in |
Coldest |
| March |
32°F (0°C) |
5.0 in |
|
| April |
36°F (2°C) |
5.2 in |
|
| May |
43°F (6°C) |
5.9 in |
|
| June |
49°F (9°C) |
5.1 in |
|
| July |
55°F (13°C) |
3.9 in |
Warmest, Driest |
| August |
54°F (12°C) |
4.7 in |
|
| September |
49°F (9°C) |
7.3 in |
|
| October |
41°F (5°C) |
7.8 in |
Wettest |
| November |
35°F (2°C) |
6.3 in |
|
| December |
31°F (-0°C) |
7.0 in |
|
Mill Bay has a seasonal temperature swing of 24°F / from 31°F in February to 55°F in July. Total annual precipitation is 71.5 inches, with October being the wettest month (7.8") and July the driest (3.9").
Average costs for common services in Mill Bay. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$256 ($154–$410) |
| Specialist Visit |
$358 ($205–$563) |
| Urgent Care Visit |
$205 ($102–$358) |
| Emergency Room Visit |
$2,253 ($819–$5,120) |
| Dental Cleaning |
$133 ($77–$205) |
| Dental Filling |
$256 ($154–$410) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($51–$123) |
| Brake Pad Replacement |
$307 ($154–$512) |
| Tire Rotation |
$41 ($20–$77) |
| New Tires (Set of 4) |
$614 ($410–$1,024) |
| Battery Replacement |
$205 ($102–$358) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$102 ($61–$154) |
| Electrician (Per Hour) |
$92 ($51–$143) |
| HVAC Repair |
$410 ($154–$819) |
| HVAC System Install |
$7,168 ($4,096–$12,288) |
| Roof Repair |
$1,024 ($410–$2,048) |
| Roof Replacement |
$9,216 ($5,632–$15,360) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,536 ($512–$3,584) |
| Divorce (Contested) |
$15,360 ($5,120–$30,720) |
| DUI Defense |
$5,120 ($2,048–$10,240) |
| Bankruptcy (Chapter 7) |
$1,536 ($819–$3,072) |
| Will Preparation |
$512 ($205–$1,024) |
| Trust Preparation |
$2,560 ($1,024–$5,120) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$56 ($31–$102) |
| Hair Coloring (Full) |
$154 ($77–$256) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($51–$133) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.20 ($3.07–$5.63) |
| Dozen Eggs (per dozen) |
$3.58 ($2.56–$5.12) |
| Loaf of Bread |
$3.89 ($2.56–$5.63) |
| Chicken Breast (per lb) |
$4.61 ($3.07–$6.66) |
| Ground Beef (per lb) |
$5.63 ($4.10–$7.68) |
| Rice (per lb) |
$1.02 ($0.61–$1.84) |
View all 20 services
Utilities
| Electricity (Monthly) |
$143 ($82–$256) |
| Natural Gas (Monthly) |
$72 ($31–$154) |
| Water/Sewer (Monthly) |
$72 ($41–$123) |
| Internet (Monthly) |
$72 ($41–$102) |
| Cell Phone Plan (Monthly) |
$67 ($31–$102) |
| Cable TV (Monthly) |
$87 ($51–$154) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$205 ($77–$512) |
| Car Insurance (Annual) |
$2,048 ($1,229–$3,584) |
| Bus Pass (Monthly) |
$72 ($31–$133) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.19–$26) |
| Car Registration (Annual) |
$102 ($31–$256) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,229 ($614–$2,560) |
| Daycare (Toddler, Monthly) |
$1,024 ($512–$2,048) |
| After-School Care (Monthly) |
$410 ($205–$717) |
| Tutoring (Per Hour) |
$51 ($26–$102) |
| SAT/ACT Prep Course |
$1,024 ($410–$2,560) |
| Private School (K-12, Annual) |
$12,800 ($5,120–$30,720) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($31–$102) |
| Dog Vaccination (Annual) |
$102 ($51–$205) |
| Dog Grooming |
$61 ($31–$102) |
| Pet Boarding (Per Night) |
$41 ($20–$77) |
| Dog Spay/Neuter |
$307 ($154–$512) |
| Cat Spay/Neuter |
$205 ($102–$410) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,216 |
| Toddler | $1,054 |
| Preschool | $1,013 |
| Family Childcare (monthly) |
| Infant | $1,180 |
| Toddler | $1,071 |
| Preschool | $1,003 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mill Bay
What is the population of Mill Bay?
Mill Bay has a population of 3,541 residents and is located in Alaska. The population density is 1,029 people per square mile, spread across 3.4 square miles. The median age of residents is 35.5 years, which is younger than the national median of 38.9 years. The population is 45.6% female and 54.4% male.
Is Mill Bay expensive to live in?
Mill Bay has a cost of living roughly in line with the national average, with an index of 102.4 (baseline: 100). The median household income is $94,359, 26% above the national average of $75,149. The median home value is $430,600 (53% above the U.S. median). Renters pay a median of $2,777 per month, above the national average of $1,163. The home price-to-income ratio is 4.6x, indicating housing is reasonably affordable relative to local income levels.
Is Mill Bay safe?
Public safety is a concern in Mill Bay, with a violent crime rate of 647 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,157 per 100,000 (above the national average). Overall, Mill Bay receives a safety grade of F based on combined crime data.
What is the weather like in Mill Bay?
Mill Bay has a cool climate with an average annual temperature of 42°F (6°C). Winter temperatures average 32°F in January, while summers reach an average of 55°F in July. The area receives 166 sunny days per year, below the national average of 205. Annual rainfall totals 75.6 inches, with 42.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 21.
How is the job market in Mill Bay?
The job market in Mill Bay is very strong, with unemployment at just 0.6% / well below the national rate of 3.6%. The average weekly wage is $1,170. There are 475 business establishments in the area, including 49 restaurants and food service locations. The average commute time is 12 minutes, and 4.7% of workers work from home.
How much does housing cost in Mill Bay?
The median home value in Mill Bay is $430,600. Zillow estimates the typical home value at $435,931. For renters, the median monthly rent is $2,777. Fair market rent is $1,194 for a 1-bedroom and $1,467 for a 2-bedroom apartment. The homeownership rate is 85.0%. The average annual property tax is $5,383.
How are the schools in Mill Bay?
Schools in Mill Bay score 5.3 out of 10 on standardized testing, near the national average. 36.4% of adults in Mill Bay hold a bachelor's degree or higher, above the national average of 33.7%. 98.1% have completed high school. 14.1% hold a graduate or professional degree.
How healthy is Mill Bay?
The obesity rate in Mill Bay is 33.6% (above the national rate of 32.1%). 15.3% of adults are smokers. 20.8% are physically inactive. 19.4% of residents report depression. 9.8% lack health insurance. 99.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:710.
What is transportation like in Mill Bay?
The average commute in Mill Bay is 12 minutes, shorter than the national average of 28 minutes. 78.8% of workers drive alone to work, and 4.7% work from home.
What are the demographics of Mill Bay?
The racial and ethnic makeup of Mill Bay is 57.9% White, 19.5% Hispanic or Latino. 81.7% of residents speak only English at home, while 18.3% speak Spanish. 16.3% of the population are military veterans. 12.9% of residents have a disability. 80.9% have health insurance coverage.
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